# Сопутствующие статьи по теме Web3

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Web3", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Decoding Stripe's 2025 Annual Letter: Even in the Crypto Winter, It's Still the Summer of Stablecoins

Stripe's 2025 annual letter reveals a strategic pivot, leveraging Web3 technologies to deeply integrate crypto, particularly stablecoins, into the global economic infrastructure, even as the broader crypto market remains in a "winter." The company processed $1.9 trillion in total payment volume in 2025, a 34% year-over-year increase, representing 1.6% of global GDP. This robust base supports its ambitious Web3 initiatives. A key insight is the "summer of stablecoins." Despite a crypto downturn, stablecoin payment volume doubled to $400 billion in 2025, with 60% originating from B2B transactions, demonstrating a shift from speculation to real-world utility. The acquisition of Bridge has been central to this strategy. Integrated into Stripe, Bridge's transaction volume grew over 4x. It now powers Stripe's fiat-to-crypto operations, partnered with Visa on a stablecoin payment card, and launched "Open Issuance" for businesses to easily create their own stablecoins. Privy, another acquisition, simplifies Web3 onboarding. Its API allows businesses to embed user-friendly wallets, supporting over 110 million programmable wallets and making the complexity of crypto "disappear" for end-users. Looking forward, Stripe is incubating Tempo, a new Layer-1 blockchain designed specifically for high-throughput payments, aiming to handle millions to billions of transactions per second to support the future of AI-driven "Agentic Commerce." Partnerships with companies like OpenAI are already building protocols for AI agents to autonomously transact. The letter concludes by hinting at a potential massive acquisition of PayPal, which would significantly boost Stripe's consumer-facing capabilities, though this remains speculative. The overarching narrative is clear: Stripe is building an internet-native financial system where stablecoins, seamless wallets, and powerful new blockchains form the backbone of global commerce and AI-driven transactions.

marsbit02/26 06:39

Decoding Stripe's 2025 Annual Letter: Even in the Crypto Winter, It's Still the Summer of Stablecoins

marsbit02/26 06:39

Programmers Must Read: Job Hunting in Web3, Avoid These Four Types of High-Risk Gambling-Related Platforms

Chinese programmer "Xiao Wang" considers a Web3 career transition but faces job offers involving "perpetual contracts, on-chain gambling, and prediction markets," raising legal concerns. A legal team advises caution, identifying four high-risk platform types that may constitute illegal operations under Chinese law, despite attractive salaries and remote work: 1. **Web3 Gaming Platforms**: Often disguised as decentralized games (GameFi) but operate as on-chain casinos using USDT/ETH as chips, with smart contracts handling bets and payouts. Developers building betting logic, random number generators, or fund pools are considered key technical support in gambling operations. 2. **Perpetual Contract Development**: High-leverage crypto trading platforms (e.g., 150x) where users bet on price directions. Courts increasingly view these as gambling, and developers working on matching engines, liquidation systems, or referral programs face liability. 3. **Prediction Markets**: Framed as financial innovation for event forecasting, they essentially function as binary betting on outcomes (e.g., price movements or macro events). Technologists designing prediction contracts or oracle integrations are seen as enabling gambling mechanisms. 4. **Gambling Payment Platforms**: High-risk payment/clearing services for gambling sites, often masked as "payment solutions" or "USDT gateways." Developers building fiat/crypto deposit/withdrawal systems or currency exchange logic may be implicated in providing gambling-related financial services. Key advice: Reject any role where the core business involves "betting on outcomes with platform profit from odds/leverage." Conduct a two-step self-check: 1) Analyze the project’s overall model (white paper/website) for gambling patterns; 2) Scrutinize if your role involves critical components like betting logic, payout rules, or fund settlement. Prioritizing risk avoidance is crucial to prevent potential criminal liability and career disruption.

marsbit02/25 00:08

Programmers Must Read: Job Hunting in Web3, Avoid These Four Types of High-Risk Gambling-Related Platforms

marsbit02/25 00:08

I Finally Understand Why Musk Is Convinced We Live in a 'Simulated World'

The author, an investor and entrepreneur, describes their initial skepticism towards Elon Musk's simulation theory—the idea that the probability we live in base reality is only one in a billion. Their perspective shifted after two personal experiences with seemingly inexplicable accuracy in predictions. First, a fortune-teller using traditional Chinese astrology consistently and accurately predicted investment outcomes and obstacles over more than a dozen instances. Second, a close friend, a highly educated Tarot card reader, provided remarkably precise and consistent readings across different methods. The friend explained that Tarot practice is like having "database access permissions" to a vast informational field—a metaphor that resonated deeply with the author. This led the author to reexamine the world through a programmer’s lens. They note several “coincidences” that align with the simulation hypothesis: - **Junk DNA**: The 98% of non-coding DNA resembles legacy code or commented-out functions in software. - **The Great Flood Myths**: Shared global flood narratives and the sharp drop in human lifespans afterward mirror a system reset or version update. - **Cosmic Limits**: The Big Bang resembles a system boot-up, the speed of light a CPU frequency limit, and déjà vu a caching error. The author concludes that viewing reality as a simulation makes these phenomena coherent. Rather than leading to nihilism, this perspective is liberating: although one’s “character settings” may be predetermined, the subjective experience of love, joy, and achievement remains real. The goal is to live fully within one’s own version, striving to reach one’s potential. The essay ends on an optimistic note: with tools like Web3 and AI, humanity may be transitioning from passive “players” to active “advanced players” capable of exploring and even altering the rules of the simulated world. The emphasis is not on proving the theory but on engaging meaningfully within the system.

marsbit02/24 10:28

I Finally Understand Why Musk Is Convinced We Live in a 'Simulated World'

marsbit02/24 10:28

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