# Сопутствующие статьи по теме Payments

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Payments", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Still Not Enough? Prediction Market Giants Set Sights on Payments and AI

Prediction market giants Kalshi and Polymarket are aggressively expanding their user base and capabilities, targeting payment integration and AI agents as new growth vectors. During the recent awards season, the two platforms saw combined betting volumes surpass $100 million, a significant jump from the previous year. A Paradigm survey indicates that 36% of U.S. voters have used prediction markets, highlighting their growing mainstream relevance. To capture the remaining market, Kalshi partnered with Block’s Cash App, simplifying deposits and tapping into its 59 million monthly active users for potential growth. Meanwhile, Polymarket, which has processed over $750 million in nominal volume since resuming U.S. operations, is exploring AI-driven expansion. It now supports AI Agent trading via Alchemy’s AgentCard, enabling 24/7 market participation. This aligns with a broader industry trend of integrating AI agents into financial ecosystems. Both platforms are validating new revenue models—Polymarket has generated over $11.2 million in fees since introducing them—and are positioning themselves at the forefront of fintech and AI convergence, signaling a new phase of competition and innovation in prediction markets.

Odaily星球日报03/16 13:41

Still Not Enough? Prediction Market Giants Set Sights on Payments and AI

Odaily星球日报03/16 13:41

From the Brief History of the Internet, Looking at the Next Decade of Crypto

From the history of the internet, this article draws parallels to project the next decade of Crypto. A key threshold is identified: 1 billion monthly active users, which signifies a transition from a tool to a civilization-altering infrastructure, as seen with platforms like Facebook and Amazon. Currently, Crypto is likened to the internet circa 2002, with user growth from 5 million in 2017 to over 500 million by 2026. Presently, the few applications with over 100 million users are predominantly exchanges and stablecoins (e.g., Binance, Tether), leading to skepticism about its broader utility beyond finance. Despite this, investors like Marc Andreessen remain highly optimistic, drawing a parallel to his early belief in the web. A major catalyst for adoption is improved user experience. For the internet, it was the graphical web browser; for Crypto, it was the 2017-2018 infrastructure boom with the rise of efficient exchanges (Binance), stablecoins (USDT), and smart contracts (Ethereum) that created a functional global financial system. The article posits that the next major accelerator for Crypto could be AI Agents. For autonomous AI to operate independently, they will require a permissionless, 24/7 global settlement layer—a role Crypto is uniquely positioned to fill, potentially creating billions of non-human economic agents. Two primary paths to 1 billion users are identified: solving cross-border payments for the over 1 billion people engaging in global interactions, and the tokenization of real-world assets (RWA) to democratize global investment. The conclusion is that the first Crypto application to reach 1 billion users will mark its transition to true global infrastructure, much like Facebook did for the internet in 2012. This milestone is predicted to occur around 2036, but only if Crypto solves problems at a sufficiently massive scale. History of technology shows that transformative innovations are often misunderstood at their inception, and Crypto is likely following the same path.

marsbit03/16 13:07

From the Brief History of the Internet, Looking at the Next Decade of Crypto

marsbit03/16 13:07

Circle CEO's Latest Interview: Stablecoins Are Not Crypto Assets

Circle CEO Jeremy Allaire discusses the transformative potential of stablecoins in a recent interview, emphasizing that they represent a new form of digital dollar infrastructure rather than just crypto assets. Having led Circle through its 2025 IPO, Allaire reflects on the company’s 12-year journey and its vision to integrate the US dollar into the internet as a native, open monetary protocol. Stablecoins like USDC enable fast, low-cost, borderless transactions, serving as a practical alternative to traditional systems—especially in regions with volatile currencies. Allaire highlights their regulated, reserve-backed nature, which offers security and trust. Looking forward, he envisions internet-native financial platforms reshaping global finance, with Circle positioned as a key infrastructure builder. The discussion also touches on AI’s impact on jobs, the need for quantum-resistant cryptography, and the early-stage potential of stablecoin technology despite its already significant scale.

marsbit03/15 10:23

Circle CEO's Latest Interview: Stablecoins Are Not Crypto Assets

marsbit03/15 10:23

US Billionaire Backs Stablecoins To Take Over Payment Systems – Details

American billionaire investor Stanley Druckenmiller predicts stablecoins will become central to the U.S. payment system within the next 10-15 years, citing their efficiency, speed, and cost-effectiveness. While he views blockchain and stablecoins as highly productive innovations, he remains skeptical of regular cryptocurrencies, calling them an unnecessary "solution looking for a problem." His comments follow the recent U.S. regulatory approval for stablecoins, prompting developments from firms like Tether and major financial institutions. Despite his crypto criticism, he acknowledged the potential for a cryptocurrency to challenge the U.S. dollar as the global reserve currency in the next 50 years. Stablecoins currently represent 13% of the $2.42 trillion crypto market.

bitcoinist03/14 23:31

US Billionaire Backs Stablecoins To Take Over Payment Systems – Details

bitcoinist03/14 23:31

Tax Policy, Not Technology, Is Blocking Bitcoin Payments, Advocates Say

Advocates argue that U.S. tax policy, not technological limitations, is the primary barrier to Bitcoin's use for everyday payments. Under current law, every Bitcoin transaction—no matter how small—is a taxable event requiring capital gains reporting. The Bitcoin Policy Institute is urging Congress to pass a de minimis exemption for small transactions (under a set amount) by August 2026, before midterm elections complicate legislative efforts. Senator Cynthia Lummis introduced a bill for a $300 per-transaction exemption, but it has stalled. With competing bills and a shrinking legislative timeline, the future of such an exemption is uncertain, despite bipartisan support.

bitcoinist03/14 17:32

Tax Policy, Not Technology, Is Blocking Bitcoin Payments, Advocates Say

bitcoinist03/14 17:32

After $1.26 Trillion: Why Are Circle and Stripe Rushing to Pay 'Wages' to AI Agents?

