# Сопутствующие статьи по теме Stablecoins

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Stablecoins", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Top 10 Most Promising Cryptocurrencies to Invest in 2026 - A Comprehensive Analysis of Trends, Logic, and Risks

The cryptocurrency market in 2026 is more mature, driven by institutional adoption, clearer regulations, and trends like ETF expansions and AI-blockchain integration. This analysis highlights ten notable cryptocurrencies based on fundamentals, ecosystem growth, and risks: - **Bitcoin (BTC)**: Remains the top store of value with scarcity and institutional backing, though volatile. - **Ethereum (ETH)**: Leads in smart contract ecosystems with strong developer activity and Layer-2 scaling. - **Solana (SOL)**: High-performance chain with low costs, but network stability is a concern. - **BNB**: Supported by exchange utility and token burns, yet sensitive to regulatory changes. - **XRP**: Focused on cross-border payments with improving regulatory clarity. - **Stablecoins (USDT/USDC)**: Key for liquidity and hedging, but require monitoring of reserves and regulations. - **Cardano (ADA)**: Research-focused with slow but steady growth. - **Avalanche (AVAX)**: Flexible subnet architecture for enterprises, facing strong competition. - **SUI**: Emerging high-performance chain with innovation potential and high volatility. - **Dogecoin (DOGE)**: Community-driven and liquid, but highly speculative. The market is structured into three layers: core assets (BTC, ETH) for stability, ecosystem growth assets (SOL, BNB, AVAX, ADA) with potential but competition, and high-risk assets (DOGE, SUI). Stablecoins act as cash management tools. Overall, the market offers opportunities but remains high-risk; investors should align choices with risk tolerance and conduct independent research.

marsbit02/26 12:29

Top 10 Most Promising Cryptocurrencies to Invest in 2026 - A Comprehensive Analysis of Trends, Logic, and Risks

marsbit02/26 12:29

Huobi Growth Academy | Crypto Market Macro Report: Repricing of Crypto Assets Amid Receding Liquidity

In Q1 2026, the cryptocurrency market experienced a historic deleveraging crash, with Bitcoin falling over 40% from its peak and Ethereum and altcoins declining even more sharply. The collapse was driven by a confluence of three major liquidity-tightening factors: the unwinding of yen carry trades, the U.S. Treasury's TGA account rebuild draining market liquidity, and systemic increases in derivatives margin requirements. These factors, combined with the crypto market’s inherent high leverage and overvaluation, triggered a cascading sell-off. The report highlights that U.S. stock market’s extreme valuations acted as a ceiling for risk assets, including crypto. The reversal of yen carry trades—where investors borrowed cheap yen to invest in higher-yielding assets like crypto—accelerated as the Bank of Japan signaled a potential end to ultra-loose policies. Simultaneously, the U.S. Treasury’s replenishment of its TGA account and increased bond issuance withdrew nearly $200 billion in liquidity from financial markets. Additionally, rising margin requirements on derivatives exchanges forced further deleveraging, exacerbating the downturn. Crypto’s structural vulnerabilities—such as high leverage, stagnant stablecoin inflows, and declining on-chain activity—amplified the sell-off. Looking ahead, crypto markets are entering a macro-driven phase where liquidity indicators—such as Fed policy, TGA balances, yen-USD exchange rates, and stablecoin flows—will be critical. The market is expected to remain under pressure until macro liquidity conditions improve, likely in the second half of 2026. The era of excess-liquidity-driven growth is over; crypto assets will now be repriced under a new macro-normal regime.

marsbit02/26 08:11

Huobi Growth Academy | Crypto Market Macro Report: Repricing of Crypto Assets Amid Receding Liquidity

marsbit02/26 08:11

Decoding Stripe's 2025 Annual Letter: Even in the Crypto Winter, It's Still the Summer of Stablecoins

Stripe's 2025 annual letter reveals a strategic pivot, leveraging Web3 technologies to deeply integrate crypto, particularly stablecoins, into the global economic infrastructure, even as the broader crypto market remains in a "winter." The company processed $1.9 trillion in total payment volume in 2025, a 34% year-over-year increase, representing 1.6% of global GDP. This robust base supports its ambitious Web3 initiatives. A key insight is the "summer of stablecoins." Despite a crypto downturn, stablecoin payment volume doubled to $400 billion in 2025, with 60% originating from B2B transactions, demonstrating a shift from speculation to real-world utility. The acquisition of Bridge has been central to this strategy. Integrated into Stripe, Bridge's transaction volume grew over 4x. It now powers Stripe's fiat-to-crypto operations, partnered with Visa on a stablecoin payment card, and launched "Open Issuance" for businesses to easily create their own stablecoins. Privy, another acquisition, simplifies Web3 onboarding. Its API allows businesses to embed user-friendly wallets, supporting over 110 million programmable wallets and making the complexity of crypto "disappear" for end-users. Looking forward, Stripe is incubating Tempo, a new Layer-1 blockchain designed specifically for high-throughput payments, aiming to handle millions to billions of transactions per second to support the future of AI-driven "Agentic Commerce." Partnerships with companies like OpenAI are already building protocols for AI agents to autonomously transact. The letter concludes by hinting at a potential massive acquisition of PayPal, which would significantly boost Stripe's consumer-facing capabilities, though this remains speculative. The overarching narrative is clear: Stripe is building an internet-native financial system where stablecoins, seamless wallets, and powerful new blockchains form the backbone of global commerce and AI-driven transactions.

