# Сопутствующие статьи по теме Policy

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Policy", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Circle defends USDC freeze policy after Drift exploit, calls for faster legal frameworks

Circle has responded to criticism regarding its handling of illicit funds, particularly after the Drift Protocol exploit where over $270 million was drained. The company stated that it cannot freeze USDC assets without legal authorization from relevant authorities, emphasizing that freezing is a legal obligation, not a discretionary action. This follows a report alleging $420 million in compliance lapses due to delayed or absent freezes, including $230 million in USDC during the Drift incident. Circle argues that the mismatch between blockchain speed and legal processes creates structural gaps exploited by bad actors. The company calls for updated legal frameworks, such as the GENIUS and CLARITY Acts, to enable faster intervention while preserving due process and property rights.

ambcrypto04/10 15:47

Circle defends USDC freeze policy after Drift exploit, calls for faster legal frameworks

ambcrypto04/10 15:47

Node Count Drops 70%, This Time Solana Is in a Hurry

Solana's validator count has dropped by 70% from its peak of 2,560 in March 2023 to around 756, accompanied by a 35% decrease in its Nakamoto coefficient, indicating increased centralization. This decline is largely due to the phasing out of the Solana Foundation Delegation Program (SFDP), which previously subsidized smaller validators. Many of these validators were economically unviable without support, controlling only 19% of the total stake, while larger nodes held over 80%. In response, Solana is implementing a new validator policy effective May 1, focusing on infrastructure decentralization. The policy imposes limits: no single Autonomous System Number (ASN) can host more than 25% of staked SOL, and no single data center can exceed 15%. It also enforces stricter performance rules, including faster transaction processing and anti-censorship measures, to improve network reliability and security. Critics, like node operator Chainflow, argue that the rules may unfairly penalize competent smaller validators based on their hosting location rather than performance, potentially forcing them into less reliable infrastructure and accelerating their decline. Amid ambitions to become a "Nasdaq on-chain" for global capital markets, Solana trails Ethereum and BNB Chain in real-world asset (RWA) value but leads in user activity. The network's upgrades aim to enhance stability and reduce finality times, competing with Ethereum's efforts to scale and decentralize further. The success of Solana's new policies is crucial for gaining institutional trust and competing effectively in the evolving blockchain landscape.

marsbit04/10 04:08

Node Count Drops 70%, This Time Solana Is in a Hurry

marsbit04/10 04:08

Not A Threat: Stablecoin Yield Won’t Harm Banks, White House Economists Say

In a positive development for crypto, a White House economic study by the Council of Economic Advisers (CEA) concludes that prohibiting stablecoin yield would have a negligible impact on bank lending, particularly for community banks. The study, addressing a key debate around bills like the GENIUS Act, found that eliminating yield would boost overall bank lending by only $2.1 billion, a mere 0.02% increase. Even under worst-case assumptions requiring implausible conditions like a sixfold growth in stablecoins, the increase would be moderate. The report contradicts banking industry claims that yield-bearing stablecoins could trigger massive deposit flight, arguing a yield prohibition would do little to protect lending while denying consumers competitive returns. It also highlights that regulatory uncertainty harms banks more than the crypto industry, as it prevents investment in new technology.

bitcoinist04/09 11:06

Not A Threat: Stablecoin Yield Won’t Harm Banks, White House Economists Say

bitcoinist04/09 11:06

White House report challenges case for banning stablecoin yield as CLARITY Act debate intensifies

A White House report from the Council of Economic Advisers challenges the argument that banning yield on stablecoins is necessary to protect the banking system. The analysis, published on April 8, finds that prohibiting such yields would only increase bank lending by $2.1 billion (0.02% of total loans) while causing an estimated $800 million annual welfare loss for consumers. The report disputes claims that stablecoin yield draws significant deposits away from banks, noting that most reserves are held in Treasury bills and similar instruments, meaning capital largely remains within the financial system. Only about 12% of reserves held as cash-like deposits affect banks’ lending capacity. These findings come amid debates over the CLARITY Act, which proposes restricting yield-bearing stablecoins. The report suggests that a yield ban offers limited benefits to banks while reducing consumer returns and potentially hindering innovation in digital payments. It also frames stablecoins as part of a broader shift toward “narrow banking,” emphasizing benefits like faster settlement and reduced credit risk.

