# Сопутствующие статьи по теме Settlement

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Settlement", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Dialogue with Tether USAT CEO: Experiencing the Accelerated US Crypto Policy Era, User Experience is the Biggest Disagreement in the Clarity Act

In a recent interview, Tether USAT CEO Bo Hines, a former White House crypto advisor, discussed U.S. crypto policy evolution and the role of stablecoins. He highlighted his work on the Bitcoin Strategic Reserve and key legislation like the Genius Act, which passed in July, and the pending Clarity Act, which he believes has an 80-90% chance of passage. The main disagreement revolves around user experience (UX) structure, not yield distribution. Hines emphasized Tether’s significant role in crypto: 530 million global users, $100 billion profit in 2025, and status as a major Bitcoin supporter and holder of U.S. Treasuries, gold, and Bitcoin. Tether USAT, compliant with the Genius Act, aims to bridge global users with U.S. capital markets, enhancing cross-border payments and settlement efficiency (T+0). It focuses on liquidity, not yield, and plans to expand into integrated wallet-based financial services. He also addressed privacy concerns and the seamless interoperability between USDT (global) and USAT (U.S.-regulated, issued via Anchory Digital Bank), despite separate reserves.

marsbit6 ч. назад

Dialogue with Tether USAT CEO: Experiencing the Accelerated US Crypto Policy Era, User Experience is the Biggest Disagreement in the Clarity Act

marsbit6 ч. назад

Ripple Unveils Whitepaper On Institutional Digital Asset Trading

Ripple has released a whitepaper proposing a Digital Prime Brokerage (DPB) model to address structural inefficiencies in institutional crypto trading. The paper argues that the current market suffers from fragmented liquidity, siloed collateral, and multiplied credit risks, forcing institutions into multiple bilateral relationships. The proposed DPB model centralizes credit intermediation, enables T+1 net settlement, and unbundles execution, custody, and credit. This would replace complex bilateral exposures with a single counterparty, significantly improving capital efficiency and reducing operational risks. For example, net settlement could cut fund movements by nearly 90%. Ripple suggests crypto should adopt elements from traditional FX markets, with the XRP Ledger potentially facilitating early settlement. The DPB is presented as flexible infrastructure to support institutional adoption, moving beyond the current exchange-centric model.

bitcoinistВчера 17:01

Ripple Unveils Whitepaper On Institutional Digital Asset Trading

bitcoinistВчера 17:01

USDC and CCTP Are Coming to Morph, Advancing Settlement for Payments

USDC and the Cross-Chain Transfer Protocol (CCTP) are launching on Morph, a payments-first Ethereum-based settlement layer. This integration brings a canonical, dollar-denominated stablecoin and standardized cross-chain infrastructure to the network. USDC will be natively issued on Morph by Circle’s regulated affiliates, providing a transparent and reliable settlement asset for applications. CCTP enables secure cross-chain transfers of USDC via a burn-and-mint mechanism, preserving asset integrity. This infrastructure supports key use cases including crypto cards, cross-border remittance, payment gateways, and DeFi trading. To further accelerate adoption, Morph has launched a $150 million Payment Accelerator program, positioning the network as a scalable settlement layer for real-world financial activity.

TheNewsCrypto2 дня назад 15:13

USDC and CCTP Are Coming to Morph, Advancing Settlement for Payments

TheNewsCrypto2 дня назад 15:13

‘AI agents can reason, but they cannot act’: MoonPay builds bridge to money

MoonPay, a global leader in crypto payments and stablecoin infrastructure, has launched MoonPay Agents to enable autonomous AI systems to access and use capital. Recognizing that "AI agents can reason, but they cannot act economically without capital infrastructure," the company built a bridge between AI reasoning and real-world financial execution. This allows verified AI agents to programmatically trade, swap, and move digital assets via non-custodial wallets. This development aligns with broader infrastructure shifts, such as machine-to-machine payment protocols and a surge in stablecoin adoption. Stablecoins are transforming settlement with faster speeds and lower costs compared to traditional card networks, with transaction volume reaching $33 trillion in 2025. Institutional adoption is growing, with nearly half of institutions using stablecoins for payments. Despite regulatory scrutiny and bank resistance, the agent economy is expanding rapidly, compressing legacy financial margins and reshaping the future of autonomous commerce.

ambcrypto02/25 16:01

‘AI agents can reason, but they cannot act’: MoonPay builds bridge to money

ambcrypto02/25 16:01

「Cyberpunk Currency」, Why Do I Continue to Hold ETH?

