# Сопутствующие статьи по теме Regulation

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Regulation", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

‘This is how Bitcoin begins’ – Square enables BTC payments, but is it adoption?

Square, a subsidiary of Block Inc., has announced it will automatically enable Bitcoin payments for small businesses, aiming to simplify crypto adoption and push Bitcoin into mainstream commerce. This move allows customers to pay with Bitcoin while merchants receive settlements in U.S. dollars by default, protecting them from price volatility. Jack Dorsey’s company sees this as a step toward Bitcoin becoming everyday money. The announcement positively impacted Block’s stock price, which rose nearly 2%. Despite ongoing challenges in the crypto market—such as regulatory uncertainty, geopolitical tensions, and user confusion around taxation—Square’s initiative represents a significant effort to boost Bitcoin’s practical use in daily transactions.

ambcrypto03/31 11:35

‘This is how Bitcoin begins’ – Square enables BTC payments, but is it adoption?

ambcrypto03/31 11:35

America's Most Conservative Money Is Eyeing Cryptocurrency

The U.S. Department of Labor has proposed a new rule that would allow 401(k) retirement plans, which hold over $10 trillion in assets, to include digital assets and other alternative investments. This marks a significant reversal from the Biden administration's 2022 guidance, which urged extreme caution regarding crypto in retirement plans. The Trump administration withdrew that guidance in 2025 and issued an executive order facilitating access to alternative assets, including crypto, through actively managed investment vehicles. The proposed rule establishes a "safe harbor" framework to protect plan sponsors from lawsuits if they follow specific due diligence steps. These include assessing performance, fees, liquidity, valuation, benchmarking, and complexity. The rule does not cover self-directed brokerage accounts; instead, crypto exposure would likely come through professionally managed funds within the plan's investment menu, such as target-date funds. Several states, including Indiana and Texas, are also moving to allow crypto options in public retirement systems. The rule is now open for public comment, with final approval expected by late 2026. This shift could channel significant long-term capital into crypto and further legitimize digital assets within the mainstream financial system.

marsbit03/31 11:10

America's Most Conservative Money Is Eyeing Cryptocurrency

marsbit03/31 11:10

Charles Hoskinson Blasts Ripple For Backing Bill That Could Crush Competition

Cardano founder Charles Hoskinson has sharply criticized Ripple and its CEO Brad Garlinghouse for supporting proposed U.S. legislation that would classify most new tokens as securities by default. Hoskinson argues this approach would harm competition, protect established players like Ripple through exemptions, and remove legal protections for DeFi and open-source developers. He warns the bill replicates the SEC’s aggressive regulatory stance and could expose software creators to unreasonable liability. Hoskinson also addressed the XRP community, clarifying that his criticism targets Ripple’s lobbying—not the token itself—and contrasted Ripple’s “mammoth premine” with Cardano’s more distributed token distribution.

bitcoinist03/31 06:02

Charles Hoskinson Blasts Ripple For Backing Bill That Could Crush Competition

bitcoinist03/31 06:02

Prediction Markets Hit Record Highs As Bets Explode On Global Conflict

Prediction markets are experiencing unprecedented growth, driven by automated AI agents and high-frequency trading bots that extracted approximately $40 million from market inefficiencies in a single month. These markets are increasingly dominated by bets on geopolitical events, such as the US-Israeli conflict with Iran, and major political events like the 2028 US Presidential primary, rather than cryptocurrency prices. TRM Labs reported a 2,800% year-over-year increase, with March 2026 seeing 191 million transactions totaling nearly $24 billion. This surge has attracted regulatory scrutiny over potential insider trading, leading to bipartisan efforts to ban "casino-style" event contracts. Platforms like Kalshi and Polymarket are implementing internal restrictions to preempt stricter regulations, as the industry balances its role as a forecasting tool with concerns over speculation on global conflicts.

