# Сопутствующие статьи по теме Stablecoins

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Stablecoins", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

‘No deposit flight’: Galaxy disputes Standard Chartered’s $500B stablecoin risk

Standard Chartered Bank warns that U.S. banks, particularly regional ones, could lose $500 billion in deposits by 2028 due to growing adoption of stablecoins, which they see as a structural risk. The bank also projects the stablecoin market could grow to $2 trillion in the same period. However, Galaxy’s head of research, Alex Thorn, disputes the idea of "deposit flight," arguing that funds would merely "migrate" rather than leave the banking system entirely. He compares it to money market funds, where cash ultimately returns to banks through treasury purchases. The debate highlights ongoing tensions between the crypto and banking industries.

ambcrypto01/28 17:02

‘No deposit flight’: Galaxy disputes Standard Chartered’s $500B stablecoin risk

ambcrypto01/28 17:02

The Era of Digital Cash Twins: Future Collaboration Prospects of National and Market Currencies

The future of money is not a binary choice between state-issued currency and private alternatives. Instead, a dual system is emerging where Central Bank Digital Currencies (CBDCs) and stablecoins coexist and collaborate. CBDCs, such as China’s e-CNY and the EU’s digital euro, are state-backed and prioritize monetary sovereignty, regulatory oversight, and public interest. Stablecoins, privately issued and blockchain-native, excel in cross-border payments and decentralized finance due to their speed and flexibility. Globally, CBDC deployment is advancing with varied approaches: The Bahamas’ "Sand Dollar" focuses on financial inclusion, China’s e-CNY has scaled rapidly, and the EU and UK emphasize privacy. Meanwhile, the U.S. is prioritizing stablecoin regulation over a digital dollar, while countries like India and Brazil are exploring programmable CBDCs for targeted policy implementation. Japan is taking a "wholesale-first" approach to upgrade financial infrastructure. Key initiatives like the BIS’s Agora project and Singapore’s Guardian Project are testing interoperability between CBDCs and stablecoins, aiming to prevent fragmentation in the digital monetary system. Rather than competing, state and market currencies are forming a collaborative framework—CBDCs providing stability and control, and stablecoins enabling innovation and global reach.

marsbit01/28 11:01

The Era of Digital Cash Twins: Future Collaboration Prospects of National and Market Currencies

marsbit01/28 11:01

Crypto today: Safe-yield vaults hit $6B as traders chase gold and silver

Today's crypto market highlights a significant shift toward "safe-yield" on-chain vaults, which have surged to over $6 billion in assets. These vaults use smart contracts to provide transparent, non-custodial yield strategies, attracting investors seeking stable returns amid crypto's underperformance compared to traditional assets like gold and silver. Revolut expanded its digital banking services globally by launching in Mexico with a full banking license, aiming to target underbanked markets with high-yield savings and multi-currency services. Meanwhile, crypto market performance lags: Bitcoin and Ethereum are down year-over-year, while gold and silver have seen massive gains. Retail investor attention, as shown by Google Trends and social data, is rotating toward precious metals and away from crypto, driven by recent volatility and underperformance. Capital is chasing faster-moving assets, which currently are not cryptocurrencies.

ambcrypto01/28 08:32

Crypto today: Safe-yield vaults hit $6B as traders chase gold and silver

ambcrypto01/28 08:32

Two Big Forces Are Shaping Crypto Right Now, Says Bitwise CIO

Bitwise CIO Matt Hougan identifies two major macro forces shaping crypto's near-term path: a surge in gold prices signaling a global institutional trust crisis, and uncertainty around the Clarity Act that could determine the durability of pro-crypto US regulation. Gold's rise to over $5,000 reflects deepening skepticism toward fiat currencies and centralized control, accelerating a shift toward assets like bitcoin that minimize reliance on intermediaries. Simultaneously, the Clarity Act, which would cement current crypto-friendly rules into law, now faces 50/50 odds after recent setbacks. Hougan warns that if the bill fails, crypto enters a multi-year "show me" phase where it must prove real-world adoption to avoid future regulatory reversals. The sector's valuation hinges on whether it can become indispensable to mainstream finance or risk being built on a "regulatory foundation of sand."

bitcoinist01/28 08:09

Two Big Forces Are Shaping Crypto Right Now, Says Bitwise CIO

bitcoinist01/28 08:09

Standard Chartered Predicts Stablecoins Could Drain $500B From US Bank Deposits

Standard Chartered warns that stablecoins could drain up to $500 billion from U.S. bank deposits by 2028, posing a significant challenge to the banking system. Regional banks are most vulnerable as stablecoins increasingly handle traditional banking roles like payments. This shift threatens banks' net interest margin income, especially for those reliant on consumer and commercial deposits. Banks and crypto firms clash over proposed stablecoin rules; banks fear a "stablecoin loophole" allowing third parties to offer returns could trigger deposit outflows, while crypto advocates argue prohibiting interest would stifle innovation. The impact may depend on how issuers manage reserves—currently, major players like Tether and Circle hold reserves in U.S. Treasuries rather than bank deposits, limiting recycling of funds back into banks.

