# Сопутствующие статьи по теме DeFi

Новостной центр HTX предлагает последние статьи и углубленный анализ по "DeFi", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Web3 Projects with Cash Flow: Is Token Issuance an Amplifier or a Burden?

The article "The Next Stop for Tokens: Does a Project with Cash Flow Really Need to Issue a Token?" explores whether Web3 projects with existing cash flow should issue tokens. It argues that while token generation events (TGEs) can act as accelerators by attracting global attention and liquidity, they often become liabilities due to the burdens of market making, exchange negotiations, and price management. Short-term token prices are influenced by liquidity, attention, and token distribution, but long-term value depends on value capture mechanisms. Projects like Hyperliquid demonstrate successful value capture by linking protocol revenue to token buybacks, whereas many others fail to align token value with real usage or revenue. The author suggests that the future of tokens may lie in the "machine economy," where agents use crypto for micropayments and automated settlements, as seen in protocols like x402. Ultimately, TGEs should serve as network lubricants rather than exit strategies, with stricter regulations potentially separating equity-based financing from token-based utility. The industry must eliminate low-quality projects to allow robust infrastructure to emerge.

比推02/24 07:17

Web3 Projects with Cash Flow: Is Token Issuance an Amplifier or a Burden?

比推02/24 07:17

ZachXBT’s Teaser Sparks $2M in Prediction Market Bets

Crypto researcher ZachXBT sparked significant speculation and market activity with a cryptic tweet, leading to over $2 million in prediction market bets. While the tweet lacked specific details, it raised concerns due to ZachXBT's history of exposing fraud and tracking illicit funds in DeFi. The crypto market reacted with slight price volatility as traders and analysts attempted to gauge potential implications for major exchanges or enforcement actions. Risk management was tightened amid the uncertainty. The community awaits further clarification, expecting ZachXBT to provide evidence such as documentation or transaction hashes, as he has done in past investigations. Despite the speculation, derivatives funding rates remained stable, and no defensive actions have been announced by exchanges or projects.

TheNewsCrypto02/24 07:02

ZachXBT’s Teaser Sparks $2M in Prediction Market Bets

TheNewsCrypto02/24 07:02

ETH Breaks Below $1,900! Behind the 22% Plunge, Vitalik's 'Five-Year Austerity' Strategy

Ethereum (ETH) has experienced a sharp decline, falling below $1,900 and dropping over 22% from recent highs. This downturn is driven by a combination of liquidity outflows and shifting market expectations. Key factors include significant net redemptions from U.S. spot Ethereum ETFs, large-scale selling by whale addresses (1.43 million ETH sold in two weeks), and substantial personal sales by co-founder Vitalik Buterin. In response, the Ethereum Foundation has announced a five-year "moderate austerity" strategy to ensure long-term financial sustainability and continued development of core technology. Buterin is personally funding certain public goods projects to reduce the Foundation’s financial burden. Despite price pressure, Ethereum’s network performance has improved, with TPS reaching a record high due to the Fusaka upgrade. However, centralization risks in block building remain. The upcoming Glamsterdam upgrade aims to address this with ePBS (enshrined Proposer-Builder Separation) to reduce dominance by a few large players and reshape MEV economics. Additionally, regulatory pressure is mounting with the EU’s MiCA regulation set to take effect in July 2026, increasing compliance costs and affecting DeFi and liquidity providers. Ethereum is currently in a phase of short-term volatility and structural adjustment, balancing capital outflows against long-term technical and governance improvements.

marsbit02/24 04:15

ETH Breaks Below $1,900! Behind the 22% Plunge, Vitalik's 'Five-Year Austerity' Strategy

