# CLARITY Act Related Articles

HTX News Center provides the latest articles and in-depth analysis on "CLARITY Act", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Ripple CEO Says XRP Utility Is Company’s ‘North Star’, Acquisitions Overperforming

Ripple CEO Brad Garlinghouse emphasized that enhancing XRP's utility is the company's core guiding principle, or "North Star," driving its product development and acquisitions. He noted that recent acquisitions, including Ripple Treasury and Ripple Prime, have significantly exceeded expectations, with Ripple Prime tripling its revenue. Garlinghouse highlighted a major opportunity in integrating crypto and stablecoin payments into traditional treasury systems, pointing out that $13 trillion in payments were processed last year with zero crypto involvement. He also discussed U.S. crypto regulation, expressing support for the CLARITY Act but revising his expected timeline for its passage to late May, stressing the importance of clear regulations to retain innovation and investment in the U.S.

bitcoinist03/30 07:34

Ripple CEO Says XRP Utility Is Company’s ‘North Star’, Acquisitions Overperforming

bitcoinist03/30 07:34

‘Block and find out’ – White House warns Coinbase on CLARITY Act fallout

The White House issued a veiled warning to Coinbase over its opposition to the CLARITY Act, suggesting a future Democratic administration could impose harsher regulations on stablecoin yields, DeFi, and crypto overall. This marks a shift from earlier statements downplaying the exchange's stance. Coinbase confirmed it is working on a counterproposal to preserve stablecoin rewards, drawing both support and criticism. Broader industry concerns include weakened DeFi developer protections and the exclusion of Bitcoin from tax exemptions, which only apply to stablecoins. Despite the standoff, Coinbase anticipates the bill could be resolved and passed by early May.

ambcrypto03/28 09:30

‘Block and find out’ – White House warns Coinbase on CLARITY Act fallout

ambcrypto03/28 09:30

Coinbase Dismisses Revised Clarity Act, Signals Ongoing Friction

Coinbase continues to oppose the revised Digital Asset Market Clarity Act, despite new compromise language backed by the White House. The bill, introduced by Senators Tillis and Alsobrooks, bans rewards for simply holding stablecoins but permits activity-based rewards—though definitions remain vague. Regulatory agencies have 12 months to clarify rules, but the industry finds the timeline insufficient. Coinbase’s opposition is financially motivated, as stablecoin-related revenue accounted for roughly 20% of its Q3 2025 earnings, largely from its USDC partnership with Circle. CEO Brian Armstrong argues that USDC rewards are revenue sharing, not deposit products. The bill still requires a Senate vote and reconciliation with the House version. If not passed by May, crypto legislation may stall until after midterm elections. With the stablecoin market at $316 billion, time is critical, and Coinbase remains firmly against the current proposal.

bitcoinist03/26 12:35

Coinbase Dismisses Revised Clarity Act, Signals Ongoing Friction

bitcoinist03/26 12:35

‘Uninformed FUD’ – White House on claims of Coinbase stalling the CLARITY Act again

The White House has dismissed speculation that Coinbase is opposing the latest stablecoin yield deal and blocking the CLARITY Act, calling the claims "uninformed FUD." Patrick Witt, a digital asset advisor to the President, expressed confidence that the recent agreement between the Senate and the White House would revive momentum for the bill. Rumors of Coinbase CEO Brian Armstrong's opposition originated from a Punchbowl News report, though it was noted his stance was less severe than his previous public objections. The new deal limits stablecoin yields to account activity rather than passive interest earned via intermediaries, a change seen as favorable to banks. As of writing, neither the banking industry nor Armstrong had publicly commented on the compromise. Senator Cynthia Lummis emphasized the urgency of passing the bill under the current pro-crypto administration. Meanwhile, the proposed yield restrictions caused Circle's stock (CRCL) to drop 20% before partially recovering.

ambcrypto03/26 12:02

‘Uninformed FUD’ – White House on claims of Coinbase stalling the CLARITY Act again

ambcrypto03/26 12:02

Coinbase Pushes Back Against CLARITY Act Over Stablecoin Yield Rules

Coinbase has opposed the draft CLARITY Act, arguing that its restrictive approach could hinder innovation in the stablecoin and digital asset sector. The company raised concerns about the lack of clear regulatory guidelines for yield-generating stablecoin products and warned that the bill may stifle blockchain-based financial services and harm U.S. competitiveness. The debate around stablecoin yields has drawn industry-wide attention, with policymakers examining potential risks and regulatory gaps. Coinbase emphasized that yield-bearing stablecoins play a vital role in expanding financial services within both decentralized and traditional finance ecosystems. The company advocates for balanced regulations that encourage innovation while ensuring market stability and consumer protection. Industry analysts echo the need for comprehensive guidelines to support growth and clarify the role of stablecoins in the broader financial system.