bitcoinist01/28 07:03

Standard Chartered Predicts Stablecoins Could Drain $500B From US Bank Deposits

bitcoinist01/28 07:03

Ethereum Vs. Solana: Why BlackRock’s Former Crypto Head Is Betting On ETH

In a comparison between Ethereum and Solana, Joseph Chalom, former BlackRock digital assets head and current SharpLink CEO, argues that Ethereum is the clear choice for high-value institutional use cases. He emphasizes that while Solana offers speed and low fees, Ethereum’s superior trust, security, and liquidity make it the preferred platform for serious financial applications like asset tokenization and large-scale settlements. Chalom points to market data showing that over 65% of stablecoin and tokenized asset activity occurs on Ethereum—roughly ten times more than on Solana—and notes this gap is widening. He acknowledges Solana’s strengths in areas like memecoins and gaming, where lower security and higher speed are acceptable. However, for institutional-grade applications requiring reliability, he states that "people are voting with their feet" by building on Ethereum. Notably, SharpLink itself holds significant Ethereum reserves, with public records showing around 864,840 ETH (approx. $2.5B).

bitcoinist01/27 20:02

Ethereum Vs. Solana: Why BlackRock’s Former Crypto Head Is Betting On ETH

bitcoinist01/27 20:02

US Treasury Debt Balloons On Ripple’s XRPL, You Should See The Figures

US Treasury debt tokenized on Ripple's XRP Ledger (XRPL) has surged to over $150.19 million, reflecting rapid institutional adoption. This growth is part of XRPL surpassing $1 billion in total tokenized assets, which also include stablecoins, private credit, commodities, and equity. While XRPL holds 1.4% of the total $10 billion in on-chain tokenized Treasuries, it has seen a 2,900% increase from 2025. Tokenization enables faster settlement, transparency, and reduced reliance on intermediaries, signaling a major shift in how traditional financial assets are managed and traded using blockchain technology.

bitcoinist01/27 17:01

US Treasury Debt Balloons On Ripple’s XRPL, You Should See The Figures

bitcoinist01/27 17:01

RWA Weekly Report｜Commodity Assets Increase by 5%; US Enters a Period of Clear Crypto Asset Regulation (1.21-1.27)

RWA Weekly Report: Commodity Assets Up 5%; US Enters Period of Clearer Crypto Regulation (Jan 21-27) The total on-chain value of Real World Assets (RWA) grew by 3.51% to $23.23 billion. Commodity assets saw a significant 5% increase, reaching $4.2 billion. Key developments include the US advancing crypto market structure bills for clearer federal oversight, Hong Kong planning to issue stablecoin licenses in 2024, and Thailand's SEC announcing a strategic plan to introduce a regulatory framework for crypto ETFs. Major projects like Ondo Finance expanded their offerings, launching over 200 tokenized US stocks and ETFs on Solana. The debate on tokenization at Davos highlighted its potential for market efficiency and financial inclusion, alongside concerns about regulation and financial literacy.

marsbit01/27 11:16

RWA Weekly Report｜Commodity Assets Increase by 5%; US Enters a Period of Clear Crypto Asset Regulation (1.21-1.27)

marsbit01/27 11:16

RWA Weekly Report｜Commodity Assets Increase by 5%; US Enters a Period of Clear Crypto Asset Regulation (1.21-1.27)

RWA Weekly Report: Commodity Assets Up 5%; US Enters Period of Crypto Regulatory Clarity (Jan 21-27) The total on-chain value of Real World Assets (RWA) grew to $23.23 billion, a 3.51% weekly increase. Commodity-based assets showed strong performance, rising 5% to $4.2 billion. The number of asset holders also increased by 2.92%. Key developments include tokenized gold and silver sectors reaching new market cap highs. The US is advancing crypto market structure legislation, which could clarify federal oversight and attract more investors. Hong Kong plans to issue stablecoin licenses later this year. Significant debates on tokenization occurred at the World Economic Forum in Davos, highlighting its potential for financial efficiency and inclusion, alongside concerns about regulation and financial literacy. Major platform Ondo Finance surpassed $2.5 billion in Total Value Locked (TVL), offering over 200 tokenized stocks and ETFs on Solana. MSX (MyStonks) adjusted its fee structure to reduce trading costs for its tokenized stock platform. The report underscores a growing, diversifying RWA market with increasing institutional adoption and global regulatory developments shaping its future.

Odaily星球日报01/27 10:34

RWA Weekly Report｜Commodity Assets Increase by 5%; US Enters a Period of Clear Crypto Asset Regulation (1.21-1.27)

Odaily星球日报01/27 10:34

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