# Сопутствующие статьи по теме DeFi

Новостной центр HTX предлагает последние статьи и углубленный анализ по "DeFi", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Institutions Are Taking Over the Crypto Market: Is This the End of Decentralization, or the Prelude to a New Cycle?

The cryptocurrency market is undergoing a structural shift in 2025, with institutional investors now accounting for approximately 95% of capital inflows, while retail participation has declined to 5–6%. According to Aishwary Gupta of Polygon Labs, this transition is driven by maturing infrastructure rather than market sentiment. Major asset managers like BlackRock, Apollo, and Hamilton Lane are allocating portions of their portfolios to digital assets via ETFs and on-chain tokenized products, leveraging public blockchains that meet traditional finance compliance standards. Key drivers include yield generation through tokenized treasuries and institutional staking, followed by efficiency gains from faster settlements, shared liquidity, and programmable assets. While retail investors retreated due to losses from meme coin cycles, Gupta believes they will return as more regulated and transparent products emerge. He argues that institutional involvement does not undermine decentralization; instead, it enhances legitimacy and fosters a hybrid financial ecosystem where DeFi, NFTs, and traditional assets coexist on public chains. Although increased compliance may limit some experimentation, it promotes more sustainable innovation. Looking ahead, institutional liquidity is expected to reduce market volatility and accelerate the growth of real-world asset tokenization and cross-chain interoperability infrastructure. This evolution signals crypto’s transition from a speculative asset to a core component of the global financial system.

比推12/11 07:22

Institutions Are Taking Over the Crypto Market: Is This the End of Decentralization, or the Prelude to a New Cycle?

比推12/11 07:22

Rebuttal: I Don't Regret Spending 8 Years in the Crypto Industry

Ken Chang recently wrote an article lamenting his eight years in crypto as a waste, describing the industry as inherently destructive and a system of financial nihilism that has built the world's largest casino. While many in the space dismiss such critiques, the author acknowledges that Ken’s disillusionment—shared by earlier figures like Mike Hearn—stems from a genuine idealistic disappointment. Crypto promised decentralization and a new financial system but largely delivered speculation and gambling. The author identifies five core aspirations of cryptocurrency: restoring sound money, encoding business logic via smart contracts, making digital property real, improving capital market efficiency, and expanding global financial inclusion. While progress has been made in areas like Bitcoin, stablecoins, and certain efficient financial infrastructures, many grand visions—like overthrowing fiat or revolutionizing digital ownership—remain unfulfilled. The author advocates for a "pragmatic optimism." Speculation and casino-like dynamics are seen as unfortunate but inevitable side effects of building permissionless, open financial infrastructure. The key is to focus on the real, albeit gradual, progress—such as improved financial access and inclusion—while accepting that transformative change is slow and often captured by incremental efficiency gains, not revolution. The goal remains worthy, even if the path is messier than hoped.

marsbit12/11 06:04

Rebuttal: I Don't Regret Spending 8 Years in the Crypto Industry

marsbit12/11 06:04

A Brief History of the Encrypted Future: Seven Major Trends Reshaping the Industry Narrative in 2026

"Crypto Future: 7 Trends Reshaping the Industry Narrative in 2026" This article outlines seven key trends expected to define the crypto industry in 2026. First, **Appchains** will see a major breakthrough, as applications built on custom, purpose-specific blockchains optimized for unique user experiences and cultures will flourish, enabled by modular infrastructure. Second, **prediction markets** will continue to innovate, with success hinging on solutions that reduce spreads, increase open interest, and capture specific categories of volume. Third, **Agentic Curators** will emerge, using AI agents (LLMs with tools) to manage DeFi risk and strategies through reasoning, not just fixed algorithms, competing directly with human managers. Fourth, **short-form video** will become the dominant traffic and commerce gateway, with platforms blurring the lines between content and payment. Crypto is essential for enabling microtransactions and tracking complex revenue sharing. Fifth, **new AI Scaling Laws** will be driven by blockchain, as decentralized training and inference networks move from testing to production, offering verifiable, confidential computation and challenging centralized AI development. Sixth, **RWA (Real World Assets)** will achieve real-world adoption at scale. Tokenization will expand beyond stablecoins to assets like commodities, credit, and equities, upgrading global capital markets through on-chain transparency and DeFi composability. Finally, an **Agent-driven product renaissance** will begin, shifting the internet's core from apps we use to agents we converse with. These AI agents will manage complex on-chain tasks, filter information, and execute strategies, reducing friction and unlocking a new era of user empowerment.

Odaily星球日报12/11 05:36

A Brief History of the Encrypted Future: Seven Major Trends Reshaping the Industry Narrative in 2026

Odaily星球日报12/11 05:36

Farcaster Is Not a Pivot, It's Evolution: The True Ambition from Social to Wallet

Recently, Farcaster co-founder Dan Romero announced a shift in the project’s focus from "social-first" to "wallet-first," sparking widespread discussion. While some interpreted this as Farcaster abandoning social features or even signaling the failure of Web3 social networks, the move is better understood as a strategic evolution rather than a pivot. Farcaster’s integration of a built-in wallet is not a replacement for social functionality but an upgrade to improve user experience. It enables seamless on-chain interactions, especially as Frames evolve into more powerful Mini Apps. This enhancement allows users to mint NFTs, execute trades, and engage with decentralized applications without leaving the app—reducing friction and supporting richer crypto-native experiences. The shift reflects a broader trend: social apps are integrating wallets, and wallet apps are adding social features. This convergence is becoming the natural direction for consumer crypto applications. By combining social graphs with built-in wallets and Mini Apps, Farcaster enables closed-loop scenarios for asset creation, discovery, trading, and community interaction—all within a unified experience. Other platforms like Telegram, Zapper, Base App, and Binance are also exploring similar integrations, highlighting the growing importance of blending social context with financial activity. Farcaster’s open and composable social protocol allows developers to build diverse clients and applications, further expanding its ecosystem. In summary, Farcaster is not moving away from social—it is enhancing it. The integration of wallet functionality aims to drive growth, improve utility, and solidify its unique value proposition in the crypto space.

marsbit12/10 17:21

Farcaster Is Not a Pivot, It's Evolution: The True Ambition from Social to Wallet

marsbit12/10 17:21

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