marsbit02/26 06:39

Decoding Stripe's 2025 Annual Letter: Even in the Crypto Winter, It's Still the Summer of Stablecoins

marsbit02/26 06:39

UK tests stablecoins in regulatory sandbox while proposing limits on user holdings

UK regulators are advancing a dual approach to stablecoin regulation, combining live testing within the Financial Conduct Authority’s sandbox with proposed limits on user holdings. The sandbox includes firms like Revolut and Monee Financial Technologies, trialing applications in payments, settlement, and crypto trading under strict supervision. Concurrently, the Bank of England has proposed temporary caps—£20,000 per stablecoin for individuals and £10 million for businesses—to mitigate systemic risks such as bank deposit flight. This cautious "test and contain" strategy aims to foster innovation in pound-denominated stablecoins while preventing rapid scaling until the market matures. The UK’s approach reflects the minor global role of non-dollar stablecoins and focuses on ensuring safe integration into the existing financial system.

ambcrypto02/25 21:12

UK tests stablecoins in regulatory sandbox while proposing limits on user holdings

ambcrypto02/25 21:12

‘AI agents can reason, but they cannot act’: MoonPay builds bridge to money

MoonPay, a global leader in crypto payments and stablecoin infrastructure, has launched MoonPay Agents to enable autonomous AI systems to access and use capital. Recognizing that "AI agents can reason, but they cannot act economically without capital infrastructure," the company built a bridge between AI reasoning and real-world financial execution. This allows verified AI agents to programmatically trade, swap, and move digital assets via non-custodial wallets. This development aligns with broader infrastructure shifts, such as machine-to-machine payment protocols and a surge in stablecoin adoption. Stablecoins are transforming settlement with faster speeds and lower costs compared to traditional card networks, with transaction volume reaching $33 trillion in 2025. Institutional adoption is growing, with nearly half of institutions using stablecoins for payments. Despite regulatory scrutiny and bank resistance, the agent economy is expanding rapidly, compressing legacy financial margins and reshaping the future of autonomous commerce.

ambcrypto02/25 16:01

‘AI agents can reason, but they cannot act’: MoonPay builds bridge to money

ambcrypto02/25 16:01

Blockchain Association Calls For Modernized Crypto Tax Rules In New Release

The Blockchain Association has released a proposal titled "Digital Asset Tax Principles" to modernize U.S. crypto taxation. The framework calls for practical rules that reflect the realities of digital assets, aiming to reduce compliance burdens and support U.S. competitiveness. Key recommendations include a de minimis exemption for small transactions, treating stablecoins as cash, and taxing mining and staking rewards only upon sale. It also advocates for consistent treatment of similar economic activities, nonrecognition for non-material changes, and privacy-conscious reporting. The proposal seeks to close loopholes while encouraging onshore digital asset activity. Currently, the IRS treats crypto as property, subject to capital gains or ordinary income tax.

bitcoinist02/25 11:01

Blockchain Association Calls For Modernized Crypto Tax Rules In New Release

bitcoinist02/25 11:01

Deciphering the Top Ten Bearish Factors in the Crypto Market: How Severe Is This 'Siege of Bright Summit'?

Title: Decoding the Top 10 Bearish Factors in the Crypto Market: How Severe is This "Siege of Bright Summit"? The crypto market is experiencing a severe downturn, driven by multiple simultaneous pressures: tightening global regulations, escalating geopolitical conflicts, industry leaders exiting, and collapsing retail confidence. This "siege" consists of four major forces. 1. Regulatory Crackdown: The U.S. banking lobby is pushing to ban interest payments on stablecoins, which may reduce short-term appeal but could lead to a compromised solution. The OECD’s Crypto Asset Reporting Framework (CARF) has taken effect in 48 jurisdictions, increasing compliance costs but potentially paving the way for institutional adoption. X (formerly Twitter) has tightened ad policies for crypto projects, raising user acquisition costs. 2. Geopolitical Tensions: Escalating Middle East conflicts and Trump’s tariff hikes have strengthened the U.S. dollar and traditional safe-haven assets, draining liquidity from crypto. Market uncertainty may persist until potential U.S.-China summit talks in late March. 3. Internal Selling Pressure: Bitmain’s Jihan Wu sold over 1,100 BTC to fund AI data center ventures, while Vitalik Buterin sold ETH to support ecosystem development. Key opinion leaders (KOLs) are also reducing exposure, amplifying panic selling. 4. Emotional Meltdown: Searches for "Bitcoin is dead" hit a post-FTX peak, and stablecoin FUD caused brief depegging. An upcoming expose by ZachXBT could reveal insider trading, triggering further sell-offs. Technically, several indicators show extreme oversold conditions, historically suggesting a potential rebound within months. However, if geopolitical talks fail or major scandals emerge, the downturn could worsen. In summary, while 60% of the bearish factors stem from regulations and geopolitics—and 70% may turn bullish long-term—the immediate focus should be on risk management. The market may remain volatile until late March, but surviving the downturn is crucial for participating in a potential recovery.

