# Сопутствующие статьи по теме Stablecoin

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Stablecoin", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Bank Of England Open To Review Stablecoin Ownership Cap Proposal Following Backlash

The Bank of England (BoE) has indicated it is open to revising its proposed regulations for systemic pound-pegged stablecoins following significant backlash from lawmakers and industry leaders. Deputy Governor Sarah Breeden stated the central bank is considering alternatives to its controversial proposals, which include temporary ownership caps of £10,000-£20,000 for individuals and £10 million for businesses, and a requirement for issuers to hold at least 40% of reserves as deposits at the BoE. Industry figures argued the caps are too restrictive and administratively burdensome, potentially damaging the UK's ambition to be a digital asset hub. The BoE plans to release draft rules for consultation in June and finalize them by year-end.

bitcoinist03/13 09:21

Bank Of England Open To Review Stablecoin Ownership Cap Proposal Following Backlash

bitcoinist03/13 09:21

From Trading to Payment: Circle and Mastercard's Stablecoin Strategy

Summarized from an interview with Circle's Chief Commercial Officer Kash Razzaghi, this article discusses Circle’s strategic partnership with Mastercard to advance the adoption of stablecoins and blockchain-based payments. While best known for its USDC stablecoin, which has a market cap exceeding $77 billion, Circle aims to build broader financial infrastructure that enables faster, cheaper, and more transparent value transfer using blockchain technology. Razzaghi highlights that the current crypto market remains speculative but emphasizes a shift toward real-world utility, particularly in payments, remittances, and as a store of value in inflation-hit economies. He identifies three major use cases for stablecoins: trading and investing, cross-border payments, and dollar-based savings in unstable monetary environments. The collaboration with Mastercard is framed as essential for scaling trust, reducing friction, and accelerating mainstream adoption. Razzaghi believes that true adoption will occur when users transact in stablecoins without even realizing the underlying technology—similar to how people use the internet without understanding HTTP. The interview also touches on regulatory progress and growing institutional interest, signaling that blockchain infrastructure is increasingly seen as a tool to upgrade traditional financial systems rather than replace them.

比推03/13 06:42

From Trading to Payment: Circle and Mastercard's Stablecoin Strategy

比推03/13 06:42

Solayer Launches Real-Time Stablecoin Payments on Live InfiniSVM Mainnet

Solayer Labs has launched the public mainnet of its InfiniSVM network, enabling wallets, explorers, and dApps to connect. This infrastructure supports over 330,000 TPS with ~400ms finality, providing high-speed, real-time execution. One of the first products leveraging this is Solayer Pay, a stablecoin payment layer designed for fast, low-fee transactions. It features an incentive model with referral rewards and cashback, redistributing a portion of the 0.5% deposit fee. The platform also announced a $35 million ecosystem fund to support projects in DeFi, payments, and AI-driven onchain systems built on InfiniSVM.

TheNewsCrypto03/13 04:53

Solayer Launches Real-Time Stablecoin Payments on Live InfiniSVM Mainnet

TheNewsCrypto03/13 04:53

Web4 Is Here: When the Internet Is No Longer Built Only for Humans

Amid a crypto bear market, a significant debate has emerged around redefining the internet's future, sparked by the concept of "Web4" introduced by crypto researcher Sigil Wen. He argues that advanced AI lacks not intelligence, but "write access to the world"—the ability to act autonomously via wallets, payments, and smart contracts. This idea, termed the "Web4 Manifesto," resonated widely, gaining millions of views and triggering industry reflection. Dragonfly's Haseeb Qureshi added that crypto's complexity—long addresses, irreversible transactions, phishing risks—may stem from it being designed more for AI than humans. These features, cumbersome for people, are structured and verifiable for AI agents. Web4 proposes shifting internet agency from humans to AI, granting it "action rights": reading, writing, transacting, and collaborating autonomously. Projects like OpenClaw demonstrate this shift, enabling AI to manage emails, calendars, and tasks independently. Underlying protocols (e.g., Coinbase’s x402, Anthropic’s MCP, Google’s A2A) are standardizing machine-to-machine interactions, making the internet more agent-friendly. Cryptocurrencies, especially stablecoins, are positioned as ideal "machine money"—programmable, low-friction, and embeddable in automated workflows. Real-World Assets (RWA) could serve as reserves for AI economies. This vision suggests crypto’s future lies not in human adoption but in enabling agent-driven economies, with billions of AI agents potentially using wallets. However, Vitalik Buterin cautions against reduced human oversight, emphasizing the need for accountability and control. The Web4 debate highlights a fundamental shift: the internet is evolving from a human-operated interface to a system where humans delegate actions to AI agents, redefining who the primary users are.