The article discusses the significant rise of stablecoins, particularly USDC, as the preferred payment method for AI agents. In March 2026, Circle and Stripe are competing to build stablecoin infrastructure for AI agent payments, with USDC processing $1.26 trillion in transactions, accounting for 70% of stablecoin activity. Key points include: - AI agents require programmable, instant, low-friction payment systems, which traditional finance (banks, credit cards) cannot provide. Stablecoins on blockchain meet these needs with 24/7 transfers, smart contract automation, and price stability. - Data shows 98.6% of AI agent payments on platforms like Stripe's x402 use USDC, indicating stablecoins are becoming the default for machine-to-machine transactions. - Regulatory developments are supporting this growth: Hong Kong is issuing its first stablecoin licenses, the US OCC has proposed a federal framework, and the EU has MiCA regulations, signaling global institutional adoption. - Stablecoins act as a "blood system" connecting the digital and real economies, facilitating both internal digital transactions (e.g., tokenized assets) and external fiat conversions. - Risks include security vulnerabilities, regulatory fragmentation, and market instability, but the trend is clear: stablecoins are evolving from crypto tools to essential infrastructure for AI-driven economies. The article concludes that as AI agents autonomously transact, stablecoins will be critical infrastructure, urging businesses and investors to prepare for this shift.

marsbit03/14 00:41

After $1.26 Trillion: Why Are Circle and Stripe Rushing to Pay 'Wages' to AI Agents?

marsbit03/14 00:41

Elon Musk Has Confirmed When X Money Will Be Available, But Do You Know What To Expect?

Elon Musk has announced that early public access to X Money will launch next month, marking a significant step in transforming X into an "Everything App." The feature is expected to include peer-to-peer transfers, merchant payments, high-yield accounts, and crypto integration. Market speculation suggests a 73% chance of rollout by April 30. Features may also include a debit card, up to 6% APY on cash balances, 3% cashback, and FDIC-insured deposits. A notable aspect is "Smart Cashtags," allowing users to trade cryptocurrencies like BTC, ETH, XRP, and DOGE directly within the platform. Following the news, Dogecoin's price surged 7%, though Musk has not confirmed the extent of crypto integration. The full rollout is anticipated later this year.

bitcoinist03/13 22:32

Elon Musk Has Confirmed When X Money Will Be Available, But Do You Know What To Expect?

bitcoinist03/13 22:32

Bybit Hosts Forum on the Future of Crypto-Powered Payments in Georgia

Bybit, the world's second-largest crypto exchange, hosted a high-level forum in Tbilisi, Georgia, bringing together regulators, financial institutions, and digital asset innovators to discuss the future of crypto-powered payments. The event also marked the launch of the Bybit Card in Georgia, enabling users to make contactless payments via Apple Pay and spend digital assets in daily transactions. This initiative follows Bybit’s acquisition of a Payment Service Provider license in late 2025, allowing it to strengthen local payment infrastructure. Government representatives endorsed the move, highlighting Georgia’s commitment to financial innovation. Bybit executives reiterated their long-term dedication to supporting Georgia’s digital economy and positioning the country as a regional hub for crypto payment innovation.

TheNewsCrypto03/13 22:32

Bybit Hosts Forum on the Future of Crypto-Powered Payments in Georgia

TheNewsCrypto03/13 22:32

Vitalik Buterin Argues Ethereum’s Biggest Use Case Is Data Availability

Vitalik Buterin argues that Ethereum's primary value is not smart contracts or payments, but its role as a censorship-resistant "public bulletin board" for data availability. This foundational layer is critical for cryptographic systems like secure voting and version control. Buterin highlights scaling solutions like PeerDAS, which significantly boost data capacity, positioning Ethereum as key infrastructure for a broader, privacy-preserving internet. While payments and smart contracts remain important, they are secondary, often serving anti-spam or security functions. He concludes that Ethereum is best understood as "global shared memory" and that current low fees and improved tooling make this vision more achievable than ever.

bitcoinist03/13 21:02

Vitalik Buterin Argues Ethereum’s Biggest Use Case Is Data Availability

bitcoinist03/13 21:02

Has Elon Musk Completely Abandoned Dogecoin? Here’s The Last Time He Tweeted About It

Elon Musk, a key figure behind Dogecoin's massive 36,000% rally in 2021, has significantly reduced his public engagement with the meme cryptocurrency. His last direct tweet about Dogecoin was over a year ago, in November 2024, where he defended its flat inflation mechanism as a feature rather than a flaw. Although Musk still subtly endorses Dogecoin by liking and reposting related content, his direct mentions have ceased. Furthermore, the recent launch of X Money (formerly Twitter) shows no integration of Dogecoin, despite earlier hopes. The payment feature, along with previous initiatives like Tip Jar, supports only Bitcoin and Ethereum, signaling a shift away from Dogecoin in Musk’s ventures.

bitcoinist03/13 15:01

Has Elon Musk Completely Abandoned Dogecoin? Here’s The Last Time He Tweeted About It