# Stablecoins Related Articles

White House Warns It May Drop Crypto Bill Support After Coinbase Clash

Tensions escalated between the Trump Administration and Coinbase after the exchange withdrew support for the Digital Asset Market Clarity Act. Reports indicate the White House may also drop its support, feeling blindsided by Coinbase's move, which it viewed as a direct challenge. Officials are reportedly furious and may abandon the bill unless Coinbase returns to negotiations, particularly on stablecoin yield rules opposed by banking groups. Coinbase CEO Brian Armstrong stated the bill would worsen the current regulatory environment, banning tokenized equities, restricting DeFi, and increasing government access to private financial data. He also opposed shifting power from the CFTC to the SEC. Stablecoin yield provisions remain a major issue, with banks fearing deposit outflows due to competition. The standoff threatens the entire legislative effort, potentially delaying crypto market structure clarity. The crypto community is divided, with some praising Coinbase for defending innovation and others criticizing its unilateral approach. The conflict highlights stablecoin and DeFi regulations as key battlegrounds in the bill.

TheNewsCrypto01/17 11:21

Delphi Digital's Top 10 Predictions for 2026: Perp DEXs Devour Wall Street, AI Agents Usher in the Era of Autonomous Trading

Delphi Digital's 2026 predictions outline a transformative phase for crypto, positioning it as the new infrastructure layer for global finance. Key forecasts include: AI Agents achieving autonomous transactions via protocols like x402 and ERC-8004, enabling an agent-driven economy; Perp DEXs consolidating traditional finance roles into single smart contracts, with platforms like Hyperliquid leading; and prediction markets evolving into primary derivatives for real-time financial hedging. Stablecoin revenue is shifting from issuers to ecosystems, while DeFi solves undercollateralized lending using zkTLS proofs. On-chain FX will disrupt inefficient forex markets, and gold/Bitcoin will lead as macro hedges. Major exchanges are transforming into "Everything Apps," integrating broader financial services. Privacy infrastructure is advancing due to regulatory pressure, and altcoins will see capital concentration on assets with real utility and revenue, not broad rallies. The overarching theme is crypto's institutional maturation and its integration as critical financial infrastructure.

marsbit01/17 06:35

Ripple Strengthens Market Infrastructure With $150M Investment In LMAX – What This Means For XRP

Ripple has made a $150 million strategic investment in LMAX to strengthen global market infrastructure and institutional expansion. This move aims to integrate XRP with regulated trading platforms used by banks and professional liquidity providers, enhancing liquidity, tightening spreads, and positioning XRP within trusted institutional frameworks. Market analysts suggest this integration supports Ripple’s broader strategy in settlement, liquidity, and execution. Meanwhile, XRP is showing bullish technical patterns, with a weekly MACD Golden Cross formation suggesting potential upward momentum toward new all-time highs.

bitcoinist01/17 05:02

Iran's Path to 'De-Dollarization': When Weapons Begin to Be Settled in Cryptocurrency

Iran's "De-Dollarization" Path: When Weapons Begin to Be Settled in Cryptocurrency Iran has officially integrated cryptocurrency into its national survival and foreign strategy, as evidenced by its defense export center Mindex accepting crypto, barter, or rial for military contracts as of January 2026. This move highlights crypto’s role as an "anti-sanction financial tool" in one of the most sanctioned and regulated sectors: arms trade. Driven by severe constraints—including a depreciating rial, severed international banking ties, and high-risk energy and weapon export channels—Iran has turned to crypto to meet economic targets. In 2025, parliamentary leaders emphasized that without crypto, Iran could not achieve its goal of a 10% digital economy share. Iran is now the world’s fourth-largest cryptocurrency mining hub, leveraging subsidized electricity. Stablecoins, especially USDT, have also become critical for liquidity—reportedly facilitating around $1.5 billion in transactions linked to entities like the Islamic Revolutionary Guard Corps. During a nationwide internet blackout in January 2026, crypto demonstrated resilience through offline workarounds like satellite networks (Starlink, Blockstream), Bluetooth mesh systems (Bitchat), and SMS-based Bitcoin transfers (Machankura). Iran’s experience reflects a broader trend: nations like Russia and Venezuela are also using crypto to bypass sanctions, transforming it from a financial innovation into a strategic geopolitical tool for value transfer and access to global markets.

marsbit01/17 02:32

A 'Clarity Act': Why Has It Caused Such an Uproar in the Crypto World?

A historical perspective reveals that money has rarely been neutral—it inherently carries an expectation of return. From ancient Mesopotamia to modern banking, the principle that holding or lending money should yield compensation has persisted. Against this backdrop, stablecoins emerged, promising faster settlement, lower costs, and 24/7 availability within a borderless digital economy. However, the proposed U.S. CLARITY Act, combined with the already-passed GENIUS Act, seeks to prohibit stablecoin issuers from paying interest or rewards to holders, permitting only limited “activity-based rewards.” This has sparked intense opposition from both the crypto industry and banking sectors. Critics argue that the bill effectively reduces stablecoins to mere payment conduits rather than capital-optimizing assets, contradicting the historical function of money. Key concerns include unfair competition, as traditional banks can offer interest and rewards while stablecoin issuers are restricted. The bill also introduces ambiguities around decentralized finance (DeFi) and tokenized assets, potentially stifling innovation and pushing capital overseas. Prominent industry figures, including Coinbase CEO Brian Armstrong, have withdrawn support, stating they would prefer no legislation over a harmful one. The bill currently lacks sufficient congressional support, particularly from Democrats, and faces skepticism for reinforcing existing banking structures rather than fostering healthy competition. Ultimately, the debate highlights the challenge of regulating a form of money inherently designed for efficiency and competition, urging lawmakers to create rules that integrate rather than isolate digital assets.

