# Сопутствующие статьи по теме Payment

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Payment", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Pi Network Temporarily Halts Wallet Payment Requests Amid Rising Scams

Pi Network has temporarily disabled its wallet payment request feature due to widespread scams. Scammers were impersonating official accounts and targeting high-balance wallets, tricking users into approving fraudulent requests, resulting in irreversible losses. Over a million PI tokens have been stolen this year, with one wallet receiving more than 838,000 tokens. The Pi Core Team clarified that the issue stems from user approval, not a system vulnerability, and emphasized that this is a common risk across crypto wallets. The token’s value dropped 10% following the incident but has since shown slight recovery. Recent updates include standardized KYC and testnet DEX improvements to enhance security and liquidity.

TheNewsCrypto12/31 12:56

Pi Network Temporarily Halts Wallet Payment Requests Amid Rising Scams

TheNewsCrypto12/31 12:56

How XRP’s Utility Will Drive Price Appreciation In The New Year

Crypto pundit SMQKE argues that XRP's utility within Ripple's payment system will drive future price appreciation, citing institutional adoption and transaction efficiency. He claims that as Ripple processes transactions, a small amount of XRP is permanently removed from circulation, potentially causing a supply shock and price increase. However, another expert, Lewis Jackson, disputes this, stating that XRP is recycled in cross-border transactions and that institutions don’t need to hold large amounts, meaning utility may not boost prices. Meanwhile, analyst Ali Martinez warns that XRP could drop to $0.80 due to declining network activity and selling pressure from large holders. XRP is currently trading near $1.85, down over 2% in 24 hours.

bitcoinist12/30 19:57

How XRP’s Utility Will Drive Price Appreciation In The New Year

bitcoinist12/30 19:57

China to Pay Interest on Digital Yuan to Boost Adoption

China's central bank will allow interest payments on commercial bank holdings of the digital yuan (e-CNY) starting January 1, 2026, transforming it from "digital money" to a "digital deposit currency." This move aims to boost adoption by making e-CNY more attractive compared to non-interest-bearing payment options. Digital yuan holdings will receive deposit insurance protection and be subject to interest rates aligned with existing deposit pricing guidelines. Despite technical maturity, e-CNY adoption has been challenged by dominant mobile payment platforms like Alipay and WeChat Pay. Meanwhile, China is expanding the digital yuan's cross-border usage through international partnerships and has established an e-CNY International Operation Center in Shanghai. The government continues to prohibit cryptocurrency trading and mining while advancing its state-backed digital currency.

TheNewsCrypto12/29 13:28

China to Pay Interest on Digital Yuan to Boost Adoption

TheNewsCrypto12/29 13:28

VC Investment Trends Shift: Public Chains and AI Cool Down; Prediction and Payment Take the Lead

Venture capital investment in the crypto sector is shifting significantly, moving away from previously dominant areas like Layer 1 and Layer 2 blockchains and AI projects. According to recent data, out of 73 projects that raised over $10 million in the past three months, almost none were new public chains. Similarly, AI × Web3 sector saw only two major raises, totaling $22.8 million. Instead, prediction markets and payment systems are now attracting substantial capital. Prediction platforms Polymarket and Kalshi alone secured over $3.15 billion, driven by Polymarket’s accurate election forecasts and growing user engagement. The payment and banking sector raised nearly $1.3 billion, with companies like Ripple Labs and Rapyd leading large rounds. Stablecoin transaction volumes now rival Visa, highlighting the sector’s expansion. Real World Assets (RWA) are also gaining traction, with over $850 million raised—led by Figure’s $787.5 million IPO. Tokenized assets on-chain now exceed $36 billion. Additionally, user-friendly infrastructure projects, such as simplified wallets and onboarding tools, are receiving significant investment to attract mainstream adoption. While DeFi remains active with around $740 million in funding, it no longer dominates VC attention. The trend indicates a clear pivot toward applications with real-world use cases and revenue potential over pure infrastructure.

