Regulatory Policy

Focuses on global regulatory developments, policy changes, and compliance requirements. It provides in-depth analysis of government regulations and their impact on the cryptocurrency and blockchain industries, helping businesses and investors proactively manage policy-related risks.

Trump’s WLFI Is About to Become a US Bank — Biggest Test Case for Crypto and Accountability

Trump-affiliated World Liberty Financial (WLFI) has applied for a U.S. national trust bank charter through its subsidiary WLTC Holdings LLC. If approved by the Office of the Comptroller of the Currency (OCC), the entity would operate as a federally regulated trust bank focused on issuing and redeeming its USD1 stablecoin, converting other major stablecoins, and providing custody services. This move aims to integrate crypto with traditional finance under federal oversight. WLFI’s application has intensified political tensions, with Democrats introducing bills to prevent public officials from profiting from crypto ventures, citing conflicts of interest. Critics also raise concerns over WLFI’s alleged ties to sanctioned entities and the Trump family’s substantial profits from the project. Despite controversies, WLFI has grown rapidly, raising $550 million in token sales and securing a $2 billion investment from Abu Dhabi. The approval process will test the regulatory landscape for crypto and political accountability.

ccn.com01/08 08:16

Trump’s WLFI Is About to Become a US Bank — Biggest Test Case for Crypto and Accountability

ccn.com01/08 08:16

World Liberty Financial Applies for OCC Charter to Launch Stablecoin Trust Bank

World Liberty Financial, a cryptocurrency company with strong connections to former President Donald Trump and his family, has applied for a national trust bank charter with the U.S. Office of the Comptroller of the Currency (OCC). If approved, the charter would allow the company to operate World Liberty Trust Company, a federally chartered entity focused on the issuance, custody, and conversion of its USD1 stablecoin. The trust bank aims to serve institutional clients and provide integrated services under a single supervised body, emphasizing institutional-grade compliance and risk management. This move aligns with the regulatory framework established by the GENIUS Act and reflects the shifting political and regulatory landscape under the Trump administration, which has shown increased flexibility toward cryptocurrency operations.

TheNewsCrypto01/08 07:26

World Liberty Financial Applies for OCC Charter to Launch Stablecoin Trust Bank

TheNewsCrypto01/08 07:26

The GENIUS Act can drain $6.6T from U.S. banks – THIS is how

The GENIUS Act of 2025 has drawn sharp criticism from major U.S. banks, warning it could drain $6.6 trillion from the banking system due to a regulatory loophole. Banking groups, including the Bank Policy Institute, argue that the act prohibits stablecoin issuers from paying interest but allows crypto affiliate companies to offer high yields, effectively acting as shadow banks. This could trigger massive migration of deposits away from traditional banks, potentially restricting credit access for mortgages and business loans. Critics like Rep. Marjorie Taylor Greene also opposed the act, fearing it enables a central bank digital currency (CBDC). As the stablecoin market grows—now valued at $317.8 billion—the yield loophole drives adoption. Closing it may reduce stablecoins’ appeal as high-return investments and revert them to payment tools, posing a critical question: whether Congress will act to eliminate this risk or allow crypto shadow banking to persist.

ambcrypto01/08 07:06

The GENIUS Act can drain $6.6T from U.S. banks – THIS is how

ambcrypto01/08 07:06

Blockchain Security Science Popularization: Five Identification Techniques to Stay Away from Virtual Currency Pyramid Schemes

Blockchain Security Guide: 5 Tips to Identify and Avoid Virtual Currency Pyramid Schemes As blockchain technology gains popularity, virtual currencies have become a target for criminals who use them as tools for online pyramid schemes. These scams, often disguised as "blockchain innovations" or "virtual asset growth opportunities," lure victims with promises of "guaranteed returns,""overnight wealth," and "always rising values." Unlike traditional pyramid schemes, these operations leverage the decentralized and anonymous nature of cryptocurrencies, using high returns to encourage recruiting downlines. They are more hidden, spread faster, and cause greater harm. Common scam models include: 1. Fake contract exchanges that use pyramid-style commissions. 2. Staking mining schemes that lock funds and require recruiting others. 3. Wallet-based理财 (financial management) apps that use fake arbitrage earnings. 4. DeFi smart contracts that drain funds once deposited. 5. Quant trading bots that show fake profits and steal assets. Key risks: - Irreversible financial losses due to offshore fund transfers. - Legal liability for participants who recruit others. - Disruption of financial order and potential money laundering. - Damage to legitimate blockchain industry development. Regulatory red flags: China bans illegal virtual currency issuance and trading, with strict penalties for pyramid schemes under criminal law. To identify these scams, check if the virtual currency is used as an entry fee, a reward calculation tool, or a recruitment incentive. If profits depend on recruiting others rather than market fluctuations, it is likely a pyramid scheme. Conclusion: The core of these scams remains "recruiting members, multi-level rewards, and fund theft." Remember: high returns come with high risks; guaranteed profits are scams. Stay cautious, avoid greed, and verify projects through professional security services.

