# Сопутствующие статьи по теме Compliance

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Compliance", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

From 'Quick Money' to 'Slow Infrastructure': Why Is the Endgame of Payment Globalization a Marathon?

Chinese payment industry is undergoing a major reshuffle, with domestic competition intensifying and regulatory pressures increasing. As profit margins shrink, major players are expanding overseas where cross-border payment fees are 3-5 times higher. However, entering foreign markets requires significant investment in licenses, compliance, and talent. Acquiring payment licenses, such as the U.S. MTL, involves high costs and long waiting periods. Companies like Airwallex and LianLian Global have benefited from early investments in global licenses, achieving rapid growth after years of preparation. Compliance with regulations like AML, KYC, GDPR, and DORA adds substantial hidden costs, while a shortage of skilled compliance professionals further increases expenses. Geopolitical risks, as seen in Paytm’s downfall in India and TikTok’s challenges in the U.S., highlight the unpredictability of overseas expansion. Chinese companies are adopting a "China +1" strategy, turning to regions like the Middle East and Indonesia to mitigate risks. The global payment landscape is fragmenting, and success now depends on long-term investment in compliance and infrastructure rather than quick gains. The era of fast growth is over; payment globalization has become a marathon, not a sprint.

比推01/12 15:00

From 'Quick Money' to 'Slow Infrastructure': Why Is the Endgame of Payment Globalization a Marathon?

比推01/12 15:00

RWA Power Map: Understanding How the Five Major Protocols 'Divide' Trillions in Institutional Capital

The institutional RWA tokenization market is rapidly approaching $20 billion, driven by yield opportunities, regulatory clarity, and infrastructure maturity. Five key protocols are leading this space, each targeting distinct institutional needs: - **Rayls Labs** focuses on privacy for banks using zero-knowledge proofs. - **Ondo Finance** dominates tokenized public stocks with $1.93B TVL and cross-chain expansion. - **Centrifuge** is the infrastructure for private credit, with $1.3-1.45B TVL and major asset manager deployments. - **Canton Network**, backed by Wall Street giants like DTCC and BlackRock, offers privacy-focused settlement infrastructure. - **Polymesh** embeds compliance at the protocol level for regulated securities. Key challenges include cross-chain fragmentation ($1.3B annual cost), privacy-transparency trade-offs, and regulatory divergence. Critical 2026 catalysts include Ondo’s Solana launch, Canton’s DTCC MVP, and Centrifuge’s $1B Grove deployment. The market is projected to reach $2-4 trillion by 2030, driven by institutional adoption across treasury bonds, private credit, and tokenized equities.

marsbit01/12 13:36

RWA Power Map: Understanding How the Five Major Protocols 'Divide' Trillions in Institutional Capital

marsbit01/12 13:36

Dubai Bans Privacy Tokens and Tightens Stablecoin Rules to Strengthen Crypto Compliance

Dubai's Financial Services Authority (DFSA) has updated its crypto regulations, imposing a ban on privacy tokens and introducing stricter stablecoin rules within the Dubai International Financial Centre (DIFC). Effective January 12, the ban prohibits trading, promoting, or using privacy tokens in funds to enhance compliance, reduce anonymity, and ensure accountability. The DFSA stated that privacy tokens, which obscure transaction details and wallet ownership, pose significant money laundering and sanctions evasion risks. Additionally, the DFSA tightened stablecoin regulations, permitting only fiat-backed stablecoins with high-quality, liquid reserves to be recognized as stablecoins. Algorithmic stablecoins will not be banned but will be classified as regular crypto tokens to mitigate risks during market stress. The DFSA also eliminated its official list of approved tokens, shifting responsibility to crypto firms to assess token suitability, with regulators conducting audits and enforcing compliance afterward. These changes align Dubai with stricter regulatory approaches seen in the U.S. and Hong Kong, positioning it as a compliance-focused crypto hub.

