# Сопутствующие статьи по теме Stablecoins

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Stablecoins", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Europe to accelerate tokenized capital markets with ‘Pontes’ bridge launch: Details

Europe is accelerating its tokenized capital markets strategy with the planned launch of 'Pontes,' a bridge designed to connect the current fragmented private blockchain networks. The European Central Bank (ECB) identifies platform fragmentation and the lack of a single trusted on-chain settlement asset as key challenges. It views the growing reliance on private stablecoins, like USDC, as a risk to monetary sovereignty and liquidity. The ECB asserts that central bank money is the safest settlement asset and is pushing for its use. Pontes, part of the broader Appia roadmap, is scheduled for Q3 2026 and is a step toward a full EU tokenized market framework by 2028. This initiative aims to protect the EU's market and monetary authority as tokenization moves toward mass adoption, countering U.S. dominance in the sector. The ECB is also concurrently advancing its digital euro project.

ambcrypto03/24 11:03

Europe to accelerate tokenized capital markets with ‘Pontes’ bridge launch: Details

ambcrypto03/24 11:03

Stablecoins Seen Powering Future AI-Driven Machine Payments

Bernstein analysts highlight the growing potential for stablecoins, particularly USDC through the collaboration of Circle and Coinbase, to power future AI-driven machine payments. These transactions are fully automated, programmatic, and executed by software or autonomous devices without human intervention. Stablecoins are deemed ideal for this use case due to their programmability, speed, micro-payment capability, and global accessibility. They enable real-time decision-making, instant settlements, and eliminate the need for traditional banking infrastructure like SWIFT or FX conversion. Companies such as Coinbase, Circle, and Stripe are already developing infrastructure to support these agentic payments, with early protocols showing initial transaction volumes. This represents a significant future growth driver for stablecoins.

TheNewsCrypto03/23 12:45

Stablecoins Seen Powering Future AI-Driven Machine Payments

TheNewsCrypto03/23 12:45

Ripple Study Reveals How Financial World Leaders Are Looking At The Market

Ripple's survey of over 1,000 financial leaders reveals a strong consensus that adopting crypto is essential for competitiveness, with 72% stating companies must offer crypto solutions. Key findings include high optimism for stablecoins, with 74% viewing them as tools for improving cash flow and treasury management. Fintechs lead in crypto adoption, while corporates and banks are increasingly seeking partners for solutions like tokenization, where 89% of banks prioritize crypto and custody services. The report underscores a demand for comprehensive crypto tech stacks and trusted providers. This comes as the SEC's recent taxonomy classified XRP as a digital commodity, not a security, supporting Ripple's position in its legal battle.

bitcoinist03/21 23:01

Ripple Study Reveals How Financial World Leaders Are Looking At The Market

bitcoinist03/21 23:01

2008-style crisis ahead? – How crypto investors are reacting to ‘zero rate cuts’

With expectations of zero rate cuts and persistent inflation risks, crypto market dynamics are shifting toward capital preservation. While the total crypto market cap remains stable near $2.4 trillion, defensive positioning is evident as stablecoin supply hits a new all-time high of $316 billion. USDT outflows and declining exchange reserves indicate investors are moving liquidity into on-chain stablecoins, preparing to redeploy when risk appetite improves. Analysts warn that sustained high yields and borrowing costs could heighten systemic risks, echoing pre-crisis conditions. This cautious stance suggests stablecoins are becoming a key hedging tool amid deteriorating macro conditions.

ambcrypto03/21 11:07

2008-style crisis ahead? – How crypto investors are reacting to ‘zero rate cuts’

ambcrypto03/21 11:07

The Second Half of Stablecoins No Longer Belongs to the Crypto World

The article discusses the shift in the stablecoin market from the crypto sector to traditional finance, highlighted by Mastercard's acquisition of BVNK for up to $1.8 billion in March 2026. This move came after Coinbase abandoned a $2 billion deal for BVNK months earlier, signaling intensified competition for stablecoin infrastructure. BVNK specializes in cross-border payments using a "stablecoin sandwich" model: converting fiat to stablecoins like USDC for blockchain transfer, then back to local currency, reducing transaction times and costs. Its key asset is a suite of global licenses, including EMI from the UK FCA and CASP under EU MiCA, enabling compliance across 130+ countries. Mastercard's acquisition aims to integrate BVNK into its Multi-Token Network (MTN), a private blockchain for tokenized assets, addressing MTN's lack of connectivity with public chains. This enables atomic settlements, 24/7 B2B transactions, and programmable payments. The strategy contrasts with Visa’s partnership-focused approach, emphasizing direct control over infrastructure. The U.S. GENIUS Act (July 2025) provided regulatory clarity, defining stablecoins as non-securities under OCC oversight, which facilitated Mastercard’s move. The deal pressures players like Ripple and traditional correspondent banks, as Mastercard’s global network could disrupt cross-border payment fees. Ultimately, stablecoin evolution is becoming invisible to users—embedded in traditional finance for efficiency, not crypto adoption. Mastercard’s investment secures a foothold in the next-generation payment ecosystem.

marsbit03/21 07:12

The Second Half of Stablecoins No Longer Belongs to the Crypto World

marsbit03/21 07:12

Solana stalls despite $1.8B RWA growth – Where is SOL’s liquidity going?

