# Сопутствующие статьи по теме CBDC

Новостной центр HTX предлагает последние статьи и углубленный анализ по "CBDC", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Mainland Stablecoin Regulation "Lands" and Digital Yuan 2.0 "Sets Sail"

China's regulatory landscape for digital currency is undergoing a significant shift, marked by two key developments: the explicit regulatory stance on stablecoins and the launch of the Digital Yuan 2.0. In late November, authorities reinforced that stablecoins like USDT are considered illegal virtual currencies, aligning with the 2021 regulatory framework. This move aims to curb their use in circumventing foreign exchange controls and illegal financial activities. The judicial system has also tightened, reversing earlier trends where courts occasionally offered limited relief in crypto-related disputes. Simultaneously, the Digital Yuan has evolved from a basic digital cash (M0) system to a more advanced "digital deposit currency" (Digital Yuan 2.0). This upgrade introduces interest-bearing accounts, smart contract capabilities, and greater integration with the commercial banking system, enhancing its functionality and appeal while maintaining a centralized, state-controlled framework. For Web3 participants, the regulatory environment has heightened risks, shifting from compliance issues to potential criminal liability. Strategies include moving operations to regulated jurisdictions like Hong Kong, focusing on technical services within official frameworks, and exploring opportunities in cross-border payment systems like the multi-CBDC bridge. The overall trend indicates a state-driven effort to integrate beneficial technologies like programmable money into a controlled, sovereign system while eliminating unauthorized private alternatives.

marsbit01/15 05:33

Mainland Stablecoin Regulation "Lands" and Digital Yuan 2.0 "Sets Sail"

marsbit01/15 05:33

RWA Weekly Report｜Private Credit Surges Nearly 40%; Bipartisan Senate Inclined to Adjust GENIUS Stablecoin Yield Rules (1.7-1.13)

RWA Weekly Report: Private Credit Surges Nearly 40%; Bipartisan Senate Support to Adjust GENIUS Act Stablecoin Yield Rules (Jan 7–13) The on-chain value of Real World Assets (RWA) grew to $20.81 billion, a 6.23% weekly increase, though broader RWA valuations dropped sharply due to statistical adjustments. Private credit saw a 39% surge, reaching $3.2 billion, while U.S. Treasuries and commodities remained core holdings. Stablecoin user addresses increased, though total market cap slightly declined. Key developments include a new U.S. crypto market draft that prohibits interest payments for merely holding stablecoins, though rewards for trading and staking remain allowed. The bipartisan Senate is considering amendments to the GENIUS Act, potentially limiting which institutions can offer yields. South Korea lifted a nine-year ban on corporate crypto investments, allowing firms to allocate up to 5% of net assets to cryptocurrencies. Notable funding rounds included Rain’s $250 million raise and VelaFi’s $20 million Series B. Cathie Wood suggested the U.S. might directly purchase Bitcoin for national reserves. Meanwhile, Coinbase may withdraw support for the CLARITY Act if it restricts stablecoin rewards. Projects like Ondo Finance and MSX (MyStonks) are advancing tokenized assets, with MSX reducing RWA trading fees to enhance user adoption.

marsbit01/13 15:11

RWA Weekly Report｜Private Credit Surges Nearly 40%; Bipartisan Senate Inclined to Adjust GENIUS Stablecoin Yield Rules (1.7-1.13)

marsbit01/13 15:11

RWA Weekly Report｜Private Credit Surges Nearly 40%; Bipartisan Senate Inclined to Adjust GENIUS Stablecoin Yield Rules (1.7-1.13)

RWAS Weekly Report (Jan 7-13): Private Credit Surges Nearly 40%; Bipartisan Senate Support Grows for Adjusting GENIUS Act Stablecoin Yield Rules RWA on-chain value rose to $20.81 billion, a 6.23% weekly increase, though the broader RWA market saw a significant 29.6% drop due to a statistical adjustment. Private credit was the standout performer, surging 39% to $3.2 billion. U.S. Treasuries and commodities remained core holdings. Key developments include a new U.S. Senate draft market structure bill that proposes banning interest payments for merely holding stablecoins, while allowing rewards for activities like staking. The bipartisan GENIUS Act is also being adjusted to potentially restrict which entities can offer yields. South Korea lifted a nine-year ban on corporate crypto investments, and Hong Kong officials emphasized cautious integration of virtual assets. Stablecoin transaction volume hit a record $33 trillion in 2025. Major funding rounds included Rain's $250 million raise and VelaFi's $20 million Series B. Projects like Ondo Finance and MSX (STONKS) are advancing, with the latter reducing its RWA trading fees. Cathie Wood speculated the U.S. government might begin directly purchasing Bitcoin for its national reserve.

