# Payments Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Payments", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

THIS is the stablecoin power angle that nobody is talking about

Dollar-backed stablecoins are increasingly serving as a tool for the U.S. to extend its monetary influence abroad without physically moving dollars overseas, according to a Rabobank report. When foreign entities demand dollar stablecoins, U.S. issuers convert this demand into Treasury bill purchases, helping fund U.S. deficits at lower rates while digital tokens circulate internationally. This mechanism allows dollars to remain within the U.S. financial system while still facilitating global trade. Non-USD stablecoins are also gaining traction, with their supply surging 260% over the past year to a combined market cap of $1.55 billion, though they remain small compared to dollar-pegged alternatives. A key application driving adoption is crypto-backed payment cards, which have grown into an $18 billion market. Monthly transaction volumes have increased from $100 million in early 2023 to over $1.5 billion, growing at an annual rate exceeding 100%. These cards operate on top of traditional networks like Visa and Mastercard, using stablecoins to settle transactions in the background while maintaining a familiar user experience. In summary, dollar-backed stablecoins are expanding U.S. monetary power digitally without exporting physical dollars, while crypto payment infrastructure accelerates their real-world use.

ambcrypto2h ago

THIS is the stablecoin power angle that nobody is talking about

ambcrypto2h ago

Stablecoins Are Becoming a Bank Run Risk — and Banks Know It

Stablecoins, initially designed as digital dollar equivalents, are now seen as a potential risk for bank runs, prompting regulatory and market responses. In Washington, policymakers are debating legislation that could restrict features like rewards to prevent stablecoins from becoming deposit alternatives, which banks fear could drain hundreds of billions from their funding base. Meanwhile, stablecoins are increasingly used as payment infrastructure, with major firms like Visa and Stripe integrating them into settlement systems. The core conflict revolves around whether stablecoins should remain payment tools or evolve into deposit-like products, balancing innovation against financial stability concerns. Global jurisdictions like the EU and Hong Kong are already implementing regulatory frameworks, increasing pressure on the U.S. to act.

ccn.com19h ago

Stablecoins Are Becoming a Bank Run Risk — and Banks Know It

ccn.com19h ago

XRP’s Playbook Goes Beyond Payments: Pundit Reveals More Use Cases

Crypto pundit X Finance Bull emphasizes that XRP's utility extends beyond payments, particularly into real-world asset (RWA) tokenization. He highlights $110 million in tokenized diamond transactions settled on the XRP Ledger and notes the network’s expansion into full RWA tokenization. The strategy involves building payments infrastructure first, followed by tokenized assets, and then complete financial rails. This aligns with predictions that XRP could become a backbone of global finance. Additionally, Ripple’s treasury platform is expected to boost XRP adoption by providing unified visibility of cash and digital assets, enabling instant settlements, reducing FX costs, and unlocking working capital through yield optimization. At the time of writing, XRP is trading around $1.74.

bitcoinistYesterday 21:32

XRP’s Playbook Goes Beyond Payments: Pundit Reveals More Use Cases

bitcoinistYesterday 21:32

BGB Lists on Kraken, Expanding Regulated Global Access to Onchain Settlement Infrastructure

Bitget Token (BGB) is now listed on Kraken, marking its first major regulated U.S. exchange listing. This move enhances BGB’s liquidity and global accessibility, particularly in regulated markets. The listing reflects a broader industry shift toward tokens with clear utility in onchain payments and settlement infrastructure. BGB functions as the gas and governance token for Morph, a payments-focused settlement layer, and serves as the native utility token across the Bitget and Bitget Wallet ecosystems, which together serve over 120 million users. Its value is tied to real economic activity, including payment and settlement flows. The listing supports Morph’s initiatives, such as its $150 million Payment Accelerator, to deploy real-world financial applications onchain. With improved access and liquidity, BGB is positioned to play a central role in the growing onchain finance landscape.

TheNewsCrypto2 days ago 15:15

BGB Lists on Kraken, Expanding Regulated Global Access to Onchain Settlement Infrastructure

TheNewsCrypto2 days ago 15:15

Bank Of England Shares Stablecoin, Tokenization Plan For UK’s Digital Financial Future

The Bank of England (BoE) has announced plans to prioritize stablecoins, tokenization, and the Digital Securities Sandbox (DSS) in 2026 to shape the UK’s digital financial future. Executive director Sasha Mills stated that these innovations could modernize payments, improve efficiency, and benefit the real economy. The BoE, alongside the Financial Conduct Authority (FCA), aims to finalize regulations for systemic stablecoins by year-end, ensuring they meet standards equivalent to traditional money. The bank also proposed controversial ownership caps for stablecoins. Additionally, the BoE will provide policy clarity on tokenized collateral under existing regulations and develop a framework for assessing stablecoins within the DSS to support financial stability and international alignment.

