# Сопутствующие статьи по теме Closed Loop

2026 Chinese New Year: Why Are Giants Splurging 4.5 Billion in Frenzied Subsidies for AI Payments?

The 2026 Chinese New Year saw tech giants spending over 4.5 billion yuan in subsidies to promote AI-powered voice transactions—a figure surpassing historical spending peaks in past tech wars. Despite the efficiency of existing payment methods like QR codes, companies are aggressively pushing voice-based AI payment systems. This shift stems from a deeper battle over controlling user "intent" rather than mere transactions. The article contrasts two approaches: vertical integration, exemplified by Alibaba’s Qwen, which operates within its own closed ecosystem (e-commerce, payments, logistics), and horizontal standardization, as attempted by ByteDance’s Doubao phone, which aimed to interoperate across platforms but was blocked by major players like Tencent and Alibaba. The core conflict is about who captures and fulfills user intent—the next frontier in reducing decision-making friction and dominating future commercial gateways. While vertical integration strengthens existing ecosystems, horizontal models face resistance due to entrenched interests. The massive subsidies are investments in payment technology but in securing priority access to user intentions, shaping the next decade of digital commerce.

marsbit02/19 03:58