# Сопутствующие статьи по теме Stablecoins

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Stablecoins", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

a16z Predicts Decentralized Payments to Become Mainstream, and My Judgment Is as Follows

a16z's report "17 Big Ideas for Crypto in 2026" predicts decentralized payments will become mainstream, highlighting that stablecoin transaction volume in 2024 reached $46 trillion—20 times that of and nearing three times Visa's. Odaily Planet Daily argues that 2026 will be a turning point for crypto and crypto payments, offering five key judgments: 1. Stablecoin gateways will undergo revolutionary changes, with payment giants launching networks (like Stripe-backed Tempo) for smoother, cheaper fiat-to-crypto conversions, enabling true peer-to-peer electronic payments. 2. RWA assets will integrate with stablecoins, driving on-chain lending. Tokenized real-world assets, using stablecoins like USDC or USDT for pricing, will enhance liquidity and enable new financial products like perpetual contracts. 3. The "internet as a bank" model will emerge, combining AI Agents, the x402 protocol, and stablecoins. This will merge online and on-chain payments, allow tokenization of digital products, and stimulate the virtual economy through efficient, direct creator payments. 4. The era of universal finance will begin, lowering investment barriers. Tokenized stocks and fractional ownership will let people invest small amounts in assets like SpaceX IPO shares, supported by AI advisors. 5. The stablecoin market will see intense competition ("hundred-army war"), with more players like OSL Group and Jupiter launching their own stablecoins, potentially bringing user benefits through subsidies and incentives.

Odaily星球日报12/12 04:55

a16z Predicts Decentralized Payments to Become Mainstream, and My Judgment Is as Follows

Odaily星球日报12/12 04:55

Amid Global Easing Expectations, ETH Has Entered the Value "Sweet Spot"

In a market still recovering from the October 11 crash, Ethereum (ETH) is positioned as a strong value opportunity amid growing global monetary easing expectations. The article highlights three key factors supporting this outlook: 1. **Wall Street’s deepening integration with crypto**: U.S. regulatory and financial leaders, including SEC officials, are endorsing tokenization and blockchain adoption. A capital network linking U.S. Treasury bonds, stablecoins (like USDT and USDC), real-world assets (RWA), and Ethereum is strengthening. ETH dominates RWA total value locked (TVL), accounting for 64.5% of the crypto total. 2. **ETH’s value capture mechanism**: The Fusaka upgrade introduced EIP-7918, tying blob transaction fees to L1 base fees, ensuring L2 activity consistently contributes to ETH burning. Blob fees now represent 98% of ETH burned, potentially returning ETH to a deflationary model as L2 adoption grows. 3. **Technical strength**: ETH’s leverage ratio has dropped to a historical low of 4%, indicating reduced speculative risk. Exchange reserves are at record lows, and the ETH/BTC ratio has shown resilience, suggesting a potential short squeeze. With anticipated monetary easing in both the U.S. and China, ETH is entering an attractive accumulation zone.

marsbit12/12 04:35

Amid Global Easing Expectations, ETH Has Entered the Value "Sweet Spot"

marsbit12/12 04:35

Trend Research: Why We Remain Bullish on ETH?

Despite the market downturn following the 10/11 crash, Trend Research remains optimistic about Ethereum (ETH). Key factors supporting this view include: 1. **Wall Street Consensus Strengthens**: U.S. SEC Chair Paul Atkins recently highlighted the inevitability of tokenizing traditional financial assets on blockchain, emphasizing benefits like transparency, T+0 settlement, and reduced systemic risk. A clear capital flow has emerged: U.S. dollar credit → U.S. Treasuries → stablecoin reserves → crypto treasury/RWA protocols → ETH/L2. ETH dominates RWA sector with 64.5% of total TVL, recovering swiftly post-crash. 2. **Value Capture Mechanism**: The Fusaka upgrade introduced EIP-7918, linking blob base fees to L1 execution fees, ensuring L2 activity consistently contributes to ETH burning. Blob fees now account for 98% of ETH burned, potentially returning ETH to a deflationary model as L2 activity grows. 3. **Technical Strength**: ETH futures leverage is at a low 4%, indicating reduced speculative risk. The Long BTC/Short ETH trade has underperformed, and ETH exchange reserves are at historic lows (~10% of supply), suggesting potential for a short squeeze. With anticipated monetary easing in both the U.S. and China, ETH presents a favorable buying opportunity in a subdued market.

深潮12/12 04:00

Trend Research: Why We Remain Bullish on ETH?

