# Сопутствующие статьи по теме Stablecoin

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Stablecoin", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Ripple’s RLUSD Lands on Binance — Here’s Why It’s a ‘Extremely Positive’ Win for XRP

Ripple's stablecoin RLUSD is now listed on Binance for spot trading, including pairs like XRP/RLUSD, RLUSD/USDT, and RLUSD/USDC. The exchange has introduced a temporary zero-fee promotion to encourage adoption. RLUSD is a regulated, dollar-pegged stablecoin backed by cash and U.S. Treasuries, operating on both Ethereum and XRP Ledger (XRPL). This listing significantly expands liquidity and real-world use cases for RLUSD, which has already reached a $1 billion market cap within its first year. The integration is expected to increase network activity on XRPL, leading to more fee burns and reinforcing XRP's role as a settlement asset. Ripple CEO Brad Garlinghouse called the development "extremely positive," highlighting its potential to attract institutional adoption due to its compliance with regulations like MiCA. The move supports Ripple's strategy of using RLUSD for stable value and XRP for fast, efficient capital movement in cross-border finance and DeFi applications.

ccn.com01/21 11:24

Ripple’s RLUSD Lands on Binance — Here’s Why It’s a ‘Extremely Positive’ Win for XRP

ccn.com01/21 11:24

Hong Kong to Issue First Stablecoin Licences in Early 2025

Hong Kong is set to issue its first batch of stablecoin licences in the first quarter of 2025, as part of its strategy to become a regional hub for digital assets. Financial Secretary Paul Chan announced the plan at the World Economic Forum in Davos, emphasizing the city’s responsible and sustainable approach to crypto regulation. The licensing regime, introduced last year, imposes strict requirements on stablecoin issuers, including rules on reserve backing, governance, and risk management. This initiative is part of a broader effort to build a comprehensive digital asset ecosystem, which also includes licensed trading platforms and tokenised financial products. Hong Kong has already licensed 11 virtual asset trading platforms, including OSL and HashKey, and is advancing in tokenisation through initiatives like Project Ensemble. Meanwhile, regulators are developing additional proposals for licensing crypto-related services, though concerns have been raised about potential compliance costs affecting traditional asset managers.

TheNewsCrypto01/21 10:55

Hong Kong to Issue First Stablecoin Licences in Early 2025

TheNewsCrypto01/21 10:55

Binance has Announced Listing Ripple’s Stablecoin, RLUSD

Binance has announced the listing of Ripple's USD-backed stablecoin, RLUSD, with initial trading pairs RLUSD/USDT and XRP/RLUSD. The move aims to enhance liquidity, expand global accessibility, and support adoption in emerging markets. Ripple CEO Brad Garlinghouse described the development as "extremely positive," hinting at potential positive impacts on XRP's price. The stablecoin, which reached a market cap of $1.3 billion in January 2026, is expected to see growing use in DeFi and payments. Binance also plans to introduce XRPL integration and expand partnerships with institutions like Facilita Pay and Amina Bank to further accelerate RLUSD's ecosystem adoption.

TheNewsCrypto01/21 10:34

Binance has Announced Listing Ripple’s Stablecoin, RLUSD

TheNewsCrypto01/21 10:34

Trumps Crypto Empire: One-Fifth Of Family’s $6.8B Fortune Tied To Digital Assets

President Trump's family fortune remains at $6.8 billion, with a significant shift toward crypto assets now making up one-fifth of their wealth. Despite a 66% decline in Trump Media's stock, crypto ventures generated approximately $1.4 billion. Key projects include World Liberty Financial, which contributed around $390 million, the TRUMP and MELANIA memecoins yielding $280 million, and Eric Trump's stake in American Bitcoin Corp. valued at $114 million. The family's move into digital assets was partly driven by being "canceled by banks," leading them to redefine their financial future through cryptocurrency investments.