Odaily星球日报12/27 13:41

VC Investment Trends Shift: Public Chains and AI Cool Down; Prediction and Payment Take the Lead

Odaily星球日报12/27 13:41

From Exchanges to Hotels: USDT is Penetrating Real-World Consumption Scenes

Trip.com, the overseas version of Chinese travel giant Ctrip, has begun accepting stablecoin payments in USDT and USDC for global users. A real-world test in Vietnam confirmed the functionality, allowing a hotel booking to be completed in under 10 minutes using USDT. Notably, payments with USDT offered significant savings, with flight bookings being approximately 18% cheaper and hotel bookings around 2.35% cheaper compared to traditional payment methods. The service, powered by Singapore-based licensed payment gateway Triple-A, supports multiple blockchains including Ethereum, Tron, and Solana. A key privacy benefit was noted: booking a hotel with USDT required only a name and email, minimizing personal data collection. This development is particularly significant for the vast global population without access to international credit cards. The article contextualizes this move within a broader trend of major corporations, from PayPal and Ant Group to automakers like BYD and Toyota, adopting stablecoins. This shift is often driven by practical necessity in countries experiencing severe local currency devaluation, where stablecoins like USDT have become a critical tool for maintaining financial stability and facilitating cross-border commerce.

比推12/26 05:12

From Exchanges to Hotels: USDT is Penetrating Real-World Consumption Scenes

比推12/26 05:12

Trip.com Overseas Version Launches Stablecoin Payments, Supports USDT and USDC

Trip.com, the overseas version of Chinese travel giant Ctrip, has launched a stablecoin payment option for its global users, supporting both USDT and USDC. The feature, confirmed by sources to Foresight News, is already operational. A user in Vietnam successfully booked a hotel using USDT in under 10 minutes, noting that prices for some bookings were even lower than on the main Ctrip platform or with traditional payment methods. The service is integrated via Singapore-based licensed crypto payment institution Triple-A and supports multiple blockchains including Ethereum, Tron, and Solana. A key advantage noted is enhanced privacy; for hotel bookings, only a name and email are required, though flights still need standard compliance information. This move is seen as a response to growing global user concerns and a major trust incident Ctrip faced recently. The article positions this within a broader trend of major corporations—including PayPal, Ant Group, Grab, and manufacturers like BYD and Toyota—adopting stablecoins. The driving forces are varied: for some, it's about becoming stablecoin issuers; for others, it's a pragmatic solution for users in regions with high inflation and limited access to international credit cards. The piece highlights severe currency devaluation in countries like Bolivia, Iran, and Turkey, where stablecoins are becoming a necessary alternative to unstable local currencies. Ultimately, stablecoin adoption is presented not as an idealistic choice, but as the least bad option in areas where traditional financial systems are failing.

marsbit12/25 10:34

Trip.com Overseas Version Launches Stablecoin Payments, Supports USDT and USDC

marsbit12/25 10:34

Funding Weekly Report | 18 Public Funding Events, Hong Kong Stablecoin Payment Platform RedotPay Completes $107 Million Series B Funding Led by Goodwater Capital

Last week (Dec 15-21) saw 18 blockchain funding rounds totaling over $299 million. Key deals include RedotPay, a Hong Kong-based stablecoin payment platform, raising $107 million in a Series B led by Goodwater Capital. In DeFi, ETHGas raised $12 million for an Ethereum block space futures market. The AI sector had one deal with TestMachine securing $6.5 million. Infrastructure & tools saw 4 deals, including Speed's $8 million round led by Tether. CeFi was active with 6 deals, highlighted by Hilbert Group's $32 million acquisition of Enigma Nordic. DePIN projects Fuse Energy and DAWN raised $70 million and $13 million respectively. Prediction markets worm.wtf and Space raised $4.5 million and $3 million.

marsbit12/22 03:04

Funding Weekly Report | 18 Public Funding Events, Hong Kong Stablecoin Payment Platform RedotPay Completes $107 Million Series B Funding Led by Goodwater Capital

marsbit12/22 03:04

x402 V2 Launch: When AI Agents Get "Credit Cards," Which Projects Will Be Revalued?