marsbit02/25 10:45

Deciphering the Top Ten Bearish Factors in the Crypto Market: How Severe Is This 'Siege of Bright Summit'?

marsbit02/25 10:45

Agentic Finance Panorama Report Q1 2026: x402 Payments Surpass $50 Million, ERC-8004 Sees 24,000 Agent Registrations

Agentic Finance Report Q1 2026: x402 payments exceed $50M, ERC-8004 sees 24K agent registrations. The sector has grown rapidly, with autonomous agents now managing user funds via crypto infrastructure. Key developments include the x402 payment standard processing over 15M transactions in 30 days and partnerships with AWS and Stripe. The ERC-8004 identity protocol, launched in late January, enables agent registration and trust-building. Agentic Finance products are categorized by autonomy and intelligence, with rule-based systems dominating capital allocation due to reliability. The ecosystem is expanding with institutional interest, including Grayscale’s decentralized AI fund and Visa’s Trusted Agent Protocol. Retail users lead adoption, while infrastructure advances support agent operations. Regulatory clarity and stablecoin growth are expected to drive further institutional adoption and agentic finance maturity.

marsbit02/25 09:34

Agentic Finance Panorama Report Q1 2026: x402 Payments Surpass $50 Million, ERC-8004 Sees 24,000 Agent Registrations

marsbit02/25 09:34

Dialogue with Dragonfly Managing Partner Haseeb: AI Apocalypse Is Still Far Away, Smart Contracts Are Laws Born for Machines

Dragonfly Capital managing partner Haseeb Qureshi reflects on the crypto industry's evolution, the intersection of AI and crypto, and surviving market cycles. He discusses the departure of peers like Multicoin Capital’s Kyle Samani as symbolic of the industry’s maturation, noting that crypto space has shifted from rebellion to becoming part of the establishment. Haseeb argues that AI and crypto are complementary: AI agents will require cryptocurrencies for fast, predictable, cross-border transactions, with smart contracts serving as "law for machines." He cautions against overestimating the near-term impact of AGI, drawing parallels to the decades-long adoption of industrial revolution technologies. Reflecting on the recent crypto bear market, including the October 2021 flash crash, he emphasizes the importance of survival—staying at the table to participate in future cycles. His key insight: "The biggest alpha in crypto is survival. As long as you’re not knocked out, you have a seat at the feast."

marsbit02/25 08:51

Dialogue with Dragonfly Managing Partner Haseeb: AI Apocalypse Is Still Far Away, Smart Contracts Are Laws Born for Machines

marsbit02/25 08:51

The Person Who 'Killed' PayPal Wants to Buy It

A potential acquisition that could reshape the global payments landscape is under discussion, as Stripe—valued at $159 billion—is reportedly considering acquiring all or parts of PayPal, which has a market cap of just $43 billion. The news drove PayPal’s stock up nearly 7%. PayPal has faced significant challenges: its stock fell 46% over the past year amid rising competition from Apple Pay, Google Pay, and agile rivals like Adyen and Stripe. Despite its vast user network of 438 million active accounts and strong presence in cross-border transactions, PayPal has struggled to keep pace with shifting user behaviors and the rise of embedded and social payments. However, PayPal retains valuable assets, including Braintree (processing around $700 billion annually), Venmo (with 100 million monthly active users), and a deeply entrenched global payments infrastructure. A key underlying motive for the deal is stablecoins. PayPal launched its own stablecoin, PYUSD, adopting a centralized approach to digital currency. In contrast, Stripe has pursued an infrastructure-focused strategy, acquiring stablecoin infrastructure firm Bridge and launching “Open Issuance”—a platform that enables businesses to issue their own stablecoins. Stripe is also developing Tempo, a Layer-1 blockchain aimed at challenging traditional settlement networks like SWIFT. A combined Stripe-PayPal entity could create a powerful Web3 payment ecosystem, integrating PYUSD with Tempo’s fast, low-cost transactions and leveraging Venmo’s user base. This could also support emerging use cases like AI Agent payments, where machines transact autonomously using crypto wallets. Regulatory and cultural hurdles remain significant, and the deal is still in early stages. But the talks signal a broader industry shift: future dominance in payments may belong to those who control next-generation infrastructure, not just scale.

比推02/24 23:42

The Person Who 'Killed' PayPal Wants to Buy It