# Сопутствующие статьи по теме Ripple

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Ripple", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Ripple Chiseled a Crack in the Wall, but Swift Tore Down the Entire Wall

At the Sibos 2025 conference, Swift announced the integration of a blockchain-based shared ledger into its infrastructure, built on Consensys' Ethereum Layer-2 network Linea, to enable secure, real-time, and interoperable digital finance. This move, supported by major banks like JPMorgan and Citibank, aims to bridge traditional finance with tokenized assets using zk-EVM technology for faster, cheaper, and more transparent settlements. While Ripple pioneered blockchain-based cross-border payments with XRP Ledger and achieved significant legal and operational milestones—including court victories against the SEC and expansion into 40+ markets—its reach remains limited compared to Swift’s global network of over 11,000 institutions. Ripple’s model relies heavily on XRP as a bridge currency, whereas Swift’s asset-agnostic approach supports multiple currencies, stablecoins, and CBDCs, reducing dependency on any single asset. Swift’s adoption of blockchain signals a major shift in global finance, potentially freeing trillions in trapped capital and enabling 24/7 real-time settlement. This transition from legacy systems to mathematically verified transactions represents a convergence of TradFi and DeFi, positioning Swift to dominate the next era of value transfer.

marsbit12/23 03:27

Ripple Chiseled a Crack in the Wall, But Swift Tore Down the Entire Wall

At the Sibos 2025 conference, Swift announced a major evolution of its financial infrastructure by integrating a blockchain-based shared ledger to support tokenized assets and enable secure, real-time, and interoperable global transactions. The new system, built on Consensys' Ethereum Layer 2 network Linea, uses zk-EVM rollup technology to reduce costs and settlement times while meeting banking security standards. Over 30 major banks, including JPMorgan and Citibank, are participating in the pilot. The article reflects on Ripple’s long-standing effort to challenge traditional cross-border payments using XRP and RippleNet, which has seen adoption in retail and corporate remittances despite earlier regulatory challenges. However, Swift’s move represents a broader and more systemic shift. Unlike Ripple’s XRP-dependent model, Swift’s ledger is asset-agnostic, supporting CBDCs, stablecoins, and fiat currencies, and leverages its existing network of over 11,000 institutions. This transition marks a convergence of traditional and decentralized finance, enabling 24/7 settlement, reducing reliance on pre-funded accounts, and potentially freeing up trillions in trapped capital. By adopting a neutral, interoperable, and highly scalable blockchain framework, Swift is positioned to redefine global value transfer—moving from a legacy telegraphic model to a digitally-native, mathematically-verified system.

深潮12/23 02:52

Ripple Vs. SEC Lawsuit: What XRP Investors Should Know As The Year Draws To An End

The years-long legal battle between Ripple Labs and the U.S. SEC concluded in 2025, providing significant relief for XRP investors. The SEC initially accused Ripple of selling XRP as unregistered securities, but a 2023 ruling declared that XRP sold on public exchanges did not constitute securities transactions, marking a partial victory for Ripple. In 2024, Ripple was ordered to pay a $125 million civil penalty for institutional sales, far less than the SEC's initial $2 billion demand. A final 2025 settlement reduced the payment to $50 million and dissolved the injunction. The resolution ended years of regulatory uncertainty that had suppressed XRP's price around $0.50. Following key rulings, XRP's price surged to over $2 in late 2024 and exceeded $3 in 2025, boosting investor sentiment and adoption despite later pullbacks.

bitcoinist12/22 21:02

Ripple Vs. SEC Lawsuit: What XRP Investors Should Know As The Year Draws To An End

bitcoinist12/22 21:02

Another XRP Milestone: Ripple Exec Celebrates RLUSD Anniversary With $1 Billion Market Cap

Ripple's USD-backed stablecoin, RLUSD, has reached a $1 billion market cap within a year of its launch. A Ripple executive attributed this milestone to regulatory compliance, institutional infrastructure, practical usage, global expansion, and multichain interoperability. Designed to operate within U.S. regulatory frameworks, RLUSD gained quick institutional adoption due to its clear governance and reserve management. BNY Mellon custodies its reserves, while Deloitte provides attestations for transparency. RLUSD complements XRP by offering a regulated dollar instrument for settlements and liquidity, while XRP handles cross-border transfers. The stablecoin is used in tokenized products, repo trades, and money market funds through partnerships with major banks and asset managers. It has also expanded into international markets like Dubai and Abu Dhabi and is available on multiple layer-two blockchains, achieving top-five status among USD-backed stablecoins.

