# Сопутствующие статьи по теме Regulation

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Regulation", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Dialogue with Robinhood VP: A Large Number of Users Buy the Dip, AI is Just a Tool

In a podcast interview, Robinhood's VP of Crypto and GM of International, Johann Kerbrat, discussed key trends and company strategies. He noted that during recent market volatility, many users bought the dip, highlighting Bitcoin's resilience and the advantage of 24/7 crypto trading. Robinhood is expanding its 24x5 equity trading to better serve global users and news-driven activity. The platform integrates stocks, crypto, options, futures, and prediction markets, allowing users to cross-utilize assets and create complex strategies, including hedging. Kerbrat emphasized accessibility and education over judging products. AI is heavily utilized internally for code generation, compliance, and market summaries (e.g., Cortex feature), accelerating development and personalization for international expansion. Robinhood is building an Ethereum L2 chain to enhance real-world asset (RWA) tokenization, aiming for instant settlement and 24/7 trading, currently testing with 2000 tokenized stocks in the EU under MiCA regulations. The recent Bitstamp acquisition expands institutional services like liquidity provision and white-label crypto solutions. Stablecoin usage on Robinhood is primarily for on/off-ramping and institutional settlements. The company joined the Global Dollar Network (USDG) to share stablecoin yields with users. Kerbrat sees AI as a tool to enhance, not replace, jobs, and highlights new family banking products for financial education and wealth transfer. Competition with rivals like Coinbase benefits consumers through lower fees.

marsbit03/26 07:53

Dialogue with Robinhood VP: A Large Number of Users Buy the Dip, AI is Just a Tool

marsbit03/26 07:53

Coinbase Pushes Back Against CLARITY Act Over Stablecoin Yield Rules

Coinbase has opposed the draft CLARITY Act, arguing that its restrictive approach could hinder innovation in the stablecoin and digital asset sector. The company raised concerns about the lack of clear regulatory guidelines for yield-generating stablecoin products and warned that the bill may stifle blockchain-based financial services and harm U.S. competitiveness. The debate around stablecoin yields has drawn industry-wide attention, with policymakers examining potential risks and regulatory gaps. Coinbase emphasized that yield-bearing stablecoins play a vital role in expanding financial services within both decentralized and traditional finance ecosystems. The company advocates for balanced regulations that encourage innovation while ensuring market stability and consumer protection. Industry analysts echo the need for comprehensive guidelines to support growth and clarify the role of stablecoins in the broader financial system.

TheNewsCrypto03/26 07:07

Coinbase Pushes Back Against CLARITY Act Over Stablecoin Yield Rules

TheNewsCrypto03/26 07:07

Finance Needs Speed and Brakes

Financial systems require both speed and safeguards. Just as a car's persistent seatbelt alarm saves lives, or a banking payment confirmation step prevents costly errors, strategic "brakes" are essential in finance. While the industry often prioritizes frictionless transactions, history shows that unchecked speed leads to catastrophic failures—like the 1987 Black Monday crash or Knight Capital's $440 million loss in 45 minutes. The recent Aave-CoW incident in crypto, where a user lost millions due to a poorly executed trade, underscores this need. Decentralized finance must integrate intelligent safeguards—pre-trade simulations, liquidity checks, and transaction splitting—to prevent irreversible errors. Trust in financial systems isn’t built through seamless speed alone but through well-timed interventions that protect users. As emerging infrastructures like blockchain evolve, embedding these brakes will be crucial to achieving both safety and scalability.

marsbit03/26 05:47

marsbit03/26 05:47

CLARITY Act Rewrites DeFi's Fate: Circle Feasts, DeFi Tokens Bleed

The CLARITY Act proposes significant regulatory changes for stablecoins and DeFi, fundamentally redefining them as payment tools rather than interest-bearing assets. This shift prohibits platforms from offering yield to stablecoin holders, effectively ending the narrative of stablecoins as savings products. Circle (CRCL) emerges as a structural beneficiary, likely to see increased USDC adoption and improved profit margins as yield distribution to users is restricted. However, its growth may depend heavily on continued USDC expansion. In contrast, DeFi tokens like UNI, AAVE, COMP, and others face significant headwinds due to potential compliance requirements, reduced flexibility, and limitations on stablecoin usage in DeFi protocols. Maker (MKR) is positioned as an exception, benefiting from its yield-generating model through real-world assets and a semi-compliant structure. Meanwhile, Tether's potential move toward greater transparency could intensify competition for Circle but validate the stablecoin model overall. The act accelerates a trend of value redistribution from crypto-native channels (e.g., Coinbase, DeFi protocols) to regulated financial infrastructure, with winners including Circle, MKR, and custody providers like BitGo, while many DeFi assets face structural downside risks.

