# Сопутствующие статьи по теме Payments

Stablecoins move into payment infrastructure as Triple-A integrates Circle network

ambcrypto03/25 21:02

USDC vs. USDT: $70.2T volume drives shift as Circle expands into Africa

Circle partners with Sasai Fintech (Cassava Technologies) to expand USDC into Africa, aiming to revolutionize cross-border payments by making them faster, cheaper, and more reliable. This integration into Sasai's mobile platform addresses high fees (often over 7%) and slow traditional systems. The move occurs as stablecoins process $70.2T in annual volume, with USDC gaining market share against USDT, signaling a shift toward reliable, transparent systems. However, Circle faces regulatory challenges in the U.S., including concerns from the upcoming CLARITY Act, which contributed to a recent 20% stock drop. The expansion highlights a strategic focus on high-growth markets like Africa despite domestic uncertainties.

ambcrypto03/25 17:18

Australia Central Bank Moves Toward Execution on Digital Token Use

The Reserve Bank of Australia (RBA) is advancing from research to execution in implementing digital tokens within the financial system, as announced by Assistant Governor Brad Jones. The RBA emphasized that digital tokens can enhance efficiency, transparency, and settlement automation in financial transactions. The initiative, part of a broader exploration into central bank digital currencies, aims to validate practical use cases and ensure compatibility with traditional financial systems. The move reflects growing global interest in adopting blockchain and tokenized assets, highlighting increased collaboration between regulators and financial institutions to integrate emerging technologies.

TheNewsCrypto03/25 13:10

Ripple Partners with Singapore MAS BLOOM to Pilot XRP Ledger Trade Settlements

Ripple has partnered with the Monetary Authority of Singapore (BLOOM) to develop next-generation digital payment infrastructure using tokenized bank liabilities and regulated stablecoins. The collaboration, which includes supply chain finance company Unloq, aims to enhance cross-border payment and financial settlement systems. The initiative leverages Ripple’s XRP Ledger and RLUSD Stablecoin to create an automated, efficient, and risk-reducing settlement model. This system executes payments automatically when predefined conditions are met, such as shipment confirmation, improving efficiency and supporting small and medium-sized businesses. The project emphasizes regulatory compliance and aims to modernize global trade finance within a regulated environment.

TheNewsCrypto03/25 10:24

Solana Foundation Launches Developer Platform — TradFi And DeFi Giants Join The Push

The Solana Foundation has launched the Solana Developer Platform (SDP), an API toolset designed to help corporations and financial institutions build and deploy blockchain-native products. The platform, described as "AI-ready," consolidates key Solana ecosystem infrastructure into a single interface to lower technical barriers and ensure compliance and scalability. SDP is structured around three core API modules: issuance, payments, and trading. The issuance module enables the creation of tokenized deposits, stablecoins under the U.S. GENIUS Act, and real-world assets (RWAs). The payments module supports fiat and stablecoin flows for B2B, B2C, and P2P transactions. A trading module, scheduled for late 2026, will enable atomic swaps and on-chain FX. Major traditional finance players like Mastercard and Western Union are participating in pilot programs. Mastercard will use SDP for stablecoin settlement, while Western Union is testing cross-border payments. The platform integrates with infrastructure partners across node services, wallets, compliance, and ramps, and supports AI coding tools like Claude Code and Codex.

bitcoinist03/25 09:38

Hot Interactions Collection | xStocks Points Event Now Live; Tempo Mainnet Launches (March 25)

This article highlights three major interactive opportunities in the crypto space: 1. **xStocks**: A tokenized stock platform backed by Kraken, allowing users to trade tokenized versions of real-world assets. It recently launched an xPoints rewards program where users can earn points by holding tokenized stocks, borrowing/lending, and providing liquidity. Users can connect their wallet, complete daily check-ins, and join the Telegram for bonus points. 2. **Tempo**: A payment-focused Layer 1 blockchain incubated by Stripe and Paradigm. Unlike typical blockchains, it uses stablecoins like USDC/USDT for gas fees. After raising $500M in funding, it has now launched its mainnet. Users can create a wallet using a passkey and bridge USDC to the Tempo network via Stargate. 3. **Forte Protocol**: A blockchain infrastructure project focused on compliance and economic tools, which raised $910M in 2021. It has launched two Galxe quests: one for social media tasks (X account required) and another for Galxe subscribers or users with a high Human Passport score.

Odaily星球日报03/25 08:06

Expert Says Ripple’s XRP Is Designed For More, Here’s What He Means

An expert analyst, X Finance Bull, emphasizes that Ripple's XRP was designed for far more than just payment transactions. While known for enabling fast and low-cost cross-border transfers, XRP's underlying infrastructure supports a broader range of functions, including tokenized asset creation, lending, borrowing, and using XRP as collateral—all natively on the XRP Ledger (XRPL). The analysis highlights institutional validation from Evernorth, a billion-dollar treasury, which confirms that XRPL uniquely combines multiple capabilities with regulatory clarity. Evernorth itself uses XRP in its institutional treasury and participates in the XRP DeFi ecosystem, lending and deploying the asset as intended. This reflects a growing recognition of XRP’s multifunctional utility beyond remittances, with major players like SBI Holdings, Pantera, and Kraken supporting its expanded use cases.

bitcoinist03/25 04:19

Stablecoin evolution: Why Deloitte and NovaBay are betting on Stablecorp’s QCAD

NovaBay Pharmaceuticals is rebranding to Stablecoin Development Corporation (SDEV) in April 2026, shifting entirely from biotech to crypto, backed by $134M from investors like Tether. Concurrently, Deloitte Canada has partnered with Stablecorp to integrate the QCAD stablecoin into regulated financial systems, aiming to improve payment efficiency and compliance. This reflects a broader trend of stablecoins becoming mainstream financial infrastructure, evidenced by $69.9 trillion in total transactions. Regulatory developments like the GENIUS and CLARITY Acts are providing clarity and boosting institutional confidence, transforming the sector into a more structured, $300 billion industry.

ambcrypto03/25 02:32

Why Ripple (XRP) And Stellar (XLM) Are The Future Of Finance

The future of finance is being shaped by blockchain networks like Ripple (XRP) and Stellar (XLM), which offer faster, more efficient, and more accessible alternatives to traditional banking systems. Ripple’s XRP Ledger processes over 1,500 transactions per second and settles payments in 3–5 seconds, far quicker than traditional cross-border transfers. It has partnered with over 350 financial institutions and facilitates millions in daily payments through its On-Demand Liquidity platform. Stellar focuses on financial inclusion, enabling low-cost micropayments and cross-border transfers, and supports tokenized assets. Both networks are driving the tokenization of assets and shifting control from centralized institutions to decentralized protocols, laying the groundwork for a more transparent and programmable financial system. Their growing adoption underscores their potential to redefine global finance.

bitcoinist03/24 21:31

Stablecoins Seen Powering Future AI-Driven Machine Payments

Bernstein analysts highlight the growing potential for stablecoins, particularly USDC through the collaboration of Circle and Coinbase, to power future AI-driven machine payments. These transactions are fully automated, programmatic, and executed by software or autonomous devices without human intervention. Stablecoins are deemed ideal for this use case due to their programmability, speed, micro-payment capability, and global accessibility. They enable real-time decision-making, instant settlements, and eliminate the need for traditional banking infrastructure like SWIFT or FX conversion. Companies such as Coinbase, Circle, and Stripe are already developing infrastructure to support these agentic payments, with early protocols showing initial transaction volumes. This represents a significant future growth driver for stablecoins.

TheNewsCrypto03/23 12:45