# Сопутствующие статьи по теме CBDC

Новостной центр HTX предлагает последние статьи и углубленный анализ по "CBDC", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

South Korea’s KB Financial Completes Stablecoin Pilot As Lawmakers Press For Regulatory Framework

South Korea's KB Financial Group has completed a Proof-of-Concept (PoC) for a won-denominated stablecoin in partnership with several companies. The pilot integrated the entire financial process—from stablecoin issuance to offline payments, merchant settlements, and international remittances—into a single blockchain-based workflow. A key test involved offline payments at a coffee shop via QR code without requiring a digital wallet. For international transfers, the model converted the won stablecoin to a dollar stablecoin, completing the process within three minutes and reducing fees by approximately 87% compared to traditional methods. KB aims to launch services once digital asset regulations are established. However, South Korea's Digital Asset Act, which would establish rules for such stablecoins, faces significant delays due to a disagreement between the Financial Services Commission (FSC) and the Bank of Korea (BOK). The central bank advocates for a consortium of banks to hold a majority stake in any issuer, while the FSC worries this could stifle innovation and tech firm participation. Lawmakers and experts have urged the National Assembly to prioritize the legislation, warning that South Korea is falling behind in the global digital asset market despite accounting for 10% of global transactions. Bank of Korea Deputy Governor Chang Cheong-soo acknowledged the potential of won-pegged stablecoins as a competitive future payment method.

bitcoinistВчера 12:31

South Korea’s KB Financial Completes Stablecoin Pilot As Lawmakers Press For Regulatory Framework

bitcoinistВчера 12:31

Hong Kong Issues Licenses, Stablecoin Landscape Shifts: Who is Reshaping the Next Generation Financial Map?

Hong Kong's financial landscape has entered a new phase with the issuance of the first stablecoin licenses by the Hong Kong Monetary Authority (HKMA) on April 10, 2026. Anchor Fintech and HSBC were granted the initial approvals, marking the completion of a regulatory framework that spans legislation, review, and licensing. This move signals a strategic shift in the role of stablecoins—from being auxiliary tools in crypto trading to integral components in cross-border payments, tokenized asset transactions, and programmable finance. With only 2 licenses issued from 36 applications, HKMA has adopted a highly selective, quality-over-quantity approach. The licensing process underscores Hong Kong’s ambition to position itself as a leader in digital finance infrastructure, combining banking credibility, payment networks, and blockchain capabilities. Compared to the EU’s MiCA framework and the UK’s upcoming crypto regulations, Hong Kong has gained a first-mover advantage in institutionalizing stablecoins. The city has already laid the foundation with initiatives like tokenized green bonds, e-HKD trials, and the Project Ensemble Sandbox. Globally, dollar-backed stablecoins still dominate over 90% of the market. Hong Kong’s strategy is not to directly challenge the dollar’s dominance but to create a regulated, scalable path for non-dollar stablecoins. It also complements mainland China’s digital yuan system, forming a two-tiered structure: onshore digital RMB for domestic use, and Hong Kong’s licensed stablecoins for offshore and international applications. While this is a significant step, success will depend on whether Hong Kong can build sufficient network effects and real-world adoption to compete with established dollar stablecoins. The focus remains on turning a high-standard regulatory model into a system with tangible scale and influence.

marsbit04/14 15:53

Hong Kong Issues Licenses, Stablecoin Landscape Shifts: Who is Reshaping the Next Generation Financial Map?

marsbit04/14 15:53

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