bitcoinist03/31 02:31

Prediction Markets Hit Record Highs As Bets Explode On Global Conflict

bitcoinist03/31 02:31

Hyperliquid Goes To University — This Study Is Now Required Reading For Traders

Hyperliquid's founder Jeff Yan visited Harvard Business School on March 26, where a case study titled "Hyperliquid: The Everything Exchange" was taught to MBA students and regulators. The study examines Hyperliquid’s architecture, governance, and risk controls, focusing on the tension between innovation and systemic risk. Key questions include who controls upgrades and emergency powers, the transparency of order-book operations, and how the platform would handle catastrophic failures. The case also compares Hyperliquid to centralized exchanges like FTX and other DeFi protocols, questioning whether its "core writer" model concentrates too much power. For traders, the study underscores that liquidation and backstop mechanisms are critical in determining loss distribution during high volatility, signaling that DeFi derivatives are now being treated as systemically important.

bitcoinist03/30 14:32

Hyperliquid Goes To University — This Study Is Now Required Reading For Traders

bitcoinist03/30 14:32

Tether Hires Big Four Auditor, USDT Enters Verifiable Stage for the First Time

Tether, the issuer of USDT, has hired Big Four firm KPMG to conduct a full financial audit of its $127 billion reserves. This marks a significant shift for the controversial stablecoin, moving it into a verifiable financial framework for the first time. Unlike previous attestations, which only confirmed reserves at a point in time, a GAAP-based audit will examine asset origins, internal controls, and financial reliability over time. This development is seen as more impactful than pending legislation, as institutional adoption relies on audited financials rather than regulatory promises. If KPMG issues an unqualified opinion, Tether’s credibility could be fundamentally upgraded, pressuring other stablecoin issuers without Big Four audits to follow suit. The move may accelerate institutional adoption by pensions, corporates, and payment firms, while reshaping the stablecoin landscape. Despite years of regulatory scrutiny and skepticism, Tether has maintained dominance due to its global liquidity and accessibility. An audit could reposition USDT from a contested asset to a verifiable financial instrument, reducing counterparty risk and encouraging broader use in digital infrastructure. The outcome of the audit will be critical: a clean opinion may validate the entire asset class, while a qualified one could introduce new challenges. The industry is watching closely, as this audit could signal a new phase of institutional acceptance for stablecoins.

marsbit03/30 08:10

Tether Hires Big Four Auditor, USDT Enters Verifiable Stage for the First Time

marsbit03/30 08:10

Ripple CEO Says XRP Utility Is Company’s ‘North Star’, Acquisitions Overperforming

Ripple CEO Brad Garlinghouse emphasized that enhancing XRP's utility is the company's core guiding principle, or "North Star," driving its product development and acquisitions. He noted that recent acquisitions, including Ripple Treasury and Ripple Prime, have significantly exceeded expectations, with Ripple Prime tripling its revenue. Garlinghouse highlighted a major opportunity in integrating crypto and stablecoin payments into traditional treasury systems, pointing out that $13 trillion in payments were processed last year with zero crypto involvement. He also discussed U.S. crypto regulation, expressing support for the CLARITY Act but revising his expected timeline for its passage to late May, stressing the importance of clear regulations to retain innovation and investment in the U.S.

bitcoinist03/30 07:34

Ripple CEO Says XRP Utility Is Company’s ‘North Star’, Acquisitions Overperforming

bitcoinist03/30 07:34

Euro Stablecoins Have Entered DeFi, What Are Other Local Currencies Waiting For?

Euro stablecoins are leading the adoption of non-USD stablecoins in DeFi, while other local currency stablecoins remain primarily used for payments and settlements. The implementation of MiCA regulations in Europe effectively ended Tether’s EURT, reducing its supply from over $400M to around $50M. However, the broader non-USD stablecoin market (excluding EURT) has nearly tripled since early 2023, reaching $1.1B by February 2026. Euro-denominated stablecoins account for over 90% of non-USD transaction volume and are increasingly integrated into DeFi protocols like Aave and Morpho for lending and trading. In contrast, other local currency stablecoins (e.g., BRL, JPY) are mostly used for payments, remittances, and enterprise settlements, with nearly 80% of their activity falling under unidentified transfers. Regulatory clarity, as seen in Brazil and Japan, is crucial for adoption. The growth of non-USD stablecoins is driven by their potential to reduce FX costs, streamline cross-border payments, and minimize dollar dependency. While euro stablecoins have set a precedent for DeFi integration, broader adoption of other local currency tokens will likely focus first on payment infrastructure before expanding into DeFi applications.

