Regulatory Policy

Focuses on global regulatory developments, policy changes, and compliance requirements. It provides in-depth analysis of government regulations and their impact on the cryptocurrency and blockchain industries, helping businesses and investors proactively manage policy-related risks.

Coinbase wins conditional OCC approval as crypto moves deeper into U.S. banking system

Coinbase has received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish a national trust company, advancing the integration of crypto custody and infrastructure into the U.S. federal regulatory system. Announced on April 2, this approval marks a shift from state-level oversight toward a unified federal framework. The trust charter does not grant banking privileges—such as deposit-taking or lending—but focuses on custody and market infrastructure services. This move enables Coinbase to expand its institutional offerings while operating under consistent federal supervision. The approval remains conditional, requiring Coinbase to meet ongoing regulatory standards before full operation. This development reflects a broader trend of aligning digital asset services with traditional financial oversight.

ambcrypto04/02 21:02

Coinbase wins conditional OCC approval as crypto moves deeper into U.S. banking system

ambcrypto04/02 21:02

CFTC sues Illinois in case that could decide how prediction markets scale in the U.S.

The Commodity Futures Trading Commission (CFTC) has sued the State of Illinois, escalating a legal battle that could determine the regulatory future of prediction markets in the U.S. The lawsuit, filed on April 2, challenges Illinois' cease-and-desist orders against platforms like Kalshi and Polymarket, which the state considers unlicensed sports betting. The CFTC argues these event contracts are swaps under federal jurisdiction, preempting state regulation under the Commodity Exchange Act and the Supremacy Clause. This case tests whether prediction markets will develop as a unified financial system under federal oversight or face a fragmented, state-by-state regulatory landscape that could hinder their growth and nationwide access. The outcome may define if these platforms become core financial infrastructure or remain constrained like state-regulated gambling.

ambcrypto04/02 19:02

CFTC sues Illinois in case that could decide how prediction markets scale in the U.S.

ambcrypto04/02 19:02

IMF warns tokenized finance could reshape — and destabilize — global markets

The International Monetary Fund (IMF) warns that the rapid growth of tokenized finance could fundamentally reshape global financial markets while introducing new systemic risks tied to speed, automation, and market structure. Tokenization is not merely an incremental improvement but a structural shift that reconfigures financial architecture by replacing traditional intermediaries with smart contracts and shared ledgers. As of early April, tokenized real-world assets have reached approximately $27.5 billion, with U.S. Treasury products comprising over $12 billion. This indicates strong institutional demand for yield-bearing assets rather than retail-focused products like equities. While tokenization enables near-instant settlement and reduces counterparty risk, it also removes traditional buffers that absorb financial shocks. The IMF highlights concerns that automated processes—such as margin calls and real-time settlements—could accelerate liquidity stress during volatility. Additionally, smart contract vulnerabilities and platform fragmentation may complicate cross-border coordination and regulatory oversight. The IMF stresses that balancing innovation with stability will be crucial, urging policymakers to adapt regulatory frameworks to manage emerging risks in this rapidly growing sector.

ambcrypto04/02 16:26

IMF warns tokenized finance could reshape — and destabilize — global markets

ambcrypto04/02 16:26

Fed Governor Calls For Strong Stablecoin Oversight As CLARITY Act’s Final Text Gets Delayed

In a speech, Federal Reserve Governor Michael Barr called for strong regulatory oversight of stablecoins, citing potential risks to financial stability. He acknowledged that the proposed GENIUS Act provides needed clarity but emphasized that implementation by regulators is crucial. Barr highlighted stablecoins' use cases in crypto trading, remittances, and treasury management but warned of risks like insufficient reserve safeguards and illicit finance. He urged measures including tight control of reserves, capital requirements, and anti-money laundering controls. This comes as the final text of the related CLARITY Act, a major crypto market structure bill, faces a delay. A compromise text is no longer expected this week, with a markup anticipated later in the month. The delay is attributed to concerns that early release could give opponents time to stall the bill. A key point of contention has been a proposed prohibition on offering yield on stablecoin balances, a measure aimed at addressing banking industry worries but facing strong opposition from crypto firms like Coinbase.

bitcoinist04/02 14:32

Fed Governor Calls For Strong Stablecoin Oversight As CLARITY Act’s Final Text Gets Delayed

bitcoinist04/02 14:32

US Treasury Starts GENIUS Act Rollout With Notice Of Proposed Rulemaking

The US Treasury has published a Notice of Proposed Rulemaking (NPRM) to begin implementing the GENIUS Act, a federal law governing payment stablecoins. The 87-page proposal outlines how federal and state regulatory frameworks will interact, allowing states to adopt "substantially similar" rules with some discretion. The NPRM references the OCC’s flexible approach to regulating stablecoin issuers and sets a transition timeline: once the law takes effect, only authorized issuers can operate, and by July 2028, unlicensed stablecoin sales will be illegal. The proposal also preserves a state-option pathway for smaller issuers with under $10 billion in issuance, provided states certify regulatory alignment. Treasury is soliciting public feedback on the proposed rules.

bitcoinist04/02 13:01

US Treasury Starts GENIUS Act Rollout With Notice Of Proposed Rulemaking

bitcoinist04/02 13:01

Is CFTC ‘ready to take responsibility’ for $3T crypto market?

