# Сопутствующие статьи по теме Settlement

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Settlement", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

The Biggest Trap of Stablecoins: 99% of Companies Issuing Tokens Are Just 'Self-Indulgent'

Stablecoins are increasingly being adopted by traditional finance companies like Klarna, PayPal, Stripe, and Cash App due to their ability to reduce settlement costs, enable global reach, and provide instant settlements. However, the article argues that most companies issuing their own branded stablecoins are engaging in futile "self-aggrandizement," as the market cannot sustainably support thousands of different tokens. Key benefits of stablecoins include significantly lower transaction fees compared to credit cards, borderless transactions without FX fees, and 24/7 near-instant settlement. While these advantages are clear, the article emphasizes that success depends not on issuing a token, but on integrating stablecoins as a payment rail into existing products and workflows. Case studies highlight different approaches: PayPal’s PYUSD serves as a defensive move to retain users within its ecosystem; Klarna uses stablecoins to reduce internal payment friction; and Stripe strategically avoids issuing its own token, instead facilitating transactions using established stablecoins like USDC. The piece concludes that liquidity, acceptance, and integration matter far more than branding. Merchants and users will gravitate toward simplicity and reliability, leading to natural consolidation around a few dominant stablecoins. The real value lies in leveraging stablecoins to improve payment infrastructure—not in creating yet another branded digital dollar.

比推01/07 18:19

The Biggest Trap of Stablecoins: 99% of Companies Issuing Tokens Are Just 'Self-Indulgent'

比推01/07 18:19

Polymarket Settlement Disputes Intensify, Ethereum Technical Plans Questioned: What Is the Overseas Crypto Community Discussing Today?

In the past 24 hours, the crypto community focused on several key issues. Polymarket faced significant backlash over its settlement of a prediction market related to the U.S. military action in Venezuela, which was deemed not an "invasion," sparking accusations of arbitrary rule changes and concerns over its oracle-based resolution system. Suspected insider trading emerged, as large bets were placed just hours before the event, leading to calls for restrictions on government officials using prediction markets. Berachain’s TVL plummeted over 90%, attributed to fading hype and lack of sustainable product demand. TON also saw price declines, partly linked to alleged team token sales. On the ecosystem front, Solana’s network health was questioned due to validators delaying transactions to maximize MEV extraction, threatening its real-time processing advantage. Ethereum faced internal debate over its roadmap, with critics arguing it prioritizes minimal trust over practical utility, while technical progress was noted with EIP-7805 for enhanced censorship resistance. Lighter introduced a fee-based buyback mechanism for its token, viewed positively for value capture, while Perp DEX market makers saw compressed margins. Other updates included Infinex’s burn rate clarification, Tempo’s new token standard, and MegaETH’s Coinbase listing speculation.

marsbit01/07 05:06

Polymarket Settlement Disputes Intensify, Ethereum Technical Plans Questioned: What Is the Overseas Crypto Community Discussing Today?

marsbit01/07 05:06

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