TheNewsCrypto01/12 13:06

Dubai Bans Privacy Tokens and Tightens Stablecoin Rules to Strengthen Crypto Compliance

TheNewsCrypto01/12 13:06

India Tightens Crypto KYC Rules, Ends Anonymous Trading

India has implemented stringent KYC rules for cryptocurrency exchanges and users, issued by its Financial Intelligence Unit (FIU) to combat fraud, money laundering, and security breaches following major exchange hacks. The new requirements mandate users to submit a live selfie with biometric verification (like eye blinking), provide government IDs (Aadhar, passport, or voter ID), complete a test bank transaction, and allow exchanges to record IP addresses, locations, device details, and login timestamps. KYC must be updated every six months for high-risk users and annually for others, moving away from a one-time process. These measures aim to prevent incidents like the 2024 Wazirx hack ($235 million loss) and 2025 Coindcx breach ($44 million loss), enhance tax compliance, and ensure full traceability of crypto transactions. While the rules increase operational costs for exchanges due to required technology upgrades (like liveness detection and geolocation systems), they are designed to improve security and reduce anonymity, aligning with India's existing strict crypto regulations, including a 30% tax on profits and anti-money laundering laws.

TheNewsCrypto01/12 11:09

India Tightens Crypto KYC Rules, Ends Anonymous Trading

TheNewsCrypto01/12 11:09

India Cranks Up Crypto KYC Rules, Making Sign-Ups Harder

India's Financial Intelligence Unit (FIU) has implemented stricter Know-Your-Customer (KYC) and anti-money laundering rules for crypto platforms. New requirements include live biometric verification (such as eye blink or head movement checks), geolocation tracking, and a "penny-drop" bank account confirmation. Users must provide multiple government IDs and verify contact details. Exchanges must refresh KYC periodically and register as reporting entities with the FIU. These measures aim to prevent anonymous accounts and illicit transactions but are expected to increase compliance costs, lengthen the sign-up process, and potentially reduce trading volumes in the short term.

bitcoinist01/12 11:02

bitcoinist01/12 11:02

Why India’s new crypto rules leave little room for anonymity

India's Financial Intelligence Unit (FIU) has introduced stricter crypto regulations, effective from January 12, requiring enhanced verification processes beyond traditional ID checks. New measures include live selfie verification with actions like blinking, biometric authentication, geo-tagging, IP address collection, and penny-drop bank account validation. These steps aim to prevent deepfake fraud and money laundering, aligning with the Prevention of Money Laundering Act (PMLA). Crypto exchanges must now implement a three-level compliance system, conduct ongoing due diligence, screen users against sanctions lists, and maintain records for five years. The rules also classify ICOs as high-risk and enforce the "Travel Rule" for transparent transaction trails. India's move signals a tightening of digital asset oversight amid evolving global standards.

ambcrypto01/12 10:52

Why India’s new crypto rules leave little room for anonymity

ambcrypto01/12 10:52

ADI Foundation and Finstreet Join Forces with BlockBooster to Lead the Development of a Compliant Tokenized Product Ecosystem

ADI Foundation (ADI), Finstreet Limited, and BlockBooster have signed a Memorandum of Understanding (MoU) in Abu Dhabi to accelerate the development and adoption of compliant tokenized products and related ecosystem infrastructure. The collaboration will focus on three key areas: (i) UAE Dirham stablecoin initiatives, including market expansion and adoption strategies; (ii) institutional-grade asset tokenization, covering private credit, private equity, and tech-related assets; and (iii) ecosystem development, including investments, infrastructure, and joint market-entry activities. BlockBooster, a Web3 venture studio and asset manager specializing in stablecoins and real-world assets (RWA), will lead feasibility studies for potential joint projects. Any specific initiatives will require regulatory approval and definitive agreements. ADI emphasizes building digital finance on trust, compliance, and real-world utility. BlockBooster aims to support a compliant, scalable ecosystem for tokenized assets, reinforcing Abu Dhabi’s role as a hub for institutional digital asset innovation. ADI is an Abu Dhabi-based foundation focused on blockchain infrastructure, backed by Sirius International Holding, a part of the IHC group. Finstreet, an IHC subsidiary, operates regulated financial services entities in ADGM. BlockBooster is a venture studio and asset manager with a track record in DeFi and RWA.

