# Сопутствующие статьи по теме Stablecoins

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Stablecoins", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

12 Potential Startup Directions in the AI and Blockchain Space

The convergence of AI and blockchain is enabling a new economic paradigm dominated by "Money Machines"—autonomous software systems that operate 24/7, create value, and grow with minimal human intervention. These systems, powered by programmable value (blockchain) and programmable decisions (AI), represent the next industrial revolution, scaling human potential through autonomous capital. Key infrastructure enabling this shift includes stablecoins, tokenized assets, decentralized identity, and on-chain financial protocols. The article outlines 12 promising startup directions at this intersection: 1. **Agent Equity & Investment Banking**: Capitalizing AI systems via partial ownership, revenue-sharing tokens, and on-chain DAOs. 2. **Compute Exchanges & Markets**: Financial infrastructure for GPU capacity trading (e.g., futures, options). 3. **Liquidity Operating Systems**: Programmable short-term liquidity for cross-border payments and stablecoin conversions. 4. **Agent Service Marketplaces**: Platforms for monetizing expertise (e.g., legal, research) via deployable AI agents. 5. **Agent Identity & Reputation**: Decentralized identity and verifiable credentials for AI agents. 6. **Yield-as-an-API**: Programmable, real-time yield generation for software-managed capital. 7. **Credit Infrastructure**: Non-human lending primitives using stablecoins and smart contracts. 8. **Compliance for Tokenized Securities**: KYC/AML layers for seamless, regulation-compliant tokenized asset flows. 9. **Agent Payment Controls**: Programmable spending limits and approvals for autonomous transactions. 10. **Stablecoin Treasury Management**: Automated tools for corporate crypto/fiat treasury optimization. 11. **Cross-Chain Settlement & Interoperability**: Chain-agnostic execution and liquidity routing for agents. 12. **Data Monetization & Provenance Networks**: Decentralized data markets with micro-payments and usage tracking. These areas highlight the infrastructure needed for an internet-native financial system where autonomous agents dominate economic activity.

marsbit03/12 01:38

12 Potential Startup Directions in the AI and Blockchain Space

marsbit03/12 01:38

Crypto’s Next Expansion Will Be Licensed, Not Borderless

Crypto's next expansion is shifting towards a permissioned growth model rather than borderless, unregulated growth. Jurisdictions like the U.S., U.K., and Hong Kong are implementing structured regulatory frameworks with clear licensing processes, supervisory expectations, and compliance requirements. Stablecoins are central to this shift, as they bridge crypto and traditional finance, attracting stricter oversight. Compliance is no longer an afterthought but integral to product design, affecting exchanges, custodians, and issuers. This transition favors serious firms that can operate under formal supervision, making the environment more investable for institutions while reducing reliance on offshore ambiguity. The era of selective legitimacy prioritizes credible regulatory paths over loose policies.

bitcoinist03/11 22:02

Crypto’s Next Expansion Will Be Licensed, Not Borderless

bitcoinist03/11 22:02

Why We No Longer Love Crypto

The article "Why We No Longer Passionate About Crypto" explores the growing sense of disillusionment among crypto veterans. Many who once found excitement in the space now feel stuck, particularly those not working on stablecoins, financial infrastructure, or DeFi. The author notes that the previous era—where developer-focused products thrived on vibes rather than revenue—ended about 18 months ago. The crypto market for non-financial applications is now seen as limited, with an estimated annual addressable market of only $200–300 million, leading many builders to feel they have few viable paths forward. The rise of AI has intensified this frustration, as it offers faster innovation and more tangible product development compared to crypto’s current constraints. The author outlines several unappealing options for those exploring crypto-AI intersections: tokenizing traditional AI products without real utility, building decentralized AI infrastructure (which lacks immediate feedback), or competing with giants in AI-focused stablecoin infrastructure. Despite this pessimism, the author concludes with a note of optimism: Crypto’s unique value lies in its ability to serve as "capital superconductor" for growth. The convergence of AI-driven product innovation and crypto’s programmable capital mechanisms could fuel a new generation of "agent-based companies," creating a renewed sense of purpose for those who remain.

