# Сопутствующие статьи по теме Future

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Future", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Breaking Away from Traditional Investment Paths: Cryptocurrency Emerges as the Primary Battlefield for Wealth Among the Younger Generation

Coinbase's latest industry report, in collaboration with Ipsos, reveals a significant generational shift in investment strategies. Younger investors, including Gen Z and millennials, are increasingly moving away from traditional wealth-building paths like buying real estate and investing in stocks. The survey of over 2,000 U.S. investors found that 73% of young people believe it's harder for their generation to build wealth through conventional means compared to their parents' generation. This sentiment is reflected in their portfolios: younger investors allocate 25% of their investments to non-traditional assets like cryptocurrencies, derivatives, and NFTs—three times the allocation of older investors. Nearly half (45%) of young investors already hold cryptocurrency, compared to just 18% of older investors. They view crypto not as a speculative side investment but as a core component for catching up financially, with 80% believing it offers more opportunities outside the traditional financial system. Younger investors are also more active, trade more frequently, and are willing to take higher risks for greater returns. They express strong interest in emerging crypto products like derivatives, prediction markets, and DeFi lending. This trend is pushing the financial industry toward 24/7, multi-asset platforms that better serve this internet-native generation.

比推12/17 14:34

Breaking Away from Traditional Investment Paths: Cryptocurrency Emerges as the Primary Battlefield for Wealth Among the Younger Generation

比推12/17 14:34

Farewell to Buying Houses and Stocks: The Younger Generation Embraces Cryptocurrency as the Main Battlefield for Wealth

For decades, the traditional American wealth-building playbook—securing a good job, buying a home, and investing in stocks—has remained largely unchanged. However, a new report reveals that younger generations are increasingly skeptical of this path and are shifting their investment strategies accordingly. A survey of U.S. adults shows that younger investors, particularly Gen Z and millennials, are more proactive, open to non-traditional assets, and more likely to view cryptocurrency as a core component of their financial future. Nearly three-quarters (73%) believe it is harder to build wealth through conventional means compared to their parents' generation. This sentiment is reflected in their portfolios: younger investors allocate 25% of their investments to non-traditional assets like cryptocurrency, derivatives, and NFTs—three times the allocation of older investors. Almost half (45%) of young investors already hold crypto, compared to only 18% of older investors. Younger investors see crypto not as a speculative side investment but as a vital tool for wealth accumulation. Eighty percent believe it offers financial opportunities outside the traditional system and that it will play a significantly larger role in the future of finance. They are also more eager to explore emerging crypto-related products like derivatives, prediction markets, and DeFi. This generational shift is driving demand for more dynamic, internet-native financial platforms that operate around the clock and support a wider range of assets.

marsbit12/17 08:33

Farewell to Buying Houses and Stocks: The Younger Generation Embraces Cryptocurrency as the Main Battlefield for Wealth

A new report by Coinbase reveals a significant generational shift in wealth-building strategies in the U.S. Younger investors, including Gen Z and millennials, are increasingly moving away from traditional paths like buying real estate and investing in stocks. Instead, they are turning to alternative assets, particularly cryptocurrencies, as a core component of their financial future. The study, conducted with Ipsos, found that 73% of young investors believe it's harder for their generation to build wealth through conventional means compared to their parents' generation. In response, they are actively diversifying their portfolios, allocating 25% to non-traditional assets like crypto, derivatives, and NFTs—three times the allocation of older investors. Nearly half (45%) of young investors already hold cryptocurrency, viewing it not as a speculative side investment but as a vital tool for catching up financially. They express strong optimism about crypto’s future, with 80% believing it offers financial opportunities outside the traditional system and will play a major role in the future of finance. This shift is driving demand for more innovative, internet-native financial products—such as crypto derivatives, DeFi, and 24/7 trading platforms—and reflects a broader move toward more active, risk-tolerant investment behavior among younger generations.

