# Сопутствующие статьи по теме Infrastructure

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Infrastructure", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Delphi Digital: Solana to Undergo the Most Radical Technical Upgrade Cycle in Its History

Delphi Digital outlines Solana's ambitious 2026 roadmap, describing it as the network's most radical upgrade cycle. The goal is to transform Solana into an exchange-grade environment where its on-chain Central Limit Order Book (CLOB) can compete with centralized exchanges (CEX) in latency, liquidity depth, and fairness. Key upgrades include: - **Alpenglow:** A major consensus overhaul introducing Votor and Rotor. Votor reduces finality time to 100-150ms by aggregating votes off-chain. It ensures liveness with up to 40% of nodes offline or malicious. Proof of History is deprecated. - **Firedancer:** A second validator client built in C++ by Jump, aimed at increasing client diversity and network resilience. - **DoubleZero:** A private fiber-optic network overlay for validators, minimizing latency disparities and enabling faster consensus. - **Block Building:** Innovations like Jito's BAM, which uses Trusted Execution Environments for transaction privacy, and Harmonic, an open block builder aggregation layer. - **Raiku:** A scheduling/auction layer providing deterministic, guaranteed execution for applications like high-frequency trading. These upgrades aim to position Solana as the premier L1 for on-chain capital markets, supporting everything from meme coins to perpetuals and native chain-on stocks, by achieving performance parity with traditional exchanges.

marsbit01/21 09:59

Delphi Digital: Solana to Undergo the Most Radical Technical Upgrade Cycle in Its History

marsbit01/21 09:59

Policy Pilot First: Central Bank Explores Direct 'Money Distribution', Digital Yuan Users Already Benefiting

China's digital yuan (e-CNY) has entered a significant upgrade phase, transitioning from a non-interest-bearing digital cash (M0) to an interest-bearing asset classified as M1. As of January 1, 2026, users holding funds in verified tier 1-3 digital yuan wallets can earn interest at the current demand deposit rate of 0.05% per annum, paid quarterly. This move, a world-first for a central bank digital currency (CBDC), aims to boost user adoption by providing a tangible benefit for holding the digital currency, which had previously struggled to compete with established payment platforms like Alipay and WeChat Pay despite extensive pilot programs and government subsidies. A key structural change is the shift away from the 100% reserve requirement for commercial banks. Banks can now use a portion of the e-CNY deposits for lending and developing financial products, transforming the digital yuan from a cost center into a potential profit source and incentivizing them to promote it more actively. In contrast, non-bank payment institutions must still maintain 100% reserves. Beyond payments, the digital yuan is positioning itself as a programmable financial infrastructure. Its smart contract capability, though using a restricted Turing-complete design for security, enables complex applications like controlled fund disbursement for pre-paid services, family budgeting, and government subsidies. It also supports offline transactions via NFC. A major strategic focus is cross-border payment, exemplified by the mBridge project, which has already facilitated over $55 billion in transfers, 95% settled in e-CNY, positioning it as a key tool for renminbi internationalization.

比推01/21 05:20

Policy Pilot First: Central Bank Explores Direct 'Money Distribution', Digital Yuan Users Already Benefiting

比推01/21 05:20

A 10,000-Word Exploration of Stablecoin Payments: How Crypto Cards Connect Digital Assets with Global Commerce

"Stablecoin-Powered Crypto Cards: Connecting Digital Assets to Global Commerce" The crypto card market, enabling users to spend stablecoins and cryptocurrencies at traditional merchants, is one of the fastest-growing segments in digital payments. Transaction volume has surged from ~$100 million monthly in early 2023 to over $1.5 billion by late 2025, with a 106% CAGR, rivaling P2P stablecoin transfers. The infrastructure stack consists of three layers: payment networks (Visa dominates with ~90% of on-chain volume), card program managers/issuers, and consumer-facing products. A key development is the rise of full-stack issuers like Rain and Reap, which bypass traditional banks to capture more value per transaction. Geographically, the opportunity is concentrated where stablecoins solve real problems: India (massive crypto inflows but a large banking gap) and Argentina (high USDC adoption for inflation hedging). In developed markets, the focus is on serving differentiated, high-value user groups. Key drivers include: - **Exchanges & DeFi Protocols:** Using cards as a user acquisition tool, subsidizing rewards to drive platform engagement and profitable balances. - **Wallets:** Boosting Average Revenue Per User (ARPU) through transaction fees and creating ecosystem lock-in via native stablecoins (e.g., MetaMask's mUSD, Phantom's CASH). - **Emerging Market FinTechs:** Providing "last-mile" access to digital dollars for users facing hyperinflation and poor banking infrastructure. The future lies not at the point-of-sale but in back-end settlement. Crypto cards represent a fusion:银行卡 provide universal acceptance; stablecoins provide cross-border value storage. While direct merchant acceptance of stablecoins faces significant adoption hurdles due to entrenched card network effects, crypto cards serve as the crucial bridge, making them foundational infrastructure for the next phase of stablecoin adoption.

marsbit01/20 07:35

A 10,000-Word Exploration of Stablecoin Payments: How Crypto Cards Connect Digital Assets with Global Commerce

marsbit01/20 07:35

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