# Сопутствующие статьи по теме Innovation

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Innovation", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Ripple’s XRP Ledger Just Did Something Bitcoin Has Never Done

Ripple's XRP Ledger (XRPL) has achieved a significant milestone by developing a fully quantum-resistant testnet, a feat not yet accomplished by Bitcoin. Developers, including validator Vet and XRPL Labs engineer Dennis Angell, revealed that the AlphaNet testnet now features quantum-secure consensus, accounts, transactions, and Dilithium cryptography. While this advancement enhances security, it comes with trade-offs, such as larger transaction signature sizes. The move addresses growing concerns about quantum computing risks to blockchain networks relying on ECDSA cryptography, which could be vulnerable to powerful quantum computers. This proactive approach positions XRPL ahead of competitors, ensuring long-term infrastructure resilience and a smooth transition to post-quantum security.

bitcoinist12/26 17:16

Ripple’s XRP Ledger Just Did Something Bitcoin Has Never Done

bitcoinist12/26 17:16

Dialogue with Xie Jiayin: I Have Ambition, and So Does Bitget

In a candid interview, Xie Jiayin, the Head of Greater China at Bitget, discusses his ambitious vision for the exchange and its rapid growth. Since joining in early 2024, Xie has championed a user-centric approach, aiming to build "the warmest exchange." Under his leadership, Bitget has expanded its user base to over 120 million, with monthly trading volume reaching $750 billion, making it a top-three exchange in the Chinese-speaking market. Xie emphasizes the importance of direct engagement, often working 12-14 hours daily and maintaining an active presence on social media, where he has posted over 17,000 tweets and replies. He insists on swift responses from his team to user inquiries, reflecting Bitget’s commitment to accountability and trust. Bitget’s strategy includes innovative products like UEX (Universal Exchange), offering traditional assets such as U.S. stocks, gold, and forex contracts. The platform recently became the first to achieve $10 billion in U.S. stock contract trading volume. Xie acknowledges the competitive landscape but remains confident in Bitget’s growth, targeting a monthly trading volume of $1 trillion by 2026. He also highlights Bitget’s philanthropic efforts, including a $12 million donation for disaster relief in Hong Kong, and the exchange’s focus on institutional and VIP services. Despite market fluctuations, Xie advocates for long-term optimism in crypto, comparing the industry’s current stage to the early internet era and encouraging young talent to join the evolving space. Xie’s personal and professional goals align with Bitget’s ambition: to solidify its position as a top global exchange and continue driving innovation-driven, user-focused growth.

深潮12/26 07:58

Dialogue with Xie Jiayin: I Have Ambition, and So Does Bitget

深潮12/26 07:58

Stepping into the Stablecoin Wave for Six Years, He Sees the Embryonic Form of the Future of Payments

"Six years into the stablecoin wave, Raj Parekh, former head of crypto at Visa and now leading payments at Monad, reflects on the evolution and future of digital payments. He identifies 2019 and Facebook’s Libra project as a pivotal moment that forced traditional finance to take crypto seriously. At Visa, he led efforts to integrate USDC for near-instant settlement, overcoming slow, costly legacy systems. Parekh later founded Portal Finance to build payment infrastructure, but encountered scalability limitations across blockchains. This led to Portal’s acquisition by Monad, where he now focuses on high-performance, EVM-compatible chains capable of sub-second finality—critical for global payment adoption. He sees stablecoins entering a "email moment" for money: enabling instant, low-cost global value transfer. New business models are emerging where issuers share interest earnings with users, transforming stablecoins into interest-bearing assets even during transactions. This shift, coupled with supportive regulation like the GENIUS Act, is driving broader institutional adoption. Looking ahead, Parekh is excited about AI-powered agentic payments and high-frequency finance, where autonomous agents execute microsecond-speed transactions. He envisions a future where decentralized infrastructure seamlessly integrates into everyday apps, enabling global, efficient, and programmable money movement—ushering in a new era for both finance and user experience."

marsbit12/26 05:40

Stepping into the Stablecoin Wave for Six Years, He Sees the Embryonic Form of the Future of Payments

marsbit12/26 05:40

DeFi Is No Longer 'Sexy'