深潮12/12 04:00

Save These 17 Predictions! a16z's Latest Report Reveals the 2026 Crypto Wealth Code

a16z's latest crypto report outlines 17 key predictions for 2026, focusing on major trends across stablecoins, AI, privacy, and industry infrastructure. Key insights include: stablecoin on/off ramps will mature, enabling seamless integration with traditional finance and daily payments; RWA tokenization will shift towards crypto-native models like perpetual futures rather than simple asset replication; and legacy banking systems will increasingly adopt stablecoins for innovation without core overhauls. AI agents will require new identity frameworks (KYA - Know Your Agent) and will transform research through nested, multi-agent workflows. Privacy will become a critical competitive moat for blockchains, creating strong network effects. The report also highlights the rise of prediction markets, staked media (where credibility is backed by on-chain commitments), and SNARKs becoming efficient enough for broad use beyond blockchain. Finally, it calls for clearer crypto regulations to unlock blockchain's full potential by aligning legal and technical structures.

marsbit12/12 03:21

Save These 17 Predictions! a16z's Latest Report Reveals the 2026 Crypto Wealth Code

marsbit12/12 03:21

The Evolution of Latin America's Stablecoin Market: From Survival to Growth

Latin America's stablecoin market is evolving from a survival tool into a growth engine, driven by hyperinflation, financial exclusion, and inefficient remittances. With Argentina's 178% inflation and Brazil's $300B crypto trading volume, stablecoins like USDT and USDC are becoming essential for value storage and daily transactions. The region is witnessing the rise of Crypto Neobanks, which leverage zero-fee networks (e.g., Tether’s Plasma) and DeFi yields to offer dollar-based accounts with higher returns, challenging traditional fintech giants like Nubank. Brazil leads in institutional adoption, with 90% of crypto flows in stablecoins, while Argentina shows retail-driven growth. Key trends include the emergence of local currency-pegged stablecoins, integration of yield-bearing assets, and regulatory divergence across countries. The market, valued at $1.5T in trading volume, presents a significant alpha opportunity, with Crypto Neobanks poised to capture market share by offering faster settlements, dollar-denominated accounts, and superior yields. The window for investment and innovation is narrow, with the next 12-18 months critical for dominance.

marsbit12/11 22:40

The Evolution of Latin America's Stablecoin Market: From Survival to Growth

marsbit12/11 22:40

Central Bank Responds to Call to 'Exit the Sandbox' and Allows Stablecoins

Sberbank CEO Herman Gref expressed the bank's hope for the authorization of stablecoins for domestic transactions in Russia, stating that Sber is actively discussing this possibility with the Bank of Russia. He emphasized the need to move beyond the current regulatory "sandbox" and allow basic transactional functionality with stablecoins, primarily ruble-denominated tokens for internal use. However, the Bank of Russia maintains its position that stablecoins are a form of cryptocurrency and excludes their use for domestic payments. Kirill Pronin, head of the central bank's financial market infrastructure department, argued that Russia's digital payment ecosystem is already highly developed, making such authorization unnecessary. The article notes that Russia currently operates with Digital Financial Assets (DFAs), which are tokenized versions of real assets issued on approved blockchain platforms. Some foreign digital rights, including compliant stablecoins, can be classified as DFAs. The first such recognized asset was a Kyrgyzstani ruble stablecoin, permitted only for foreign economic activity. Pronin also mentioned that the central bank is considering allowing banks and token issuers to directly issue digital assets in public blockchains, as the current method of transferring domestically issued tokens to open networks has not gained significant traction. This shift could reduce operational costs and cybersecurity risks.

RBK-crypto12/11 20:33

Central Bank Responds to Call to 'Exit the Sandbox' and Allows Stablecoins

RBK-crypto12/11 20:33

17 Most Anticipated Things in the Cryptocurrency Space in 2026

17 Key Crypto Developments to Watch in 2026 Stablecoin on/off ramps will mature, connecting digital dollars to local payment systems and enabling new behaviors like real-time cross-border payments and merchant adoption without bank accounts. Stablecoins will evolve into a foundational internet settlement layer. RWA tokenization will shift toward crypto-native approaches like perpetual futures for deeper liquidity. Stablecoins will see more native issuance rather than tokenization, and on-chain native debt issuance will reduce costs and improve accessibility. Banks will leverage stablecoins to innovate without overhauling legacy systems. The internet itself will become a banking layer as value moves programmatically via smart contracts and new primitives like x402. Wealth management will become personalized and automated for everyone via tokenized assets and AI-driven portfolio management. DeFi tools and tokenized private markets will expand access. AI agents will require identity verification (KYA - Know Your Agent) and new economic models to compensate content creators as agents scrape the open web. AI will also enable new research methodologies via layered, reasoning agents. Privacy will become crypto's key moat, creating strong network effects as bridging between private and public chains risks metadata leakage. Decentralized, quantum-resistant messaging will rise, emphasizing user ownership. "Secrets-as-a-service" will emerge for programmable data access control. DeFi security will evolve from "code is law" to "specification is law" with runtime enforcement of invariants. Prediction markets will expand with more contracts, AI-powered oracles, and decentralized governance. "Staked media" will rise, where commentators back arguments with verifiable, on-chain commitments. SNARKs will become efficient enough (~10,000x overhead) for verifiable cloud computing, moving beyond blockchain. Finally, crypto market structure regulation could align legal and technical frameworks, enabling networks to operate as truly open, decentralized systems.

