# Сопутствующие статьи по теме Payment

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Payment", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

These People and Projects Are the Focus of ERC-8004

Ethereum Foundation announced the upcoming mainnet launch of ERC-8004, a new standard set to reshape the AI Agent economy. This protocol addresses the critical "trust gap" between AI agents by providing a decentralized identity and reputation system. Each AI agent receives a unique, tamper-proof on-chain identity that records its service history and user ratings, enabling trustless collaboration. Complementing this, the x402 protocol standardizes payments between AI agents, allowing automatic micro-transactions without human intervention. Together, they form the foundational trust and payment infrastructure for the AI agent economy. Major players are already backing this vision: Ethereum’s dedicated dAI team is driving ERC-8004 development; Coinbase and Cloudflare are collaborating on x402 integration to enable seamless web2-web3 payment rails; and Solana is actively promoting x402 through hackathons and ecosystem support. Key projects to watch include infrastructure like 8004scan (AI identity explorer), Giza Protocol (zkML verification), and commercial platforms like Virtuals Protocol on Base, CLAWD (an autonomous Twitter bot with tokenomics), and Daydreams Agents (developer framework for AI commerce). These initiatives signal a shift toward an open, decentralized AI economy built on crypto-native trust and payment layers.

marsbit01/30 01:13

These People and Projects Are the Focus of ERC-8004

marsbit01/30 01:13

OSL Group Accelerates Global Stablecoin and Payment Expansion with $200M Capital Raise

OSL Group, a Hong Kong-listed digital asset company, has raised $200 million in new equity financing to accelerate its global expansion in stablecoin trading and regulated payment services. As the first exchange licensed by the Hong Kong Monetary Authority, OSL provides regulated OTC trading, digital asset custody, and tokenized wealth management services. The funds will support strategic acquisitions, global expansion, and infrastructure development. This move aligns with growing global interest in stablecoins, exemplified by recent developments and regulatory discussions.

TheNewsCrypto01/29 15:14

OSL Group Accelerates Global Stablecoin and Payment Expansion with $200M Capital Raise

TheNewsCrypto01/29 15:14

HashKey CaaS and Lingchu Intelligence Form Strategic Partnership to Jointly Build AI Autonomous Payment Infrastructure

HashKey CaaS and Lingchu Intelligence have entered into a strategic partnership to jointly develop AI autonomous payment infrastructure. The collaboration will focus on data tokenization for robots and the implementation of the HP2 (HashKey Payment Protocol) autonomous payment network, aiming to integrate AI with the digital financial system and build key infrastructure for the embodied intelligence economy. As part of the agreement, Lingchu will deploy 10 dual-arm robots integrated with HashKey CaaS’s HP2 payment protocol, designed for Web3 and AI agents. These robots will gain controlled payment permissions, enabling them to act as autonomous agents to conduct on-chain transactions—such as purchasing services, accessing data interfaces, and earning on-chain income through task execution. Each autonomous transaction will be recorded as an auditable on-chain financial record, transforming the robots from mere smart devices into independent participants in the digital economy. Additionally, HashKey CaaS will tokenize the operational data generated by Lingchu’s robots, turning them into tradable digital assets with monetary value. HashKey’s CEO of On-Chain Business Group, Li Chen, stated that this partnership marks the first application of the HP2 protocol in embodied AI, supporting the integration of robots into the digital financial ecosystem. Wang Qibin, CEO of Lingchu Intelligence, emphasized that the collaboration will help accelerate the transition from R&D to an ecosystem-oriented machine economy. Both parties plan to further explore applications of embodied intelligence in payment and autonomous services, promoting the large-scale practical implementation of AI-driven economic models.

marsbit01/29 07:16

HashKey CaaS and Lingchu Intelligence Form Strategic Partnership to Jointly Build AI Autonomous Payment Infrastructure

marsbit01/29 07:16

Policy Pilot First: Central Bank Explores Direct 'Money Distribution', Digital Yuan Users Already Benefiting