marsbit03/13 02:44

Web4 Is Here: When the Internet Is No Longer Built Only for Humans

marsbit03/13 02:44

Dialogue with HashKey's Xiao Feng: Digital Identity Must Be Granted to AI Agents to Enhance Trustworthiness

In an interview, HashKey CEO Dr. Xiao Feng discussed the integration of AI and blockchain, emphasizing the need for AI Agents to have verifiable digital identities. He argued that as AI Agents like OpenClaw become more autonomous and economically active, they require independent digital identities and native wallet accounts, rather than traditional banking systems. Blockchain technology, particularly through non-fungible tokens (NFTs) and soulbound tokens, can provide these identities, ensuring security and accountability. Dr. Xiao also mentioned HashKey’s participation in the Agent Payment Protocol (AP2) alliance, which explores stablecoin payments and on-chain settlements for AI Agents. He predicted that individuals may eventually manage up to 50 AI Agents, significantly enhancing daily efficiency. Additionally, he highlighted Hong Kong’s potential to become a global digital asset hub, leveraging its unique position and resources within China’s broader technological and economic landscape.

marsbit03/13 01:28

Dialogue with HashKey's Xiao Feng: Digital Identity Must Be Granted to AI Agents to Enhance Trustworthiness

marsbit03/13 01:28

Ripple Just Shared Its Major Achievements As XRP Continues To Dominate Payments

Ripple has published a report detailing major achievements of its payments platform and XRP. The report highlights Ripple Payments' expansion into a global end-to-end platform that supports fiat, stablecoins, and digital assets like XRP. Operating under over 75 financial licenses in key markets, the platform simplifies cross-border transactions, reduces costs, and improves efficiency compared to traditional systems like SWIFT. Recent acquisitions, including Palisade and Rail, have enhanced custody, wallet, and treasury services. Ripple Payments now supports payouts in over 60 markets and has processed over $100 billion in transactions. Additionally, Ripple's stablecoin, RLUSD, surpassed a $1 billion market cap within a year of launch.

bitcoinist03/13 00:02

Ripple Just Shared Its Major Achievements As XRP Continues To Dominate Payments

bitcoinist03/13 00:02

Metaplanet Bets On Japan’s Bitcoin Boom With ¥4 Billion Infrastructure Push

Metaplanet, a Tokyo-listed company, is expanding its Bitcoin strategy beyond treasury accumulation by establishing two new subsidiaries: Metaplanet Ventures and Metaplanet Asset Management. With a ¥4 billion infrastructure push, Metaplanet Ventures will invest in Japan's Bitcoin financial ecosystem, including lending, payments, custody, stablecoins, derivatives, and compliance. It will also launch an incubator and a grants program. The company believes Japan's regulatory framework for digital assets is already best-in-class and now requires execution at scale. An initial investment of up to ¥400 million will go to JPYC, Japan's first licensed yen stablecoin, highlighting a focus on building the financial rails needed for institutional Bitcoin adoption. The broader ambition is to position Metaplanet as a vertically integrated player—accumulating BTC, backing infrastructure, and acting as a capital markets intermediary—betting that Japan is Bitcoin's next major growth market.

bitcoinist03/12 18:56

Metaplanet Bets On Japan’s Bitcoin Boom With ¥4 Billion Infrastructure Push

bitcoinist03/12 18:56

Firecrawl Launches Web Scraping Tool for Agents, NVIDIA Releases Nemotron 3 Super: What's the English Community Discussing Today?