Odaily星球日报01/13 15:08

RWA Weekly Report｜Private Credit Surges Nearly 40%; Bipartisan Senate Inclined to Adjust GENIUS Stablecoin Yield Rules (1.7-1.13)

Odaily星球日报01/13 15:08

South Korea Plans to End Corporate Crypto Ban With 5% Equity Cap

South Korea is set to lift its ban on corporate cryptocurrency investments, a policy in place since 2017. The Financial Services Commission (FSC) will allow listed companies and professional investors to allocate up to 5% of their equity to crypto assets, with final guidelines expected by January or February. Investments will be restricted to the top 20 cryptocurrencies by market cap and must be conducted through the country's top five exchanges. This move could inject significant capital into the market and accelerate developments like a national stablecoin initiative and spot Bitcoin ETFs. The policy aligns with South Korea's broader digital finance strategy, which includes exploring CBDCs and a licensing framework for stablecoin issuers.

TheNewsCrypto01/12 10:26

South Korea Plans to End Corporate Crypto Ban With 5% Equity Cap

TheNewsCrypto01/12 10:26

The Banking Industry's Resistance: The Endless Debate Over Stablecoin Interest Payments

The article discusses the ongoing regulatory debate in the U.S. regarding interest payments on stablecoins. The proposed *GENIUS Act* currently prohibits stablecoin *issuers* from paying interest to holders. However, platforms like Coinbase can still offer yields (e.g., 3.35% on USDC) because they act as *distributors*, not issuers. This loophole has sparked a significant political battle. The American Bankers Association (ABA) is leading efforts to expand the interest ban to include distributors in the upcoming *Crypto Market Structure Bill*. Banks argue that stablecoins threaten their deposit base, reduce lending capacity, and lack FDIC insurance, thereby endangering their traditional business model. The crypto industry strongly opposes this expansion. Coinbase's Chief Policy Officer argues stablecoins haven't caused significant bank deposit outflows. Think tank Paradigm suggests that banning interest on stablecoins used for payments would be akin to a "holding tax" on consumers. The article contrasts the U.S. situation with approaches in China and South Korea. China's digital yuan (a CBDC) pays interest to promote adoption, while South Korea's policy mirrors the current U.S. stance—banning issuer interest but not distributor interest. The conclusion warns that if the ABA's lobbying succeeds, it would cripple the crypto industry. It argues that traditional finance should adapt to innovation, citing examples of banks and asset managers (like BNY Mellon, JPMorgan, and BlackRock) already embracing opportunities in stablecoins and tokenization.

marsbit01/09 12:44

The Banking Industry's Resistance: The Endless Debate Over Stablecoin Interest Payments

marsbit01/09 12:44

RWA Weekly: Central Bank to Steadily Develop Digital Yuan by 2026, WeChat and Alipay to Gradually Gain Authorization to Open Wallets

This RWA Weekly report covers developments from January 2-9, 2026. The total on-chain market cap for Real World Assets (RWA) grew steadily to $19.8 billion, with holders surpassing 607,000. Stablecoin market capitalization saw a slight decrease to $2.986 trillion, yet monthly transfer volume surged 29.04% to $7.02 trillion, indicating increased institutional large-scale settlement activity amid stagnant retail participation. Key regulatory developments include the People's Bank of China announcing it will steadily develop the digital yuan (e-CNY) in 2026, with plans for platforms like WeChat and Alipay to gradually gain permissions to open e-CNY wallets. South Korea proposed new rules requiring banks to have a majority controlling stake in stablecoin issuers. Russia is accelerating the large-scale integration of the digital ruble into its budget and banking systems. Notable project updates: Jupiter launched its compliant, reserve-backed stablecoin JupUSD. Tempo introduced the TIP-20 token standard designed for payments. Traditional finance integration advanced as UAE's RAKBank received approval to issue a dirham-pegged stablecoin, Lloyds Bank completed the UK's first tokenized deposit purchase of government bonds, and J.P. Morgan expanded its JPM Coin to the Canton network. Other developments include the launch of a yield-sharing Brazilian stablecoin (BRD) and the public issuance of Wyoming's official stablecoin, FRNT, on the Solana network. Insights from reports by BlackRock and Moody's highlight that stablecoins are evolving from niche crypto products into core market infrastructure, challenging traditional fiat currencies and reshaping the banking landscape, particularly in emerging markets.