TheNewsCrypto03/26 07:07

Coinbase Pushes Back Against CLARITY Act Over Stablecoin Yield Rules

TheNewsCrypto03/26 07:07

CLARITY Act Rewrites DeFi's Fate: Circle Feasts, DeFi Tokens Bleed

The CLARITY Act proposes significant regulatory changes for stablecoins and DeFi, fundamentally redefining them as payment tools rather than interest-bearing assets. This shift prohibits platforms from offering yield to stablecoin holders, effectively ending the narrative of stablecoins as savings products. Circle (CRCL) emerges as a structural beneficiary, likely to see increased USDC adoption and improved profit margins as yield distribution to users is restricted. However, its growth may depend heavily on continued USDC expansion. In contrast, DeFi tokens like UNI, AAVE, COMP, and others face significant headwinds due to potential compliance requirements, reduced flexibility, and limitations on stablecoin usage in DeFi protocols. Maker (MKR) is positioned as an exception, benefiting from its yield-generating model through real-world assets and a semi-compliant structure. Meanwhile, Tether's potential move toward greater transparency could intensify competition for Circle but validate the stablecoin model overall. The act accelerates a trend of value redistribution from crypto-native channels (e.g., Coinbase, DeFi protocols) to regulated financial infrastructure, with winners including Circle, MKR, and custody providers like BitGo, while many DeFi assets face structural downside risks.

Odaily星球日报03/26 05:41

CLARITY Act Rewrites DeFi's Fate: Circle Feasts, DeFi Tokens Bleed

Odaily星球日报03/26 05:41

Stablecoin Yield Off The Table? Crypto Leaders Review CLARITY Act’s Latest Text

In a closed-door Capitol Hill meeting, crypto industry leaders reviewed the latest draft of the CLARITY Act, a long-awaited crypto market structure bill. The new text explicitly prohibits digital asset service providers—including exchanges, brokers, and affiliates—from offering any form of yield on stablecoin holdings that resembles a bank deposit. This aims to address banking industry concerns about financial risks. The proposal does, however, allow rewards based on specific user activities—such as loyalty, promotional, or subscription programs—provided they are not economically equivalent to interest. Regulatory agencies including the SEC, CFTC, and Treasury would have one year to define acceptable rewards and establish anti-evasion rules. Reactions within the crypto industry are mixed. Some view the language as overly restrictive and vague, potentially allowing future regulators to broadly interpret the “economic equivalence” standard. Others see it as a balanced compromise that preserves transaction-based incentives while clearly distinguishing stablecoins from interest-bearing accounts. Banking representatives are set to review the draft next.

bitcoinist03/25 10:32

Stablecoin Yield Off The Table? Crypto Leaders Review CLARITY Act’s Latest Text

bitcoinist03/25 10:32

Crypto Vs. Banks: Key CLARITY Act Meetings This Week And What They Could Decide

Negotiations on the CLARITY Act, a key crypto market-structure bill, are nearing completion, though final language remains undisclosed. Senator Cynthia Lummis stated talks are "99% resolved" on stablecoin yields, a central issue where banks fear deposit flight and crypto firms seek viable yield options. A reported White House compromise with senators may limit yield on idle balances to address banking concerns. Crypto and banking groups are meeting with the Senate Banking Committee this week to review the draft. Unresolved areas include DeFi, token classification, and tokenization. A committee markup is anticipated in mid-to-late April.

bitcoinist03/24 06:36

Crypto Vs. Banks: Key CLARITY Act Meetings This Week And What They Could Decide

bitcoinist03/24 06:36

Senator Cynthia Lummis urges CLARITY Act rush: ‘Let’s get it done, once and for all’

After months of stalemate over stablecoin yield regulations, a breakthrough has been reached on the CLARITY Act. Following intense negotiations in March, the White House and Senators agreed on a compromise: passive rewards for simply holding stablecoins are prohibited, but activity-based rewards for using them in transactions are permitted. Senator Cynthia Lummis urged swift passage, warning that if the Senate Banking Committee doesn't approve the bill by April's end, progress could stall until 2027 due to the upcoming midterm elections. Market sentiment has improved, with prediction markets showing a 10% increase in the act's passage odds. This legislation aims to establish clear crypto regulations, positioning the U.S. as a global digital asset hub.

ambcrypto03/23 00:01

Senator Cynthia Lummis urges CLARITY Act rush: ‘Let’s get it done, once and for all’

ambcrypto03/23 00:01

Trump’s crypto advisor confirms ‘agreement in principle’ on CLARITY Act

Trump's crypto advisor Patrick Witt confirmed a bipartisan 'agreement in principle' has been reached between the Senate and White House to advance the stalled CLARITY Act, a major crypto market structure bill. The breakthrough addresses banking industry concerns over stablecoin yields by blocking rewards on passive balances to prevent deposit flight, while permitting activity-based rewards for transactions and utility. This compromise, brokered by Senators Tillis and Alsobrooks, aims to unblock the legislation which had been stalled since January 2026. The bill's passage now depends on banking industry support, with a Senate markup expected after Easter recess if approved. The legislation faces a tight timeline to pass before the August recess and upcoming elections.

ambcrypto03/21 09:20