Over the past 24 hours, key discussions in the English-speaking crypto and AI communities centered on several major developments. Firecrawl launched a CLI toolchain specifically for AI agents, enabling efficient web scraping and data extraction, though its pricing drew some criticism. Nvidia released Nemotron 3 Super, a 120B-parameter open-weight model with a 1M-token context window, raising both excitement and concerns over latency and safety. Google introduced Nano Banana 2, a high-speed image generation model, though its naming was met with mixed reactions. In AI agent infrastructure, Base44’s Superagent entered the cloud-based agent automation space, intensifying competition with local solutions like OpenClaw and raising debates over security and centralization. Ramp’s AI Index suggested Anthropic is gaining traction as the preferred enterprise AI vendor over OpenAI. In crypto, Solana continued to strengthen its infrastructure with DoubleZero Edge’s real-time market data via multicast technology and led in stablecoin transfer volume after filtering wash trading. Jupiter launched its Season 2 rewards program with a $2M JupUSD pool. Ethereum saw progress in L2 interoperability with on.eth addressing cross-chain identity fragmentation. Base ecosystem projects like Noise.xyz and rip.fun attracted significant attention, while Circle experimented with AI agents autonomously managing a hackathon using USDC. Perp DEX Lighter introduced a revised market structure to improve fairness, and prediction market platform Kalshi noted growing institutional engagement, with Marco Rubio emerging as an early favorite for the 2028 U.S. presidential election. Overall, themes included the shift toward cloud-based AI agents, model capability races, enterprise AI adoption, and the maturation of on-chain trading and prediction markets.

marsbit03/12 15:41

Firecrawl Launches Web Scraping Tool for Agents, NVIDIA Releases Nemotron 3 Super: What's the English Community Discussing Today?

marsbit03/12 15:41

DeFi's Yield Winter: Liquidity Glut, Shrinking Leverage, and No Arbitrage Opportunities

The DeFi market is experiencing a "yield winter," with average stablecoin deposit rates on major lending protocols like Aave V3 falling below 2%—the lowest since mid-2023. This decline is driven by a structural imbalance: stablecoin supply has surged, with total market cap growing over 130% since early 2024, while on-chain demand has stagnated. Over 60% of deposited assets on Aave are idle, causing severe liquidity congestion and suppressed yields. Key factors include reduced leverage demand due to low perpetual funding rates, which disincentivizes arbitrage strategies, and diminished cyclical borrowing activity following the contraction of yield assets like sUSDe. Additionally, declining risk appetite in crypto has shifted capital toward safer, traditional alternatives like U.S. Treasuries (yielding ~4.24%), further draining DeFi liquidity. Amid the downturn, protocols like Sky (formerly MakerDAO) have differentiated themselves by integrating real-world assets (RWA), such as Treasuries and corporate debt, to offer stable yields above 3.75%. This shift highlights a broader trend: DeFi must evolve from speculative yield chasing to sustainable, diversified收益 models. The yield crunch may represent a necessary correction, setting the stage for future growth.

marsbit03/12 12:24

DeFi's Yield Winter: Liquidity Glut, Shrinking Leverage, and No Arbitrage Opportunities

marsbit03/12 12:24

Mastercard Welcomes Ripple, Binance, And 83 Other Firms Into New Crypto Partner Program

Mastercard has launched a new global crypto partnership program, integrating over 85 firms—including Ripple, Binance, Circle, PayPal, and Gemini—into its payment network. The initiative aims to bridge digital assets with traditional finance by offering services like card programs, cross-border settlements, and merchant acceptance. Separately, Ripple announced plans to acquire an Australian Financial Services License to expand its payment offerings in the region. Meanwhile, Binance filed a defamation lawsuit against The Wall Street Journal over a disputed article. At the time of writing, XRP traded at $1.38, down 3% in 24 hours.

bitcoinist03/12 07:02

Mastercard Welcomes Ripple, Binance, And 83 Other Firms Into New Crypto Partner Program