# Сопутствующие статьи по теме Stablecoin

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Stablecoin", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Is Tether's Gold Token XAUT Worth Buying?

The article "Is Tether's Gold Token XAUT Worth Buying?" analyzes the potential of Tether's gold-backed cryptocurrency, XAUT, as a hedge against inflation and currency devaluation. It highlights the strong performance of gold in 2025, with prices reaching record highs (over $4,500/oz) and gaining about 65% for the year, supported by factors like U.S. policy, massive ETF inflows, and geopolitical tensions. Institutions like UBS have raised their 2026 price targets to $5,000/oz. XAUT offers several advantages: it is backed by Tether's substantial gold reserves (116 tons, making it a top 30 global holder), has high liquidity with a market cap around $2.3 billion, and is listed on major exchanges (e.g., Bybit, OKX, Uniswap). Recently, Tether introduced "Scudo," a smaller unit (1/1000 of an XAUT, ~$4.40) to lower the entry barrier and enhance practicality for everyday use. With Tether's dominant position in stablecoins and strong profitability, XAUT is presented as an accessible option for crypto users seeking exposure to gold, especially amid a weakening U.S. dollar.

Odaily星球日报01/10 07:31

XRP Dips 15% as Stablecoin Supply on XRPL Surges

XRP's price declined by approximately 15% to $2.09 on January 9, retreating from its yearly high. Meanwhile, the supply of stablecoins on the XRP Ledger has surged significantly, rising 33% in the past week to over $406 million—a substantial increase from $93 million during the same period last year. This growth is largely driven by Ripple USD (RLUSD), which saw a 42% monthly increase, reaching $332 million in supply. RLUSD, launched in December 2024, has become one of the largest stablecoins with a total supply of $1.4 billion, primarily on Ethereum. Despite XRP's recent price dip, its 50-day exponential moving average remains bullish. Additionally, U.S. investor demand is growing, with XRP ETFs witnessing net inflows boosting total assets to $1.49 billion.

TheNewsCrypto01/10 06:37

XRP Dips 15% as Stablecoin Supply on XRPL Surges

TheNewsCrypto01/10 06:37

Decoding Figure Q3: Why It Is the Undisputed Leader in RWA Stocks?

Analysis of Figure Q3: Why It Is the Undisputed Leader in RWA? Figure Technology Solutions, a vertically integrated fintech company, is at the forefront of transforming financial services through blockchain technology. As the largest non-bank Home Equity Line of Credit (HELOC) originator in the U.S. and a key infrastructure provider in Real World Asset (RWA) tokenization, Figure leverages its Provenance Blockchain to drastically reduce loan origination and securitization costs by over 100 basis points and cut processing time from 30-45 days to under 5 days. In Q3 2025, Figure achieved a significant milestone with a net profit nearing $90 million and a net revenue of $156.37 million, demonstrating a remarkable 57% net profit margin. The company's revenue streams are highly complementary, dominated by loan sales ($63.56M), technology and ecosystem fees ($35.69M), loan origination fees ($21.42M), and interest income ($17.86M). Its business model is built on four core pillars: RWA origination and distribution, capital protection and securitization, DeFi financing and lending, and interest-bearing stablecoins with payment settlement. Figure's success is driven by its fully digital, automated processes, including instant approval and funding, which have positioned it as a dominant player in the HELOC and emerging DSCR loan markets. The strategic merger with Figure Markets has created a closed-loop ecosystem where consumers can borrow against real estate, receive funds in yield-bearing stablecoins ($YLDS), and invest or stake directly on the platform. By tokenizing assets on-chain and ensuring transparency and efficiency, Figure has not only optimized traditional finance operations but also set a new standard for RWA adoption, making it a clear leader in the sector.

marsbit01/10 03:59

Decoding Figure Q3: Why It Is the Undisputed Leader in RWA Stocks?

marsbit01/10 03:59

South Korea Joins Global Bitcoin Spot ETF Push, Targets 2026 Rollout

South Korea has announced plans to introduce Bitcoin spot exchange-traded funds (ETFs) by 2026 as part of its broader digital asset reforms. The government is using the established spot crypto ETF markets in the US and Hong Kong as key references for its framework. These ETFs allow investors to gain exposure to cryptocurrencies like Bitcoin without directly owning the assets. In addition to ETFs, South Korea's Financial Services Commission is accelerating legislation to establish a regulatory framework for stablecoins. The announcement comes as US Bitcoin spot ETFs have recently experienced significant outflows, with the latest weekly netflow reported at a negative $431 million. Concurrently, Bitcoin's price has retraced to approximately $90,500.

bitcoinist01/10 03:02

South Korea Joins Global Bitcoin Spot ETF Push, Targets 2026 Rollout

bitcoinist01/10 03:02

Senate Update On Crypto Market Structure Bill—Here’s What’s Happening Now

The US Senate is progressing with the crypto market structure bill, known as the CLARITY Act, with a key markup session anticipated around January 15, 2026. Senator Cynthia Lummis indicated the Senate is conducting a "light reading" of the legislation, which follows extensive bipartisan negotiations and lobbying efforts from both crypto and traditional banking sectors. The bill, building on the House-passed Digital Asset Market Clarity Act, includes crucial provisions like stablecoin incentives from the GENIUS Act. It must pass through the Senate Banking and Agriculture Committees, where it will face amendments and votes. If approved, it will require at least 60 votes in the full Senate to overcome a filibuster, highlighting the need for bipartisan support.