bitcoinist01/21 10:05

Trumps Crypto Empire: One-Fifth Of Family’s $6.8B Fortune Tied To Digital Assets

bitcoinist01/21 10:05

‘Crypto bill is inevitable,’ says Trump’s advisor as CLARITY Act talks drag on

Trump's digital asset advisor Patrick Witt stated that a crypto market structure bill is inevitable, emphasizing the need for compromise to secure Senate passage. He criticized Coinbase CEO Brian Armstrong's opposition to the current CLARITY Act draft, warning that industry resistance could lead to stricter Democratic legislation. While some executives support the bill, Armstrong opposes its restrictions on stablecoin yield and DeFi. Market optimism has declined, with prediction odds dropping to 40% for the bill's passage by 2026. The bill's future remains uncertain as stakeholders seek consensus.

ambcrypto01/21 09:02

‘Crypto bill is inevitable,’ says Trump’s advisor as CLARITY Act talks drag on

ambcrypto01/21 09:02

Preferred Entry-Level License for Encrypted Payments: Canada MSB

An Introduction to Preferred Crypto Payment Licenses: Canada's MSB Canada's MSB license, regulated by FINTRAC under the PCMLTFA, is increasingly being evaluated by crypto payment projects seeking long-term, stable compliance, rather than just an initial regulatory tool. Unlike the U.S. MSB, which is often used for its speed and lower initial cost, the Canadian MSB represents a substantive regulatory commitment from the outset. It requires a fully built AML/CTF system before launch, imposes ongoing KYC and reporting obligations, and involves real enforcement risk. This license is not a simplified alternative but a clear compliance choice suited for projects focused on B2B payments, cross-border settlements, stablecoin transactions, and long-term operational stability. It offers advantages like higher acceptance from compliant banks, a unified national regulatory framework avoiding state-by-state complexities, and greater tolerance for well-defined business models. Ideal candidates are businesses where compliance is integral to credibility, such as B2B crypto platforms, stablecoin payment solutions, and financial infrastructure projects. The core distinction is between seeking speed and initial validation (U.S. MSB) versus pursuing stable, long-term compliance (Canada MSB). Ultimately, the Canadian MSB forces a fundamental question: is the project prepared to operate crypto payments as a legitimate financial service?

marsbit01/21 08:42

Preferred Entry-Level License for Encrypted Payments: Canada MSB

marsbit01/21 08:42

WLFI Under Fire As Governance Vote Moves Ahead Without Locked Voters

A governance vote for the WLFI project has passed, but controversy has erupted because approximately 80% of tokens remain locked, preventing most holders from participating. Critics argue the vote was dominated by a small group, with the top nine wallets controlling nearly 60% of the voting power. The proposal allocates up to 5% of the unlocked treasury to support the project’s stablecoin, USD1. While it passed with 77.75% support, opponents call it unfair and demand clearer unlock schedules and more inclusive governance rules. The project has also drawn attention due to past connections to the Trump family.

bitcoinist01/21 07:05

WLFI Under Fire As Governance Vote Moves Ahead Without Locked Voters

bitcoinist01/21 07:05

Phoenix Finance In-Depth Analysis: From "Asset Encapsulation" to "Native Finance", Reconstructing the Yield Logic of RWA