marsbit01/12 09:22

ADI Foundation and Finstreet Join Forces with BlockBooster to Lead the Development of a Compliant Tokenized Product Ecosystem

marsbit01/12 09:22

2026 Institutional-Grade RWA Infrastructure Roundup: Market Approaches $20 Billion Milestone, Niche Sectors Showcase Their Strengths

The institutional RWA tokenization market is approaching $20 billion, driven by yield arbitrage, regulatory clarity, and mature infrastructure. Key protocols are addressing distinct institutional needs: Rayls Labs offers privacy for banks using zero-knowledge proofs; Ondo Finance leads in tokenized stocks and Treasury products with $1.93B TVL and cross-chain expansion; Centrifuge dominates private credit tokenization with $1.3-1.45B TVL and major asset manager deployments; Canton Network, backed by DTCC and Wall Street firms, focuses on privacy-enabled settlement; Polymesh simplifies compliance for securities. Challenges include cross-chain fragmentation ($1.3B annual cost), privacy-transparency trade-offs, and regulatory divergence. The market is projected to reach $2-4 trillion by 2030, with 2026 catalysts including Ondo’s Solana launch, Canton’s DTCC MVP, and Centrifuge’s $1B Grove deployment.

marsbit01/12 08:47

2026 Institutional-Grade RWA Infrastructure Roundup: Market Approaches $20 Billion Milestone, Niche Sectors Showcase Their Strengths

marsbit01/12 08:47

Tiger Research: Why Do Financial Institutions Prefer Selective Privacy?

The decisive narrative of 2026 is "privacy," becoming crucial as institutional players dominate crypto, serving as a key bridge between blockchain and real-world commerce. Blockchain's core transparency exposes corporate secrets and investment strategies, posing substantial risks. While complete anonymity models like Monero lack KYC/AML compliance, making them unsuitable for regulated entities, financial institutions require selective privacy—protecting transaction data while maintaining regulatory compatibility. Selective privacy, exemplified by Zcash, allows users to encrypt transaction details (sender, receiver, amount) using shielded addresses, with view keys enabling controlled disclosure. However, Zcash’s all-or-nothing approach limits its institutional adoption. In contrast, networks like Canton, adopted by DTCC and over 400 institutions, offer granular data disclosure, aligning with real-world compliance needs. Privacy in blockchain is evolving from total anonymity to selective, regulated models. The future will prioritize infrastructure that balances privacy with practical financial workflows, driven by institutional demand.

marsbit01/12 02:46

Tiger Research: Why Do Financial Institutions Prefer Selective Privacy?

marsbit01/12 02:46

Ripple Gains UK Regulatory Approval Ahead Of FCA’s New Crypto Licensing Regime

Ripple has secured a regulatory approval from the UK’s Financial Conduct Authority (FCA) through its subsidiary Ripple Markets UK Ltd. The company obtained an Electronic Money Institution (EMI) license under the Money Laundering Regulations (MLR), allowing it to provide payment services and issue electronic money. However, the approval comes with restrictions: Ripple cannot operate crypto-fiat automated exchange machines, offer services to retail clients, or issue e-money to consumers without prior written consent from the FCA. This approval aligns with the UK’s broader effort to integrate crypto into its financial framework. The FCA will introduce a new crypto licensing regime under the Financial Services and Markets Act starting September 2026. Ripple and other crypto firms must reapply for authorization under the new rules by October 2027 to continue regulated activities.

bitcoinist01/10 11:02

Ripple Gains UK Regulatory Approval Ahead Of FCA’s New Crypto Licensing Regime