Regulatory Policy

Focuses on global regulatory developments, policy changes, and compliance requirements. It provides in-depth analysis of government regulations and their impact on the cryptocurrency and blockchain industries, helping businesses and investors proactively manage policy-related risks.

US Banking Lobby Considers Lawsuit Over OCC Crypto Charters

A US banking lobby group, the Bank Policy Institute (BPI), is considering legal action against the Office of the Comptroller of the Currency (OCC) for granting national trust bank charters to cryptocurrency companies like Ripple, BitGo, and Paxos. The BPI argues that these charters, which allow crypto firms to operate as trust banks and provide custody services, could pose risks to Americans and the financial system. They claim this move blurs the definition of a "bank," increases systemic risk, and undermines the credibility of national banking charters. The BPI had previously urged the OCC to reject such applications, and while no final decision on a lawsuit has been made, the group has a history of taking legal action against the agency. Similar concerns were echoed by the Independent Community Bankers of America.

TheNewsCrypto1h ago

US Banking Lobby Considers Lawsuit Over OCC Crypto Charters

TheNewsCrypto1h ago

‘Disappointing’: U.S. DoJ seeks retrial of Tornado Cash founder

The U.S. Department of Justice is seeking a retrial of Tornado Cash founder Roman Storm on charges of money laundering and sanctions violations, a move that has drawn strong criticism from the crypto community. Storm was previously found guilty only of operating an unlicensed money-transmitting business. The DeFi community, including the DeFi Education Fund and Solana Policy Institute, expressed disappointment, arguing the case threatens legal protections for software developers. They point to a recent court ruling that exempted developers from liability on non-custodial platforms. Critics also accuse the DoJ of contradicting the U.S. Treasury's stance and undermining crypto innovation. Despite the negative news, Tornado Cash’s native token TORN saw a 4% price increase.

ambcrypto2h ago

‘Disappointing’: U.S. DoJ seeks retrial of Tornado Cash founder

ambcrypto2h ago

Launching the License Defense Battle: US Banking Industry Plans to Sue OCC

U.S. banking industry groups, including the Bank Policy Institute (BPI) representing major banks like JPMorgan and Citigroup, are considering legal action against the Office of the Comptroller of the Currency (OCC) to halt the issuance of national trust bank charters to cryptocurrency and fintech firms. The conflict escalated after the OCC approved charters for five crypto-native companies, including Circle and Ripple, in December 2025, followed by 11 applications within 83 days. Opponents, such as the Conference of State Bank Supervisors (CSBS) and Independent Community Bankers of America (ICBA), argue the OCC is creating a "Frankenstein charter" that allows unfair competition with lower regulatory standards. The legal dispute centers on Interpretive Letter 1176 (2021), which expanded trust charter permissions without formal rulemaking under the Administrative Procedure Act (APA). OCC Acting Comptroller Jonathan Gould defends the move, stating stablecoin services fall within traditional trust activities. The broader conflict reflects a struggle over financial system access, with crypto firms seeking federal legitimacy and banks warning of regulatory arbitrage. Potential lawsuits could mark the most significant banking legal battle since 2020.

marsbit6h ago

Launching the License Defense Battle: US Banking Industry Plans to Sue OCC

marsbit6h ago

Big Banks Threaten To Sue OCC Over Crypto Rules, Citing Threats To Financial Stability

Major US banks, led by the Bank Policy Institute (BPI), are threatening to sue the Office of the Comptroller of the Currency (OCC) over its approval of federal trust charters for crypto firms. They argue that the OCC's streamlined licensing process, which has approved firms like Ripple, Circle, and Fidelity, releases these companies into the financial system without the stringent oversight applied to traditional banks. Banking groups warn this blurs the definition of a "bank," creates a regulatory loophole, and poses significant risks to financial stability, consumer protection, and competition. The opposition is also supported by state regulators and smaller banking groups.

bitcoinist15h ago

Big Banks Threaten To Sue OCC Over Crypto Rules, Citing Threats To Financial Stability

bitcoinist15h ago

Treasury’s GENIUS Act Report Backs Mixers, But Wants a New ‘Hold Law’ For Crypto

The U.S. Treasury's GENIUS Act report acknowledges the legitimate privacy benefits of cryptocurrency mixers for lawful users, such as protecting personal or business transactions. However, it highlights the misuse of these tools by illicit actors like North Korean cyber units and ransomware groups to launder funds. To address this, the report proposes a new "digital-asset-specific hold law" that would allow regulated platforms to temporarily freeze suspicious transactions, giving law enforcement time to act without disrupting legitimate privacy-focused usage. The report is part of a broader effort to balance financial innovation and security under the GENIUS Act framework.

bitcoinist18h ago

Treasury’s GENIUS Act Report Backs Mixers, But Wants a New ‘Hold Law’ For Crypto

bitcoinist18h ago

Justin Sun Faces Scrutiny Over Dual Control of TRON and TRX Treasury

TRON Inc. has acquired 173,514 TRX tokens at an average price of $0.2882 to expand its treasury reserves of the network's native asset. This move has drawn attention to Justin Sun's significant influence over the TRON ecosystem, including its strategic direction, development, and treasury management. While his leadership is seen by some as beneficial for driving innovation and growth, it has also raised concerns among market observers about transparency, accountability, and centralized control. The debate reflects broader discussions in crypto about governance models, balancing strong leadership with decentralized oversight to ensure long-term trust and project stability.