Summary: The author argues that Ethereum (ETH) should be viewed as "cyberpunk money" rather than through traditional narratives like "digital gold" or "system equity." Unlike Bitcoin, which is a pure store of value, ETH is fundamentally tied to the Ethereum network, granting holders executable system rights—such as purchasing transaction inclusion, participating in consensus via staking, and accessing a neutral execution layer. This makes ETH a routing tool in a cyberpunk world where adversarial entities (corporations, governments, individuals) coexist and transact on a credibly neutral platform. Key to ETH's value is its role in a circular economy: utility drives demand for block space, which burns ETH and increases scarcity, thereby enhancing security and reinforcing Ethereum's neutrality. The author emphasizes that ETH must maintain economic coupling with Layer 2 solutions and resist fragmentation to preserve its cyberpunk character—where no single entity can control the settlement layer, ensuring property rights and execution even under pressure.

marsbit02/25 09:03

「Cyberpunk Currency」, Why Do I Continue to Hold ETH?

marsbit02/25 09:03

Expert Says Something Big Is Brewing With Ripple’s XRP And RLUSD, Here’s What

Crypto analyst Paul Barron indicates that significant developments are brewing for Ripple’s XRP and its dollar-backed stablecoin RLUSD, driven by regulatory progress around the proposed Clarity Act. According to Barron, internal research suggests a major ecosystem-wide shift involving both assets, with the Clarity Act—legislation aimed at providing clearer regulatory definitions for digital assets—serving as a key catalyst. Barron highlights that Ripple is strategically positioned to benefit from upcoming regulatory clarity, which could reduce compliance uncertainty and enable broader institutional adoption. The integration of XRP, which serves as a liquidity bridge for cross-border transactions, with the compliant-designed RLUSD stablecoin, may form a powerful settlement framework under the new regulatory environment. While full details are expected in a report next week, Barron suggests that the convergence of regulatory progress and Ripple’s product alignment could mark a pivotal phase for the company and its assets, with the market potentially underestimating its significance.

bitcoinist02/24 00:33

Expert Says Something Big Is Brewing With Ripple’s XRP And RLUSD, Here’s What

bitcoinist02/24 00:33

Understanding Vitalik's Reflection on L2: Farewell to Fragmentation, Rectifying the Course Towards Native Rollup in the New Phase

Vitalik Buterin's recent reflections on Ethereum's scaling roadmap signal a significant shift: the original plan prioritizing L2s as the primary scaling solution is now considered outdated. Rather than abandoning L2s entirely, the new strategy refocuses on Ethereum L1 as the most secure settlement layer, while L2s are expected to pursue specialization and differentiation—offering unique features like privacy-focused virtual machines or AI-agent environments—instead of mere scalability. A key issue is the fragmentation caused by numerous L2s, many of which remain centralized (e.g., stuck at "Stage 1" with limited decentralization). This undermines Ethereum’s core values and splits liquidity. The community is now moving toward "Native Rollup" concepts, particularly Based Rollup, which integrates rollup logic directly into L1, using Ethereum validators for sequencing instead of independent, often centralized, sequencers. This enhances security, reduces fragmentation, and enables synchronous composability. To improve user experience, preconfirmations and fast L1 confirmation rules are proposed to reduce finality wait times from ~13 minutes to 15-30 seconds. Looking ahead, Ethereum’s evolution will emphasize account abstraction (simplifying user onboarding), privacy with ZK-EVM, and infrastructure for AI agents operating trustlessly on-chain. Ultimately, Vitalik’s critique is not a rejection of L2s but a correction—away from fragmentation and toward deeper integration with L1, reinforcing Ethereum as the foundational trust layer for the decentralized ecosystem.

