Новостной центр - Страница 750

The Wall Street Maverick, Vance's Aide, and a Century-Old Bank: Lead Bank

Lead Bank, a century-old community bank from Missouri, has transformed into a fintech and crypto-friendly banking leader under the leadership of Wall Street veteran Jackie Reses. After acquiring the bank in 2022, Reses and her team rebuilt its core systems in-house, avoiding reliance on third-party middleware—a key vulnerability that caused industry-wide disruptions following the collapse of firms like Synapse. Lead Bank serves major fintech clients like Revolut and Ramp and is one of the first banks to support Visa’s USDC settlement on Solana. Its strategy focuses on low-cost transactional deposits from fintech and crypto firms, generating revenue primarily through fees rather than interest margins. With strong regulatory connections, including ties to the White House via Reses’s brother, the bank has navigated compliance challenges while positioning itself at the intersection of traditional banking and digital asset innovation. As of 2025, Lead Bank’s assets have doubled to $1.97 billion, driven by its tech-native approach and emphasis on real-time API-based banking services.

marsbit01/14 03:40

How Wagyu Is Changing the Monero Narrative: One Tool Lifting Years of Price Suppression

Wagyu, a new exchange tool, is breaking years of price suppression on Monero (XMR) by addressing a critical flaw in its acquisition process. Since 2018, despite strong demand, XMR's price remained stagnant, primarily because major exchanges delisted it, forcing over 60% of users to rely on instant swap services. These offshore services charged exorbitant fees (effectively 3-4%) and often froze funds under "AML checks," creating constant sell pressure as they immediately converted XMR profits to stablecoins. This parasitic cycle drained an estimated $30,000-$100,000 daily from the market. Wagyu v2 routes orders to Hyperliquid, providing exchange-level pricing and near-zero fees, eliminating the need for exploitative swap services. By removing this sell pressure and allowing true price discovery, Wagyu has already processed millions in trades, contributing to XMR's recent breakout above $600. The tool is effectively saving Monero by connecting genuine demand directly to real market liquidity.

比推01/14 03:35

Team Expansion, The Hyperliquid Story Continues

Hyperliquid, a decentralized cryptocurrency exchange, has rapidly emerged as a major player in crypto derivatives trading despite operating with a lean team of just 11 people and no venture capital funding. Founded by Harvard graduate Jeff Yan, the platform emphasizes transparency, security, and speed—key differentiators in the wake of the FTX collapse. In October, Hyperliquid handled over $100 billion in liquidations during a market “flash crash,” outperforming established giants like Binance and Bybit. The platform has generated over $616 million in annualized revenue, with its native token HYPE reaching a market cap of nearly $5.9 billion. Jeff Yan envisions Hyperliquid as the “AWS of finance,” supporting a growing ecosystem where developers can trade various assets, including equities. However, the platform faces challenges from well-funded competitors like Lighter and regulatory scrutiny due to its anonymous, non-KYC user model. Despite these hurdles, Hyperliquid continues to expand, recently increasing its team to 14 employees as it aims to redefine financial infrastructure.

marsbit01/14 03:28

Interactive Tutorial | Seize the Last Chance to Earn Points Before ETHGas Token Launch

ETHGas, a DeFi project focused on solving Ethereum's high gas fees and network congestion, has announced that the snapshot for its GWEI token airdrop will occur on January 19 at 8:00 AM Beijing Time. The project, which raised $12 million in a seed round led by Polychain Capital, aims to make Ethereum transactions faster and cheaper through partnerships with major protocols. The total supply of GWEI tokens is 10 billion, allocated to ecosystem, investors, team, community, foundation, and advisors. Users can earn Beans points by completing social and referral tasks on the platform. Discord interaction points will also be converted to Beans, with a snapshot on January 15. A step-by-step guide is provided: users need to bind their X account and Web3 wallet on the ETHGas website, generate a Gas Report, and complete tasks to accumulate points before the snapshot. Existing users are advised to renew their Gas ID to ensure eligibility.