比推03/11 20:29

比推03/11 20:29

Banks Prepare To Spend $100 Million+ To Stop Crypto Bills, Expert Warns

The fight over US crypto legislation is intensifying into a direct clash between the digital asset industry and the established banking sector. According to Dennis Porter, CEO of the Satoshi Action Fund, the banking industry is preparing a massive lobbying push, potentially exceeding $100 million, to counteract efforts to advance crypto market structure and stablecoin legislation. Porter warns that this creates a significant counterbalance to crypto lobbying groups and could lead lawmakers to withdraw support. He states that crypto industry faces political challenges, including low public trust and ethical concerns linked to Trump family involvement. Furthermore, market structure legislation is politically difficult as it covers a wide range of complex issues. The banking industry holds an advantage due to its entrenched local influence, including physical branches and jobs in lawmakers' districts. Porter cautions that if the dispute escalates into an open lobbying war, it could jeopardize the already tight Senate vote. He also notes that the legislative window is narrowing as midterm elections approach, with electoral incentives increasingly shaping the calendar.

bitcoinist03/11 19:01

Banks Prepare To Spend $100 Million+ To Stop Crypto Bills, Expert Warns

bitcoinist03/11 19:01

Crypto Should Be Judged By Economic Role, Not Tech Design: ASIC Fintech Chief

According to Rhys Bollen, head of fintech at the Australian Securities and Investments Commission (ASIC), consumer harm in crypto primarily stems from intermediaries—exchanges, custodians, lenders—rather than the tokens themselves. In a paper presented at the Melbourne Money and Finance Conference, Bollen argued that Australia should regulate digital assets based on their economic function, not their technological design. Tokens that act like securities should be treated as such, stablecoins moving money should fall under payments law, and consumer protection rules should cover the rest. This approach contrasts with jurisdictions like the U.S. and EU, which are creating crypto-specific laws. Australia is already implementing this through its Digital Asset Framework bill, which integrates digital assets into existing financial regulations rather than building a separate legal structure.

bitcoinist03/11 18:32

Crypto Should Be Judged By Economic Role, Not Tech Design: ASIC Fintech Chief

bitcoinist03/11 18:32

ASIC Fintech Chief Says Crypto Shouldn’t Be a Separate Asset Class

The fintech chief of Australia's securities regulator, ASIC, argues that crypto should not be treated as a separate asset class. Rhys Bollen stated at the Melbourne Money and Finance Conference that blockchain and crypto perform the same core financial functions as existing infrastructure and should be regulated based on economic substance rather than technological form. He proposed that tokenized securities fall under securities laws, stablecoins under payment services legislation, and other crypto aspects under consumer protection laws. Bollen emphasized that regulatory systems have historically adapted to technological changes without abandoning core principles like market integrity and consumer protection. He noted that most consumer harm in crypto stems from intermediaries (platforms offering trading, custody, or lending services), not the tokens themselves. ASIC's approach focuses on regulating these intermediaries rather than the assets. This stance contrasts with dedicated crypto regulatory frameworks in the US and EU. Bollen also cautioned that legal analysis should prioritize practical control and profit over claims of decentralization.

TheNewsCrypto03/11 08:53

ASIC Fintech Chief Says Crypto Shouldn’t Be a Separate Asset Class

TheNewsCrypto03/11 08:53

ABA Survey Shows User Concerns On Stablecoins In Crypto Market Structure Bill Debate