marsbit03/30 06:58

Euro Stablecoins Have Entered DeFi, What Are Other Local Currencies Waiting For?

marsbit03/30 06:58

New U.S. AI Policy: Ending the Era of '50 Laboratories,' Washington Opens a New Wide Door

The U.S. is shifting from a fragmented, state-by-state regulatory approach for AI to a unified federal framework, echoing the historical centralization seen with the Interstate Commerce Act of 1887. While this move promises to reduce compliance burdens and enhance competitiveness against global rivals like China, it fundamentally represents a consolidation of regulatory power in Washington. The new policy aims to establish federal preemption over state laws, creating a single set of rules to streamline innovation and maintain U.S. leadership in AI’s scale-driven economy. However, this centralization also risks increased federal control over time, potentially limiting flexibility and introducing future regulatory uncertainties. The framework addresses key areas like child protection, energy costs, intellectual property, and free speech but relies on existing laws and courts rather than a new dedicated agency. Compared to the EU’s safety-first and China’s state-led models, the U.S. prioritizes market scale and innovation speed. For startups, compliance may simplify in the short term, but long-term risks include political volatility and unresolved legal gray areas, particularly around data usage and intellectual property. Ultimately, the era of state-level "laboratories" is ending, replaced by a more efficient but centrally controlled federal "factory."

marsbit03/30 05:55

New U.S. AI Policy: Ending the Era of '50 Laboratories,' Washington Opens a New Wide Door

marsbit03/30 05:55

Cyber Chumaxian: Fake Taoists, AI Fortune-Telling, and the Forgotten Mysticism of Northeast China

"Cyber Shamans: Fake Taoists, AI Fortune-Telling, and the Untold Story of Northeast China’s Occultism" For millennia, the Chinese have developed complex metaphysical systems—from oracle bone divination to the I Ching and Four Pillars of Destiny—to seek security in an uncertain world. Despite modern technology’s attempt to replace superstition with rationality, AI has ironically become occultism’s latest tool. Recent crackdowns exposed fake Taoists using AI to answer existential queries, while apps like CeCe attract millions with free AI fortune-telling, later charging for live “spiritual” consultations. At the heart of this fusion is Northeast China, where Shamanic and “Chumaxian” traditions (based on animal spirits possessing humans) have evolved into a robust industry. Historically rooted in hardship—from the migration waves of “Chuang Guandong” to post-industrial unemployment—Northeastern metaphysics thrives on uncertainty. Today, it offers what many call “therapy tailored for the Chinese soul”: externalizing blame through cosmic narratives (e.g., bad luck years or evil spirits), unlike Western psychology’s inward focus. AI accelerates this shift. With algorithms now matching expert diviners in accuracy, low-end fortune tellers are being replaced. Meanwhile, prompt-savvy “metaphysical engineers” use AI to generate readings, focusing only on emotional delivery. Live-streamed “cyber shamans” combine folksy warmth with AI-generated scripts, offering cheap comfort in anxious times. This trend has even gone global. Startups like FateTell sell AI-translated Chinese astrology reports to overseas users, repackaging “feudal superstition” as Eastern philosophy for Silicon Valley elites. Yet behind the rise of AI mysticism lies a deeper human yearning—for certainty in an unstable world. As regulations tighten on AI divination, the core demand remains: whether through shamans or algorithms, people still seek comfort when facing the unknown.

marsbit03/30 02:08

Cyber Chumaxian: Fake Taoists, AI Fortune-Telling, and the Forgotten Mysticism of Northeast China