Despite Solana (SOL) struggling to break the $100 psychological level, its ecosystem is experiencing significant liquidity movement, particularly in the real-world asset (RWA) sector. Solana's RWA total value locked (TVL) has surged nearly 64% this year, reaching a new all-time high of over $1.8 billion. Additionally, active DeFi TVL within Solana's RWA sector hit a record $465 million, indicating that capital is actively being used in lending, staking, and liquidity pools rather than sitting idle. This growth is further amplified by Ondo Finance's strategic expansion, adding over 50 tokenized assets—including stocks and ETFs like Galaxy Digital and BlackRock’s IBIT—bringing its total listings on Solana to more than 250. This move positions Solana as a major DeFi hub for tokenized assets, highlighting a disconnect between its stagnant price action and robust on-chain fundamentals. The data suggests that liquidity isn't exiting the market but is instead being redirected into RWA-related DeFi activities on Solana.

ambcrypto03/21 04:26

Solana stalls despite $1.8B RWA growth – Where is SOL’s liquidity going?

ambcrypto03/21 04:26

Stablecoin supply nears $318B: Fresh inflows or just capital rotation?

Stablecoin supply is approaching $318 billion, signaling a period of controlled expansion. While fresh capital is entering through fiat on-ramps, a significant portion of this growth reflects internal capital rotation into yield-bearing and regulated assets rather than entirely new inflows. Tether (USDT) continues to dominate the market, though its growth has slowed, while others like USDC and USDS are expanding more rapidly. This liquidity is increasingly being actively deployed, evidenced by rising DEX volumes and exchange inflows. However, the market remains split between genuine capital inflows and internal redistribution, with a large share of stablecoins still held on exchanges.

ambcrypto03/20 19:51

Stablecoin supply nears $318B: Fresh inflows or just capital rotation?

ambcrypto03/20 19:51

Visa Spent $1.8 Billion Just to Avoid Being Left Behind by AI

Visa's $1.8 billion acquisition of stablecoin infrastructure firm BVNK is a defensive move against the rise of AI agents disrupting its core business model. Visa’s empire is built on interchange fees (2-3% per transaction), which fund rewards, fraud protection, and status-driven perks that appeal to human psychology. However, AI agents are purely rational: they seek the cheapest, fastest payment path, avoid fees, and have no use for rewards or brand loyalty. A recent report warning that AI agents could bypass traditional card networks by 2027 using stablecoins and decentralized payment protocols (like x402 and Tempo) caused significant stock drops for Visa, Mastercard, and Amex. While current transaction volumes on new infrastructures remain small, projects like Visa CLI, Circle’s Nanopayments, and Stripe’s blockchain initiatives are laying the groundwork for machine-to-machine commerce. Visa isn’t idle—it’s participating in new protocols and launching crypto tools—but its historical advantage (consumer trust and merchant acceptance) relies on human behavior. In an AI-driven economy, that advantage vanishes. The disruption begins with micro-payments for API calls and AI services, but may eventually extend to consumer spending. Visa’s massive investment signals it knows the threat is real.

比推03/20 17:55

Visa Spent $1.8 Billion Just to Avoid Being Left Behind by AI

比推03/20 17:55

Bitcoin, Ethereum, stablecoins cleared for margin use as CFTC outlines crypto collateral rules

The U.S. Commodity Futures Trading Commission (CFTC) has issued guidance permitting futures commission merchants and clearinghouses to accept Bitcoin, Ethereum, and certain payment stablecoins as margin collateral in derivatives markets. This allows eligible crypto assets to secure trading positions or cover deficits, subject to risk-based haircuts. The framework distinguishes stablecoins, which receive lower capital charges and greater flexibility, from more volatile assets like Bitcoin and Ethereum. Strict operational safeguards are imposed, including mandatory CFTC notification, enhanced reporting, and initial restrictions to only the named cryptocurrencies. The move represents a cautious but significant step toward integrating digital assets into traditional financial infrastructure while maintaining regulatory oversight.

ambcrypto03/20 16:53

Bitcoin, Ethereum, stablecoins cleared for margin use as CFTC outlines crypto collateral rules

ambcrypto03/20 16:53

When the Narrative Bubble Bursts, What Are the Truly Valuable Crypto Assets?

After the narrative-driven crypto bubble subsides, truly valuable digital assets are those with sustainable value mechanisms, as evidenced by the failure of over 13.4 million speculative tokens. This analysis identifies two core token models: - **Native tokens** (e.g., Ethereum), whose value derives from network utility, acting as "security budgets" for decentralized systems. - **Backed tokens** (e.g., stablecoins like USDC), which are pegged to real-world assets (e.g., U.S. Treasuries) and provide verifiable value anchors. Sustainable tokens must reduce real-world economic frictions, evidenced in three dimensions: 1. **Macro-hedging**: Offering censorship-resistant, cross-border value transfer channels in high-inflation or sanctioned economies (e.g., Iran’s $7.78B crypto ecosystem). 2. **Real-yield anchoring**: Tokenizing high-quality liquid assets (HQLA) to bring off-chain yields on-chain, creating a risk-free benchmark for capital efficiency. 3. **Cost reduction**: Programmable smart contracts enable atomic settlements, automate compliance (e.g., KYC/AML), and cut transactional friction. Regulation has evolved from curbing speculative financing to building resilient infrastructure and implementing classification rules (e.g., EU’s MiCA). Compliance is increasingly embedded via coded rules (e.g., ERC-3643 standard), enabling real-time monitoring and reducing legal overhead. In conclusion, value accrues to tokens that embed tangible rights, lower cross-border costs, and align with regulatory frameworks, shifting focus from speculation to infrastructure utility.

marsbit03/20 13:36

When the Narrative Bubble Bursts, What Are the Truly Valuable Crypto Assets?

marsbit03/20 13:36

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