# Stablecoins Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Stablecoins", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Solana stalls despite $1.8B RWA growth – Where is SOL’s liquidity going?

Despite Solana (SOL) struggling to break the $100 psychological level, its ecosystem is experiencing significant liquidity movement, particularly in the real-world asset (RWA) sector. Solana's RWA total value locked (TVL) has surged nearly 64% this year, reaching a new all-time high of over $1.8 billion. Additionally, active DeFi TVL within Solana's RWA sector hit a record $465 million, indicating that capital is actively being used in lending, staking, and liquidity pools rather than sitting idle. This growth is further amplified by Ondo Finance's strategic expansion, adding over 50 tokenized assets—including stocks and ETFs like Galaxy Digital and BlackRock’s IBIT—bringing its total listings on Solana to more than 250. This move positions Solana as a major DeFi hub for tokenized assets, highlighting a disconnect between its stagnant price action and robust on-chain fundamentals. The data suggests that liquidity isn't exiting the market but is instead being redirected into RWA-related DeFi activities on Solana.

ambcrypto03/21 04:26

Solana stalls despite $1.8B RWA growth – Where is SOL’s liquidity going?

ambcrypto03/21 04:26

Stablecoin supply nears $318B: Fresh inflows or just capital rotation?

Stablecoin supply is approaching $318 billion, signaling a period of controlled expansion. While fresh capital is entering through fiat on-ramps, a significant portion of this growth reflects internal capital rotation into yield-bearing and regulated assets rather than entirely new inflows. Tether (USDT) continues to dominate the market, though its growth has slowed, while others like USDC and USDS are expanding more rapidly. This liquidity is increasingly being actively deployed, evidenced by rising DEX volumes and exchange inflows. However, the market remains split between genuine capital inflows and internal redistribution, with a large share of stablecoins still held on exchanges.

ambcrypto03/20 19:51

Stablecoin supply nears $318B: Fresh inflows or just capital rotation?

ambcrypto03/20 19:51

Visa Spent $1.8 Billion Just to Avoid Being Left Behind by AI

Visa's $1.8 billion acquisition of stablecoin infrastructure firm BVNK is a defensive move against the rise of AI agents disrupting its core business model. Visa’s empire is built on interchange fees (2-3% per transaction), which fund rewards, fraud protection, and status-driven perks that appeal to human psychology. However, AI agents are purely rational: they seek the cheapest, fastest payment path, avoid fees, and have no use for rewards or brand loyalty. A recent report warning that AI agents could bypass traditional card networks by 2027 using stablecoins and decentralized payment protocols (like x402 and Tempo) caused significant stock drops for Visa, Mastercard, and Amex. While current transaction volumes on new infrastructures remain small, projects like Visa CLI, Circle’s Nanopayments, and Stripe’s blockchain initiatives are laying the groundwork for machine-to-machine commerce. Visa isn’t idle—it’s participating in new protocols and launching crypto tools—but its historical advantage (consumer trust and merchant acceptance) relies on human behavior. In an AI-driven economy, that advantage vanishes. The disruption begins with micro-payments for API calls and AI services, but may eventually extend to consumer spending. Visa’s massive investment signals it knows the threat is real.

比推03/20 17:55

Visa Spent $1.8 Billion Just to Avoid Being Left Behind by AI

比推03/20 17:55

Bitcoin, Ethereum, stablecoins cleared for margin use as CFTC outlines crypto collateral rules

The U.S. Commodity Futures Trading Commission (CFTC) has issued guidance permitting futures commission merchants and clearinghouses to accept Bitcoin, Ethereum, and certain payment stablecoins as margin collateral in derivatives markets. This allows eligible crypto assets to secure trading positions or cover deficits, subject to risk-based haircuts. The framework distinguishes stablecoins, which receive lower capital charges and greater flexibility, from more volatile assets like Bitcoin and Ethereum. Strict operational safeguards are imposed, including mandatory CFTC notification, enhanced reporting, and initial restrictions to only the named cryptocurrencies. The move represents a cautious but significant step toward integrating digital assets into traditional financial infrastructure while maintaining regulatory oversight.

ambcrypto03/20 16:53

Bitcoin, Ethereum, stablecoins cleared for margin use as CFTC outlines crypto collateral rules

ambcrypto03/20 16:53

When the Narrative Bubble Bursts, What Are the Truly Valuable Crypto Assets?

After the narrative-driven crypto bubble subsides, truly valuable digital assets are those with sustainable value mechanisms, as evidenced by the failure of over 13.4 million speculative tokens. This analysis identifies two core token models: - **Native tokens** (e.g., Ethereum), whose value derives from network utility, acting as "security budgets" for decentralized systems. - **Backed tokens** (e.g., stablecoins like USDC), which are pegged to real-world assets (e.g., U.S. Treasuries) and provide verifiable value anchors. Sustainable tokens must reduce real-world economic frictions, evidenced in three dimensions: 1. **Macro-hedging**: Offering censorship-resistant, cross-border value transfer channels in high-inflation or sanctioned economies (e.g., Iran’s $7.78B crypto ecosystem). 2. **Real-yield anchoring**: Tokenizing high-quality liquid assets (HQLA) to bring off-chain yields on-chain, creating a risk-free benchmark for capital efficiency. 3. **Cost reduction**: Programmable smart contracts enable atomic settlements, automate compliance (e.g., KYC/AML), and cut transactional friction. Regulation has evolved from curbing speculative financing to building resilient infrastructure and implementing classification rules (e.g., EU’s MiCA). Compliance is increasingly embedded via coded rules (e.g., ERC-3643 standard), enabling real-time monitoring and reducing legal overhead. In conclusion, value accrues to tokens that embed tangible rights, lower cross-border costs, and align with regulatory frameworks, shifting focus from speculation to infrastructure utility.