China's digital yuan (e-CNY) has entered a significant upgrade phase, transitioning from a non-interest-bearing digital cash (M0) to an interest-bearing asset classified as M1. As of January 1, 2026, users holding funds in verified tier 1-3 digital yuan wallets can earn interest at the current demand deposit rate of 0.05% per annum, paid quarterly. This move, a world-first for a central bank digital currency (CBDC), aims to boost user adoption by providing a tangible benefit for holding the digital currency, which had previously struggled to compete with established payment platforms like Alipay and WeChat Pay despite extensive pilot programs and government subsidies. A key structural change is the shift away from the 100% reserve requirement for commercial banks. Banks can now use a portion of the e-CNY deposits for lending and developing financial products, transforming the digital yuan from a cost center into a potential profit source and incentivizing them to promote it more actively. In contrast, non-bank payment institutions must still maintain 100% reserves. Beyond payments, the digital yuan is positioning itself as a programmable financial infrastructure. Its smart contract capability, though using a restricted Turing-complete design for security, enables complex applications like controlled fund disbursement for pre-paid services, family budgeting, and government subsidies. It also supports offline transactions via NFC. A major strategic focus is cross-border payment, exemplified by the mBridge project, which has already facilitated over $55 billion in transfers, 95% settled in e-CNY, positioning it as a key tool for renminbi internationalization.

比推01/21 05:20

Policy Pilot First: Central Bank Explores Direct 'Money Distribution', Digital Yuan Users Already Benefiting

比推01/21 05:20

While Wall Street Debates, Digital Yuan Starts 'Distributing Money' to Users First

China's digital yuan (e-CNY) has entered a new phase with its 2.0 upgrade, transitioning from a non-interest-bearing digital cash (M0) to an interest-bearing currency (M1). Users can now earn interest on balances in verified wallets at the current demand deposit rate (0.05% annually, paid quarterly), making it more competitive against existing payment tools like Alipay and WeChat Pay. This shift also allows commercial banks to use e-CNY deposits for lending and financial products, increasing their incentive to promote it. The upgrade enhances e-CNY’s functionality through programmable smart contracts, enabling use cases like controlled payments for pre-paid services, family budgeting, and government subsidies. It supports offline transactions via NFC and offers hardware wallets for broader accessibility. Additionally, e-CNY is expanding into cross-border payments, with significant adoption in projects like mBridge, where it facilitates efficient international settlements. Backed by state security and deposit insurance, e-CNY aims to become a foundational digital financial infrastructure beyond just a payment alternative.

marsbit01/21 02:18

While Wall Street Debates, Digital Yuan Starts 'Distributing Money' to Users First

marsbit01/21 02:18

Alibaba Invested in a Latin American Stablecoin Company, Why VelaFi?

VelaFi, a financial infrastructure platform focused on Latin America and bridging fiat and crypto, has raised $20 million in a Series B round, bringing its total funding to over $40 million. Notably, the investment round included participation from Alibaba Investment, a subsidiary of Alibaba Group. Alibaba's investment is strategic, as VelaFi's stablecoin-based infrastructure enables instant, low-cost cross-border settlements. This addresses key pain points of high fees and slow processing times, aligning with Alibaba's goals for its AliExpress and B2B platforms in emerging markets. The funding was co-led by XVC and Ikuyo, with participation from other firms. VelaFi, part of Galactic Holdings and led by CEO Maggie Wu, was formerly known as TruBit Business. It has expanded from Latin America into the U.S. and Asia, serving hundreds of enterprise clients and processing billions in transaction volume. VelaFi's core B2B model focuses on two main services: providing regulated on/off ramps for converting between local fiat and stablecoins, and facilitating cross-border payments by converting one local currency directly into another (e.g., Mexican Pesos to Brazilian Reals). It achieves this by integrating with local instant payment systems like Mexico's SPEI and Brazil's PIX, using stablecoins as a settlement layer to create a faster, more efficient alternative to traditional banking channels.

marsbit01/14 10:40

Alibaba Invested in a Latin American Stablecoin Company, Why VelaFi?

