# Сопутствующие статьи по теме Payments

Fabric: The Dominant Force in the Robotic Economy

The robotics industry is at a critical inflection point, driven by advancements in AI, affordable hardware, and labor shortages in sectors like healthcare and manufacturing. However, robots currently lack economic agency—they cannot own assets, sign contracts, or receive payments like humans, limiting their role to isolated tools controlled by large corporations. Fabric aims to address this by building a decentralized network for payments, identity, and capital allocation, enabling robots to operate as autonomous economic participants. This "robot economy" replaces inefficient, closed-loop cluster models with a permissionless, transparent market where anyone can coordinate, deploy, and benefit from robotic labor. The network uses the $ROBO token for settling payments and incentivizing contributions, with value derived from utility rather than speculation. Blockchain is essential for providing robots with verifiable identity, programmable wallets, and global coordination capabilities. Fabric’s infrastructure allows robots to be deployed at scale, optimized across industries and regions, and integrated into a global workforce. While still early, Fabric is laying the foundation for a future where robots and humans collaborate seamlessly to solve complex challenges.

marsbit02/27 12:22

Morph Network to Host USDC and Circle’s CCTP

TheNewsCrypto02/27 07:57

XRP-Paypal Rumors: What This Acquisition Would Mean For Ripple

PayPal's stock decline has sparked speculation about potential acquisitions, with Ripple emerging as a candidate due to synergies in digital payments and cross-border transfers. While Ripple's private valuation reportedly exceeds PayPal's $40 billion market cap, financing such a deal would require complex capital raises or a reverse merger. Acquiring PayPal would integrate its PYUSD stablecoin into Ripple's ecosystem and provide immediate access to established payment networks and regulatory frameworks. Despite Ripple's recent acquisitions totaling $2.7 billion, including firms in treasury management and stablecoin payments, no talks with PayPal have been confirmed. The discussion remains speculative.

bitcoinist02/27 01:02

Ripple Makes New AI Bet As XRP Ledger Targets Agentic Payments

Ripple has invested in AI infrastructure startup t54 as part of a $5 million seed round, signaling a strategic move into autonomous payments and agent-driven financial systems. The investment aims to integrate the XRP Ledger as a key network for machine-to-machine commerce. t54 is developing a trust layer for the "agentic economy," focusing on verifiable agent identity (KYA), real-time risk assessment, and programmable accountability. The platform spans identity verification, risk management, credit, and settlement, with support for multiple blockchains including XRPL, Solana, and Base. Ripple executives emphasized the need for evolved financial infrastructure as AI agents become active economic participants. Survey data cited by t54 indicates growing consumer willingness to delegate financial tasks to AI, contingent on robust security. At the time of reporting, XRP was trading at $1.4397.

bitcoinist02/26 19:02

USDC and CCTP Are Coming to Morph, Advancing Settlement for Payments

USDC and the Cross-Chain Transfer Protocol (CCTP) are launching on Morph, a payments-first Ethereum-based settlement layer. This integration brings a canonical, dollar-denominated stablecoin and standardized cross-chain infrastructure to the network. USDC will be natively issued on Morph by Circle’s regulated affiliates, providing a transparent and reliable settlement asset for applications. CCTP enables secure cross-chain transfers of USDC via a burn-and-mint mechanism, preserving asset integrity. This infrastructure supports key use cases including crypto cards, cross-border remittance, payment gateways, and DeFi trading. To further accelerate adoption, Morph has launched a $150 million Payment Accelerator program, positioning the network as a scalable settlement layer for real-world financial activity.

TheNewsCrypto02/26 15:13

UK’s FCA Selects 4 Firms To Trial Stablecoins Ahead Of Final 2026 Rules

The UK's Financial Conduct Authority (FCA) has selected four firms—Monee Financial Technologies, ReStabilise, Revolut, and VVTX—to participate in its regulatory sandbox program for stablecoins. This initiative, launched in November 2025, aims to test stablecoin services in a controlled environment under proposed regulations. The sandbox will focus on issuance, payments, wholesale settlement, and trading use cases. Testing is set to begin in Q1 2026, with results shaping the UK's final stablecoin rules later that year. The move is part of a global trend, with the US, Hong Kong, South Korea, and other regions also advancing stablecoin regulations.

bitcoinist02/26 14:01

KuCoin has Announced Integration with Zypto App to Power Crypto

KuCoin has announced a strategic integration between its payment service, KuCoin Pay, and the Zypto App, a wallet and payment application. The partnership aims to enhance the real-world utility of cryptocurrencies by allowing KuCoin Pay users to access Zypto’s services, including gift cards, VISA top-ups, and bill payments. Both companies emphasized a commitment to bridging the gap between daily spending needs and crypto holdings, prioritizing collaboration over competition. Executives from Zypto and KuCoin highlighted the goal of putting "currency back into cryptocurrency" and creating a seamless connection between digital assets and everyday use. The move aligns with broader market recovery trends in the crypto space.