marsbit01/08 03:36

Blockchain Security Science Popularization: Five Identification Techniques to Stay Away from Virtual Currency Pyramid Schemes

marsbit01/08 03:36

Trump's Shopping Cart: Greenland, the Canal, and Canada

On April 4, 1949, the U.S. and Denmark were among the 12 founding members of NATO. Seventy-six years later, the U.S. threatened military action against Danish territory—Greenland—citing national security. Greenland, an autonomous region of Denmark with a population of 56,000, overwhelmingly opposes joining the U.S. This is not an isolated case. Former U.S. President Trump also targeted the Panama Canal, claiming China controlled it and that the U.S. should “take it back.” Although Chinese firm Hutchison Ports sold its stake, the canal remains under Panamanian control. Additionally, Trump suggested Canada become the “51st state” and join a missile defense system or face high tariffs. His approach mirrors real estate tactics: pressure, threaten, and act if refused—as seen in Venezuela. This transactional logic extends to crypto. Trump’s family launched World Liberty Financial, retaining 75% of token profits. Investments from figures like Justin Sun and Abu Dhabi’s sovereign fund coincided with regulatory relief and a pardon for Binance’s Changpeng Zhao. The article warns that undermining international rules—like NATO—threatens the very system that enables such power. If the U.S. dismantles the order it built, its influence may crumble.

marsbit01/08 03:21

Trump's Shopping Cart: Greenland, the Canal, and Canada

marsbit01/08 03:21

Why WisdomTree pulled its XRP ETF just as institutional demand peaked

In early 2026, XRP gained significant market attention as a top-performing asset, driven by strong ETF inflows and its appeal as an alternative to Bitcoin. However, WisdomTree unexpectedly withdrew its XRP ETF filing with the SEC, using a strategic move to avoid potential public rejection and reset its regulatory timeline. This withdrawal occurred despite record-breaking XRP ETF inflows, including $19.12 million in a single day. Meanwhile, XRP’s price dropped 4.9% to $2.25 within 24 hours, contrasting with institutional optimism such as Standard Chartered’s $8 price target for 2026. The situation highlights ongoing regulatory uncertainty and mixed signals in the institutional adoption of XRP.

ambcrypto01/08 02:02

Why WisdomTree pulled its XRP ETF just as institutional demand peaked

ambcrypto01/08 02:02

The Hometown of 'Brokeback Mountain' Is Issuing a New American Dream

Wyoming, the iconic but sparsely populated American West known for Yellowstone National Park and as the setting of "Brokeback Mountain," is pioneering a new financial future. Facing a severe fiscal crisis as its coal industry collapses, the state is leveraging its libertarian business laws to become a crypto hub. In a landmark move, it launched $FRNT, the first U.S. state-backed dollar stablecoin, issued on Solana and EVM-compatible chains. Backed by 102% reserves in U.S. Treasuries and cash managed by Franklin Templeton, the profits are directed to the state's school fund. This initiative aims to replace lost coal revenue and position Wyoming at the forefront of digital finance. However, the benefits are not evenly distributed, highlighting a stark contrast between the wealthy elite in places like Jackson Hole and the struggling local workforce. The move signifies a shift for stablecoins from private ventures to public financial tools, testing whether digital innovation can heal deep economic and social divisions.

比推01/08 00:23

The Hometown of 'Brokeback Mountain' Is Issuing a New American Dream

比推01/08 00:23

A settled stablecoin issue is back on the table as Senate prepares vote

The U.S. Senate Banking Committee is set to mark up market structure legislation, reopening debate on whether stablecoin issuers should be allowed to offer rewards—an issue previously addressed under the GENIUS Act. This reintroduces uncertainty in an area many believed settled. Supporters argue rewards are key for competition in payments, not financial stability, and warn restrictions could limit consumer choice as commerce moves onchain. Opponents' concerns over deposit drains from community banks are challenged by studies showing no meaningful impact. The outcome may affect the U.S. dollar's competitiveness globally, especially as other jurisdictions explore interest-bearing currencies. The markup will determine whether earlier compromises hold or if new restrictions emerge, impacting stablecoin adoption and use.

ambcrypto01/07 23:02

A settled stablecoin issue is back on the table as Senate prepares vote

ambcrypto01/07 23:02

Inside Bitwise’s Chainlink ETF filing and LINK’s 12% jump

A document circulated on social media on January 6th claimed the SEC approved Bitwise’s Chainlink ETF, triggering market buzz. However, the filing was not an approval but an amended Form S-1 registration. Still, it drew investor attention, coinciding with a 12% surge in LINK’s price. The proposed ETF features a 0% management fee for the first three months on assets up to $500 million. It also saw $2.24 million in inflows, signaling strong institutional interest. Chainlink leads in developer activity with 191 contributions and has accumulated over $6.9 million in fees. Technically, LINK is approaching a key resistance zone at $15–16; a break above could target $20 or even $27. The coming days will be critical for its price direction.

ambcrypto01/07 18:04

Inside Bitwise’s Chainlink ETF filing and LINK’s 12% jump

ambcrypto01/07 18:04

AI Models Suggest XRP Could Climb to $15–$22 With BIS Tier-1 Status

Digital Ascension Group CEO Jake Claver suggested that XRP could potentially be recognized by the Bank for International Settlements (BIS) as a tier-one banking asset, sparking discussions on its market impact. Currently, Basel regulations classify unbacked cryptocurrencies like XRP, Bitcoin, and Ethereum as high-risk assets, requiring banks to apply significant capital penalties and limiting holdings to 1-2% of tier-one capital. In contrast, tier-one assets include central bank cash, high-rated sovereign debt, and physical gold. A hypothetical AI analysis proposed that if XRP were reclassified as a top-tier asset, reduced capital requirements could drive institutional demand, potentially pushing its price to $15–$22 by 2026. However, such a regulatory shift remains theoretical under current frameworks.

TheNewsCrypto01/07 17:06

AI Models Suggest XRP Could Climb to $15–$22 With BIS Tier-1 Status