# Сопутствующие статьи по теме Web3

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Web3", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Leaving the Crypto World for AI: Is It Really a Clear-Headed Choice?

The author observes a growing trend of people exiting the Web3 space to fully commit to AI, but argues against this binary choice. Instead, the piece advocates for finding synergies between AI and Crypto, identifying AI × Crypto as an underestimated, foundational sector. Examples include AI agents, on-chain data, decentralized computing, AI payments, and stablecoins. The article refutes the notion that the crypto industry is dead, citing historical cycles like the post-2018 ICO crash followed by the 2020 DeFi Summer. It highlights irreversible trends such as stock tokenization by Nasdaq, blockchain exploration by SWIFT, and stablecoins capturing ~15% of cross-border payments. While emphasizing that learning AI is essential to avoid obsolescence, the author cautions against viewing it as a guaranteed path to wealth. AI is a tool that lowers startup barriers but raises the bar for success, potentially accelerating wealth concentration in centralized companies. The piece notes the monumental returns of AI stocks like NVIDIA (200-300x in 10 years) and early private investments, but points out that such opportunities are largely inaccessible to retail investors. For them, early-stage opportunities remain more viable in Web3. The conclusion recommends continuing to learn both Web3 and AI in 2026, researching AI stocks, and focusing on the intersection of AI and Crypto. The key is not to abandon crypto but to upgrade one's cognitive framework.

marsbit12/24 13:15

Leaving the Crypto World for AI: Is It Really a Clear-Headed Choice?

marsbit12/24 13:15

The Hidden Realities and Concerns Behind Web3 Unicorn Phantom

The Web3 unicorn Phantom, valued at $3 billion, has navigated a challenging 2025 in the crypto wallet market. While its user base grew to nearly 20 million monthly active users and assets under custody surpassed $25 billion, its market share in embedded swaps plummeted from 10% to just 0.5%, as users migrated to exchange-linked wallets offering lower fees and stronger incentives. Phantom, which started on Solana and expanded multi-chain, remains heavily dependent on the Solana ecosystem, with 97% of its swap transactions occurring there. This has posed risks as Solana's TVL declined over 34% from its peak. In response, Phantom has aggressively pursued new product lines to diversify revenue and usage. Key launches include its native stablecoin CASH, which surpassed $100 million in supply; a Phantom-branded debit card for spending crypto in the U.S.; the acquisition of trading tools like Solsniper; integration of a prediction market with Kalshi; and the release of a free SDK, Phantom Connect, for easier dApp onboarding. CEO Brandon Millman emphasizes focusing on product over token launches or an IPO, aiming to make crypto a tool for everyday payments. However, the path is competitive, with MetaMask having already launched a similar card in more regions. The success of Phantom's debit card and the sustainability of its stablecoin remain to be proven as it battles to define the future of independent non-custodial wallets.

marsbit12/23 12:08

The Hidden Realities and Concerns Behind Web3 Unicorn Phantom

marsbit12/23 12:08

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