TheNewsCrypto02/26 12:14

Decoding Stripe's 2025 Annual Letter: Even in the Crypto Winter, It's Still the Summer of Stablecoins

Stripe's 2025 annual letter reveals a strategic pivot, leveraging Web3 technologies to deeply integrate crypto, particularly stablecoins, into the global economic infrastructure, even as the broader crypto market remains in a "winter." The company processed $1.9 trillion in total payment volume in 2025, a 34% year-over-year increase, representing 1.6% of global GDP. This robust base supports its ambitious Web3 initiatives. A key insight is the "summer of stablecoins." Despite a crypto downturn, stablecoin payment volume doubled to $400 billion in 2025, with 60% originating from B2B transactions, demonstrating a shift from speculation to real-world utility. The acquisition of Bridge has been central to this strategy. Integrated into Stripe, Bridge's transaction volume grew over 4x. It now powers Stripe's fiat-to-crypto operations, partnered with Visa on a stablecoin payment card, and launched "Open Issuance" for businesses to easily create their own stablecoins. Privy, another acquisition, simplifies Web3 onboarding. Its API allows businesses to embed user-friendly wallets, supporting over 110 million programmable wallets and making the complexity of crypto "disappear" for end-users. Looking forward, Stripe is incubating Tempo, a new Layer-1 blockchain designed specifically for high-throughput payments, aiming to handle millions to billions of transactions per second to support the future of AI-driven "Agentic Commerce." Partnerships with companies like OpenAI are already building protocols for AI agents to autonomously transact. The letter concludes by hinting at a potential massive acquisition of PayPal, which would significantly boost Stripe's consumer-facing capabilities, though this remains speculative. The overarching narrative is clear: Stripe is building an internet-native financial system where stablecoins, seamless wallets, and powerful new blockchains form the backbone of global commerce and AI-driven transactions.

marsbit02/26 06:39

Stock Price Surges Over 35%! Circle's Earnings Report Exceeds Expectations: USDC Circulation Soars 72%

Circle (CRCL) reported strong Q4 and full-year 2025 financial results, with total revenue and reserve income reaching $770 million in Q4, up 77% year-over-year, exceeding expectations. This drove a 35% surge in its stock price. Key highlights include a 72% YoY increase in USDC circulation to $75.3 billion and a 247% rise in on-chain transaction volume to $11.9 trillion in Q4. Reserve income remained the core revenue driver at $733 million, while non-interest income reached $37 million. For the full year, total revenue grew 64% to $2.7 billion. Although the company reported a net loss of $70 million due to a one-time $424 million stock-based compensation expense from its IPO, adjusted EBITDA doubled to $582 million, indicating profitable core operations. Strategic developments include the stable testnet performance of its Arc blockchain, expansion of the Circle Payments Network with 55 financial institutions onboarded, and a key partnership with Polymarket to use native USDC. Regulatory progress includes conditional approval for a national trust bank. Looking ahead, Circle targets a 40% compound annual growth rate for USDC circulation. CEO Jeremy Allaire emphasized AI-driven payment demand, with 99% of agent-based payments currently using USDC. Despite challenges like declining yields and new competitors like USAT, Circle continues to execute its strategy as a growing internet financial infrastructure provider.

marsbit02/26 03:17

Why Has Ripple Spent $2.7 Billion In Acquisitions In 3 Years, And What Does It Have To Do With XRP?

Ripple, the largest XRP holder, has spent over $2.7 billion acquiring six companies in three years, including major purchases like Hidden Road ($1.25B), GTreasury ($1B), and Metaco ($250M). These acquisitions aim to bridge traditional and decentralized finance under CEO Brad Garlinghouse’s vision. Despite Ripple’s expansion and its treasury processing $13 trillion in non-crypto payments last year, the XRP community is concerned as these developments have not significantly boosted XRP’s price. Ripple plans to focus on integrating its acquisitions in early 2026.

bitcoinist02/26 00:02