# Сопутствующие статьи по теме DeFi

Новостной центр HTX предлагает последние статьи и углубленный анализ по "DeFi", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Blockchain Capital Partner: Crypto Assets Are Undergoing a Great Repricing

Despite achieving unprecedented success with record-breaking metrics—$33 trillion in stablecoin transaction volume, 3.2 billion retail transactions, and widespread adoption by major financial institutions and tech companies—the crypto industry is experiencing deep pessimism due to declining token prices. This divergence between fundamental success and market performance reflects a structural reassessment of where value accumulates. The core issue is a decoupling between product utility and token value. While infrastructure tokens (L1s, L2s, bridges, protocols) were expected to capture value, economic benefits are increasingly flowing to application-layer entities controlling user relationships and distribution—such as Phantom, Polymarket, Tether, and centralized exchanges like Coinbase. These players leverage routing power to commoditize underlying infrastructure, pushing value upward in the stack. This shift challenges long-held investment theses that assumed token holders would benefit directly from protocol-scale adoption. The market now demands explicit links between usage, revenue, and token value. While infrastructure remains relevant, tokens are evolving toward models that integrate application-layer economics or represent tokenized equity with cash-flow rights. The industry is transitioning from speculation and validation to a focus on sustainable value capture, where success requires not just building useful products but ensuring economic rewards align with contributions.

marsbit02/21 07:25

Blockchain Capital Partner: Crypto Assets Are Undergoing a Great Repricing

marsbit02/21 07:25

Crypto’s Capitol Hill Crisis: How The ‘Shadow Deposit’ War Held The CLARITY Act Hostage

The crypto market is facing persistent selling pressure and fragile sentiment, struggling to regain momentum amid tightening liquidity and macro uncertainty. A key regulatory development is the potential passage of the CLARITY Act by end of April, which aims to define roles for the SEC and CFTC, and establish clearer rules for exchanges, custody, and AML/KYC. However, progress has stalled due to debates around yield-bearing stablecoins. Crypto firms distinguish between issuer-paid interest and platform rewards, while traditional banks push for tighter restrictions to prevent deposit outflows. Legislative complexity is increasing with multiple bills needing reconciliation, complicating the timeline. Even if passed, regulatory clarity will emerge gradually, meaning uncertainty will persist in the near term.

bitcoinist02/21 01:32

Crypto’s Capitol Hill Crisis: How The ‘Shadow Deposit’ War Held The CLARITY Act Hostage

bitcoinist02/21 01:32

Crypto’s Changing Landscape Forces On-Chain Firm Parsec To Shut After 5 Years

On-chain analytics firm Parsec is shutting down after five years, citing a misalignment with evolving market needs. CEO Will Sheehan stated the company “zagged while the market zigged,” as its focus on DeFi and NFTs became less relevant amid declining user interest. NFT sales fell 37% in 2025, reducing demand for niche analytics tools. Despite backing from firms like Uniswap and Galaxy Digital, Parsec couldn't adapt to post-FTX market changes, where high-risk trading diminished. The closure reflects a broader industry consolidation, with capital becoming more selective and speculative activity cooling. The sector is now resetting, forcing firms to realign with current user behavior to survive.

bitcoinist02/20 21:01

Crypto’s Changing Landscape Forces On-Chain Firm Parsec To Shut After 5 Years

bitcoinist02/20 21:01

Top-10 Coins vs. Ozak AI Capital Efficiency Breakdown Shows Smaller Entries Chasing Much Larger Percentage Returns

A breakdown of capital efficiency between the top 10 cryptocurrencies and Ozak AI (OZ) reveals that smaller investment entries are chasing significantly higher percentage returns. While established coins like BTC, ETH, and XRP are projected to offer a maximum ROI of 4x, the OZ token presale, priced at $0.014, is estimated to surge 71x (7,100%) to a target of $1. This potential could turn a $100 investment into $7,100. The project's capital efficiency is driven by its technical components, including a fusion of AI tools, decentralized infrastructure (DePIN for data security), and the x402 Protocol for autonomous agents. Strategic alliances with entities like Openledger further enhance the ecosystem. Ozak AI has already raised over $6.14 million in its presale.

TheNewsCrypto02/20 13:54

Top-10 Coins vs. Ozak AI Capital Efficiency Breakdown Shows Smaller Entries Chasing Much Larger Percentage Returns

TheNewsCrypto02/20 13:54

Aave Surpasses $1 Billion in Tokenized Real-World Asset Deposits

Aave has become the first decentralized lending protocol to exceed $1 billion in tokenized real-world asset (RWA) deposits, signaling deeper integration between DeFi and traditional finance. The platform, Horizon, which allows institutional borrowers to use assets like U.S. Treasuries as collateral to access stablecoins, grew from $600 million in deposits in January to $1 billion in under a month. Founder Stani Kulechov predicts the RWA market could reach $50 trillion by 2050, with Aave potentially capturing a significant share. Meanwhile, AAVE's native token trades at $124.21, with a total value locked of $26.83 billion—the highest among DeFi platforms. Grayscale also recently filed for an AAVE ETF with a 2.5% expense ratio.