深潮12/17 07:49

The Dilemmas and Future of Web3 Chinese Entrepreneurs

In the increasingly mainstream crypto industry, Chinese entrepreneurs appear to be receding from the center stage. While early Chinese-founded projects like Binance, OKX, and Bitmain once dominated sectors such as exchanges and mining, a noticeable decline in the visibility and influence of new-generation Chinese entrepreneurs has emerged since the 2020 DeFi Summer. Three major factors contribute to this trend. First, regulatory crackdowns and shifting geopolitical dynamics in China disrupted local crypto activities, forcing entrepreneurs to relocate overseas and lose their native market advantages in user acquisition and community building. Second, capital preferences have shifted structurally toward欧美-led ventures due to better compliance alignment and exit opportunities, leaving Chinese projects at a funding disadvantage. Third, a mismatch exists between the skill sets of Chinese engineers—who excel in B2C applications—and the industry’s earlier focus on B2B infrastructure development. Notable exceptions, like Hyperliquid’s Jeff Yan, highlight the rising importance of multicultural backgrounds. Many successful new-wave founders have Western education or experience, enabling better integration into global ecosystems. The article concludes that future success in crypto will depend less on cultural origin and more on cross-cultural collaboration, long-term technical commitment, and adaptive resilience amid regulatory complexity.

marsbit12/15 14:32

The Dilemmas and Future of Web3 Chinese Entrepreneurs

marsbit12/15 14:32

The Unhappy Casino Economy: American Youth Are Losing Confidence in the Future

Vibecession: America's youth are losing faith in the future amid an economy that feels like a rigged casino. Despite positive macroeconomic data, a deep sense of economic and democratic pessimism persists, driven by unaffordable housing, healthcare, and education (Baumol’s cost disease), alongside cognitive overload from digital distraction and AI anxiety. Trust in institutions and each other has collapsed, fueling a extractive, gamble-driven economy where few see a path to stability. Breaking this cycle requires addressing economic pressures, regulating predatory practices, and ensuring AI benefits are widely shared—not just enriching a few while ordinary Americans struggle.

marsbit12/14 23:38

The Unhappy Casino Economy: American Youth Are Losing Confidence in the Future

marsbit12/14 23:38

You Should Still Believe in Crypto

The article "You Should Still Believe in Crypto" addresses the growing sense of burnout and disillusionment within the cryptocurrency industry, sparked by a post from Aevo co-founder Ken Chan titled "I Wasted 8 Years of My Life in Crypto." It acknowledges the collective fatigue many feel due to the industry's fast-paced, often speculative nature, where narratives shift rapidly, and projects frequently fail or disappear. However, the piece argues that the core value of crypto remains vital. It references Nic Carter’s response, highlighting crypto’s potential to create a more robust monetary system, encode business logic via smart contracts, establish true digital property rights, improve capital market efficiency, and enhance global financial inclusion. The article revisits Bitcoin’s origin as a peer-to-peer electronic cash system born from the 2008 financial crisis, emphasizing its purpose as a trustless, decentralized alternative to traditional finance. It points to real-world adoption in high-inflation countries like Argentina and Turkey, where Bitcoin and stablecoins serve as essential financial tools, and notes increasing institutional embrace from firms like BlackRock and Fidelity. Finally, it draws a parallel to the early internet era, arguing that despite chaos, failed projects, and speculative excess, the crypto industry—like the internet—is laying foundational groundwork for future technological and financial evolution. The conclusion is a call to persevere, recognizing that the collective efforts of developers, researchers, and builders worldwide are contributing to a transformative global shift.

marsbit12/13 06:53

Pouring Cold Water: Crypto Cards Might Have No Future

Crypto cards are merely a temporary solution to bridge cryptocurrency into mainstream adoption and global payments, but they fundamentally contradict core crypto values of decentralization and permissionless access. These cards are not true crypto products; they rely on traditional banking infrastructure (like Visa/Mastercard) and add abstraction layers that introduce extra fees, compliance risks, and centralization. They lack privacy, require KYC, and do not enable direct spending of cryptocurrencies like stablecoins or ETH. Instead, they convert crypto to fiat, reinforcing the existing financial gatekeepers. While useful short-term for user convenience, crypto cards are not the end goal. The future should enable direct crypto payments without intermediaries. Most crypto card companies simply white-label services from providers like Rain, rather than building innovative infrastructure. Notably, EtherFi offers a more crypto-native approach by using crypto as collateral for loans instead of selling assets, thus avoiding taxable events. In summary, crypto cards are a transitional tool that may eventually become obsolete as the industry moves towards truly decentralized, direct payment systems.

