# Crypto Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Crypto", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Coinbase–Better Deal Enables Mortgages Secured By Bitcoin And USDC

Better Mortgage, in partnership with Coinbase, is launching a U.S. home loan product that accepts Bitcoin and USDC as collateral, with a nationwide rollout planned for summer 2026. The first loan has already been issued to a couple in Michigan. A key distinction from earlier crypto-backed loans is the involvement of Fannie Mae, which provides a conforming guarantee, effectively treating digital assets as valid collateral. The product also differs by not subjecting the crypto collateral to liquidation if its value declines; the assets remain in custody for the loan's entire term. Better projects an initial loan volume of $250 million based on early sign-ups and plans to expand to other digital assets like tokenized stocks.

bitcoinist2 days ago 07:02

Coinbase–Better Deal Enables Mortgages Secured By Bitcoin And USDC

bitcoinist2 days ago 07:02

On-Chain Figures on the Eve of Kickoff: 1.6 Billion Traded Before the World Cup Even Begins

"On-Chain Numbers on the Eve of the World Cup: $1.6 Billion Traded Before Kick-off" Analysis of on-chain markets before the 2026 FIFA World Cup reveals significant crypto integration into football. The most striking figure is the approximately **$1.6 billion** in total trading volume on the single "World Cup Winner" contract on the Polymarket prediction market platform, accumulated before a single match was played. This represents explosive growth for a sector whose annual volume surged from ~$16B in 2024 to ~$64B in 2025. The ecosystem is maturing beyond speculation. Key developments include: 1) **Infrastructure upgrades** like Polymarket's migration to native, regulated USDC stablecoin for settlements; 2) **Reliable data oracles**, such as Chainlink, being used to resolve real-world match outcomes on-chain; and 3) **Official recognition**, with FIFA appointing its first-ever "Prediction Markets" partner. Over 100 contracts now cover everything from the outright winner to individual match results and even non-sporting risks like venue relocation. This evolution marks a fundamental shift. While crypto firms are absent from FIFA's top-tier sponsor list, the technology has deeply penetrated the tournament's financial and predictive infrastructure through regulated stablecoin settlements, decentralized oracles, and new official partnership categories. The regulatory landscape remains complex and varies by jurisdiction, but on-chain markets for the World Cup are already a multi-billion-dollar reality.

marsbit2 days ago 00:54

On-Chain Figures on the Eve of Kickoff: 1.6 Billion Traded Before the World Cup Even Begins

marsbit2 days ago 00:54

From SpaceX's IPO to the Future of Crypto: Which Crypto Sectors Will Host the Trillion-Dollar Narrative?

From the SpaceX IPO, which targets a $750 billion raise at a $1.77 trillion valuation, we can extrapolate capital flow trends relevant to crypto. The focus shifts from speculative narratives to foundational infrastructure and real-world asset (RWA) integration. Key crypto sectors poised to benefit include: 1. **AI Infrastructure**: The narrative is moving from consumer-facing AI applications to underlying, scarce resources like compute power and decentralized GPU networks (e.g., TAO, RENDER, AKT, IO). These protocols are positioning as the essential "picks and shovels" providers for the AI economy. 2. **Real-World Assets (RWA)**: Beyond tokenized treasury bonds, RWA's future lies in on-chain equity and pre-IPO assets like SpaceX. This could democratize access to high-growth assets and reshape global capital flows, benefiting infrastructure projects like ONDO, LINK, and Plume that facilitate issuance, data, and liquidity. 3. **Core Financial Infrastructure**: Stablecoins, payment networks, and DePIN (Decentralized Physical Infrastructure Networks) are critical for settling the future on-chain economy. Their role expands from internal trading tools to foundational layers for global finance, AI systems, and real-world asset networks, leading to potential value reassessment. In summary, the next cycle may prioritize long-term infrastructure value—AI compute, asset tokenization networks, and settlement layers—over short-lived application hype, mirroring the broader market's shift towards funding the foundational systems of the future.

marsbit2 days ago 00:33

From SpaceX's IPO to the Future of Crypto: Which Crypto Sectors Will Host the Trillion-Dollar Narrative?

marsbit2 days ago 00:33

Tech Stocks Plunge and Bitcoin Slumps, Retail Investors Face Ultimate Test Ahead of SpaceX IPO