marsbit03/20 13:36

When the Narrative Bubble Bursts, What Are the Truly Valuable Crypto Assets?

marsbit03/20 13:36

SEC’s Atkins Charts New Course For Crypto Regulation In Latest Shift Toward Clarity

SEC Chair Paul Atkins announced a shift in the agency's approach to crypto regulation, moving away from enforcement-driven actions toward clearer, more constructive rules. He criticized the previous strategy for creating uncertainty and driving innovation offshore. The SEC and CFTC jointly issued interpretive guidance clarifying that crypto assets should not be treated as securities and identified four exempt categories: digital commodities, tools, collectibles (like NFTs), and stablecoins. Atkins also disclosed plans for a "startup exemption" and an upcoming safe harbor proposal to allow limited experimentation without full SEC compliance. The new guidance aims to provide regulatory clarity and keep crypto innovation within the U.S.

bitcoinist03/20 11:05

SEC’s Atkins Charts New Course For Crypto Regulation In Latest Shift Toward Clarity

bitcoinist03/20 11:05

Ripple Survey Finds 72% of Finance Leaders See Digital Assets as Key to Competitiveness

Ripple's survey of over 1,000 global finance leaders reveals that 72% view digital assets as crucial for competitiveness. Key findings show strong confidence in stablecoins, with 74% seeing them as tools to improve cash-flow efficiency and enable faster settlements. Tokenization is also gaining significant interest, prompting institutions to seek partners for execution, particularly in areas like crypto custody, lifecycle management, and primary distribution. Fintechs are leading adoption efforts, and a majority of institutions prefer a single infrastructure provider for their digital asset needs. The report underscores a strategic shift toward digital asset solutions in payments, treasury, and tokenization.

TheNewsCrypto03/20 10:37

Ripple Survey Finds 72% of Finance Leaders See Digital Assets as Key to Competitiveness

TheNewsCrypto03/20 10:37

Who Are the Real Winners in the 'Tokenization' Narrative?

The article explores the real beneficiaries of the tokenization narrative and concludes that nearly everyone stands to gain, though the timing, reasons, and mechanisms differ significantly. Retail investors benefit through democratized access, as tokenization removes systemic barriers that previously excluded them from high-yield assets like private credit. They can now invest with small amounts, trade 24/7, access global assets, and use programmable capital in DeFi strategies. Issuers gain from faster, cheaper, and broader fundraising. Tokenization reduces settlement times from weeks to minutes, lowers operational costs through smart contracts, and enables innovative product designs like tranched risk products and dynamic yield mechanisms. Institutions are drawn to tokenization for its operational efficiencies: near-instant settlement (T+0) reduces counterparty risk, frees up capital, and cuts costs. Major players like BlackRock, JPMorgan, and Goldman Sachs are already implementing tokenized solutions for these advantages. Infrastructure builders—such as custodians, compliance providers, and data oracles—are positioned to become the foundational layer of a multi-trillion-dollar market, akin to "picks and shovels" in a gold rush. Emerging markets experience a transformative impact, as tokenization and stablecoins offer financial inclusion to billions. They provide access to dollar-denominated assets, inflation-resistant savings, low-cost remittances, and real-time payroll, often for the first time. Risks remain: tokenization doesn’t eliminate asset quality risks, guarantee liquidity, or replace sound legal structures. Success depends on robust infrastructure, regulation, and operational integrity. In the short term, institutions and issuers benefit most from efficiency gains. Mid-term, infrastructure providers will capture value. Long-term, retail investors and emerging market users gain the most through full financial inclusion.

marsbit03/20 10:16

Who Are the Real Winners in the 'Tokenization' Narrative?

marsbit03/20 10:16

Ripple Survey Finds Mass Adoption Momentum — ‘The Digital Asset Revolution Is Happening Now’

Ripple's 2026 global survey of over 1,000 finance leaders reveals strong momentum for crypto adoption, declaring the "digital asset revolution is happening now." Key findings show 72% believe digital asset solutions are essential to remain competitive. Stablecoins are a leading use case, with 74% citing benefits for cash-flow efficiency and faster settlement. Fintechs are the primary drivers, with many already using digital assets for payments and customer wallets. Interest in asset tokenization is rising, with custody solutions being a top priority (89%). When choosing partners, regulatory clarity (40%) and security (37%) are critical. Most institutions prefer partners that handle integrated custody and compliance to avoid holding stablecoin balances directly.

bitcoinist03/20 10:01

Ripple Survey Finds Mass Adoption Momentum — ‘The Digital Asset Revolution Is Happening Now’