# Stablecoins Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Stablecoins", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Brazil Moves To Ban Algorithmic Stablecoins While $SUBBD Disrupts Creator Economy

Brazil's Central Bank is drafting regulations that would require stablecoins to be fully backed by reserves, effectively banning algorithmic models. This aligns with a global regulatory shift away from speculative financial instruments. Concurrently, capital is rotating towards utility-focused tokens with tangible revenue models. The SUBBD Token ($SUBBD) is highlighted as a project leveraging AI and Web3 to disrupt the $85 billion creator economy by reducing platform fees and decentralizing content monetization. It has raised over $1.4 million in its presale and offers staking rewards, positioning itself as a deflationary utility token amidst a market moving towards compliant, infrastructure-based crypto assets.

bitcoinist02/05 16:32

Brazil Moves To Ban Algorithmic Stablecoins While $SUBBD Disrupts Creator Economy

bitcoinist02/05 16:32

Bitcoin at $70,000: When Will the BTC Decline Stop?

Bitcoin is steadily declining towards the symbolic $70,000 mark, signaling a deeper issue of waning demand rather than panic selling. On-chain data reveals a structurally bearish market: the Bull Score Index has hit zero, spot volumes are low, and institutional flows have reversed, with US spot Bitcoin ETFs becoming net sellers. The negative Coinbase premium indicates sustained disengagement from US investors, while a contraction in USDT's market cap suggests reduced fresh capital entering the ecosystem. Technically, BTC is trading below its 365-day moving average, with key on-chain support between $60,000 and $70,000. The lack of immediate catalysts, such as Federal Reserve rate cuts, and political uncertainty further dampen sentiment. Bitcoin now behaves like a high-beta tech asset, correlating with equity market pressures. However, current data reflects an absence of buyers rather than excessive selling, potentially setting the stage for slow accumulation if prices reach long-term value zones. The end of the downturn hinges on a gradual return of liquidity and confidence, not just a technical signal.

bitcoinist02/05 10:55

Bitcoin at $70,000: When Will the BTC Decline Stop?

bitcoinist02/05 10:55

Wintermute Ventures: By 2026, Crypto Gradually Becomes the Settlement Layer for the Internet Economy

Wintermute Ventures argues that by 2026, crypto will mature into the essential clearing and settlement layer for the internet economy, enabling value to flow as freely as information does today. The report identifies five key themes driving this transformation: 1. **Everything becomes tradable:** Prediction markets, tokenization, and derivatives are creating liquidity for previously illiquid assets and real-world outcomes, enabling new data products and replacing traditional financial infrastructure like insurance. 2. **Stablecoins as a trust layer:** The need for interoperability among the growing number of stablecoins will be met by new infrastructure that handles netting, conversion, and settlement across chains, akin to on-chain correspondent banking. 3. **Tokenomics return to fundamentals:** Markets will increasingly reward sustainable revenue and long-term value over short-term token incentives. Token launches will occur only after proven product-market fit, aligning with traditional cash-flow-based valuation models. 4. **DeFi and TradFi convergence:** The future lies in hybrid models where user-friendly fintech front-ends leverage the capital efficiency and yield of DeFi infrastructure in the background, abstracting away complexity for the end-user. 5. **Privacy as a regulatory catalyst:** Privacy technologies like zero-knowledge proofs will transition from a compliance burden to a regulatory enabler, allowing institutions to prove compliance without exposing sensitive data and unlocking new financial products. Underpinning these themes is regulatory clarity, which is shifting from a barrier to a standardized distribution channel, accelerating institutional adoption. This infrastructure maturation will see crypto fade into the background, quietly powering a new global, open financial system.

marsbit02/05 08:41

Wintermute Ventures: By 2026, Crypto Gradually Becomes the Settlement Layer for the Internet Economy

marsbit02/05 08:41

Is CME Also Issuing a Coin? Decoding the Triple Strategy Behind CME's Digital Hunt

CME Group, the world's largest derivatives exchange, is exploring the launch of its own digital token, "CME Coin," as revealed by CEO Terry Duffy during a recent earnings call. Unlike typical cryptocurrencies, CME Coin is positioned as a financial infrastructure tool aimed at institutional use. It is designed to function on a decentralized network and is separate from CME’s existing tokenized cash initiative with Google Cloud. The move aligns with CME’s broader digital strategy, addressing key challenges such as weekend liquidity shortages in crypto futures trading and reclaiming interest revenue currently captured by stablecoin issuers like Tether and Circle. By offering a trusted, compliant alternative backed by its status as a systemically important financial market utility (SIFMU), CME aims to create a high-standard, institutional-grade digital asset ecosystem. CME Coin is expected to serve as a settlement instrument and tokenized collateral, enabling real-time, 24/7 transactions and improving capital efficiency. This initiative mirrors efforts by other traditional finance giants like JPMorgan, which recently launched its JPM Coin on Coinbase’s Base blockchain. Rather than embracing decentralization, CME’s approach reinforces its central role in the financial system, potentially reshaping market dynamics and marginalizing existing private stablecoins and smaller bank-issued tokens.

marsbit02/05 02:44

Is CME Also Issuing a Coin? Decoding the Triple Strategy Behind CME's Digital Hunt

marsbit02/05 02:44

Stablecoins not a ‘systemic risk’: Coinbase pushes back on GENIUS Act critics

The debate over stablecoin regulation continues between the crypto industry and traditional banks. Coinbase strongly opposes claims that stablecoins pose a "systemic risk" to the U.S. financial system. Chief Policy Officer Faryar Shirzad argues that stablecoins follow a secure government-backed model, unlike the risky money market funds that contributed to past financial crises. Chief Legal Officer Paul Grewal emphasizes that stablecoin reserves are backed dollar-for-dollar by short-term instruments like U.S. Treasuries and are not relent like traditional bank deposits. However, the proposed GENIUS Act allows stablecoin reserves to include riskier assets such as uninsured deposits and money market fund shares. Critics, including Better Markets and the Bank Policy Institute, warn this could make stablecoins vulnerable to bank-like runs. Despite ongoing discussions and a planned meeting among Senate Democrats, the future of stablecoin legislation remains uncertain, with no clear timeline for the bill's advancement.