marsbit01/14 10:40

Polygon's $250 Million Acquisition Signals Shift in L2 Competition

Polygon Labs has announced the acquisition of cryptocurrency payment infrastructure provider Coinme and blockchain development platform Sequence for a total exceeding $250 million. The strategic move aims to bolster Polygon's stablecoin strategy and its vision for an "Open Money Stack." Coinme, a long-standing compliant crypto business in the U.S., operates a vast network of over 50,000 retail locations and holds a series of money transmitter licenses. This acquisition provides Polygon with critical off-ramp and on-ramp capabilities, enabling seamless conversion between cash, fiat, and on-chain assets like stablecoins. Sequence contributes its modular technology stack, including a smart wallet with account abstraction and a cross-chain orchestration engine called Trails. This simplifies the user experience by allowing seamless interactions across multiple chains without users needing to manage gas fees or underlying complexities. Together, these acquisitions form the foundation of Polygon's Open Money Stack, which integrates layers for fiat ramps, wallet infrastructure, cross-chain interoperability, and blockchain settlement. This reflects a broader shift in the Layer 2 competitive landscape, where success is increasingly determined by full-stack integration—combining compliant entry points with seamless user experiences—rather than just technical performance.

marsbit01/14 05:05

Polygon's $250 Million Acquisition Signals Shift in L2 Competition

marsbit01/14 05:05

Pi Network Introduces 10-Minute App Payment Upgrade as Pi Coin Price Remains Unchanged

Pi Network has introduced a new developer library that enables app creators to integrate Pi payments in just 10 minutes, aiming to expand its utility-focused ecosystem. Despite this upgrade, the price of Pi Coin remained stable at around $0.2088 with no significant movement. The new tools unify Pi SDK and backend APIs, supporting popular frameworks like JavaScript, React, Next.js, and Ruby on Rails to simplify and speed up payment integration for both existing and new applications. However, the market response has been muted, with trading volume down 14% and no immediate price appreciation observed following the announcement.

TheNewsCrypto01/10 11:49

Pi Network Introduces 10-Minute App Payment Upgrade as Pi Coin Price Remains Unchanged

TheNewsCrypto01/10 11:49

Scudo Announced: Tether’s Newest Crypto And Gold Unit – Here’s The Breakdown

Tether, the company behind USDT, has announced Scudo, a new unit of account designed to improve the usability of its Tether Gold (XAU₮) product. Introduced during a historic rally in gold prices, one Scudo is defined as 0.001 troy ounce of gold, or 1/1000 of one XAU₮. This aims to simplify transactions by allowing users to price and transfer gold-backed value without dealing with complex decimal fractions. Tether CEO Paolo Ardoino stated that this move lowers the barrier to entry, making it easier for anyone to own and transact even the smallest fraction of gold. The company also introduced a new platform, WDK, for creating self-custodial wallets. Tether emphasized that XAU₮ remains fully backed by physical gold in secure vaults, and Scudo does not change this structure but provides a simpler unit for measuring value as prices climb.

bitcoinist01/07 12:02

Scudo Announced: Tether’s Newest Crypto And Gold Unit – Here’s The Breakdown

bitcoinist01/07 12:02

OSL Group Completes Acquisition of Banxa, Accelerating Construction of Global Compliant Payment Network

OSL Group (863.HK), a leading stablecoin trading and payment platform in Asia, has announced the completion of its strategic acquisition of Banxa Holdings Inc., a global Web3 payment service provider. This marks a significant milestone in OSL's strategy to build a global compliant payment network and expand its stablecoin ecosystem. Following a strategic and brand upgrade in 2025, OSL has transformed from Hong Kong's first licensed digital asset exchange into an international hub for stablecoin trading and payments. The acquisition of Banxa grants OSL Group access to over 40 transaction and payment licenses and registrations across key markets including the U.S., Canada, the EU, the U.K., and Australia. According to Patrick Pan, CEO of OSL Group, this acquisition is crucial for establishing a global stablecoin trading and payment ecosystem. The expanded network will enhance OSL's ability to provide seamless, compliant connections between fiat and digital assets, supporting cross-border commercial payment demands and serving the real economy.

marsbit01/02 11:09

OSL Group Completes Acquisition of Banxa, Accelerating Construction of Global Compliant Payment Network