# Сопутствующие статьи по теме Payments

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Payments", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

UK tests stablecoins in regulatory sandbox while proposing limits on user holdings

UK regulators are advancing a dual approach to stablecoin regulation, combining live testing within the Financial Conduct Authority’s sandbox with proposed limits on user holdings. The sandbox includes firms like Revolut and Monee Financial Technologies, trialing applications in payments, settlement, and crypto trading under strict supervision. Concurrently, the Bank of England has proposed temporary caps—£20,000 per stablecoin for individuals and £10 million for businesses—to mitigate systemic risks such as bank deposit flight. This cautious "test and contain" strategy aims to foster innovation in pound-denominated stablecoins while preventing rapid scaling until the market matures. The UK’s approach reflects the minor global role of non-dollar stablecoins and focuses on ensuring safe integration into the existing financial system.

ambcrypto02/25 21:12

UK tests stablecoins in regulatory sandbox while proposing limits on user holdings

ambcrypto02/25 21:12

‘AI agents can reason, but they cannot act’: MoonPay builds bridge to money

MoonPay, a global leader in crypto payments and stablecoin infrastructure, has launched MoonPay Agents to enable autonomous AI systems to access and use capital. Recognizing that "AI agents can reason, but they cannot act economically without capital infrastructure," the company built a bridge between AI reasoning and real-world financial execution. This allows verified AI agents to programmatically trade, swap, and move digital assets via non-custodial wallets. This development aligns with broader infrastructure shifts, such as machine-to-machine payment protocols and a surge in stablecoin adoption. Stablecoins are transforming settlement with faster speeds and lower costs compared to traditional card networks, with transaction volume reaching $33 trillion in 2025. Institutional adoption is growing, with nearly half of institutions using stablecoins for payments. Despite regulatory scrutiny and bank resistance, the agent economy is expanding rapidly, compressing legacy financial margins and reshaping the future of autonomous commerce.

ambcrypto02/25 16:01

‘AI agents can reason, but they cannot act’: MoonPay builds bridge to money

ambcrypto02/25 16:01

MoneyGram Joins Cardano’s Midnight As Federated Mainnet Validator

MoneyGram has joined Midnight, a privacy-focused blockchain built on Cardano, as a federated mainnet validator ahead of its planned March launch. This move highlights Midnight’s strategy of partnering with established, compliance-heavy operators from payments, telecom, and fintech—rather than crypto-native firms—to ensure reliability and operational stability from day one. MoneyGram, alongside partners like Vodafone’s Pairpoint and eToro, will help explore how traditional payment networks can leverage blockchain for confidential, compliant transactions without exposing sensitive data. The federated model is framed as a step toward future decentralization, signaling broader institutional adoption of privacy-enhancing blockchain infrastructure.

bitcoinist02/25 14:24

MoneyGram Joins Cardano’s Midnight As Federated Mainnet Validator

bitcoinist02/25 14:24

Here’s how Meta’s 2026 return could reshape stablecoin adoption

USDT's recent $3 billion market cap drop reflects a broader crypto liquidity drain, aligning with the market's $1 trillion loss. Despite this, Tether's fundamentals remain strong, maintaining 60% market share and expanding payment integrations. Analysts view this as a temporary shift rather than a sell-off, potentially marking a market inflection point. Meta's planned re-entry into stablecoins in late 2026, including partnerships and a digital wallet, could introduce over 3 billion users to crypto. This institutional push underscores stablecoins' structural strength, with USDT's bottom formation becoming a key liquidity metric for H2 market moves.

ambcrypto02/25 13:02

Here’s how Meta’s 2026 return could reshape stablecoin adoption

ambcrypto02/25 13:02

Meta Eyes Stripe Stablecoins for 2026 Rollout

Meta Platforms plans to integrate stablecoin payments into Facebook, Instagram, and WhatsApp in the second half of 2026, with Stripe likely as the infrastructure partner. This marks a strategic shift from its failed Libra project, as Meta will not issue its own token but instead rely on third-party stablecoins, positioning itself as a distribution layer. The focus is on reducing costs and speeding up cross-border payments for creators, particularly for small amounts. Regulatory clarity from the 2025 GENIUS Act and Stripe’s regulated infrastructure may enable a compliance-first approach. Meta has not disclosed which stablecoins will be supported or specific implementation details.

TheNewsCrypto02/25 12:21

Meta Eyes Stripe Stablecoins for 2026 Rollout

TheNewsCrypto02/25 12:21

Stripe Explores PayPal Acquisition: Report

Stripe is reportedly exploring an acquisition of PayPal, a move that could significantly reshape the global payments industry. According to sources, early-stage talks are underway, though no deal has been finalized. The potential acquisition comes as Stripe’s valuation recently surged to $159 billion, reflecting its rapid growth. Meanwhile, PayPal has faced increasing competition from Apple Pay and Google Pay, leadership changes, and declining stock performance. Both companies have also expanded into digital assets, with PayPal launching a stablecoin and Stripe receiving regulatory approval for its crypto platform. A merger could create a dominant player in both traditional and blockchain-based payments, highlighting ongoing consolidation in the fintech sector.