bitcoinist01/10 01:32

Senate Update On Crypto Market Structure Bill—Here’s What’s Happening Now

bitcoinist01/10 01:32

Solana On-Chain Liquidity Leadership Widens As DEX Volume Stays Robust Across The Network

Despite a volatile market with sideways price movements, the Solana network continues to demonstrate robust on-chain activity and performance. It has solidified its leadership in on-chain liquidity, processing a dominant $6.7 billion in DEX volume, which surpasses all other layer 1 and layer 2 solutions. This reflects strong trading environment, deep liquidity pools, and sustained user engagement. Further signaling strength, Solana's derivatives market is expanding, with open interest reaching $3.35 billion, indicating significant new capital inflows and trader activity. The network closed 2025 with record on-chain performance, showing growth in real economic activity, applications, and users. Key developments fueling this growth include a massive $900 million+ spike in stablecoin supply within 24 hours, driven by Jupiter's new stablecoin launch, and Morgan Stanley's filing for a Spot Solana ETF, pointing to a resurgence in institutional crypto flows.

bitcoinist01/09 18:14

Solana On-Chain Liquidity Leadership Widens As DEX Volume Stays Robust Across The Network

bitcoinist01/09 18:14

Dogecoin Targets Japan In New RWA And Adoption Push

Dogecoin's corporate arm, House of Doge, has partnered with two Japan-focused firms, abc Co., Ltd. and ReYuu Japan Inc., to drive localized adoption and real-world asset (RWA) initiatives in Japan. The collaboration aims to explore gold-backed stablecoins, regulatory-compliant RWA tokenization under Japan's "green list" framework, and the establishment of a joint fund. This move signals a strategic shift for Dogecoin towards practical utility, including payments and financial products, beyond its meme-centric origins. The partnership emphasizes responsible innovation and ecosystem growth, though specific details on assets, timelines, or merchants were not disclosed. At the time of writing, DOGE was trading at $0.14276.

bitcoinist01/09 13:43

Dogecoin Targets Japan In New RWA And Adoption Push

bitcoinist01/09 13:43

The Banking Industry's Resistance: The Endless Debate Over Stablecoin Interest Payments

The article discusses the ongoing regulatory debate in the U.S. regarding interest payments on stablecoins. The proposed *GENIUS Act* currently prohibits stablecoin *issuers* from paying interest to holders. However, platforms like Coinbase can still offer yields (e.g., 3.35% on USDC) because they act as *distributors*, not issuers. This loophole has sparked a significant political battle. The American Bankers Association (ABA) is leading efforts to expand the interest ban to include distributors in the upcoming *Crypto Market Structure Bill*. Banks argue that stablecoins threaten their deposit base, reduce lending capacity, and lack FDIC insurance, thereby endangering their traditional business model. The crypto industry strongly opposes this expansion. Coinbase's Chief Policy Officer argues stablecoins haven't caused significant bank deposit outflows. Think tank Paradigm suggests that banning interest on stablecoins used for payments would be akin to a "holding tax" on consumers. The article contrasts the U.S. situation with approaches in China and South Korea. China's digital yuan (a CBDC) pays interest to promote adoption, while South Korea's policy mirrors the current U.S. stance—banning issuer interest but not distributor interest. The conclusion warns that if the ABA's lobbying succeeds, it would cripple the crypto industry. It argues that traditional finance should adapt to innovation, citing examples of banks and asset managers (like BNY Mellon, JPMorgan, and BlackRock) already embracing opportunities in stablecoins and tokenization.

marsbit01/09 12:44

The Banking Industry's Resistance: The Endless Debate Over Stablecoin Interest Payments

marsbit01/09 12:44

South Korea Prepares To Open the Door to Spot Bitcoin and Crypto ETFs

South Korea has announced plans to approve spot Bitcoin and cryptocurrency ETFs by 2026 as part of its Economic Growth Strategy. The government will amend the Capital Markets Act, which currently does not recognize cryptocurrencies as eligible underlying assets for ETFs. This marks a significant shift from years of restrictive policies. The move aligns with global trends, following the approval of spot Bitcoin ETFs in the U.S. and Hong Kong. The Korea Exchange is prepared to list and trade crypto ETFs once regulations are updated. The policy aims to provide regulated investment options and reduce capital outflows to offshore platforms, estimated at nearly $110 billion in 2025.

ccn.com01/09 12:15

South Korea Prepares To Open the Door to Spot Bitcoin and Crypto ETFs

ccn.com01/09 12:15

Zodia Custody Enables Institutional Access to Australia’s First Regulated Stablecoin

Zodia Custody, a global institutional custodian, now supports AUDM, Australia's first regulated Australian dollar stablecoin. Issued by the licensed Marcopod, AUDM is pegged 1:1 to the AUD and backed by fiat in segregated trust accounts. Zodia provides secure cold storage custody, enabling banks and large institutions to hold AUDM without managing private keys. This enhances regulatory confidence and supports use cases like real-time payments, settlements, and smart contract automation. Australia is advancing stablecoin integration into regulated finance, as seen with regulatory simplifications and participation in the RBA’s Project Acaci, shifting stablecoins from crypto trading to mainstream financial infrastructure.

TheNewsCrypto01/09 10:50

Zodia Custody Enables Institutional Access to Australia’s First Regulated Stablecoin