# Artikel Terkait Crypto Adoption

Pusat Berita HTX menyediakan artikel terbaru dan analisis mendalam mengenai "Crypto Adoption", mencakup tren pasar, pembaruan proyek, perkembangan teknologi, dan kebijakan regulasi di industri kripto.

Base User Growth Story Shows Coinbase Smart Wallets Are Really About Distribution

Coinbase's smart wallet launch is primarily a strategic move to drive user growth and activity on its Base layer-2 network. By simplifying wallet creation with passkeys and eliminating complex seed phrases, Coinbase aims to lower the barrier to entry, making crypto onboarding feel like a standard internet login. The core goal is to channel its vast existing user base from the centralized exchange into on-chain activity within the Base ecosystem. While increased wallet addresses are a positive signal, the true measure of success will be sustained user engagement with apps, DeFi, and other on-chain products. This initiative represents Coinbase's broader bet on consumer crypto adoption, positioning Base not just as an experiment but as essential consumer infrastructure. The development underscores the growing importance of user experience as a competitive advantage in crypto.

bitcoinist07/10 22:06

Base User Growth Story Shows Coinbase Smart Wallets Are Really About Distribution

bitcoinist07/10 22:06

‘Tools for scammers’- Tennessee’s crypto ATM ban hits record 10K uninstallations

Tennessee's ban on cryptocurrency ATMs has taken effect after a federal court sided with the state, denying an attempt by operator CoinFlip to block it. State Attorney General Jonathan Skrmetti labeled the machines "tools for scammers," citing losses of $4 million, primarily targeting the elderly. The law classifies operating a crypto ATM as a Class A misdemeanor. Following this and similar actions in states like Indiana and Minnesota, a record 10,230 crypto ATMs were uninstalled globally in June 2026, with over 9,700 of those in the U.S. However, the crackdown may not hinder broader crypto adoption, as the use of crypto-linked debit cards from Visa and Mastercard surged 106% last year, offering a safer alternative for spending digital assets through traditional payment networks.

ambcrypto07/09 18:02

‘Tools for scammers’- Tennessee’s crypto ATM ban hits record 10K uninstallations

ambcrypto07/09 18:02

The Stablecoin Wars Just Got A New Contender — And This One Has 500,000 Retail Locations

MoneyGram, one of the world's largest cross-border payments networks, launched its own branded US dollar stablecoin, MGUSD, on June 2. This marks a strategic shift from relying on third-party stablecoins like USDC to direct control over issuance and reserves. MoneyGram is an 85-year-old mainstream financial institution with 500,000 retail locations and over 50 million annual customers, primarily serving remittance-dependent families globally. Its launch of a native stablecoin, timed with the new US regulatory framework established by the 2026 GENIUS Act, significantly normalizes digital dollar instruments for a broad, non-crypto-native demographic. This move signals the stablecoin economy's convergence with the mainstream global payments industry.

bitcoinist06/02 14:32

The Stablecoin Wars Just Got A New Contender — And This One Has 500,000 Retail Locations

bitcoinist06/02 14:32

Chainalysis: $100 Trillion Could Shift To Crypto‑Native Generations By 2048

Chainalysis projects that up to $100 trillion will transfer from Baby Boomers to Millennials and Gen Z by 2048, generations more inclined to adopt cryptocurrency. This wealth shift, combined with growing point-of-sale adoption, is expected to significantly boost stablecoin usage. The firm estimates these factors could contribute $508 trillion and $232 trillion annually to stablecoin transaction volumes by 2035, respectively. As a result, on-chain stablecoin transactions may reach parity with Visa and Mastercard between 2031–2039. Established financial players are already adapting through acquisitions and partnerships to capture flows from crypto-native customers.

bitcoinist04/09 12:02

Chainalysis: $100 Trillion Could Shift To Crypto‑Native Generations By 2048

bitcoinist04/09 12:02

Iran’s $1 toll could cost ships 281 Bitcoin each through Strait of Hormuz

Iran is reinforcing Bitcoin's role as a censorship-resistant asset by proposing BTC payments for tolls on ships passing through the Strait of Hormuz. Following a ceasefire, Iran announced a $1 per barrel of oil charge, meaning a fully loaded ship could owe roughly 281 BTC (equivalent to $2 million). A spokesperson stated vessels would have seconds to pay via Bitcoin network to avoid traceability and sanctions. While the Chinese Yuan was previously accepted, the addition of BTC is notable for bypassing Western financial systems. The news sparked reactions, with some, like Jack Mallers, hailing it as a step toward BTC becoming a global reserve currency, while others, like Arthur Hayes, remain skeptical without on-chain proof. Iran has a significant history of using digital assets to circumvent sanctions, with its crypto activity previously surging to nearly $8 billion.

ambcrypto04/09 08:37

Iran’s $1 toll could cost ships 281 Bitcoin each through Strait of Hormuz

ambcrypto04/09 08:37

McKinsey x Artemis Joint Report: Only 1% of Stablecoin's $35 Trillion Transaction Volume is Real Payments, C-Side Usage Negligible