x402 V2 Launch: AI Agents Gain "Credit Cards" – Which Projects Will Be Revalued? Coinbase’s x402 protocol has released its V2 upgrade, shifting from a single-chain payment tool for AI agents to a multi-chain, credit-enabled infrastructure. While V1 allowed AI to make on-chain payments via API calls, it was inefficient and costly due to per-transaction gas fees. V2 introduces three major enhancements: 1. **Delayed Payments**: AI agents can now use services first and pay later, enabling session-based or subscription billing. This effectively gives AI "credit," reducing friction and enabling high-frequency transactions. 2. **Multi-Chain Support**: The protocol is no longer limited to Base chain, allowing AI to transact across Ethereum, Solana, and other networks. 3. **Hybrid Payment Rails**: Supports both crypto (e.g., USDC) and fiat payments, bridging Web3 and traditional finance. This upgrade positions x402 as a foundational layer for the "machine economy," potentially revaluing projects in: - **AI Credit & Identity**: Protocols like Spectral (credit scoring), Bond Credit (agent lending), and CARV (decentralized identity) may see demand as AI requires trust and verification for deferred payments. - **Compute & Verification**: DePIN projects (e.g., Akash Network for decentralized compute) and ZKML protocols (e.g., Giza for verifiable AI inference) could benefit from seamless, high-frequency payment channels. - **Agent Execution Platforms**: Projects like Virtuals Protocol (AI agent issuance) and Brahma (on-chain execution) may leverage x402 for cross-chain agent operations and automated DeFi strategies. The update signals a shift from investing in "smarter" AI models to financing AI economies—where credit, identity, and execution layers become critical. Early-stage infrastructure projects in these areas could capture value as AI agents evolve into independent economic entities.

深潮12/12 06:53

x402 V2 Launch: When AI Agents Get "Credit Cards," Which Projects Will Be Revalued?

深潮12/12 06:53

x402 V2 Released: What Are the Core Highlights?

The x402 protocol, initially developed by Coinbase, has now released its V2 upgrade. The core idea remains leveraging the HTTP 402 status code to embed payment logic directly into web requests. Since its launch, x402 has processed over 100 million payments across various use cases, such as API calls and AI agents purchasing compute resources. V2 introduces several major improvements. It supports wallet-based identity (e.g., Sign-In-With-X via CAIP-122) and reusable sessions, allowing users and autonomous agents to avoid repeated on-chain payments after initial authentication, significantly reducing latency and cost for high-frequency interactions. A unified payment interface now supports multiple chains (including Base and Solana) by default and integrates traditional payment rails like ACH and credit cards through Facilitators. Dynamic payTo routing enables complex pricing models and multi-tenant setups. The architecture is now modular and plugin-based, making it easier for developers to extend support for new chains or payment methods without altering core SDK code. Configuration is simplified, with automatic optimization based on developer preferences. A new discovery mechanism allows services to publish structured metadata, which Facilitators can automatically index, ensuring pricing and endpoint information stays current without manual updates. For end-users, V2 enables seamless, near-invisible payments with a "micro-subscription" feel. Developers benefit from reduced integration effort, dynamic pricing capabilities, and more flexible business logic. AI agents can autonomously transact using endowed wallets, making independent economic decisions. Overall, x402 V2 evolves from a pay-per-use tool into a versatile economic layer for the internet, though widespread adoption, modular risks, and regulatory challenges remain.

marsbit12/12 06:27

x402 V2 Released: What Are the Core Highlights?

marsbit12/12 06:27

Didi in Latin America: Already a Digital Banking Giant

Didi, known in China primarily as a ride-hailing giant, has transformed into a digital banking powerhouse in Latin America, serving over 25 million users. While its financial ambitions were stifled in China by the dominance of Alipay and WeChat Pay—which left little room for competitors—Didi found fertile ground in Latin America’s underbanked markets. Facing a cash-dominated economy and low banking penetration, Didi built its own financial infrastructure from scratch. It partnered with OXXO, a ubiquitous convenience store chain in Mexico, to allow cash top-ups via its DiDi Pay system—effectively creating an alternative banking network. This move not only improved transaction efficiency but also addressed critical safety issues, as drivers carrying cash were often targets of robbery. Leveraging its vast data on driver and passenger behavior, Didi developed a unique "behavioral credit" system, enabling it to offer loans to individuals with no formal banking history. Products like DiDi Préstamos and high-yield savings accounts (DiDi Cuenta) helped capture and retain user funds, turning Didi into a central financial hub. Beyond finance, Didi now facilitates broader economic activities: it supports e-commerce partnerships (like AliExpress’ "buy now, pay later" service) and accelerates the adoption of Chinese electric vehicles by providing auto loans to drivers. This evolution from ride-hailing to integrated fintech and industrial enabler highlights Didi’s adaptability and the success of its "infrastructure-first" strategy in emerging markets. The company’s journey in Latin America underscores a broader lesson for Chinese tech firms expanding abroad: success requires not just exporting technology, but rebuilding the foundational systems that make it relevant—especially in regions where basic services are lacking. Didi’s growth in the region reflects a return to the gritty, ground-up innovation that once defined China’s internet boom.

marsbit12/10 12:08

Didi in Latin America: Already a Digital Banking Giant