# Сопутствующие статьи по теме Governance

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Governance", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Visa Crypto Head: Eight Major Evolution Directions for Crypto and AI by 2026

Cuy Sheffield, Head of Crypto at Visa, outlines eight key themes for the evolution of cryptocurrency and AI by 2026, emphasizing a shift from theoretical potential to practical, reliable implementation. Cryptocurrency is transitioning from a speculative asset class into a high-quality technology. Its underlying infrastructure has become faster, cheaper, and more reliable, shifting its primary value from speculation to utility, particularly for payments and settlement. Stable币 are the clearest example of this, succeeding on objective merits like cost, speed, and global reach, and enabling adoption without ideological buy-in. As crypto becomes infrastructure, distribution capabilities and existing customer relationships—often held by large, regulated institutions—will matter more than pure technical novelty. For AI, the focus is shifting from raw intelligence to trust and reliability. AI agents are proving most valuable not as autonomous entities but as tools that reduce coordination costs in knowledge work—spanning research, analysis, and operations, not just coding. Their current limitation isn't capability but trust, requiring systems that are verifiable, consistent, and transparent. Successful AI integration is now a systems engineering challenge, relying on architecture, state management, and monitoring, not just model prompts. This development is creating a tension between the capital-intensive, centralized development of frontier models and the rapid iteration of open-source alternatives, leading to unresolved governance questions. Finally, the convergence of these fields is enabling new economic interactions. Programmable money, like stablecoins, is emerging as the native currency for AI agents, allowing for automated, fine-grained, and continuous payment flows between machines, opening the door to novel economic behaviors. The overarching trend is a move from flashy technological novelty to a focus on reliability, governance, and distribution, as both technologies become deeply embedded into real-world systems and workflows.

marsbit01/07 12:10

Visa Crypto Head: Eight Major Evolution Directions for Crypto and AI by 2026

marsbit01/07 12:10

From a $270 Billion Peak to a Flash Crash: DeFi Ventures into the Deep Waters of Financial Infrastructure

DeFi in 2025 experienced a dramatic rollercoaster, with Total Value Locked (TVL) surging to a historic peak of $277.6 billion before a sharp "10/11 Flash Crash" wiped out gains, ending the year with only a 3.86% increase to $189.35 billion. Despite volatility, key sectors evolved significantly: - **Staking** matured, with Ethereum securing over 30% of its supply, while Lido’s dominance declined to 24%. Restaking protocols like EigenCloud (TVL peak: $22B) and Ether.fi grew rapidly. - **Lending** hit a record $1.25T TVL, with Aave leading (>50% share). Shift from CDP (e.g., Maker) to money market protocols accelerated. - **DEXs** gained traction, capturing 21.71% of spot trades vs. CEXs at peak. Uniswap remained dominant, while Solana DEXs like HumidiFi challenged with low-fee models. - **Perp DEXs** like Hyperliquid ($3.55T volume) saw explosive growth, though competition intensified from Aster and Lighter. - **RWA** expanded, with tokenized assets exceeding $20B. BlackRock’s BUIDL fund grew to $1.75B, and tokenized commodities surged. - **Stablecoins** faced regulatory shifts (e.g., MiCA, GENIUS Act), with USDT and USDC leading. Yield-bearing stablecoins like Ethena’s USDe rose but later crashed, exposing systemic risks. The year highlighted DeFi’s growth into global financial infrastructure, alongside vulnerabilities in leverage and governance.

marsbit01/06 03:16

From a $270 Billion Peak to a Flash Crash: DeFi Ventures into the Deep Waters of Financial Infrastructure

marsbit01/06 03:16

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