YouTube Beralih ke Crypto: Opsi Pembayaran Stablecoin PYUSD Kini Tersedia untuk Kreator AS

bitcoinistPublished on 2025-12-12Last updated on 2025-12-12

Abstract

YouTube telah secara diam-diam menambahkan opsi pembayaran baru yang memungkinkan kreator AS menerima pendapatan dalam stablecoin PYUSD milik PayPal. Opsi ini diproses melalui jaringan PayPal, bukan langsung oleh YouTube. Kreator yang memenuhi syarat dapat memilih menerima pendapatan bulanan seperti iklan dan keanggotaan berbayar dalam bentuk token yang dipatok dengan dolar AS. Saat ini, fitur ini hanya tersedia untuk kreator berbasis di AS tanpa jadwal ekspansi yang diumumkan. Penerimaan PYUSD memungkinkan kreator menyimpan aset digital on-chain, menggunakannya di platform yang mendukung PayPal, atau mengonversinya ke mata uang fiat. Namun, terdapat pertimbangan perpajakan dan perbedaan prosedur pelaporan bank. PYUSD, yang diluncurkan tahun 2023, kini memiliki kapitalisasi pasar sekitar $4 miliar. Proses pendaftaran mirip dengan metode pembayaran PayPal yang sudah ada di YouTube.

YouTube secara diam-diam telah menambahkan opsi pembayaran baru yang memungkinkan kreator di AS menerima pendapatan dalam token PYUSD yang dipatok dengan dolar milik PayPal. Menurut beberapa laporan, perubahan ini tampaknya sudah aktif dan ditawarkan melalui jaringan pembayaran PayPal, bukan melalui penyimpanan crypto langsung oleh YouTube.

Cara Kerja Opsi Tersebut

Kepala divisi crypto PayPal, May Zabaneh, mengonfirmasi pengaturan ini kepada Fortune dan mengatakan perusahaan menggunakan jaringan pembayaran yang sudah ada untuk mengirimkan PYUSD kepada penerima yang memilih.

Itu berarti YouTube masih akan menghitung dan mengirim pendapatan kreator dalam dolar ke sistem PayPal, dan PayPal kemudian bertanggung jawab untuk konversi ke stablecoin dan distribusi kepada kreator. Langkah ini melanjutkan dorongan PayPal yang lebih luas untuk menawarkan alat stablecoin kepada bisnis dan pengguna individu.

PYUSD diperkenalkan oleh PayPal pada tahun 2023 dan sejak itu telah diintegrasikan ke dalam layanan seperti Venmo dan alat pedagang PayPal. Laporan telah memperjelas bahwa YouTube sendiri tidak menyimpan atau memindahkan crypto atas nama kreator; PayPal yang menangani sisi token.

Cakupan dan Ketersediaan

Untuk saat ini, opsi ini hanya tersedia untuk kreator yang berbasis di AS. Juru bicara Google mengonfirmasi peluncurannya tetapi menolak untuk membagikan jadwal untuk perluasan di luar pengguna Amerika.

Kreator yang memenuhi syarat untuk program monetisasi YouTube mungkin dapat memilih metode pembayaran baru ini untuk pendapatan bulanan seperti pendapatan iklan dan keanggotaan berbayar.

Total kapitalisasi pasar crypto saat ini di $3,1 triliun. Grafik: TradingView

Beberapa kreator akan menghargai pilihan tambahan ini. Menerima PYUSD dapat memungkinkan seorang kreator untuk memegang token yang dipatok dolar di onchain, membelanjakan di mana alat PayPal menerimanya, atau mengonversi kembali ke fiat melalui PayPal.

Ada pertukaran: memegang stablecoin membawa pertimbangan penyimpanan dan pajak yang berbeda dibandingkan transfer bank langsung. Sistem pelaporan dan aturan bank mungkin berbeda tergantung pada bagaimana kreator akhirnya mencairkannya.

Yang Perlu Diharapkan Kreator

Langkah pendaftarannya harus familiar bagi siapa saja yang sudah menggunakan pembayaran PayPal di YouTube; kemungkinan akan muncul sebagai metode pembayaran alternatif dalam pengaturan kreator.

Setelah dipilih, pembayaran akan mengalir melalui sistem pembayaran PayPal yang sudah mapan dan muncul sebagai PYUSD di dompet yang kompatibel atau saldo PayPal penerima, menurut deskripsi yang beredar di pers perdagangan.

PYUSD Dalam Angka

Kehadiran PYUSD di onchain telah berkembang pesat. Pelacak pasar mencantumkan stablecoin ini dengan nilai sirkulasi mendekati $4 miliar dan sekitar 3,8 miliar token dalam pasokan saat ini, angka yang menggarisbawahi betapa banyak token ini telah berkembang sejak peluncurannya.

Gambar unggulan dari Unsplash, grafik dari TradingView

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