ambcrypto04/08 15:02

White House report challenges case for banning stablecoin yield as CLARITY Act debate intensifies

ambcrypto04/08 15:02

Ripple Maps 2026 Shift In African Crypto Rules: What Regulators Are Changing

Ripple's report highlights significant regulatory advancements across Africa, which are driving digital asset adoption and on-chain growth. Eight African nations have adopted crypto-specific regulations, with South Africa, Kenya, Mauritius, and Nigeria leading the way. South Africa treats crypto as financial products, Kenya has enacted a VASP law, Mauritius has a comprehensive regime, and Nigeria now regulates digital assets as securities. These frameworks are creating regional coordination and a harmonized ecosystem. Sub-Saharan Africa saw over $205 billion in on-chain value from July 2024 to June 2025, a 52% year-over-year increase, with Nigeria and Ethiopia ranking in the top 15 for crypto adoption.

bitcoinist04/08 07:01

Ripple Maps 2026 Shift In African Crypto Rules: What Regulators Are Changing

bitcoinist04/08 07:01

Robinhood Gains a New Batch of Stock Investors, the Oldest is 1 Year Old, the Youngest is -3 Years Old

On April 6, the U.S. Treasury announced that Robinhood, in collaboration with BNY Mellon, has been selected as the broker and initial custodian for the "Trump Accounts" (also known as 530A accounts). Established under the "Big and Beautiful" Act authorized by former President Trump in June 2025, the program aims to create tax-advantaged investment accounts for children born between January 1, 2025, and January 1, 2029. Each account will receive an initial $1,000 from the federal government. Private donations, such as Michael Dell’s $6.25 billion contribution, will add $250 for eligible lower-income families. Families can also deposit up to $5,000 annually per child. Funds are restricted to low-cost index funds or ETFs tracking broad market indices like the S&P 500 and cannot be withdrawn until the child turns 18. With an estimated 14.4 million children eligible, the program could inject over $14.4 billion in government funds alone, growing significantly with private and family contributions. This creates a long-term, passively managed pool of capital potentially worth hundreds of billions of dollars. Robinhood stands to benefit significantly by gaining millions of young users who will be tied to the platform from birth, with their accounts converting to IRA-like structures upon adulthood. This provides Robinhood with a long-term client base, stable custodial assets, and entry into government-backed financial infrastructure, diversifying its business beyond its traditional retail trading focus. The rollout is set for July 4, 2026, ahead of the midterm elections.

marsbit04/08 06:43

Robinhood Gains a New Batch of Stock Investors, the Oldest is 1 Year Old, the Youngest is -3 Years Old

marsbit04/08 06:43

Robinhood Gains a New Batch of Stock Investors, the Oldest is 1 Year Old, the Youngest is -3 Years Old

US Treasury designates Robinhood as broker and initial trustee for "Trump Accounts" (also known as 530A accounts), a tax-advantaged investment program established under the "Big and Beautiful" Act. The initiative, aimed at children born between January 1, 2025, and January 1, 2029, provides each eligible newborn with a $1,000 initial federal deposit. Private donors, such as Michael Dell, have also contributed significantly. The accounts are restricted to low-cost index funds tracking broad market indices like the S&P 500, and funds are locked until the child turns 18. With an estimated 14.4 million children eligible, the program represents a potential $14.4 billion in initial government funding, growing to hundreds of billions with private and family contributions. This creates a long-term, passive investment pool of potentially trillions of dollars. Robinhood, selected over competitors like JPMorgan and Charles Schwab, stands to be a major beneficiary. The deal grants the platform millions of new, long-lifecycle users—the oldest are one year old, the youngest are yet to be born—who are effectively locked into its ecosystem. Upon turning 18, these accounts convert to IRA-like retirement accounts, allowing Robinhood to capture their adult investing activity. The stable, long-term, and predictable nature of these assets also diversifies Robinhood's business beyond its reliance on active retail trading. The government endorsement significantly boosts its institutional credibility and opens new avenues in wealth management.