Odaily星球日报01/14 03:09

Solana flips Ethereum in perps volume – Is a $190 move loading?

ambcrypto01/14 03:02

Crypto Developers Could Get Long-Term Shield Under New Senate Bill

US Senators Cynthia Lummis and Ron Wyden introduced the Blockchain Regulatory Certainty Act, a standalone bill to protect blockchain developers and non-custodial infrastructure providers from being classified as money transmitters. The legislation creates a safe harbor for those who write code or maintain networks without controlling user funds, meaning liability depends on custody of assets rather than software development. This aims to reduce legal risks for node operators and open-source developers. The move follows industry lobbying and delays in broader crypto market-structure legislation. While welcomed by many, some caution that clear definitions are needed to prevent loopholes and ensure the protection applies only to builders, not asset handlers.

bitcoinist01/14 03:01

BNB Chain’s Fermi hard fork goes live as on-chain activity returns to 2021 levels

BNB Chain activated its Fermi hard fork on 14 January 2026, significantly reducing block times from 0.75 to 0.45 seconds to enhance network performance. This upgrade, including BEP-619 and BEP-590, addresses growing strain as on-chain activity returns to 2021 levels with 2–3 million daily active addresses. However, total value locked remains at $7bn, far below its $20bn peak, creating higher risks of congestion and transaction issues. Fermi aims to ensure stability and faster finality for DeFi and trading amid increased user activity with thinner liquidity.

ambcrypto01/14 02:56

Delphi Digital Outlook: 10 Paradigm Shifts in the Crypto Market by 2026

Delphi Digital's "2026 Outlook" identifies 10 major paradigm shifts for the crypto market. Key trends include the rise of autonomous AI Agents using protocols like x402 and ERC-8004 for trustless transactions. Perp DEXs like Hyperliquid are poised to consolidate traditional finance roles. Prediction markets evolve into critical financial tools for risk management. Ecosystems are reclaiming revenue from stablecoin issuers through models like Ethena's "stablecoin-as-a-service." DeFi overcomes over-collateralization with zkTLS proofs for undercollateralized lending. On-chain FX finds product-market fit in emerging markets. Gold and Bitcoin lead as "debasement trades" amid monetary expansion. Exchanges like Coinbase transform into super-apps. Privacy infrastructure accelerates due to regulatory pressure. Finally, altcoin returns will diverge, with capital flowing to tokens with ETFs, real yield, and proven product-market fit. Crypto is becoming a foundational layer for global finance.

Odaily星球日报01/14 02:48

Who Moved the Bank's Cheese? Debunking the Five Myths of Stablecoins 'Sucking Blood' from the Banking Industry

Stablecoins do not harm the banking system; instead, they may increase U.S. bank deposits by boosting global dollar demand, as most demand comes from overseas. They also promote competition, which could pressure bank profits but not necessarily reduce credit availability. Banks, currently highly profitable, can compete by offering higher deposit rates or using excess reserves. Moreover, banks provide only about 20% of U.S. credit, with non-bank lenders likely benefiting from stablecoin-driven efficiency and lower government borrowing costs. Concerns about community banks are misplaced, as large global banks are more exposed to payment competition. Finally, allowing stablecoin yield sharing benefits savers, and restricting it unfairly subsidizes borrowers at the expense of ordinary Americans. The claims against stablecoins are largely unsubstantiated, and the industry needs clear regulation to advance.

marsbit01/14 02:43

Just 6 Days After Launching ChatGPT Health, OpenAI Is Surpassed on Its Own Medical Benchmark

In a significant development in the AI healthcare sector, Baichuan Intelligence has surpassed OpenAI's GPT-5.2 High on the HealthBench benchmark—a medical evaluation dataset created by OpenAI with input from 260+ doctors across 60 countries—just six days after OpenAI launched ChatGPT Health. Baichuan's new model, Baichuan-M3, achieved a top score of 65.1 and also led in the more challenging HealthBench Hard subset, while demonstrating the lowest hallucination rate (3.5%) without relying on external tools. Key to M3’s performance is its Fact Aware RL technique, which improves diagnostic accuracy by balancing factual precision with proactive questioning. The model avoids both over-confident errors and overly vague responses. Additionally, Baichuan introduced SCAN-bench, a new evaluation framework designed to simulate real doctor-patient interactions. In tests, M3 outperformed human specialists in areas like safety stratification, clarity, and diagnostic questioning, partly due to its ability to integrate knowledge across medical disciplines. Baichuan is now rolling out the model via its consumer product Baixiaoying (百小应), offering tailored interfaces for both doctors and patients. The company emphasizes a focus on "serious medicine," prioritizing complex areas like oncology over general wellness, aiming to augment—not just assist—medical professionals. According to CEO Wang Xiaochuan, enhancing AI’s capability in high-stakes medical scenarios is crucial for building user trust and advancing toward AGI through deeper biological understanding.

marsbit01/14 02:31