The debate over the CLARITY Act, which aims to define the U.S. crypto market structure, remains stalled amid disagreements between the banking and crypto sectors. At an American Bankers Association (ABA) summit, Senator Angela Alsobrooks highlighted the complexity of negotiations, noting that both sides are likely to be dissatisfied. Banking representatives view stablecoin rewards as a threat to traditional deposits, while the crypto industry argues they are essential consumer incentives. A new ABA survey revealed that 42% of consumers support banning stablecoin rewards if they limit banks' lending capacity. Additionally, 90% of respondents do not currently own stablecoins, and only 17% are likely to use them in the next year. ABA CEO Rob Nichols emphasized that crypto companies offering bank-like products should meet the same regulatory standards as banks. The legislation's next critical step is a Senate Banking Committee markup. If approved, it could merge with a version from the Senate Agriculture Committee before a full Senate vote.

bitcoinist03/11 08:09

ABA Survey Shows User Concerns On Stablecoins In Crypto Market Structure Bill Debate

bitcoinist03/11 08:09

The Boundaries and Channels of Finance: The New Pricing Logic of Global Markets

The article "Financial Boundaries and Channels: The New Pricing Logic of Global Markets" explores the evolving relationship between traditional finance and decentralized finance (DeFi), focusing on the growing interest of asset management giants like BlackRock and Apollo in on-chain vaults and RWA (Real World Assets). It argues that while DeFi has adopted USDT/USDC as de facto standards due to their scale, this reliance on U.S. Treasury-backed stablecoins means DeFi is subject to external monetary policies without reciprocal influence. The piece highlights the absence of a native DeFi risk-free rate and examines past attempts, like algorithmic stablecoins, which failed to challenge this dominance. The author suggests that vaults and curators may become central to a new financial architecture, facilitating global capital flow and efficiency. However, these structures currently lack mechanisms for asset price inflation and face risks from code vulnerabilities and governance issues. The future may lie in broker-like channels that enhance capital fluidity beyond centralized exchanges, potentially leading to a more integrated and efficient global market system. Ultimately, the article concludes that while DeFi infrastructure matures, the real innovation opportunity resides in creating channels that enable seamless, scalable capital interaction, moving beyond traditional token economics.

比推03/11 06:44

The Boundaries and Channels of Finance: The New Pricing Logic of Global Markets

比推03/11 06:44

Blockchain.com rolls out crypto expansion plan for Ghana – Details

Global crypto firms are increasingly targeting Africa due to massive adoption in the region. Blockchain.com is expanding into Ghana following significant success in Nigeria, where it recorded 700% growth. The company sees similar potential in Ghana, driven by high interest in digital assets for hedging against currency volatility, payments, remittances, and savings. Nigeria leads Sub-Saharan Africa in crypto activity, with over $92 billion in value last year, followed by South Africa, Ethiopia, Kenya, and Ghana. Africa’s overall crypto activity surged 52% in 2025, reaching $205 billion, making it the third-largest crypto-adopting region globally. Institutional demand is particularly strong in South Africa due to clear regulations, while other nations like Nigeria and Kenya are also pushing for regulatory clarity to foster growth. Bitcoin, USDT, and Ethereum are the most traded assets in the region.

ambcrypto03/11 02:02

Blockchain.com rolls out crypto expansion plan for Ghana – Details

ambcrypto03/11 02:02

All about first-ever stablecoin insurance premium – USDC, PYUSD & what’s next!

Major insurance broker Aon has executed what is believed to be the first stablecoin-based insurance premium payments, utilizing USDC on Ethereum and PYUSD on Solana. This move, completed within minutes instead of days, demonstrates real-world adoption of stablecoins for institutional transactions. It comes amid ongoing U.S. regulatory debates, including the failed CLARITY Act compromise and the framework provided by the GENIUS Act of 2025. The stablecoin market has surged to nearly $270 billion, with transaction volumes exceeding $1.7 trillion. While this signals a shift towards faster, scalable blockchain networks, global regulatory approaches vary significantly, as seen in South Korea's potential ban on dollar-based stablecoins. The success of stablecoins hinges on both technological adoption and cohesive global regulation.

ambcrypto03/10 15:32

All about first-ever stablecoin insurance premium – USDC, PYUSD & what’s next!