ambcrypto02/04 23:01

Stablecoins not a ‘systemic risk’: Coinbase pushes back on GENIUS Act critics

ambcrypto02/04 23:01

Is CME Group Issuing a Coin? The New 'Hunt' by Wall Street Giants

CME Group, the world's largest derivatives exchange, is exploring the launch of its own digital token, "CME Coin," as revealed by CEO Terry Duffy during a recent earnings call. Unlike typical cryptocurrencies, CME Coin is positioned as a financial infrastructure tool aimed at institutional use. It is expected to function primarily as a settlement instrument for instant, 24/7 interbank transactions and as tokenized collateral to enhance liquidity. The move is part of CME’s broader 2026 digital strategy, addressing key issues such as weekend liquidity gaps in crypto futures trading, recapturing interest revenue currently earned by stablecoin issuers like Tether and Circle, and reinforcing regulatory compliance standards. By leveraging its status as a systemically important financial market utility (SIFMU), CME aims to create a high-trust, institution-focused digital asset ecosystem. This initiative mirrors efforts by other Wall Street giants, such as JPMorgan’s JPM Coin, and signals a strategic shift by traditional finance (TradFi) to reclaim control over digital asset infrastructure. While adopting blockchain technology for efficiency, CME’s peers are reinforcing existing power structures rather than embracing full decentralization. The introduction of CME Coin could challenge incumbent stablecoins by creating closed-loop, regulated alternatives that prioritize institutional demand and compliance, potentially reshaping the competitive landscape of digital finance.

比推02/04 22:46

Is CME Group Issuing a Coin? The New 'Hunt' by Wall Street Giants

比推02/04 22:46

Crypto Market Structure Bill Nears Key Moment As CFTC Chair Signals Progress Within Months

Newly appointed CFTC Chair Michael Selig advocates for the passage of the crypto market structure bill (CLARITY Act), arguing it could establish the U.S. as the global "gold standard" in crypto regulation. He emphasizes that the legislation would provide long-needed clarity by defining a token taxonomy and clarifying regulatory jurisdictions, challenging the current approach of treating most digital assets as securities. Selig believes the bill could reach President Trump's desk within months, aided by executive support. Meanwhile, Senate Democrats are planning a closed-door meeting to discuss the bill, which recently stalled in the Senate Banking Committee due to industry opposition, despite passing in the Agriculture Committee.

bitcoinist02/04 19:03

Crypto Market Structure Bill Nears Key Moment As CFTC Chair Signals Progress Within Months

bitcoinist02/04 19:03

Bitcoin: Whales step back, retail pushes on – Is BTC setting a bull trap?

Bitcoin's price shows sustained weakness, recently dropping to $72,945 amid increased selling pressure. A notable divergence has emerged between whale and retail trader behavior: whales are reducing long exposure and opening short positions, while retail traders maintain optimism and hold their ground. Derivatives data indicates longs still have marginal control with a slightly positive funding rate, but bearish pressure is growing. Short volume is dominating perpetual markets, and spot market indicators like the Coinbase Premium Index show weakening U.S. institutional demand. Additionally, a significant decline in spot trading volume and a $10 billion contraction in stablecoin market cap reflect reduced market liquidity and investor caution. Without a recovery in spot demand, Bitcoin may struggle to achieve sustained upward momentum, raising the possibility of a bull trap.

ambcrypto02/04 14:05

Bitcoin: Whales step back, retail pushes on – Is BTC setting a bull trap?

ambcrypto02/04 14:05

CoinMarketCap Has Released January 2026 Major Crypto Exchange Reserves Ranking Report

CoinMarketCap has released its January 2026 crypto exchange reserves report, ranking eight major platforms by total reserves. Binance leads with $155.64 billion, followed by OKX ($31.29B) and Bybit ($14.17B). KuCoin ranks last with $2.16B. The report also breaks down reserve compositions, highlighting that MEXC and KuCoin hold the highest stablecoin percentages, while Bitget has the most BTC & Derivatives exposure. Community reactions note Binance's dominant market position and the industry's focus on liquidity quality over size. Additionally, the overall crypto market cap is down 2.21% to approximately $2.57 trillion.

TheNewsCrypto02/04 12:25

CoinMarketCap Has Released January 2026 Major Crypto Exchange Reserves Ranking Report

TheNewsCrypto02/04 12:25

White House talks expose stablecoin rewards as fault line in U.S. crypto legislation

A White House meeting on February 2nd failed to break the stalemate in U.S. crypto market structure legislation, with stablecoin rewards identified as the core unresolved issue. Banking groups argue that yield-bearing stablecoins threaten traditional banks by drawing deposits away and undermining lending capabilities. Crypto firms counter that rewards are essential for customer acquisition and competitiveness, warning that a ban would favor incumbents and disadvantage digital-asset platforms. Major banking associations reaffirmed their stance post-meeting, emphasizing financial system safety and local lending support. The dispute reflects a deeper structural tension over dollar intermediation in the digital economy, with neither side willing to concede. Further discussions are expected, but Senate progress remains uncertain.

ambcrypto02/03 16:26

White House talks expose stablecoin rewards as fault line in U.S. crypto legislation