bitcoinist2 days ago 15:03

Bank Of England Shares Stablecoin, Tokenization Plan For UK’s Digital Financial Future

bitcoinist2 days ago 15:03

Circle Pushes USDC as Core Enterprise Crypto Infrastructure

Circle is strategically repositioning USDC as core digital dollar infrastructure for global payments, settlements, and treasury operations, moving beyond its role as a trading stablecoin. This shift aligns with growing enterprise adoption of stablecoins for blockchain-based payments, payroll, and cross-border transactions due to their stability, transparency, and regulatory compliance. Circle is developing infrastructure to bridge traditional finance with blockchain, enabling seamless integration via APIs and custody solutions. The tokenization of real-world assets further drives demand for a stable settlement unit like USDC. Actively engaging with regulators, Circle advocates for clear frameworks to ensure USDC is a trusted financial instrument. This enterprise-focused approach aims to establish stablecoins as essential financial middleware in the evolving digital economy.

TheNewsCrypto2 days ago 09:22

Circle Pushes USDC as Core Enterprise Crypto Infrastructure

TheNewsCrypto2 days ago 09:22

Businesses are turning to stablecoins as B2B volumes explode – Details

Stablecoins are becoming the preferred payment method for businesses, with B2B transactions driving the most significant growth. Improved regulations have accelerated adoption, as stablecoins address key pain points in traditional B2B payments—slow processing, high costs, and operational complexity. Recent data shows B2B stablecoin payments are expanding much faster than card-linked spending, P2P transfers, and B2C use cases. They enable faster cross-border settlements, reduce intermediaries, and cut transaction times from days to minutes. Key developments include Circle’s EURC, which grew nearly 300% year-on-year to around $400 million market cap by January 2026, supported by favorable EU regulations. Meanwhile, USDC on Ethereum reached a record $4.5 trillion in quarterly transfer volume in Q4 2025, up 400% YoY. New entrants like USD1, issued by Trump-backed World Liberty Financial, are also gaining market share rapidly. The stablecoin category is scaling faster than expected, with B2B leading the expansion.

ambcrypto01/29 21:02

Businesses are turning to stablecoins as B2B volumes explode – Details

ambcrypto01/29 21:02

GTreasury unveils ‘Ripple Treasury’ – Is TradFi about to get disrupted?

Ripple and GTreasury have launched "Ripple Treasury," a product integrating XRPL blockchain rails with GTreasury's enterprise treasury software. This partnership aims to streamline financial operations for GTreasury's network of 13,000 banks, targeting faster, cheaper cross-border payments and offering full cash visibility for flows up to $12.5 trillion. Ripple's native stablecoin, RLUSD, which has seen significant growth and dominates XRPL's stablecoin market, provides the on-chain liquidity. This move positions XRPL as a bridge into traditional finance (TradFi), using blockchain to enhance efficiency, liquidity management, and risk oversight in banking operations.

ambcrypto01/29 19:02

GTreasury unveils ‘Ripple Treasury’ – Is TradFi about to get disrupted?

ambcrypto01/29 19:02

Dubai Insurance Launches Crypto-Enabled Wallet for Premium Payments and Claims

Dubai Insurance Company has introduced a digital wallet enabling cryptocurrency payments for insurance premiums and claims, marking the first such initiative in the UAE insurance sector. Developed in partnership with Zodia Custody—a Standard Chartered-backed institution—the wallet operates within the UAE’s regulatory framework, offering secure and compliant digital asset transactions. It allows policyholders to use cryptocurrencies directly without converting to fiat, enhancing transaction flexibility while ensuring institutional-grade security and transparency. This move supports Dubai’s broader strategy to become a fintech and blockchain hub, signaling a shift toward digitized and regulated financial services in the insurance industry.

TheNewsCrypto01/29 15:35

Dubai Insurance Launches Crypto-Enabled Wallet for Premium Payments and Claims

TheNewsCrypto01/29 15:35

Dubai Insurance Launches Crypto-Enabled Wallet for Premium Payments and Claims

Dubai Insurance Company has introduced a digital wallet enabling cryptocurrency payments for insurance premiums and claims, marking the first such initiative in the UAE insurance sector. Developed in partnership with Zodia Custody—a Standard Chartered-backed institution—the wallet operates within the UAE’s regulatory framework, offering institutional-grade security and compliance. It allows customers to transact in digital assets without converting to fiat, streamlining payments and claims processing. This move supports Dubai’s broader fintech and blockchain ambitions, reflecting a growing trend of traditional financial services integrating regulated crypto solutions.

TheNewsCrypto01/29 13:10

Dubai Insurance Launches Crypto-Enabled Wallet for Premium Payments and Claims

TheNewsCrypto01/29 13:10

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