# CLARITY Act Related Articles

HTX News Center provides the latest articles and in-depth analysis on "CLARITY Act", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

How Significant a Variable Will the CLARITY Act Be for the 2026 Midterm Elections?

Title: "The CLARITY Act" as a New Variable in the 2026 Midterm Elections Encryption regulation is emerging as a new variable in the 2026 U.S. midterm elections. According to a HarrisX survey, a bipartisan majority of registered voters supports the U.S. maintaining leadership in digital finance and the passage of the CLARITY Act. This legislation aims to define regulatory boundaries between the SEC and CFTC for digital assets, establish registration rules for exchanges and custodians, and enhance consumer protection. Political impact is significant: 37% of voters said they would be more inclined to support a senator who votes for the bill, resulting in a net electoral gain of +20 percentage points. Notably, 47% of voters indicated they would consider voting for a candidate outside their preferred party if that candidate supports the CLARITY Act while their own party does not. This cross-party appeal is even stronger among cryptocurrency holders and voters familiar with digital assets. The survey found that while general awareness of digital assets is limited, there is strong, bipartisan voter demand for clear federal rules. 70% of voters believe the U.S. should have passed clear crypto legislation already, and 62% deem it important for the U.S. to set global digital finance rules. Concerns about national security and the offshore concentration of crypto exchanges (8 of the top 10 are headquartered outside the U.S.) further drive support for federal action. Currently, 52% of voters support the CLARITY Act after hearing a neutral description, versus 11% opposed. Support is bipartisan, with net approval rates of +48 among Republicans, +43 among Democrats, and +32 among independents. The findings suggest that for candidates, supporting the CLARITY Act is a net political positive, offering a pathway to engage young voters, crypto holders, and swing voters. The core question in crypto regulation for U.S. politics is shifting from "whether to regulate" to "who can mobilize votes with it."

marsbit05/10 01:08

How Significant a Variable Will the CLARITY Act Be for the 2026 Midterm Elections?

marsbit05/10 01:08

The CLARITY Act Up for Review Next Week: What Outcome for Stablecoin 'Interest-Bearing Rights'?

The U.S. Senate Banking Committee is set to review the CLARITY Act on May 14, a pivotal bill aiming to establish a clearer regulatory framework for digital assets. The legislation seeks to resolve three key issues: defining jurisdictional boundaries between the SEC and CFTC, determining whether digital tokens qualify as securities or commodities, and addressing conflicts between banks and crypto firms over stablecoin rewards. A central compromise in the bill prohibits rewards for merely holding idle dollar-backed stablecoins, deeming them too similar to bank deposits. However, rewards tied to active uses like payments would be allowed. Banks argue this could drain insured deposits and threaten financial stability, while crypto companies view restrictions as anti-competitive. The bill's passage hinges on securing support from at least seven Democratic senators, with opposition citing concerns over anti-money laundering provisions. The crypto industry is pushing for enactment before the November midterm elections. The outcome will significantly reshape the competitive landscape between traditional banks and crypto firms, determining how deeply digital assets can integrate into payment and savings systems.

marsbit05/09 05:03

The CLARITY Act Up for Review Next Week: What Outcome for Stablecoin 'Interest-Bearing Rights'?

marsbit05/09 05:03

Voters Want Crypto Legislation Now: 70% Say America Should Already Have Clear Rules– Poll

A new national poll by HarrisX shows strong, bipartisan voter support for clear federal cryptocurrency legislation. The survey of 2,008 registered voters found that 70% believe the U.S. should already have passed clear crypto rules. A majority (62%) also say it's important for the U.S. to set global digital finance standards. Key findings indicate a preference for immediate action over waiting for perfection: 60% prefer clear federal legislation even if imperfect, and 57% support passing legislation now to improve later. Furthermore, 56% believe the U.S. should regulate the crypto market despite potential risks. Support for the general concept of regulation is high, though awareness of the specific CLARITY Act is low, with 64% unfamiliar with it. Support is bipartisan, with net backing from 48% of Republicans, 43% of Democrats, and 32% of independents. The poll also suggests political benefit, as many voters are more likely to support a senator who backs such crypto legislation.

bitcoinist05/08 10:18

Voters Want Crypto Legislation Now: 70% Say America Should Already Have Clear Rules– Poll

bitcoinist05/08 10:18

Crypto Coalition Urges Senate To Fast-Track CLARITY Act As US Leadership Faces Critical Moment

A coalition of over 120 crypto industry organizations, including the Crypto Council for Innovation and the Blockchain Association, is urging the U.S. Senate Banking Committee to fast-track the CLARITY Act, a comprehensive market structure bill for digital assets. They argue that timely legislation is critical to ensure consumer protection, clarify regulatory roles, and maintain U.S. leadership in financial innovation, warning that delay could cede advantages to other jurisdictions. The push comes amid reports of a potential delay until mid-May due to banking sector opposition, particularly concerning restrictions on stablecoin yields. Industry leaders emphasize that May is a crucial window for action before political attention shifts to election campaigns.

bitcoinist04/24 11:31

Crypto Coalition Urges Senate To Fast-Track CLARITY Act As US Leadership Faces Critical Moment

bitcoinist04/24 11:31

Crypto’s CLARITY Act Sits At 50-50 For 2026 Passage, Galaxy Says

Galaxy Digital estimates a 50-50 chance that the CLARITY Act, a key U.S. crypto market structure bill, will be passed into law in 2026. The bill, which passed the House with bipartisan support, is now in the Senate Banking Committee. A planned markup was delayed until May, and Galaxy warns that if it slips past mid-May, the odds of passage drop sharply. Key unresolved issues include stablecoin rewards language, protections for software developers, and SEC commissioner vacancies. The report emphasizes that the bill is strong on policy but faces a tight legislative calendar and significant procedural steps. Failure to pass it by May could delay crypto legislation indefinitely, especially with midterm elections potentially shifting priorities.

bitcoinist04/23 16:01

Crypto’s CLARITY Act Sits At 50-50 For 2026 Passage, Galaxy Says

bitcoinist04/23 16:01

Only a 50% Chance of Passing This Year, Can the CLARITY Bill Succeed Before the Midterm Elections?