TheNewsCrypto02/20 07:38

Aave Surpasses $1 Billion in Tokenized Real-World Asset Deposits

TheNewsCrypto02/20 07:38

Cardano (ADA) Attracts Fresh Institutional Capital As Grayscale Expands Holdings

Despite a declining price in a weak crypto market, Cardano (ADA) is attracting renewed institutional investment. Grayscale Investments has significantly increased its ADA holdings, raising its allocation in the Smart Contract Fund from 19.50% to over 20.12%. This consecutive growth signals strong confidence in the altcoin's long-term fundamentals. The move is seen as strategic positioning, potentially linked to Cardano's recent push into Bitcoin DeFi, aiming to restore external BTC liquidity through non-custodial collateral and stablecoin-based lending. While overall network activity has decreased since 2021, the ecosystem is now advancing with long-term, privacy-focused projects like Midnight, separating speculative projects from substantive ones. ADA was trading at $0.27 at the time of reporting.

bitcoinist02/20 05:01

Cardano (ADA) Attracts Fresh Institutional Capital As Grayscale Expands Holdings

bitcoinist02/20 05:01

U.S. SEC Chair Details Key Crypto Policy Priorities for 2026

SEC Chairman Paul S. Atkins outlined the agency’s 2026 crypto policy priorities during a dialogue at ETHDenver. Under his leadership, the SEC has taken multiple steps to provide regulatory clarity, including issuing guidance, holding roundtables, collaborating with the CFTC, and ending regulation-by-enforcement approaches. Key ongoing and upcoming initiatives include: - A joint effort with the CFTC (Project Crypto) to improve regulatory alignment. - A framework clarifying when crypto assets qualify as "investment contracts." - An "innovation exemption" to allow limited trading of tokenized securities on new platforms. - Rulemaking proposals for crypto fundraising, broker-dealer custody of non-security crypto assets, and modernizing transfer agent rules. - Additional no-action letters and guidance to improve compliance clarity. Atkins emphasized that the SEC’s role is not to react to market volatility but to ensure investors have adequate disclosure. He encouraged builders to develop useful applications and engage constructively with regulators. The approach aims to integrate innovation within existing regulatory frameworks without compromising investor protection or market integrity.

marsbit02/20 01:52

U.S. SEC Chair Details Key Crypto Policy Priorities for 2026

marsbit02/20 01:52

Crypto Is Not Dead, Crypto Is Reborn

Cryptocurrency is evolving to serve fundamental human impulses that have persisted for millennia: speculation, ownership, and value transfer. Historically, humans have always sought to wager on uncertain outcomes, from ancient dice games to modern financial markets. Traditional finance built complex, restrictive systems around these impulses, but crypto is removing friction and gatekeeping. Platforms like Hyperliquid demonstrate this by processing 2% of global silver trading volume in a month via a decentralized, permissionless protocol—attracting users who desired exposure but were hindered by traditional infrastructure. Prediction markets like Polymarket and Kalshi monetize opinions and are gaining mainstream traction through partnerships with major media outlets and platforms like Robinhood. Beyond speculation, crypto addresses the need for ownership through tokenization of real-world assets (RWA), like U.S. Treasuries and gold, making them globally accessible and programmable. BlackRock’s move to trade its tokenized treasury fund on Uniswap signals institutional recognition of this infrastructure. Stablecoins, meanwhile, have found product-market fit in countries with weak currencies, enabling everyday transactions where traditional systems fail. Despite price volatility and past failures, crypto’s underlying infrastructure is becoming invisible yet essential—fulfilling ancient human desires to speculate, transfer value, and assert ownership without traditional barriers. The technology is maturing by eliminating friction, expanding access, and embedding itself into the fabric of global finance.

比推02/19 19:47

比推02/19 19:47

Hyperliquid unveils lobbying arm ahead of U.S. elections – Details

Hyperliquid, a leading perpetual DEX, has launched a lobbying group called the Hyperliquid Policy Center (HPC) ahead of the U.S. elections. Led by pro-crypto lawyer Jake Chervinsky, HPC aims to address regulatory challenges in DeFi and perpetual derivatives markets. The project is funding the initiative with 1 million HYPE tokens, worth approximately $29 million, to advocate for laws that protect users and builders. Founder Jeff Yan emphasized the importance of U.S. financial regulation in democratizing finance. Despite Hyperliquid's success—with over $1 billion in revenue and $4 trillion in trading volume—concerns exist about regulatory risks, including potential tax evasion or sanctions bypassing by traders. Analysts suggest the move may be a precaution against possible anti-crypto policies if Democrats regain congressional control, which could heighten regulatory scrutiny.

ambcrypto02/19 19:02

Hyperliquid unveils lobbying arm ahead of U.S. elections – Details

ambcrypto02/19 19:02

Top-10 European Bank Picks XRP Ledger For MiCA-Ready Stablecoin

Societe Generale's digital asset arm, SG-FORGE, has expanded the deployment of its euro stablecoin, EUR CoinVertible, to the XRP Ledger (XRPL). This move is part of a multi-chain strategy that also includes Ethereum and Solana. The bank highlights XRPL's scalability, speed, low costs, and security as key reasons for the integration, targeting institutional users for predictable settlement and low operational risk. The launch is supported by Ripple's custody technology, with potential future use as trading collateral and integration into Ripple's product suite. This follows through on SG-FORGE's 2024 roadmap to broaden adoption of its MiCA-aligned stablecoin.

bitcoinist02/19 17:31

Top-10 European Bank Picks XRP Ledger For MiCA-Ready Stablecoin