Technology stocks suffered their biggest drop in months, and Bitcoin fell below the $60,000 mark, coinciding with the eve of SpaceX's massive IPO plans. The sell-off was triggered by strong U.S. jobs data, dashing hopes for Fed rate cuts and reviving fears of further hikes. High-valuation sectors like AI and semiconductors led the declines, with the Nasdaq plunging over 4%. Cryptocurrencies, sensitive to higher interest rates and a strong dollar, also tumbled sharply. This market stress test raises critical questions about the limits of retail investor capital and its next destination. SpaceX's upcoming IPO, which plans to allocate an unusually high 30% of shares to retail investors, now faces a more uncertain landscape. Analysts warn that to buy SpaceX,散户 may need to sell existing holdings, with Tesla seen as a potential source of funds. The market is saturated with speculative options—from crypto and meme stocks to zero-day options and AI-themed ETFs—all competing for the same pool of retail attention and capital. While SpaceX's listing could inject fresh excitement, it also enters a fiercely competitive environment where investor loyalty is fleeting. The ease of zero-commission trading and lower barriers to margin trading accelerate capital rotation between narratives, making it difficult for any single story, even a historic IPO like SpaceX's, to dominate for long.

华尔街日报2 days ago 23:36

Tech Stocks Plunge and Bitcoin Slumps, Retail Investors Face Ultimate Test Ahead of SpaceX IPO

华尔街日报2 days ago 23:36

SEC’s Crypto Advocate Says Blockchain Code Is Protected By The Constitution

SEC Commissioner Hester Peirce argued that publishing open-source blockchain code is a protected activity under the First Amendment and developers should not be automatically liable as securities intermediaries for how others use their software. She emphasized that liability should fall on those who engage in unlawful conduct, not the tool creators. Her remarks reflect a broader regulatory shift at the SEC under Chair Paul Atkins, moving away from regulation by enforcement. The agency's Crypto Task Force is reviewing how existing securities laws, designed for traditional intermediaries, apply to decentralized systems. Recent SEC guidance also suggested some platforms accessing decentralized protocols may not qualify as traditional brokers. The SEC's strategic plan through 2030 indicates blockchain and crypto assets remain a long-term priority as potentially transformative technologies for financial infrastructure.

bitcoinist2 days ago 22:02

SEC’s Crypto Advocate Says Blockchain Code Is Protected By The Constitution

bitcoinist2 days ago 22:02

Crypto Billionaires Rally Behind Nigel Farage As Political Stakes Rise

Reform UK’s fundraising surged sixfold in early 2026, raising $12.5 million—more than any other British party—largely driven by two major crypto donors. Christopher Harborne (Tether stakeholder) donated $4 million, while Ben Delo (BitMEX co-founder) gave $5.4 million. This combined $9.4 million surpassed the roughly $5.4 million each raised by Labour and the Conservatives. Nigel Farage, Reform’s leader, has actively courted crypto support, advocating for lower crypto taxes and a Bitcoin reserve. Meanwhile, a separate $6.7 million personal gift from Harborne to Farage is under parliamentary inquiry regarding its declaration. Reform’s rise, fueled significantly by crypto-linked donations, marks a major shift in UK political financing.

bitcoinist2 days ago 20:01

Crypto Billionaires Rally Behind Nigel Farage As Political Stakes Rise

bitcoinist2 days ago 20:01

US Senators Press Bank Regulators For ‘Fair’ Crypto Capital Rules

A group of U.S. Senate Republicans, led by Senator Cynthia Lummis, is urging federal bank regulators to establish clear and fair capital rules for banks involved with crypto assets. In a letter to the Federal Reserve, FDIC, and OCC, the lawmakers criticized the international Basel Committee's standards, which impose a punitive 1,250% risk weight on crypto assets, calling it a de facto ban not based on actual risk. They applauded recent interagency guidance that granted tokenized securities the same capital treatment as traditional ones, arguing this risk-based principle should apply consistently to all digital assets. The senators called on the agencies to develop a new capital framework, aligning with recent legislative progress on crypto market structure. Their push coincides with testimonies from top regulators, who emphasized a shift toward more risk-based supervision and responsible innovation, while also addressing stablecoin oversight under new proposals.

bitcoinist2 days ago 15:20

US Senators Press Bank Regulators For ‘Fair’ Crypto Capital Rules

bitcoinist2 days ago 15:20

Bitcoin Falls Sharply Behind Micron Technology As Investors Favor Semiconductor Exposure

Bitcoin is struggling to break the $63,000 level, having dropped sharply from its all-time high. It is now significantly underperforming compared to semiconductor stocks, particularly Micron Technology. Market analysis by Joao Wedson reveals Bitcoin has fallen over 95% against Micron, signaling a major investor rotation towards AI and semiconductor infrastructure assets. While this divergence could profoundly impact crypto markets, Wedson suggests cryptocurrency may eventually become a contrarian play. Meanwhile, Bitcoin's price decline is linked to large stakeholders ("whales") selling over 24,600 BTC last week, indicating market caution. Conversely, small-scale traders increased their holdings, potentially signaling a future buy opportunity.

