# Пов'язані статті щодо BIS

Центр новин HTX надає останні статті та поглиблений аналіз на тему "BIS", що охоплює ринкові тренди, оновлення проєктів, технологічні розробки та регуляторну політику в криптоіндустрії.

XRP Holders More Educated Than Bitcoiners? Bank Of International Settlements Report Shares Revelation

A Bank of International Settlements (BIS) report from 2021, as highlighted by crypto analyst Cool Breeze, suggests that XRP holders are more educated and wealthier than the average cryptocurrency investor. The report ranked XRP and Ethereum holders as the most educated, while Litecoin holders were considered the least educated, with Bitcoin investors falling in the middle. It also noted that crypto holders generally have higher household incomes, with Ethereum, Stellar, and XRP investors being the wealthiest. The report emphasized that long-term ownership plays a key role in these findings, and XRP holders, in particular, have shown strong loyalty—even during Ripple’s lengthy legal battle with the SEC. Recent on-chain data from Santiment shows that the number of XRP holders has grown to over 7.7 million, a record high since the network’s launch. The XRP Ledger also saw a spike in activity, with active addresses reaching a five-week high. Despite criticism from some community members, XRP’s performance has remained relatively strong. At the time of writing, XRP is trading around $1.52.

bitcoinist03/18 17:31

XRP Holders More Educated Than Bitcoiners? Bank Of International Settlements Report Shares Revelation

bitcoinist03/18 17:31

BIS Warns Crypto Self-Custody Could Become New AML Loophole

A new BIS paper warns that self-custodied crypto wallets could become a significant loophole in anti-money laundering (AML) enforcement if regulatory gaps are not addressed. The report highlights that as regulated payment channels face stricter rules, illicit financial flows may shift towards self-hosted wallets, which operate without intermediaries and thus avoid customer due diligence, transaction monitoring, and suspicious activity reporting. The paper argues that these wallets may be more attractive for illegal activities than cash due to their digital ease of transfer, cross-border efficiency, and lack of physical constraints. This creates a “waterbed effect,” where tightening one area of regulation simply displaces risk to another. Using the EU as a case study, the authors note that while hosted crypto services are now integrated into AML frameworks, self-custody wallets remain largely outside direct oversight. The absence of transaction limits, unlike the €10,000 cap on cash, could incentivize malicious actors to migrate to self-hosted crypto assets, thereby undermining overall AML efforts.

bitcoinist03/11 05:32

BIS Warns Crypto Self-Custody Could Become New AML Loophole

bitcoinist03/11 05:32

AI Models Suggest XRP Could Climb to $15–$22 With BIS Tier-1 Status

Digital Ascension Group CEO Jake Claver suggested that XRP could potentially be recognized by the Bank for International Settlements (BIS) as a tier-one banking asset, sparking discussions on its market impact. Currently, Basel regulations classify unbacked cryptocurrencies like XRP, Bitcoin, and Ethereum as high-risk assets, requiring banks to apply significant capital penalties and limiting holdings to 1-2% of tier-one capital. In contrast, tier-one assets include central bank cash, high-rated sovereign debt, and physical gold. A hypothetical AI analysis proposed that if XRP were reclassified as a top-tier asset, reduced capital requirements could drive institutional demand, potentially pushing its price to $15–$22 by 2026. However, such a regulatory shift remains theoretical under current frameworks.

TheNewsCrypto01/07 17:06

AI Models Suggest XRP Could Climb to $15–$22 With BIS Tier-1 Status

TheNewsCrypto01/07 17:06

Financial Times: Why the world should be worried about stablecoins

The article from the Financial Times argues that the global push for dollar-denominated stablecoins, particularly from the US, is a cause for serious concern. While stablecoins are promoted as a solution to high US payment costs and inefficient cross-border transfers, their adoption primarily benefits issuers, criminals, and the US Treasury by helping finance its deficits. However, stablecoins lack the stability, transparency, and regulatory oversight of traditional money. They fail key tests of singleness (uniform value), resilience, and integrity (resisting illicit activity), as highlighted by institutions like the BIS. The author suggests that instead of embracing these risky private currencies, other countries—especially in Europe—should develop their own well-regulated digital payment systems. The piece concludes that the current US approach to stablecoins is predatory and could have disastrous consequences, warranting global resistance.

marsbit12/12 15:58

Financial Times: Why the world should be worried about stablecoins

marsbit12/12 15:58

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