DeFi is losing its "sense of exploration" as it matures. While infrastructure and execution have improved, the ecosystem has become highly optimized around a narrow set of behaviors—primarily trading, short-term leverage, and incentive-driven participation. Capital now expects yield as compensation for risk rather than as a return on genuine utility. Lending functions more like instant financing than credit, and user engagement is often "rented" through incentives rather than sustained by organic demand. This efficiency comes at a cost: DeFi feels less like an open frontier and more like a refined but closed loop serving the same sophisticated users. Trust has been eroded by years of exploits, making users cautious and less willing to engage with experimental protocols. The core promise of DeFi—permissionless access, composability, and global liquidity—remains valid. However, the system now prioritizes speed, optionality, and exit liquidity, which limits its ability to attract new types of users or support long-term behaviors. For DeFi to regain its relevance, it must encourage different rational behaviors—such as capital staying through cycles, genuine credit markets, and yield based on real demand—not just repeated efficiency gains. Otherwise, it risks remaining a powerful but niche system.

marsbit12/25 10:09

marsbit12/25 10:09

Avon Co-founder's Viral Article: Why Has DeFi Lost Its Charm?

The article "Why DeFi Has Lost Its Charm" by Avon co-founder Prince argues that DeFi is no longer perceived as innovative or exciting, despite continued development and maturation. The core issue is a shift in user psychology from curiosity to caution, and a convergence of user behavior around incentives rather than genuine utility. DeFi Summer represented a period of rapid innovation and market structure formation, but today's DeFi often feels like a repetition of established patterns with better execution. User behavior has become highly speculative and optimized around trading, leverage, and easy exits. This has shaped the ecosystem's expectations: participation is now something that requires monetary compensation, rather than being driven by a product's inherent usefulness. Lending in DeFi, for example, has evolved into short-term financing for positions like leverage and arbitrage, rather than functioning as a true credit market. Yield has become a baseline expectation for participation, justified by the numerous risks (smart contract, governance, oracle, bridge risks). This leads to a "rented" adoption—activity spikes during incentive programs but vanishes afterward, making it difficult to build sustainable, long-term projects. Trust has also been eroded by years of exploits, scams, and governance failures, making users more cautious and less willing to explore new projects. This risk aversion, combined with the high compensation demanded for risk, has compressed the space for experimentation. The author concludes that DeFi hasn't failed; it has successfully optimized for a specific set of behaviors (liquidity, speed, exit ease) but in doing so, has made it harder to expand into new use cases. For DeFi to regain its charm, it must create structures that make different user behaviors rational—where capital stays for reasons beyond incentives, and yield represents a responsible decision rather than a headline number. This would lead to quieter, slower, but more sustainable growth driven by genuine need.

Odaily星球日报12/24 09:51

Avon Co-founder's Viral Article: Why Has DeFi Lost Its Charm?

Odaily星球日报12/24 09:51

Huobi HTX Contract Head Fully Deciphers: What Huobi Contracts Did Right in 2025 and Where They Are Headed

Huobi HTX Derivatives Head Decodes 2025 Success and Future Roadmap In 2025, Huobi HTX's derivatives business achieved 2-3x user growth, driven by robust risk management and continuous product upgrades. Key initiatives included the launch of Copy Trading 4.0—a system-level redesign emphasizing user-friendliness, transparency, and safety. The update integrated copy trading with the main contract interface, introduced smart copy modes, and enhanced risk controls with isolated funds and synchronized leverage settings. The growth was attributed to long-term user trust built on Huobi HTX’s 12-year foundation in security and risk control, which withstood multiple market volatilities without major incidents. Liquidity for major and semi-major coins doubled, though improvements are planned for long-tail assets. The Unified Margin system, launched in May, boosted API trading speed by 4x and attracted high-frequency traders. Financial products like Savings (Yu Bao) improved capital efficiency, with plans to increase yields by 2-3x in 2026. AI-driven trading tools and strategy integrations are also prioritized. Looking ahead, Huobi HTX will focus on refining products, optimizing liquidity, enhancing capital efficiency, and deepening risk management. A key shift will involve empowering users with more active risk control tools, promoting transparent and manageable trading decisions. The goal is to enable sustainable participation in high-volatility crypto markets through safer, smarter, and more rational trading frameworks.

深潮12/24 07:57

Huobi HTX Contract Head Fully Deciphers: What Huobi Contracts Did Right in 2025 and Where They Are Headed

深潮12/24 07:57

DeFi Has Not Collapsed, But Why Has It Lost Its Charm?