比推01/17 00:08

Crypto Coming To Capitol Hill? West Virginia Proposes State Investment Bill

bitcoinist01/16 21:02

Can Solana’s $1B RWA ATH shift institutional crypto adoption?

Solana's Real-World Asset (RWA) ecosystem has reached a significant milestone by surpassing $1 billion in Total Value Locked (TVL), marking an all-time high and a major inflection point for the network. This growth, which accelerated rapidly from mid-2024 through late 2025, reflects strong institutional capital deployment rather than organic retail activity. The surge in RWA adoption has boosted stablecoin usage and settlement activity, reinforcing Solana’s role as a low-cost, high-speed institutional rail. With its ability to process 900–5,000 TPS and offer sub-$0.001 fees, Solana holds a competitive edge over slower and more expensive networks like Ethereum. The expansion of stablecoin payment volumes—growing over 137% year-over-year—further confirms the network's vital role in supporting scalable on-chain economic activity, including crypto card spending and B2B transactions. This growth positions Solana for sustained institutional adoption beyond the current market cycle.

ambcrypto01/16 17:02

Coingecko 2025 Annual Crypto Industry Report: Total Market Cap Plummets, What's Still Rising?

Based on CoinGecko's 2025 Annual Crypto Industry Report, the cryptocurrency market experienced a significant downturn, with the total market capitalization falling 10.4% year-over-year to $3 trillion. This marked the first annual decline since 2022, driven by a 23.7% crash in Q4 following a historic $19 billion liquidation event. Despite the price drop, key areas demonstrated robust growth. The stablecoin market surged 48.9% to a record $311 billion. Institutional adoption deepened, with Digital Asset Treasury Companies (DATCos) deploying at least $49.7 billion and acquiring over 5% of the total Bitcoin and Ethereum supply. Trading activity remained strong. Perpetual contracts volume on centralized exchanges hit a record $86.2 trillion (up 47.4%), while decentralized exchanges saw even more explosive growth of 346% to $6.7 trillion. Prediction markets also boomed, with volume surging 302.7% to $63.5 billion. The report highlights a decoupling from traditional assets, as gold soared 62.6% while Bitcoin fell 6.4%. The data indicates that despite the price correction, critical market infrastructure and utility continued to expand significantly.

marsbit01/16 11:36

Encrypted 'Fat Protocols': Key Players in 10 Core Profit Areas

This article, originally titled "Fat Protocols: Key Players in 10 Core Profitability Areas," argues that the original "fat protocol" thesis, where value disproportionately accrues to the base blockchain layer, is outdated. By 2026, value will instead flow to "control points"—entities that capture fees regardless of which chain or application wins. These include interfaces controlling user intent, trading venues internalizing liquidity, issuers with strong balance sheets, and protocols tokenizing inefficient assets. The summary ranks the top 10 "fat" layers based on revenue, users, ARPU, and market dominance: 1. **Fat Wallets (e.g., Phantom):** Dominant on the intent layer, evolving into active financial venues with significant revenue from swaps and perpetual trading. 2. **Fat Blockchains (e.g., Ethereum):** Remains the core settlement layer for high-value transactions and MEV, with strong defensive moats. 3. **Fat Perp DEX (e.g., Hyperliquid):** The most profitable trading format, with Hyperliquid monopolizing the market by integrating liquidity and execution on a dedicated chain. 4. **Fat Lending (e.g., Aave):** The leading DeFi lending platform, characterized by scale, resilience, and steady institutional capital. 5. **Fat RWA Protocols (e.g., BlackRock BUIDL):** Growth is driven by scale and trust, bridging TradFi and on-chain finance with tokenized assets like U.S. Treasuries. 6. **Fat LRT/Restaking (e.g., EigenLayer):** Profits by renting Ethereum's security to Active Validation Services (AVS) and expanding into off-chain compute. 7. **Fat Aggregators (e.g., Jupiter):** Capture value by controlling routing, pricing, and execution quality on DEX trades. 8. **Fat Stablecoin Issuers (e.g., Tether):** Extremely profitable by earning yield on treasury holdings backing the stablecoin supply. 9. **Fat Prediction Markets (e.g., Polymarket):** Profit from attention and event-driven trading, creating a highly profitable layer with strong narrative power. 10. **Fat MEV (e.g., Flashbots):** MEV is an invisible tax on block space, with entities like Flashbots institutionalizing its extraction and redistribution. The key takeaway is that value accumulation has shifted from the base protocol to specific, high-control business models and infrastructure layers across the crypto ecosystem.

marsbit01/16 09:45

US Crypto Policy Debate Intensifies as CLARITY Act Support Fractures

Washington's efforts to regulate the crypto market face new uncertainty as the CLARITY Act, a key legislative proposal, encounters significant setbacks. Coinbase withdrew its support, citing concerns over restrictions on tokenized equities, crypto rewards, and expanded government data access. This prompted a pause in the Senate Banking Committee's progress on the bill, though the White House reaffirmed its backing. The debate centers on whether the SEC or CFTC should have primary oversight, with exchanges favoring the CFTC's commodity-based approach. Industry leaders are divided, with some supporting the bill as a necessary step forward despite its flaws, while others warn it could stifle innovation. Stablecoin regulation and consumer protection remain contentious issues.

bitcoinist01/16 04:10