TheNewsCrypto02/25 07:30

Stripe Explores PayPal Acquisition: Report

TheNewsCrypto02/25 07:30

The Person Who 'Killed' PayPal Wants to Buy It

A potential acquisition that could reshape the global payments landscape is under discussion, as Stripe—valued at $159 billion—is reportedly considering acquiring all or parts of PayPal, which has a market cap of just $43 billion. The news drove PayPal’s stock up nearly 7%. PayPal has faced significant challenges: its stock fell 46% over the past year amid rising competition from Apple Pay, Google Pay, and agile rivals like Adyen and Stripe. Despite its vast user network of 438 million active accounts and strong presence in cross-border transactions, PayPal has struggled to keep pace with shifting user behaviors and the rise of embedded and social payments. However, PayPal retains valuable assets, including Braintree (processing around $700 billion annually), Venmo (with 100 million monthly active users), and a deeply entrenched global payments infrastructure. A key underlying motive for the deal is stablecoins. PayPal launched its own stablecoin, PYUSD, adopting a centralized approach to digital currency. In contrast, Stripe has pursued an infrastructure-focused strategy, acquiring stablecoin infrastructure firm Bridge and launching “Open Issuance”—a platform that enables businesses to issue their own stablecoins. Stripe is also developing Tempo, a Layer-1 blockchain aimed at challenging traditional settlement networks like SWIFT. A combined Stripe-PayPal entity could create a powerful Web3 payment ecosystem, integrating PYUSD with Tempo’s fast, low-cost transactions and leveraging Venmo’s user base. This could also support emerging use cases like AI Agent payments, where machines transact autonomously using crypto wallets. Regulatory and cultural hurdles remain significant, and the deal is still in early stages. But the talks signal a broader industry shift: future dominance in payments may belong to those who control next-generation infrastructure, not just scale.

比推02/24 23:42

The Person Who 'Killed' PayPal Wants to Buy It

比推02/24 23:42

Stablecoin Payments On Instagram, WhatsApp, And Facebook Planned For H2 2026

Meta Platforms is reportedly preparing to reenter the digital payments space by integrating stablecoin-based transactions across Instagram, WhatsApp, and Facebook, targeting a rollout in the second half of 2026. Unlike its previous attempt with the Diem (formerly Libra) project, which faced regulatory pushback and was shut down, Meta is now seeking third-party partnerships to support the infrastructure. Payments company Stripe, which recently acquired stablecoin infrastructure platform Bridge and whose CEO joined Meta’s board, is a leading candidate. If implemented, the move could enable instant cross-border payments for Meta’s over 3 billion users, potentially accelerating mainstream crypto adoption.

bitcoinist02/24 22:32

Stablecoin Payments On Instagram, WhatsApp, And Facebook Planned For H2 2026

bitcoinist02/24 22:32

Coinbase’s USDC Revenue Jumps as Stablecoin Debate Heats Up

Coinbase's stablecoin revenue, primarily from its USDC share with Circle, surged to $1.35 billion in 2025, accounting for 19% of its total revenue. This growth occurred despite a net loss of $667 million in Q4 2025. USDC transaction volume reached $18.3 trillion last year, though Tether leads in market cap. The stablecoin sector's expansion has intensified regulatory debates, particularly around yield payments. The GENIUS Act prohibits issuers from paying interest, and proposed legislation may further restrict platforms like Coinbase from offering rewards on stablecoin balances, amid concerns over competition with traditional banks.

TheNewsCrypto02/24 12:47

Coinbase’s USDC Revenue Jumps as Stablecoin Debate Heats Up

TheNewsCrypto02/24 12:47

RedotPay Eyes $1B US IPO at $4B+ Valuation

Hong Kong-based stablecoin payments firm RedotPay is reportedly preparing for a potential US IPO that could raise over $1 billion, valuing the company at more than $4 billion. The company is working with major banks including JPMorgan Chase and Goldman Sachs on the offering, which may occur as early as this year. Launched in April 2023, RedotPay has grown rapidly, serving 6 million users and processing $10 billion in annualized payment volume. It offers stablecoin-linked payment cards, multi-currency wallets, and cross-border payment solutions. In 2025, the company raised $194 million across three funding rounds, achieving unicorn status. The move reflects broader investor interest in stablecoin infrastructure, as firms like RedotPay bridge traditional finance with blockchain-based settlement systems. A successful IPO would mark a significant milestone for the stablecoin payments industry.

TheNewsCrypto02/24 12:27

RedotPay Eyes $1B US IPO at $4B+ Valuation