marsbit02/24 04:15

Crypto's New Frontier: Building the Next Generation of Permissionless Neobanks

Crypto Neobanks: Building the Next Generation of Permissionless Banking A new paradigm is emerging in crypto's second decade: permissionless neobanks. Unlike fintech neobanks that improved banking's front-end but kept traditional back-ends, crypto neobanks aim to rebuild the entire financial backend using stablecoins and public blockchains. They provide a unified, self-custodial interface for four core financial functions: Store, Spend, Grow, and Borrow. The landscape includes self-custody wallets (Ledger, MetaMask), payment solutions (EtherFi card, Bitget QR), growth platforms (Hyperliquid for trading), and lending protocols (Aave, Morpho). Centralized exchanges like Coinbase and Binance are also evolving into full-service neobanks. Key insights: - Success requires capturing high-velocity money flows, starting with Grow (trading fees) and Borrow (interest), then expanding to Spend and Store. - Wallet-first approaches face monetization challenges unless they drive active transactions. - Payment-focused apps must move beyond card commoditization to build unique user loyalty. - Enterprise "stablecoin chains" (Stable, Tempo) prioritize institutional efficiency and privacy. - Non-custodial lending remains crypto's "holy grail," limited by the lack of robust identity systems. Future opportunities lie in solving privacy-compliance parity, achieving real-world composability, leveraging permissionlessness for global-local strategies, and unlocking undercollateralized consumer credit. Crypto neobanks aren't just new apps—they are rebuilding the underlying rails of money itself.

marsbit02/24 04:00

Crypto's New Frontier: Building the Next Generation of Permissionless Neobanks

marsbit02/24 04:00

RWA Weekly Report｜Significant First Decline in Asset Users; US SEC Discusses 'Gradual' Regulatory Path for Tokenized Securities, Plans to Launch Innovative Exemption Mechanism (2.15-2.24)

RWA Bi-Weekly Report (Feb 15–24): Asset Holders See First Notable Decline; SEC Explores "Progressive" Regulatory Path for Tokenized Securities According to rwa.xyz, the total Distributed Asset Value (DAV) of RWA grew from $24.14B to $25.07B, a 3.85% increase. However, the number of asset holders fell significantly from 842.2k to 710.4k, a drop of 15.65%. U.S. Treasury tokenizations saw the largest growth, rising 7% to $10.6B. Stablecoin holders increased by 9.02M, indicating broader adoption despite stablecoin market cap remaining flat. Key regulatory developments include the U.S. SEC clarifying a 2% haircut rule for broker-dealers' payment stablecoin holdings. The SEC is also considering an "innovation exemption" to allow limited trading of tokenized securities on new platforms. Additionally, a clarification was issued that RWA assets based in Hong Kong fall outside mainland China’s strict regulatory scope. In project updates, Ondo Finance integrated tokenized stocks like SPYon and QQQon into DeFi lending markets via Chainlink oracles. MSX (MyStonks) updated its platform and adopted a one-sided trading fee model to improve user experience. OneChain announced a $67M Series A funding round to develop institutional-grade RWA infrastructure. Overall, the market shows continued growth in low-risk, liquid assets like Treasuries, with regulatory bodies moving toward structured yet adaptive frameworks for tokenized real-world assets.

Odaily星球日报02/24 03:50

RWA Weekly Report｜Significant First Decline in Asset Users; US SEC Discusses 'Gradual' Regulatory Path for Tokenized Securities, Plans to Launch Innovative Exemption Mechanism (2.15-2.24)

Odaily星球日报02/24 03:50

Institutional Adoption Isn't Adding Value, It's Bleeding Crypto Dry

The article argues that institutional adoption of crypto is not about supporting the ecosystem but rather extracting value from it. Traditional financial institutions, such as Tether, Coinbase, Circle, and BlackRock, are generating billions in revenue from crypto through stablecoins, ETFs, and other financial products, often surpassing the economic gains of the underlying protocols. The author highlights that institutions are primarily focused on profit maximization, using crypto as a new revenue stream by packaging it into traditional financial instruments. The piece warns that the crypto economy risks becoming a source of liquidity for traditional finance, with capital being drained away rather than retained within the ecosystem. The author calls for the urgent development of crypto-native institutions—such as on-chain asset management and financial products—to keep economic value within the crypto space and prevent its absorption by traditional finance. The conclusion is that without prioritizing native crypto institutions, "institutional adoption" will lead to assimilation rather than victory for the crypto economy.

marsbit02/24 02:42

Institutional Adoption Isn't Adding Value, It's Bleeding Crypto Dry

marsbit02/24 02:42

Institutional Adoption Isn't Adding Value, It's Bleeding Crypto Dry

The article argues that institutional adoption of crypto is not about supporting the ecosystem but rather a strategy to extract value from it. Traditional financial institutions, such as Tether, Coinbase, Circle, and BlackRock, are generating billions in revenue from crypto through stablecoins, ETFs, and other financial products, often capturing more economic value than the protocols themselves. The piece highlights that institutions are primarily focused on profit maximization, using crypto to create new revenue streams rather than reduce costs. The author warns that without building strong native crypto institutions to retain economic benefits on-chain, the crypto economy risks being absorbed by traditional finance, leading to value drainage rather than genuine growth. The call to action is for the crypto community to prioritize developing its own financial infrastructure to keep value within the ecosystem.