marsbit12/11 20:32

17 Most Anticipated Things in the Cryptocurrency Space in 2026

marsbit12/11 20:32

"The Market in Russia is Only Just Emerging": Anton Popov on Sber's Crypto Strategy

Sberbank is increasing its activity in the digital finance sector, offering clients investment products linked to crypto assets and developing its own blockchain platform. In an interview, Deputy Chairman Anatoly Popov discussed the bank's strategy, which is focused on expanding its range of digital financial assets (DFAs), participating in the development of regulations for decentralized finance (DeFi), and integrating with public blockchains. Sber is in constant dialogue with Russian regulators to build a secure infrastructure. It currently offers qualified investors products like structured bonds and DFAs that provide exposure to cryptocurrencies like Bitcoin and Ethereum within the Russian legal framework, with a total issuance volume of 1.5 billion rubles. The bank sees these regulated, ruble-based products as a safer alternative to direct purchases on unregulated crypto exchanges. While Sber plans to be an active player and liquidity provider on future regulated crypto platforms, it will act conservatively, prioritizing client interests and financial system stability. It does not view crypto as a vehicle for its own speculative investments. Looking forward, Sber believes a key trend is the convergence of traditional finance and DeFi. Its in-house blockchain lab has evolved into a full product unit, and its proprietary platform for issuing DFAs is already operational. The bank is exploring tokenization of real-world assets like movable property and shares in LLCs, pending new legislation. For the future, Sber anticipates the institutionalization of blockchain technology. Bitcoin will likely remain a core asset, while networks like Ethereum will form the technological base for tokenization and smart contracts. A crucial step is the legalization of a broad range of blockchain-based digital assets, starting with pilot projects to demonstrate utility and manage risks. The bank is interested in stablecoins and their potential future use in the Russian legal field, emphasizing the need for collaborative work with the central bank.

RBK-crypto12/11 11:16

"The Market in Russia is Only Just Emerging": Anton Popov on Sber's Crypto Strategy

RBK-crypto12/11 11:16

When the US and Europe Stand at the Fork in the Road of Crypto Regulation: Open Experimentation vs. Cautious Sealing

The article examines the divergent regulatory approaches to cryptocurrency in the United States and the European Union. It argues that the U.S. is adopting a more open, pragmatic, and pro-innovation stance, driven by a shift in political leadership and a recognition of crypto's economic potential, such as stablecoins becoming major buyers of U.S. Treasuries. Key U.S. developments include the passage of the GENIUS Act for stablecoins and the repeal of restrictive accounting rules. In contrast, the EU's Markets in Crypto-Assets (MiCA) regulation is portrayed as overly complex, bureaucratic, and risk-averse. It imposes bank-like compliance costs on startups, effectively bans non-euro stablecoins, and creates a significant barrier to entry, stifling innovation. The author suggests this will push developers and founders to more favorable jurisdictions like Switzerland and the UAE, while Europe risks becoming a "financial museum." The piece concludes that clear, comprehensive regulation is urgently needed to allow the industry to mature, protect investors, and enable institutional capital influx, with the U.S. currently leading this transition.

比推12/11 03:25

When the US and Europe Stand at the Fork in the Road of Crypto Regulation: Open Experimentation vs. Cautious Sealing

比推12/11 03:25

Ethereum Narrative Ends, BTC L2 Fights Back? 20 Major Predictions for the Crypto Industry in 2026

The article "20 Predictions for Crypto in 2026" presents a forward-looking analysis of the cryptocurrency industry. Key predictions include: Ethereum's value shifting towards asset value rather than tech narrative; stablecoin issuance outpacing Layer2 growth; the decline of rollup clusters and privacy-focused projects; the end of retail mining in favor of ETF-like on-chain vaults; and a major hack in "trustless asset management" protocols causing over $100M in losses. Other forecasts highlight the launch of Bitcoin Layer2 solutions, adoption of non-USD stablecoins, and Rollups competing through applications rather than infrastructure. AI is expected to replace communities for asset discovery, while traditional NFTs won’t recover. Celebrity-issued creator tokens on Base will fade quickly. Additional trends include custom Uniswap v4 pools for RWAs, exchanges pushing on-chain products, a shift from retroactive to future governance funding, and a resurgence in token launches. DAOs and delegates will decline in influence, network states may issue real-world assets, AI bug detection tools will emerge (but not replace audits), and prediction markets will face regulatory scrutiny due to insider incentives. The article concludes by emphasizing that these are personal predictions and not investment advice.

比推12/10 22:35

Ethereum Narrative Ends, BTC L2 Fights Back? 20 Major Predictions for the Crypto Industry in 2026