# Bank Runs的所有文章

在 HTX 新闻中心浏览与「Bank Runs」相关的最新资讯与深度分析。潘盖市场趋势、项目动态、技术进展及监管政策，提供权威的加密行业洞察。

Fed warns of ‘long, painful history’ – Why stablecoin oversight is urgent

Federal Reserve Governor Michael Barr has called for strict stablecoin oversight, citing risks to financial stability and a surge in illicit use. Chainalysis data shows stablecoins now account for 84% of illegal crypto activity, up from 15% in 2020, often facilitating terrorism financing and sanctions evasion. Barr warned that unregulated private money historically caused bank runs, emphasizing the need for tight reserve asset controls, supervision, and liquidity requirements. While illicit activity remains below 1% of all crypto transactions, regulators are advancing the GENIUS Act, aiming for finalized rules by mid-2026. Meanwhile, non-USD stablecoins are growing rapidly, and Asian markets—which drive over 60% of global stablecoin activity—may restrict USD-based options, potentially reshaping the $315 billion market.

ambcrypto04/01 11:09

Fed warns of ‘long, painful history’ – Why stablecoin oversight is urgent

ambcrypto04/01 11:09

Stablecoins Are Becoming a Bank Run Risk — and Banks Know It

Stablecoins, initially designed as digital dollar equivalents, are now seen as a potential risk for bank runs, prompting regulatory and market responses. In Washington, policymakers are debating legislation that could restrict features like rewards to prevent stablecoins from becoming deposit alternatives, which banks fear could drain hundreds of billions from their funding base. Meanwhile, stablecoins are increasingly used as payment infrastructure, with major firms like Visa and Stripe integrating them into settlement systems. The core conflict revolves around whether stablecoins should remain payment tools or evolve into deposit-like products, balancing innovation against financial stability concerns. Global jurisdictions like the EU and Hong Kong are already implementing regulatory frameworks, increasing pressure on the U.S. to act.

ccn.com02/01 10:06

Stablecoins Are Becoming a Bank Run Risk — and Banks Know It

ccn.com02/01 10:06

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