marsbit01/09 08:29

RWA Weekly: Central Bank to Steadily Develop Digital Yuan by 2026, WeChat and Alipay to Gradually Gain Authorization to Open Wallets

marsbit01/09 08:29

Banking Giant JPMorgan Debuts Coin On Public Blockchain, But It’s Not XRP

JPMorgan has advanced its blockchain strategy by deploying its proprietary digital dollar token, JPM Coin, on a public blockchain. This USD-backed deposit token, designed for institutional wholesale payments and settlements, will operate on the Cronos network. The move reflects growing institutional comfort with public blockchains that meet regulatory standards. JPMorgan selected Cronos for its compatibility with smart contracts and established tooling. The integration, planned through 2026, aims to enable fast, regulated, and interoperable digital money movement. This development coincides with JPMorgan's internal evaluation of potentially offering cryptocurrency trading services to institutional clients.

bitcoinist01/08 22:01

Banking Giant JPMorgan Debuts Coin On Public Blockchain, But It’s Not XRP

bitcoinist01/08 22:01

The GENIUS Act can drain $6.6T from U.S. banks – THIS is how

The GENIUS Act of 2025 has drawn sharp criticism from major U.S. banks, warning it could drain $6.6 trillion from the banking system due to a regulatory loophole. Banking groups, including the Bank Policy Institute, argue that the act prohibits stablecoin issuers from paying interest but allows crypto affiliate companies to offer high yields, effectively acting as shadow banks. This could trigger massive migration of deposits away from traditional banks, potentially restricting credit access for mortgages and business loans. Critics like Rep. Marjorie Taylor Greene also opposed the act, fearing it enables a central bank digital currency (CBDC). As the stablecoin market grows—now valued at $317.8 billion—the yield loophole drives adoption. Closing it may reduce stablecoins’ appeal as high-return investments and revert them to payment tools, posing a critical question: whether Congress will act to eliminate this risk or allow crypto shadow banking to persist.

ambcrypto01/08 07:06

The GENIUS Act can drain $6.6T from U.S. banks – THIS is how

ambcrypto01/08 07:06

UAE’s RAKBank Secures In-Principle Approval to Issue Dirham-Backed Stablecoin

RAKBank has received in-principle approval from the Central Bank of the UAE (CBUAE) to issue a dirham-pegged stablecoin. This approval, subject to meeting certain requirements, allows the bank to proceed with preparatory steps before public issuance. The stablecoin will be fully collateralized on a one-to-one basis with UAE dirhams held in regulated accounts and will operate on audited smart contracts with real-time proof of reserves. This initiative is part of RAKBank's broader digital assets strategy, which began with retail crypto trading in 2025. The UAE's multi-regulatory framework, involving entities like CBUAE and ADGM, oversees stablecoins and virtual assets. The development aims to modernize domestic payments, improve cross-border settlements, and support the UAE's digital economy goals, amid growing interest from both local and international issuers.

TheNewsCrypto01/07 12:59

UAE’s RAKBank Secures In-Principle Approval to Issue Dirham-Backed Stablecoin

TheNewsCrypto01/07 12:59

RAKBANK Wins Approval for AED Stablecoin as UAE’s Digital Dirham Skips 2025 Launch

RAKBANK has received in-principle approval from the Central Bank of the UAE (CBUAE) to issue an AED-backed stablecoin for digital payments. The stablecoin will be fully backed by UAE dirham reserves held in regulated accounts, with transparency ensured through independent audits and smart contracts. This approval allows RAKBANK to advance in the digital assets space, following its earlier integration of crypto trading services. Meanwhile, the UAE’s central bank digital currency (CBDC), the Digital Dirham, has been delayed past its planned 2025 launch. The CBUAE reportedly suspended testing due to concerns over privacy, cybersecurity, and potential disruptions to the banking system. This delay has created an opportunity for private institutions like RAKBANK to lead innovation in regulated stablecoins. RAKBANK’s move is part of a broader trend of UAE banks launching compliant stablecoins, following similar approvals for Zand Bank and AED Stablecoin LLC. The UAE appears to be prioritizing private-sector digital currency solutions while its CBDC remains under development.

ccn.com01/07 10:13

RAKBANK Wins Approval for AED Stablecoin as UAE’s Digital Dirham Skips 2025 Launch

ccn.com01/07 10:13

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