McKinsey and Artemis's joint report reveals that out of $35 trillion in annual stablecoin transaction volume, only about 1% ($390 billion) represents genuine payments. The majority (58%) of these real payments are B2B transactions—such as cross-border settlements and corporate treasury operations—which grew 733% year-over-year. Consumer usage, including retail payments and card spending, remains negligible. The report identifies five structural reasons for this institutional dominance: 1) Greater financial efficiency incentives for businesses; 2) Programmable payments suit B2B workflows, not consumer use cases; 3) Regulatory frameworks favor institutional adoption; 4) Closed-loop B2B systems avoid network effects needed for retail; 5) Corporations prioritize internal benefits over expanding to retail networks. While B2B stablecoin adoption continues accelerating, consumer usage faces significant friction and may remain secondary. The analysis suggests stablecoins may evolve primarily as an institutional settlement layer rather than a mainstream retail payment tool.

marsbit03/18 10:10

McKinsey x Artemis Joint Report: Only 1% of Stablecoin's $35 Trillion Transaction Volume is Real Payments, C-Side Usage Negligible

marsbit03/18 10:10

20% of Americans Are on the Fence: The Next Wave of Crypto Market Lies Here

A study reveals that 20% of U.S. adults are considering cryptocurrency adoption, representing a critical intermediate group between outright rejecters and current holders. The research frames crypto acceptance as a three-stage process: rejection, consideration, and ownership. Key findings show that factors influencing the "consideration" phase (e.g., conservative ideology, support for tech innovation) differ from those driving "actual ownership" (e.g., existing stock ownership, higher risk tolerance). This intermediate group is essential for market growth, regulatory policy, and public opinion, as they represent the tipping point for broader adoption. The study emphasizes that understanding this gradual behavioral process—rather than a binary holder/non-holder view—is crucial for accurately predicting market and political trends.

marsbit03/05 09:18

20% of Americans Are on the Fence: The Next Wave of Crypto Market Lies Here

marsbit03/05 09:18

Coinbase CEO Shares 6 Takeaways From WEF Davos 2026 – Details

Coinbase CEO Brian Armstrong shared six key takeaways from WEF Davos 2026. Tokenization of assets is expanding across all asset classes, with major progress expected in 2026. Crypto legislation, including the CLARITY Act, was a focus, with many top bank CEOs being pro-crypto. Armstrong praised the Trump administration as the world's most crypto-forward government. ESG and DEI topics were notably absent, with discussions centered on global progress. Crypto and AI were highlighted as leading technologies, with AI agents expected to use stablecoins for payments. Finally, a partnership between Coinbase, Circle, and Bermuda to build an on-chain economy was announced. The total crypto market cap stood at $3.086 trillion.

bitcoinist01/25 18:02

Coinbase CEO Shares 6 Takeaways From WEF Davos 2026 – Details

bitcoinist01/25 18:02

Steak ’N Shake Doubles Down On Bitcoin With $10M Balance Sheet Boost

Steak 'n Shake has allocated $10 million to Bitcoin, adding approximately 105 BTC to its corporate balance sheet. The company channels all customer Bitcoin payments into a "Strategic Bitcoin Reserve," directly linking its crypto holdings to same-store sales growth. This approach is operational rather than speculative, differing from firms that borrow to buy crypto. Since adopting Bitcoin via the Lightning Network in May 2025, the chain has seen payment processing fees drop by about 50% and double-digit sales increases. The reserve will fund store and ingredient upgrades without raising prices, reflecting a strategy to integrate cryptocurrency into daily operations and customer experience.

bitcoinist01/18 16:41

Steak ’N Shake Doubles Down On Bitcoin With $10M Balance Sheet Boost

bitcoinist01/18 16:41

2026 Megatrends Outlook: Privacy Public Chains, Prediction Markets, and New Transformations

In this outlook for 2026, three key crypto and Web3 trends are highlighted. First, prediction markets like Polymarket and Kalshi have proven to be more than a temporary phenomenon, with trading volumes surging beyond election cycles due to sports, politics, and economic events. Their simplicity and 24/7 operation make them attractive for integration into consumer platforms like Robinhood and Coinbase. Second, privacy-focused stablecoins and blockchains are gaining traction by enabling "selective disclosure" through zero-knowledge proofs and encrypted mempools. This addresses the transparency issue of public ledgers, making blockchain more acceptable for enterprise use in payments and settlements. Third, the narrative of "unbundling" in crypto is shifting toward rebundling. Companies like Coinbase and Robinhood are consolidating fragmented services—trading, custody, staking, wallets—into unified apps to reduce user friction and leverage distribution advantages. These developments indicate a move toward broader, more practical adoption of blockchain technology in the coming year.

比推01/05 18:28

2026 Megatrends Outlook: Privacy Public Chains, Prediction Markets, and New Transformations