bitcoinist06/05 08:01

Bitcoin Falls Sharply Behind Micron Technology As Investors Favor Semiconductor Exposure

bitcoinist06/05 08:01

To Those Still Holding On in Crypto: What's More Frightening Than a Bear Market is Collective Silence

To those still persevering in Crypto: what's more terrifying than a bear market is collective silence. Author: haotian. Key lessons for anyone wishing to remain in Crypto: 1) Looking back at past cycles, the crypto industry almost "dies" once each cycle before rebounding. Plunges of 90%, 80%, 70% followed by V-shaped recoveries are the norm. While extreme volatility is foundational, so is the industry's remarkable resilience—it simply won't die. 2) Centralized exchanges (CEX) are not the saviors of crypto; in many ways, they don't even belong to the industry. Running a platform to collect fees is their perpetual goal, regardless of whether the assets traded are major cryptocurrencies, memecoins, stock futures, oil, or precious metals. 3) While this cycle's on-chain narrative innovation is rife with VC-funded "scams," it will ultimately be grand, sweeping narratives that pull the industry out of stagnation. Examples include DeFi in 2020, NFTs in 2022, inscriptions in 2023, and AI Agents in 2024. The scale and persistence of these narratives determine a bull market's strength and the difficulty of post-bubble recovery. An absence of "innovative narratives" would spell real trouble for crypto. 4) The noisy, often polarized, and conflicting voices on Crypto Twitter (CT)—ranging from FOMO to sharp criticism—are largely a manifestation of poor market conditions. It's fine to observe for entertainment, but remember: if the crypto industry were to collapse catastrophically, no one would be spared. A word to the self-proclaimed "stock traders": respect your roots. 5) It's not alarming that early beneficiaries and OGs have chosen different paths—some retreating, some operating behind the scenes, others persisting in advocacy. What is truly dangerous is when the majority chooses "silence." The cost of this silence is the unchecked proliferation of "bad actors driving out the good," which erodes consensus and deals the most fatal blow to the industry's foundation.

marsbit06/05 06:57

To Those Still Holding On in Crypto: What's More Frightening Than a Bear Market is Collective Silence

marsbit06/05 06:57

Bitcoin's Decline Marks the Transformation of Crypto

Title: The Decline of Bitcoin Marks the Transformation of Crypto While Bitcoin's price recently fell below $70,000, down approximately 45% from its peak, the broader crypto industry is not following it into decline. Instead, crypto is maturing and evolving beyond its dependence on Bitcoin's price movements. Two of Bitcoin's core functions are being usurped. First, AI has captured its role as the primary speculative asset. AI, with its tangible revenue, explosive demand, and massive capital inflows ($700-830 billion in 2024), is siphoning off the speculative "hot money" that once drove Bitcoin. It also contributes to a sustained high-interest-rate environment, further tightening liquidity for assets like Bitcoin. Second, dollar-pegged stablecoins like USDC and USDT have replaced Bitcoin as the crypto market's foundational currency and primary on/off-ramp. Most trading pairs and on-chain transactions are now settled in stablecoins, severing the historical link where all capital inflows had to pass through Bitcoin first. This decoupling allows projects to thrive based on their own fundamentals rather than Bitcoin's price. Examples include Hyperliquid, an on-chain derivatives exchange with annual revenues of $8-13 billion, and prediction market platform Polymarket, valued at $200 billion with $3.65 billion in annual fees. These projects are evaluated on traditional metrics like revenue and user growth. New opportunities are emerging, particularly around privacy. Privacy coins like Zcash (ZEC) are seeing surging demand, while infrastructure like NEAR enables private, cross-chain asset transfers without requiring users to hold a specific token—privacy becomes a universal service layer. In this new paradigm, stablecoins are the universal cash, various project tokens represent equity, and privacy-enabled cross-chain coordination layers (like NEAR) act as the critical infrastructure connecting a fragmented, multi-chain ecosystem. Bitcoin is now just one asset among many. The era where the entire crypto market moved in lockstep with Bitcoin is over. The industry's health should now be judged by project fundamentals—real revenue, active users, and tokenomics that capture value—and the development of the underlying infrastructure enabling a mature, dollar-denominated crypto economy.

foresightnews_api06/05 04:28

Bitcoin's Decline Marks the Transformation of Crypto