Phoenix Finance is not merely an asset encapsulation protocol but a comprehensive native financial system for Real World Assets (RWA). It addresses the current fragmentation and inefficiency of the $170 billion RWA market on-chain, where assets remain siloed and disconnected from high-speed DeFi activities. Phoenix introduces a unified settlement layer (PUSD) and an intelligent yield engine to transform static real-world cash flows into composable DeFi products. Key challenges in the RWA space include liquidity fragmentation (e.g., tokenized bonds on Ethereum cannot circulate on Solana), idle capital, and mismatched yield cycles (RWA pays periodically, while DeFi demands block-level compounding). Phoenix bridges this gap with its Intelligent Execution Layer. The product suite includes: - PUSD: A cross-chain native stablecoin enabling frictionless transfers without traditional bridges. - yPUSD: A base yield layer offering automated compounding returns from fragmented RWA repayments. - PYN: Fixed-term NFT notes (7–181 days) that provide alpha returns by matching specific RWA maturity cycles. Core mechanisms powering Phoenix: 1. Teleporter: A unified credit protocol enabling native minting of PUSD on any chain by mapping cross-chain collateral, eliminating fragmentation. 2. Dynamic Reserve Stack (80/15/5): - 80% liquidity layer (USDC/USDT, short-term Treasuries) for instant redemptions. - 15% yield layer (high-grade private credit/structured RWA) for returns. - 5% buffer layer (protocol revenue) as first-loss protection. 3. AI Controller: Adjusts PYN APY dynamically to align on-chain liquidity demand with off-chain asset maturities, balancing the system via market incentives. Transparency and security are ensured through: - Real-time Proof of Reserves for all assets. - Phoenix Hunters: A keeper network that proactively liquidates undercollateralized positions at ~95% value to prevent bad debt. - Fully verifiable yield sources for yPUSD, avoiding black-box operations. Phoenix aims to evolve RWA from a static "asset museum" into a dynamic, efficient on-chain economy.

marsbit01/21 07:01

Phoenix Finance In-Depth Analysis: From "Asset Encapsulation" to "Native Finance", Reconstructing the Yield Logic of RWA

marsbit01/21 07:01

Policy Pilot First: Central Bank Explores Direct 'Money Distribution', Digital Yuan Users Already Benefiting

China's digital yuan (e-CNY) has entered a significant upgrade phase, transitioning from a non-interest-bearing digital cash (M0) to an interest-bearing asset classified as M1. As of January 1, 2026, users holding funds in verified tier 1-3 digital yuan wallets can earn interest at the current demand deposit rate of 0.05% per annum, paid quarterly. This move, a world-first for a central bank digital currency (CBDC), aims to boost user adoption by providing a tangible benefit for holding the digital currency, which had previously struggled to compete with established payment platforms like Alipay and WeChat Pay despite extensive pilot programs and government subsidies. A key structural change is the shift away from the 100% reserve requirement for commercial banks. Banks can now use a portion of the e-CNY deposits for lending and developing financial products, transforming the digital yuan from a cost center into a potential profit source and incentivizing them to promote it more actively. In contrast, non-bank payment institutions must still maintain 100% reserves. Beyond payments, the digital yuan is positioning itself as a programmable financial infrastructure. Its smart contract capability, though using a restricted Turing-complete design for security, enables complex applications like controlled fund disbursement for pre-paid services, family budgeting, and government subsidies. It also supports offline transactions via NFC. A major strategic focus is cross-border payment, exemplified by the mBridge project, which has already facilitated over $55 billion in transfers, 95% settled in e-CNY, positioning it as a key tool for renminbi internationalization.

比推01/21 05:20

Policy Pilot First: Central Bank Explores Direct 'Money Distribution', Digital Yuan Users Already Benefiting

比推01/21 05:20

While Wall Street Debates, Digital Yuan Starts 'Distributing Money' to Users First

China's digital yuan (e-CNY) has entered a new phase with its 2.0 upgrade, transitioning from a non-interest-bearing digital cash (M0) to an interest-bearing currency (M1). Users can now earn interest on balances in verified wallets at the current demand deposit rate (0.05% annually, paid quarterly), making it more competitive against existing payment tools like Alipay and WeChat Pay. This shift also allows commercial banks to use e-CNY deposits for lending and financial products, increasing their incentive to promote it. The upgrade enhances e-CNY’s functionality through programmable smart contracts, enabling use cases like controlled payments for pre-paid services, family budgeting, and government subsidies. It supports offline transactions via NFC and offers hardware wallets for broader accessibility. Additionally, e-CNY is expanding into cross-border payments, with significant adoption in projects like mBridge, where it facilitates efficient international settlements. Backed by state security and deposit insurance, e-CNY aims to become a foundational digital financial infrastructure beyond just a payment alternative.

marsbit01/21 02:18

While Wall Street Debates, Digital Yuan Starts 'Distributing Money' to Users First