Odaily星球日报02/24 02:35

Institutional Adoption Isn't Adding Value, It's Bleeding Crypto Dry

Odaily星球日报02/24 02:35

Crypto Morning Brief: Backpack Plans to Offer Equity to Stakers, WLFI Claims USD1 Was Attacked

Crypto Daily Digest: Key market developments include Backpack's announcement to offer equity to token stakers, allocating 20% of company shares for this program. WLFI reported an attack on its USD1 stablecoin, claiming attackers targeted co-founder accounts to spread FUD and short the token, but the stablecoin held its peg due to its 1:1 asset backing. In policy news, the Trump administration is considering new national security tariffs on six industries, including batteries and telecom equipment. Tether will discontinue its offshore yuan stablecoin (CNH₮) due to low demand. Meanwhile, China’s regulatory approach now distinguishes RWA tokens from virtual currencies, allowing conditional overseas issuance. Ethereum Foundation established a dedicated DeFi team to support permissionless and censorship-resistant protocols. Meme coin TRUMP unveiled a growth plan involving up to 5% of its supply for ecosystem expansion. Bitcoin miner Bitdeer clarified its BTC sales are for liquidity preparation amid land acquisition plans. Other highlights: SBI Holdings launched a $64.5M blockchain bond offering XRP rewards, and private credit firm Blue Owl Capital sold $1.4B in loan assets, sparking concerns about market stress. Market analysis sections cover AI agent teams, yen carry trade impacts on Bitcoin, and shifting institutional capital from tokens to equity.

marsbit02/24 01:14

Crypto Morning Brief: Backpack Plans to Offer Equity to Stakers, WLFI Claims USD1 Was Attacked

marsbit02/24 01:14

XRP Vs. SWIFT On Payments: Is Ripple Already Working With The Payment Giant?

Cryptocurrency analyst BULLRUNNERS claims that SWIFT is already adopting Ripple's payment technology, including XRP, as part of its new payment stack. The pundit alleges that SWIFT has been testing XRP on its payment rails since Q4 of last year and has named HSBC, which has a history of using Ripple's XRP Ledger, as a managing partner for its multi-chain blockchain ledger. Additionally, the possibility of JPMorgan adopting Ripple's technology through its SWIFT partnership is highlighted, which could bring significant institutional and retail investment into the XRP ecosystem. The integration of a Permissioned DEX on the XRP Ledger is also noted as a move to attract institutional investors. Furthermore, the XRP Ledger is positioned to benefit from the asset tokenization trend, particularly through Ripple's acquisition of Hidden Road, which provides access to the U.S. Treasury market via the DTCC. This could introduce XRP and RLUSD into institutional settlement processes. Despite a recent 6% price drop to around $1.33, the Ledger is predicted to lead in real-world asset tokenization.

bitcoinist02/23 15:32

XRP Vs. SWIFT On Payments: Is Ripple Already Working With The Payment Giant?

bitcoinist02/23 15:32

Sonami, Solana, XRP, and Emerging Presales: Market Overview and Analysis (2026)

The cryptocurrency market in 2026 is characterized by the strength of established Layer-1 blockchains like Solana and XRP, alongside emerging presale and Layer-2 projects such as Bitcoin Hyper and Sonami. Solana maintains a strong position with an $8.4 billion TVL and a market cap exceeding $75 billion, driven by high transaction speeds, low fees, and growing institutional interest. Meanwhile, new entrants like Sonami are attracting early investors through structured presales that offer lower entry prices and potential upside before exchange listings. The market is divided between lower-risk established networks and higher-growth-potential emerging projects, with success depending on execution, ecosystem integration, and market conditions.

TheNewsCrypto02/23 13:44

Sonami, Solana, XRP, and Emerging Presales: Market Overview and Analysis (2026)

TheNewsCrypto02/23 13:44

活动图片

Популярные категорииright-arrow

Популярные тегиright-arrow