深潮12/13 03:24

Pouring Cold Water: Crypto Cards Might Have No Future

深潮12/13 03:24

Musk Explains Again: Why No One Will Worry About Money in the Future

In a recent podcast interview, Elon Musk reiterated his view that in the future, people will no longer need to worry about money or feel compelled to work for survival. He predicts that AI and robots will eventually take over most production and service tasks, enabling the provision of essential goods and services with minimal human involvement. As a result, humans will have significantly more free time, and work will become optional—driven by personal interest rather than economic necessity. Musk also clarified the distinction between his predictions and his personal aspirations, stating, "What I predict is not necessarily what I want." He emphasized that his forecasts are based on technological and economic trends rather than his own ideal vision of the future.

marsbit12/12 08:04

Musk Explains Again: Why No One Will Worry About Money in the Future

marsbit12/12 08:04

OKX Star: 50% of Global Economic Activity Will Run on Blockchain in the Future

OKX CEO Star, speaking at Abu Dhabi Finance Week, presented a bold vision: within decades, 50% of global economic activity will run on blockchain. He argues this shift is driven by the internet generation’s demand for a financial infrastructure that matches their digital, mobile, and AI-integrated lifestyles. Blockchain is evolving into a programmable global financial layer—a "financial internet" that enables value to move instantly, globally, and continuously, overcoming limitations of legacy systems. It offers trustless, transparent, and open infrastructure, reducing systemic risk and breaking down financial silos. The transition is already underway: stablecoin settlement volumes exceed Visa, on-chain assets near $3 trillion, and crypto wallets surpass 500 million globally. Regulatory frameworks are developing, and institutional adoption is accelerating. Key developments include Bitcoin becoming "digital gold" for the under-40 generation and stablecoins emerging as a preferred global payment method. Traditional assets like bonds and funds are also moving on-chain, operating 24/7 with greater transparency and compliance. Star concludes that the next decade will see not just crypto adoption, but a generational shift toward a unified, on-chain global economy where identity, assets, and transactions are native to the internet—a more efficient, transparent, and accessible system for all.

marsbit12/08 16:38

OKX Star: 50% of Global Economic Activity Will Run on Blockchain in the Future

marsbit12/08 16:38

Polymarket Revival: The Mainstreaming of Crypto Prediction Markets and Future Prospects

Polymarket, a crypto-based prediction market platform, has made a significant comeback in 2025 by re-entering the U.S. market through regulatory-compliant means, including the acquisition of regulated trading and清算 entities. This resurgence is further supported by institutional capital investment and integration with mainstream platforms like the MetaMask wallet, allowing users to trade directly without leaving their wallets. Mainstream financial data platforms have also begun displaying prediction market data, increasing market visibility. Once viewed primarily as a gambling or speculative platform, Polymarket is increasingly recognized as a mechanism for information pricing in financial markets. Widespread participation from both retail and institutional users has made its probability assessments of future events more representative and liquid. Prediction market data is now being incorporated by traditional financial media and data platforms, highlighting its growing potential. However, challenges remain. Prediction markets are not always accurate, with studies showing limited predictive reliability in certain contexts. Questions about platform neutrality and business models have emerged, such as the employment of internal market makers, which could undermine trust. Information asymmetry and insider risks are inherent, potentially disadvantaging ordinary users when some participants access information early. Regulatory, tax, and disclosure requirements also present ongoing uncertainties. The revival and transformation of Polymarket signify a broader shift of prediction markets from niche experiments toward mainstream financial infrastructure. By converting public expectations into tradable probabilities, these markets may complement traditional analysis and polling, providing real-time, decentralized signals in areas like macroeconomics, policy, technology, and geopolitics. As traditional financial institutions invest in compliance and structured products, DeFi is evolving beyond an alternative asset pool to resemble traditional financial infrastructure. Prediction market applications are expanding beyond crypto to potentially include stocks, macroeconomic indicators, sports events, and tech product launches, tightening the link between crypto and the real world. If platforms like Polymarket continue on a path of compliance, stable operation, and integration with mainstream financial services, they could become next-generation market infrastructures—event-driven financial tools alongside stocks, bonds, and options. Key factors for development include platform neutrality, prediction accuracy, regulatory environment, participant diversity, and the maturity of related financial products. In summary, Polymarket’s comeback represents a move of prediction markets from the fringe into the core of financial systems, reflecting deeper changes in how information is priced and how financial infrastructure is rebuilt. This shift brings not only new trading methods but also potential changes in how investors perceive and engage with future events and asset valuation.

cointelegraph_中文12/08 11:26