Odaily星球日报04/07 09:31

Robinhood Gains a New Batch of Stock Investors, the Oldest is 1 Year Old, the Youngest is -3 Years Old

Odaily星球日报04/07 09:31

Dialogue with Pantera Founder: Bitcoin Has Reached Escape Velocity, Leaving Traditional Assets Behind

In a recent interview, Pantera Capital founder Dan Morehead discussed Bitcoin's market cycles, currency devaluation, and the growing institutional adoption of cryptocurrencies. He emphasized that Bitcoin remains one of the most asymmetric investment opportunities, with most institutional investors still holding zero exposure. Morehead noted that Bitcoin's recent 50% pullback aligns with historical four-year cycles but believes the current price level is attractive for long-term investors. He argued that fiat currency devaluation, not asset appreciation, is driving record highs in gold and real estate, creating generational wealth disparities. Morehead highlighted Bitcoin's role as a hedge against geopolitical risks and currency instability, predicting that stablecoins could capture half of all bank deposits within a decade due to their superior accessibility and efficiency. Despite short-term volatility, Morehead remains bullish, stating Bitcoin has reached "escape velocity" with no foreseeable factors that could derail its long-term trajectory. He expects broader global adoption driven by smartphone penetration and financial inclusivity needs.

marsbit04/04 03:05

Dialogue with Pantera Founder: Bitcoin Has Reached Escape Velocity, Leaving Traditional Assets Behind

marsbit04/04 03:05

IMF Evaluates Tokenization Sector: Calls For Roadmap To Address Systemic Shifts

The International Monetary Fund (IMF) has released an assessment of the tokenization sector, predicting rapid growth in the on-chain representation of financial claims. It warns that this shift could reshape the global financial system and introduce new systemic risks. The IMF highlights that traditional crisis-management tools, which rely on jurisdictional control, may be inadequate for tokenized systems that operate across borders at high speeds. To address these challenges, the IMF proposes a five-point policy roadmap: 1) Anchor settlements in safe forms of money to minimize risk; 2) Adopt global regulatory standards aligned with "same activity, same risk" principles; 3) Ensure legal clarity on token ownership and finality; 4) Develop common standards for settlement and cooperative oversight to manage cross-border risks; 5) Adapt liquidity and crisis-management frameworks for a continuous, automated environment. The IMF emphasizes that implementing these measures will require sustained cooperation between public authorities and private sector participants globally.

bitcoinist04/03 12:38

IMF Evaluates Tokenization Sector: Calls For Roadmap To Address Systemic Shifts

bitcoinist04/03 12:38

Crypto Traders On Edge As Korea Stalls Key Law — Is The “Kimchi Premium” At Risk Next?

The National Policy Committee of Korea has delayed the debate on the "second-phase" crypto framework until after the June local elections, creating uncertainty in the industry. The proposed Digital Asset Basic Act was excluded from the legislative agenda, despite its importance in regulating stablecoins and exchange ownership. Two major conflicts are stalling progress: first, a dispute between the Bank of Korea and the Financial Services Commission (FSC) over whether banks must hold a 51% stake in won-denominated stablecoin issuers. The FSC opposes this, arguing it would exclude tech firms and exchanges. Second, there is disagreement over equity caps for crypto exchanges, with proposals to limit major shareholders to 20%, affecting giants like Upbit and Bithumb. The delay leaves KRW stablecoin issuers in a gray zone and increases operational costs. Post-election, a bank-heavy stablecoin framework and tighter rules could favor large incumbents, reshaping market liquidity and altcoin listings. Weakening these rules could signal greater openness for crypto in Korea.

bitcoinist04/03 07:02

Crypto Traders On Edge As Korea Stalls Key Law — Is The “Kimchi Premium” At Risk Next?

bitcoinist04/03 07:02

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