marsbit02/21 10:33

Understanding Vitalik's Reflection on L2: Farewell to Fragmentation, Rectifying the Course Towards Native Rollup in the New Phase

marsbit02/21 10:33

Sai Launches Perps Platform Combining CEX Speed with Onchain Settlement

Sai has launched Sai Perps, a perpetuals trading platform designed to combine the speed and user experience of a centralized exchange (CEX) with the transparency and self-custody of onchain settlement. The platform offers gasless transactions to reduce friction while maintaining onchain security. Alongside the launch, Sai announced the "Let’s Go Saicho" trading competition, running from February 18 to March 19, 2026, with $25,000 in total prizes. The competition includes a PNL-based phase and a first-come, first-served phase to reward both performance and early participation. Key advantages of Sai Perps include a CEX-like interface, deep liquidity infrastructure, accessibility for all traders, and plans to expand into stocks, commodities, and FX markets. The platform aims to make advanced trading accessible without compromising on transparency or self-custody.

TheNewsCrypto02/18 14:21

Sai Launches Perps Platform Combining CEX Speed with Onchain Settlement

TheNewsCrypto02/18 14:21

Crypto Lender Nexo Returns To US Market After Three-Year Hiatus And $45 Million Fine

Crypto lender Nexo has officially returned to the US market after a three-year hiatus and a $45 million settlement with the SEC. The company withdrew in 2023 following charges related to an unregistered crypto lending product. Its relaunch features a new compliance-focused structure, including partnerships with regulated entities like Bakkt to offer investment products, yield programs, and crypto-backed credit lines within a US regulatory framework. Nexo denied that its return is connected to past interactions with the Trump family, stating the decision was based solely on its ability to operate compliantly.

bitcoinist02/17 10:02

Crypto Lender Nexo Returns To US Market After Three-Year Hiatus And $45 Million Fine

bitcoinist02/17 10:02

Ethereum Repricing: From Rollup-Centric to 'Security Settlement Layer'

Ethereum is undergoing a fundamental strategic shift, moving from a "Rollup-Centric" scaling model to establishing itself as a global "Security Settlement Layer." This pivot, signaled by Vitalik Buterin's reflections, acknowledges the slower-than-expected decentralization of Layer 2s (L2s) and the increasing throughput of the mainnet (L1). The core value proposition is no longer just scalability but also security, neutrality, and predictability. Key changes include: * **L1-First Paradigm:** The original assumption that L2s would be the primary scaling solution is fading as L1's capacity grows. * **L2s as a Trust Spectrum:** L2s are now viewed as a spectrum of networks with varying levels of trust and security, rather than uniform "branded shards" of Ethereum. * **Value Shift to "Settlement Sovereignty":** ETH's value is increasingly derived from its role as the foundational asset and secure settlement layer for the entire ecosystem, not just transaction fees. * **Protocol-Integrated Scaling:** Scaling efforts are focusing more on native, protocol-level solutions for verification and security, potentially reshaping the L1-L2 relationship. * **Valuation Model Restructuring:** The valuation framework for ETH is shifting from a cash-flow model (emphasizing fees) to an asset premium model (emphasizing security and institutional credibility). The article draws a historical analogy to the U.S. Constitution's creation, framing Ethereum's evolution as a move from a confederation of fragmented L2 "states" to a unified "digital nation" with L1 at its core, enforcing standards and capturing value through settlement. A new valuation model is proposed, weighting four key value quadrants: Security/Settlement Layer (45%), Monetary Properties (35%), Platform/Network Effects (10%), and Protocol Revenue (10%). This model dynamically adapts to macro conditions. The path to an "institutional second curve" is also explored, where ETH transitions from a speculative asset to a yield-generating, utility-based asset for traditional finance, further solidifying its long-term value foundation.

marsbit02/17 04:06

Ethereum Repricing: From Rollup-Centric to 'Security Settlement Layer'