Odaily星球日报03/26 05:41

CLARITY Act Rewrites DeFi's Fate: Circle Feasts, DeFi Tokens Bleed

Odaily星球日报03/26 05:41

a16z Crypto Operating Partner: Wall Street Is Undergoing Its Biggest Infrastructure Upgrade in 30 Years

Wall Street is undergoing its largest infrastructure upgrade in 30 years by migrating to on-chain systems, moving beyond mere blockchain exploration. This shift is driven by the promise of significantly faster capital movement, similar to the electronic trading revolution of the 1990s which reduced costs, expanded participation, and increased market size. Tokenization—digital representations of real-world assets like Treasuries and stocks on blockchain—enables 24/7 markets, instant settlement, fractional ownership, and global accessibility. Major institutions are already adopting this: DTCC plans to tokenize U.S. Treasuries by 2026, NYSE is launching a platform for on-chain stock trading, and Tradeweb has executed real-time blockchain-based Treasury trades. The current financial system’s inefficiencies—high fees, slow settlement, and intermediary dependencies—create opportunities for disruption. Smart contracts and atomic settlement eliminate these frictions, turning existing profit margins into avenues for innovation. Regulatory clarity, such as the CLARITY Act, is further accelerating this transition. Established institutions are not competitors but potential customers for new infrastructure products. Founders have a window to build the next generation of financial services atop this emerging regulated, institutional-grade framework. The outcome will be a larger, more liquid, and accessible global market.

marsbit03/26 03:59

a16z Crypto Operating Partner: Wall Street Is Undergoing Its Biggest Infrastructure Upgrade in 30 Years

marsbit03/26 03:59

Ministry of Industry and Information Technology Seeks Opinions on 121 Industry Standards Including 'Artificial Intelligence Model Context Protocol'

The Ministry of Industry and Information Technology (MIIT) has issued a notice soliciting public opinions on 121 industry standard proposals, including the "Artificial Intelligence Security Governance—Model Context Protocol Application Security Requirements." This move represents a significant step in China's efforts to establish standardized AI underlying protocols and enhance safety regulation frameworks. The core focus of the consultation is on the application security of the Model Context Protocol, aiming to address protocol compatibility and data security risks during multimodal interactions, long-text processing, and cross-platform invocations of large models through standardized technical specifications.

marsbit03/26 03:32

Ministry of Industry and Information Technology Seeks Opinions on 121 Industry Standards Including 'Artificial Intelligence Model Context Protocol'

marsbit03/26 03:32

XRP volume surges to $3.6B as Ripple expands Asia strategy

Ripple's expansion in Singapore, including broader regulatory approval from the Monetary Authority of Singapore (MAS) and participation in the BLOOM initiative, has brought XRP back into focus. The company is piloting programmable trade settlement using the XRP Ledger and RLUSD to improve cross-border trade efficiency. Market reaction was swift, with XRP's trading volume surging to $3.6 billion and its price rising to $1.42. While this signals strong bullish interest, the long-term impact depends on whether these regulated initiatives translate into sustained real-world utility and transaction demand.

ambcrypto03/26 02:31

XRP volume surges to $3.6B as Ripple expands Asia strategy

ambcrypto03/26 02:31

The CLARITY Act Could Kill Stablecoin Yield – Here Is Where the Money Goes Instead

The CLARITY Act's proposed ban on stablecoin yield is causing significant market shift, as evidenced by Circle's (USDC) 18% value drop, erasing $4.6 billion. This legislative move aims to separate stablecoins' dual functions—yield generation and utility—by restricting passive returns. The report argues this won't eliminate yield demand but redirect it to DeFi, tokenized Treasuries, or offshore markets. Meanwhile, stablecoins may evolve into pure utility tools for payments, settlement, and collateral, with on-chain data showing active addresses at all-time highs, indicating sustained capital movement and usage.

bitcoinist03/25 22:01

The CLARITY Act Could Kill Stablecoin Yield – Here Is Where the Money Goes Instead