bitcoinist12/20 00:02

Another XRP Milestone: Ripple Exec Celebrates RLUSD Anniversary With $1 Billion Market Cap

bitcoinist12/20 00:02

‘Think Again’ Before Selling Your XRP; Expert Tells Investors

Crypto expert Finance Bull advises XRP investors against selling during the current downturn, highlighting the potential positive impact of the upcoming CLARITY Act in early 2026. He explains that the act will require Ripple to clarify the status of its escrowed XRP, which he believes will be pre-allocated to banking corridors and institutional infrastructure rather than sold. This could drive adoption by integrating XRP into cross-border settlements and financial systems. Finance Bull also suggests that regulatory clarity may attract institutions like BlackRock. Additionally, Ripple's recent partnership with TJM Investments aims to enhance capital efficiency and support XRP's utility. Currently, XRP is trading around $1.80, down 4% in 24 hours.

bitcoinist12/19 20:02

‘Think Again’ Before Selling Your XRP; Expert Tells Investors

bitcoinist12/19 20:02

Crypto Morning Brief: Inflation Data Positive, Uniswap Proposes Burning 100 Million UNI Tokens and Enabling Fee Switch

Crypto Market Update: U.S. inflation data came in better than expected, with the November CPI at 2.7% year-on-year, fueling expectations for potential Fed rate cuts. The SEC issued new guidance on crypto assets and DLT, clarifying rules for broker-dealers, asset protection, and trading systems. In major industry moves, Uniswap's governance proposal to burn 100 million UNI tokens and activate a fee switch has entered final voting. Bitwise filed for a spot Sui ETF, Tether hinted at developing a new OS, and Standard Chartered Hong Kong launched tokenized deposit services. Other developments include a tokenized public stock on Solana, ICE's potential investment in MoonPay, and a $70M raise for Solana DePIN project Fuse Energy.

深潮12/19 01:57

Crypto Morning Brief: Inflation Data Positive, Uniswap Proposes Burning 100 Million UNI Tokens and Enabling Fee Switch

深潮12/19 01:57

The On-Chain Game of Payment Giants: The Battle for a $40 Trillion Settlement Layer

The payment industry, while perceived as traditional, remains one of the earliest and most adaptable parts of the financial system to technological transformation. While the market continues to debate whether cryptocurrencies are assets, payment giants Visa and Mastercard have reached a consensus on a more fundamental issue: the need for a more efficient settlement layer that can integrate with existing payment systems, rather than requiring a complete overhaul. Their answer is stablecoins. Visa has begun integrating USDC stablecoin settlements via the Solana blockchain for U.S. banks, emphasizing standardization and productization rather than disruptive innovation. This allows for near-instant, 24/7 settlements, reducing liquidity constraints and transaction times, all while maintaining a seamless experience for end-users. Meanwhile, Mastercard is pursuing a multi-chain strategy, partnering with entities like Ripple and Gemini to build a flexible compliance layer that connects traditional finance with on-chain settlement networks. This approach prioritizes adaptability across various stablecoins and blockchain environments, particularly for cross-border and B2B payments. Both companies recognize that the real competition is not about individual stablecoin growth, but about controlling the future settlement layer—where an estimated $40 trillion in credit market activity could be redefined. The shift toward programmable settlement tools could reshape core financial processes like credit issuance and risk management. This transition is occurring quietly in the background—a technical migration that is gradual but likely irreversible. As major payment networks adopt on-chain settlement capabilities, blockchain is becoming embedded within the infrastructure of finance itself, changing the underlying logic of how value moves globally.

marsbit12/18 10:03

The On-Chain Game of Payment Giants: The Battle for a $40 Trillion Settlement Layer

marsbit12/18 10:03

Crypto Morning Brief: Coinbase Launches Stock Trading and Prediction Market Services, Binance Explores Relaunch of Binance.US

**Crypto Morning Brief** Key market movements include BTC dropping below $86,000 and ETH falling under $2,800. Federal Reserve Governor Waller signaled that the weak job market supports the case for continued interest rate cuts. Major exchange developments are a central theme. **Coinbase** significantly expanded its services, launching stock trading with zero commissions, 24/5 availability, and a partnership with prediction market provider Kalshi. It also introduced AI-driven wealth management and business services. Meanwhile, **Binance** is reportedly exploring options to restart its US operations, Binance.US, which could involve a capital restructuring to reduce founder CZ's ownership stake. In other news, **Tether** launched a peer-to-peer password manager called PearPass, emphasizing enhanced security by avoiding cloud storage. **SBI Ripple Asia** announced plans to launch an XRP-based yield product and explore real-world asset tokenization on the XRP Ledger. Binance Wallet introduced a new on-chain lending feature, and Bitcoin treasury company Metaplanet received support for its management proposals from Norway's sovereign wealth fund. On the regulatory and corporate front, crypto VC firm **Shima Capital** is shutting down following SEC fraud charges against its founder, who has agreed to a settlement. Bitcoin miner **Hut 8** signed a $7 billion data center lease agreement.

深潮12/18 01:39

Crypto Morning Brief: Coinbase Launches Stock Trading and Prediction Market Services, Binance Explores Relaunch of Binance.US