DeFi has not collapsed, but it is losing its sense of exploration and novelty. While the infrastructure has matured and execution has become more efficient, participation has become highly homogenized, centered around incentives, short-term financing, and speculative trading rather than genuine credit markets or long-term engagement. The ecosystem has optimized for behaviors favored by traders—liquidity, leverage, and quick exits—making yield less a reward for risk-taking and more an expected compensation for participation. This has led to capital that is highly mobile but discontinuous, often “rented” during incentive periods rather than sustainably engaged. Trust has also shifted from curiosity to caution due to past failures, making users more risk-averse and less likely to experiment. DeFi’s current form successfully serves a niche group but struggles to expand beyond its optimized behaviors. For DeFi to regain relevance, it must encourage new types of rational behavior—such as longer-term capital commitment, structured credit, and sustainable yield—rather than perpetuating the same incentive-driven patterns. This would require building systems that attract users through real utility rather than subsidies, even if growth is slower and less dramatic.

marsbit12/24 07:06

DeFi Has Not Collapsed, But Why Has It Lost Its Charm?

marsbit12/24 07:06

Whoever Masters 'Ordering' Holds the Lifeline of the Project

Binance has solidified its position as the premier platform for liquidity exit after token launches, as evidenced by the poor performance of assets like $MON that debuted elsewhere. Projects on BNB Chain receive prioritized attention, reinforcing Binance’s dominance over market liquidity and project viability. The next frontier lies in edge innovation—disruptive changes emerging from the periphery, much like digital cameras overtaking film. Large entities often respond through acquisitions or internal competition. Following FTX’s collapse, Solana experimented with meme-driven, on-chain liquidity solutions, emphasizing the importance of transaction ordering. Current efforts, such as Application-Controlled Execution (ACE), aim to optimize this process. However, Hyperliquid has emerged as a significant innovator, introducing consensus-level order prioritization that favors market makers—processing cancel and post-only orders before others. This microstructural change enhances market-making conditions, though its focus remains largely on BTC liquidity. The broader trend is clear: blockchain competition is increasingly centered on transaction ordering mechanisms, which directly influence market making and the efficiency of liquidity exit.

marsbit12/24 06:31

Whoever Masters 'Ordering' Holds the Lifeline of the Project

marsbit12/24 06:31

The AI Era: When the 'Gap Between Human and Dog' Shrinks to the 'Gap Between Humans'

The article discusses how AI era is narrowing the cognitive gap between humans, using a hypothetical scoring system to illustrate the idea. Originally, the difference between individuals (e.g., a elementary student at 10 points vs. Einstein at 100) could be as vast as the difference between humans and dogs. However, with the advent of AI, which is estimated to contribute significantly to human capability (e.g., 80 points in the near term), even a less knowledgeable person equipped with AI can approach the performance of an expert. While some argue that skilled AI users (e.g., prompt engineers) may widen the gap initially, the author believes this is temporary. As AI becomes more intelligent and user-friendly, the barrier to leveraging its full potential will lower. Eventually, AI could reach a point where it contributes so much (e.g., 1000 points) that individual human differences become negligible—like two fighters using rocket launchers, where their original martial arts skills matter little. In the long run, AI will reduce relative disparities between people, even if absolute gaps persist, making expertise more accessible and diminishing the advantage of innate or highly trained human intelligence.

深潮12/24 02:19

The AI Era: When the 'Gap Between Human and Dog' Shrinks to the 'Gap Between Humans'

深潮12/24 02:19

Fintech Stablecoins Just Got a Boost in South Korea as Lawmakers Oppose 51% Rule

South Korea is preparing to regulate stablecoins by 2026, with a key debate between the Bank of Korea (BoK) and the Financial Services Commission (FSC). The BoK supports a "51% rule" that would limit the issuance of KRW-backed stablecoins to entities majority-owned by banks, arguing that non-bank issuance could cause chaos. In contrast, the FSC favors a more open approach, allowing fintech companies to participate to encourage innovation. Recently, the Democratic Party of Korea’s Digital Asset Task Force expressed opposition to the BoK’s proposal, siding with the FSC. They argue that restricting stablecoin issuance to banks could hinder innovation and reduce competitiveness with global standards.

ccn.com12/23 12:23

Fintech Stablecoins Just Got a Boost in South Korea as Lawmakers Oppose 51% Rule