TheNewsCrypto19h ago

Justin Sun Faces Scrutiny Over Dual Control of TRON and TRX Treasury

TheNewsCrypto19h ago

New Crypto Buyer Enters the Market: Kazakhstan Plans to Invest Up to $350 Million

Kazakhstan's central bank, under Governor Timur Suleimanov, plans to invest up to $350 million from its gold and foreign exchange reserves into the crypto asset sector, with investments set to begin between April and May. The move, which represents a cautious 0.5% of the country's total reserves, will include not only cryptocurrencies but also stocks of high-tech companies, index funds, and other crypto-related financial instruments. The National Investment Corporation (NIC) will also incorporate confiscated crypto assets from law enforcement operations into the national crypto fund. This decision follows eased regulations in January, which recognized digital financial assets as a new asset class and allowed licensed crypto exchanges. Kazakhstan currently holds 3,544 bitcoins, ranking eighth globally in government crypto holdings.

marsbitYesterday 08:50

New Crypto Buyer Enters the Market: Kazakhstan Plans to Invest Up to $350 Million

marsbitYesterday 08:50

New Challenges Posed by Prediction Markets to Political Elections

Predictive markets are increasingly influencing political elections, presenting new challenges for campaign teams. While polls have long shaped electoral narratives, donor confidence, and internal decisions, predictive markets introduce a different mechanism and incentive structure. Media outlets may now cite market-based probabilities, forcing campaigns to develop consistent responses. These markets reflect traders’ informed guesses rather than ground-level voter sentiment, and it remains unclear whether they function as leading or lagging indicators—or merely capture market sentiment. Internally, ethical and operational questions arise. Campaign personnel with access to non-public information (e.g., internal polls, strategy) could engage in trading that blurs the line between speculation and insider advantage. Although platforms like Kalshi enforce rules against insider trading, anonymity complicates enforcement. Conversely, predictive markets could theoretically serve as a hedging tool for staff facing electoral uncertainty. Market manipulation is a concern, though liquid markets are generally resilient against sustained manipulation. As predictive markets become embedded in media coverage and donor discussions, campaigns must proactively develop communication strategies, internal policies, and monitoring mechanisms rather than reacting passively. Preparing now will allow teams to better navigate this emerging element of the political information environment.

marsbitYesterday 08:50

New Challenges Posed by Prediction Markets to Political Elections

marsbitYesterday 08:50

U.S. Treasury Urges Congress to Allow Crypto Platforms to Freeze Suspicious Funds

The U.S. Treasury is urging Congress to pass legislation that would grant cryptocurrency platforms the legal authority to temporarily freeze funds linked to suspicious or illegal activities. This proposal, tied to the GENIUS Act, aims to address a current gap where exchanges can detect but not always legally halt such transactions. A legal framework would protect platforms from lawsuits and enable quicker action to prevent funds from being moved or laundered. While intended to improve cooperation with law enforcement, the proposal raises concerns about transparency and legal complexities, such as disclosure requirements to users and constraints due to ongoing investigations. The move reflects broader efforts to regulate digital assets amid ongoing legislative debates.

TheNewsCryptoYesterday 07:41

U.S. Treasury Urges Congress to Allow Crypto Platforms to Freeze Suspicious Funds

TheNewsCryptoYesterday 07:41

The Crypto Industry Waited Five and a Half Years, and Got Half a Ticket

After a five-and-a-half-year wait, Kraken has become the first cryptocurrency exchange to receive a master account from the Federal Reserve, specifically a "skinny account" that grants limited access to the Fedwire payment system. This allows Kraken to settle U.S. dollar transactions directly for institutional clients, reducing reliance on intermediary banks and lowering friction for large-scale transactions. However, the account does not include key banking privileges such as access to the discount window or interest on reserves. The approval, granted by the Kansas City Fed in March, marks a significant shift in the U.S. regulatory approach to crypto, occurring under a new political administration. It follows the collapse of key crypto-friendly banks like Silvergate and Signature in 2023, which exposed the industry's vulnerability to traditional banking partners. The move has faced criticism from banking groups, who argue the approval bypassed established rulemaking procedures. The broader implications are substantial: Kraken can now offer near-instant settlement to institutional clients, enhancing its competitive position as it prepares for an IPO. This decision, seen as politically driven rather than rules-based, may pave the way for other crypto firms like Anchorage Digital to gain similar access, though its longevity remains tied to the current political climate.

marsbitYesterday 05:16

The Crypto Industry Waited Five and a Half Years, and Got Half a Ticket

marsbitYesterday 05:16

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