The CLARITY Act, which passed the House in July 2025 with strong bipartisan support (294-134), faces a critical juncture in the Senate. The Senate Banking Committee is expected to hold a markup soon, but key issues remain unresolved, including stablecoin yield provisions, DeFi regulations, and securing full Republican committee support. Other contentious points involve the Blockchain Regulatory Certainty Act (BRCA), ethics amendments for government officials, and SEC-related matters. The legislative calendar is tight, with limited time before the midterm elections. If the committee markup is delayed beyond mid-May, the chances of passage in 2026 drop significantly. Senator Cynthia Lummis has warned that failure this year could delay comprehensive crypto market structure legislation until 2030 or later. Galaxy estimates the probability of the CLARITY Act becoming law in 2026 is only about 50%. The bill provides crucial regulatory clarity by defining jurisdictional boundaries between the SEC and CFTC, establishing a path for decentralization, and bringing digital commodity intermediaries under federal regulation. Its passage is seen as vital before potential power shifts in the next Congress, which could bring less favorable leadership to key committees. The timeline is compressed, and the bill must compete for floor time with other priorities like Iran authorization and DHS appropriations. Key hurdles include finalizing the stablecoin yield compromise text, addressing law enforcement concerns about BRCA, and navigating political dynamics around SEC nominations. The outcome of the Banking Committee markup and the level of bipartisan support will be critical indicators of its future success.

marsbit04/23 09:11

Only a 50% Chance of Passing This Year, Can the CLARITY Bill Succeed Before the Midterm Elections?

marsbit04/23 09:11

What To Know About This Week’s CLARITY Act Push—And Why Mid-May Is Now Key

After months of delay, the Senate is approaching a decisive moment for the CLARITY Act, with mid-May emerging as a critical timeframe. Pressure from traditional banking groups, particularly concerning stablecoin yield restrictions, is causing potential delays. Banking associations are urging members to voice concerns to key negotiators like Senator Thom Tillis. Although a recent compromise largely satisfied the crypto industry, unresolved issues remain, including ethics and DeFi provisions. The markup could be postponed until after the Senate's recess, pending further negotiations.

bitcoinist04/21 15:32

What To Know About This Week’s CLARITY Act Push—And Why Mid-May Is Now Key

bitcoinist04/21 15:32

Stablecoin Hype Overblown? Moody’s Says Banks Aren’t In Danger

The article discusses the legislative stalemate in the US over the Digital Asset Market Clarity Act of 2025 (CLARITY Act), which aims to regulate crypto assets. A key point of contention is whether stablecoins should be allowed to pay interest, with crypto companies opposing a ban and banks supporting it. Moody's analyst Abhi Srivastava states that, for now, stablecoins do not pose a significant threat to traditional banks due to existing efficient payment systems and the current prohibition on yield-bearing stablecoins. This limits their appeal for pulling deposits from banks at scale. However, with the stablecoin market cap exceeding $300 billion and growth in tokenized assets, banks could face future pressure from deposit outflows. The crypto industry warns that failure to pass the bill could lead to stricter regulatory crackdowns. Negotiations continue with little progress, despite both sides desiring a resolution.

bitcoinist04/21 06:01

Stablecoin Hype Overblown? Moody’s Says Banks Aren’t In Danger

bitcoinist04/21 06:01

ABA Challenges White House Report On Stablecoins, Flags Major Concerns

The American Bankers Association (ABA) is challenging a White House Council of Economic Advisers (CEA) report on stablecoins, arguing it misrepresents the core policy risks. The ABA contends the report focuses incorrectly on the minor near-term lending effects of prohibiting yield on payment stablecoins, which it deems a "rounding error." Instead, the ABA emphasizes the real concern is the potential consequence of allowing yield, which could accelerate deposit flight—especially from community banks—as the stablecoin market grows from $300 billion to a projected $1–$2 trillion. This migration could raise banks' funding costs and significantly reduce local lending, with state-level impacts potentially reaching billions of dollars. The association warns policymakers against complacency, urging them to address the risks of an expanding yield-paying stablecoin ecosystem.

bitcoinist04/15 14:03

ABA Challenges White House Report On Stablecoins, Flags Major Concerns

bitcoinist04/15 14:03

Crypto Traders On Alert: Is CLARITY The Last Chance To Protect Stablecoin Yield?

A U.S. Senator is preparing to release a compromise draft of the CLARITY Act to resolve the ongoing dispute over stablecoin yields. The key issue is whether crypto firms can pay interest on idle stablecoin holdings, which banks oppose as it competes with traditional deposits. The draft aims to distinguish between prohibited passive yield and permitted activity-based rewards. This legislation will significantly impact stablecoin yields, liquidity, and where traders hold their capital, potentially affecting competition with foreign digital currencies and offshore platforms.

bitcoinist04/14 20:06

Crypto Traders On Alert: Is CLARITY The Last Chance To Protect Stablecoin Yield?