The U.S. Commodity Futures Trading Commission (CFTC) is positioning itself as a leading regulator for the $3 trillion cryptocurrency market. Chair Michael Selig stated the agency is prepared to take on this responsibility and is working with the SEC to harmonize federal oversight. This shift comes amid broader U.S. regulatory improvements, which have supported significant market growth, including a stablecoin market cap exceeding $319 billion. The CFTC has taken steps like publishing a crypto-asset system and offering regulatory relief to developers. However, key legislation, such as the CLARITY Act, remains stalled in Congress. A clearer regulatory framework is seen as crucial for further industry expansion.

ambcrypto04/02 12:12

Is CFTC ‘ready to take responsibility’ for $3T crypto market?

ambcrypto04/02 12:12

Coinbase CLO turns bullish on CLARITY: ‘Confident we’re going to see progress’

Coinbase Chief Legal Officer Paul Grewal expressed strong optimism about the imminent passage of the Digital Asset Market CLARITY Act of 2025, predicting a breakthrough in U.S. crypto regulation within the next 48 hours. Despite resistance from traditional banks, Grewal emphasized the importance of the bill in fulfilling former President Trump’s vision of making the U.S. a global crypto capital. He differentiated crypto from fractional-reserve banking, dismissing concerns about deposit flight due to stablecoins. His shift in stance surprised Patrick Witt of the President’s Council on Digital Assets, given Coinbase’s previous hesitation. Polymarket odds of the bill becoming law by 2026 rose to 65%, reflecting growing confidence.

ambcrypto04/02 11:12

Coinbase CLO turns bullish on CLARITY: ‘Confident we’re going to see progress’

ambcrypto04/02 11:12

DeFi vs. SEC: Should ‘non-custodial platforms’ be treated like exchanges?

DeFi Education Fund (DEF) argues that non-custodial DeFi protocols, AMMs, and their developers should not be regulated as exchanges or intermediaries, as they don’t perform exchange functions or control user assets. They oppose SIFMA’s push for SEC regulation based on function rather than decentralization. SIFMA and Citadel Securities advocate for regulating DeFi platforms handling tokenized securities to ensure investor protection, citing risks and scams. DEF suggests Wall Street’s stance may be motivated by business interests, as DeFi disrupts traditional intermediaries. The SEC faces the challenge of balancing innovation and regulation in its upcoming framework.

ambcrypto04/02 09:08

DeFi vs. SEC: Should ‘non-custodial platforms’ be treated like exchanges?

ambcrypto04/02 09:08

CertiK Releases Cryptocurrency ATM Fraud Report: Losses Reach $330 Million, AI Scams and Cross-Border Money Laundering Emerge as Major Threats

CertiK's "Skynet Cryptocurrency ATM Fraud Report" reveals that losses from such scams reached $330 million in 2025, a 33% year-on-year increase, making it one of the fastest-growing financial crimes in the U.S. The report highlights that these scams have evolved into a highly organized transnational criminal industry, leveraging social engineering and AI technologies. Cryptocurrency ATMs, with 78% located in the U.S., serve as a rapid channel for fraudsters to transfer funds. Victims, often elderly individuals who account for 86% of the losses, are manipulated via phone calls or messages to deposit cash into these machines. The funds are quickly converted into cryptocurrency and transferred to wallets controlled by criminals, making recovery nearly impossible once the transaction is on the blockchain. AI-driven scams, including voice cloning and deepfake videos, have proven 4.5 times more profitable than traditional methods. Criminal networks use automated scripts and employ "smurfing" tactics to bypass transaction limits. The illicit funds are rapidly laundered through mixing services, cross-chain bridges, and decentralized exchanges, often within minutes. The report emphasizes that the only effective intervention point is at the transaction entry level, before funds are on-chain. It calls for enhanced KYC measures, industry-wide intelligence sharing, real-time risk screening, and stronger cross-border law enforcement cooperation to combat this escalating threat.

marsbit04/02 07:36

CertiK Releases Cryptocurrency ATM Fraud Report: Losses Reach $330 Million, AI Scams and Cross-Border Money Laundering Emerge as Major Threats

marsbit04/02 07:36

Hong Kong Freezes Stablecoin Rollout, Leaving HSBC, Standard Chartered Waiting

Hong Kong has postponed the issuance of its first batch of stablecoin licenses, delaying approvals for major applicants like HSBC and Standard Chartered. The delay, attributed to money laundering concerns, may lead to stricter KYC regulations. This setback affects 36 applicants and follows mainland China's earlier crackdown on stablecoins due to regulatory and illegal activity risks. Despite initial plans to issue a small number of licenses in March, the Hong Kong Monetary Authority (HKMA) has not yet granted any approvals. The article also notes similar regulatory delays in South Korea, while Japan and the U.S. have advanced their stablecoin frameworks. The stablecoin market cap remains strong at $316 billion, a new all-time high. Bitcoin is trading around $68,700, down 4% over the week.

bitcoinist04/02 07:01

Hong Kong Freezes Stablecoin Rollout, Leaving HSBC, Standard Chartered Waiting

bitcoinist04/02 07:01

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