iPhone Owners Will Not Be Able to Use the Digital Ruble - Vedomosti

cryptonews.ruPublished on 2026-08-28Last updated on 2026-08-28

Abstract

iPhone users in Russia will face obstacles in using the digital ruble, the country's central bank's new digital currency, according to a report by Vedomosti. The Bank of Russia's website states iOS device owners can only use the digital ruble with an updated banking app containing the necessary features. However, banks cannot upload these updated apps to the App Store by the September 1st deadline. The main hurdles are sanctions and technical requirements. Apple blocks apps from sanctioned Russian banks. Furthermore, the Bank of Russia mandates that apps use Russian cryptographic standards, connect to specific central bank domains and APIs. Apple identifies these technical elements as markers of affiliation with the Russian state financial infrastructure, leading to app rejection. Certified solutions already exist for Android. Apple's review process scrutinizes not just code but also the build's origin—including developer accounts, cryptographic keys, and network requests—which can lead to blocks for apps or entire developer accounts. While "guerrilla apps" or clones sometimes appear, they are typically removed from the App Store within days or hours. For iPhone users, some banks offer web-based access to digital ruble functions as an alternative. However, major banks like VTB, RSHB, and "Russia" told Vedomosti the digital ruble is only available in their Android apps. Starting September 1st, 12 systemically important Russian banks, including Sberbank, VTB, and Alfa-Bank,...

The Bank of Russia's website states that owners of iOS devices will be able to use the digital ruble only if they have an up-to-date version of a banking application with the corresponding functionality. According to the newspaper's information, banks will not be able to upload updated versions of applications with digital ruble support to the App Store until September 1. In addition to sanctions, there is another reason - in the Bank of Russia's requirements for cryptographic information protection tools and the specifics of the digital ruble platform's infrastructure: applications must use Russian cryptographic standards and access specific Central Bank domains and APIs. For Apple, such elements serve as markers of belonging to the Russian state financial infrastructure, Vedomosti was told. Such certified solutions already exist on Android.

Apple analyzes not only the code but also the origin of the build - which Apple IDs and cryptographic keys were used, from which device the development was conducted, what network requests the application makes, explained Dmitry Entin, head of the development department at the IT company EvApps. If signs of a sanctioned bank are detected, the application is blocked, and sometimes the entire developer account is blocked as well. The problem could be solved by "guerrilla applications," but such clones, as a rule, survive on Apple's marketplace for no more than a few days, or even hours, the expert emphasized.

Alternative options remain for iPhone users, experts interviewed by Vedomosti say. Some banks have implemented the digital ruble functionality in web interfaces. However, VTB, RSHB, and Rossiya told journalists that the digital ruble is available only in their applications for Android and nowhere else.

Starting September 1, access to the digital ruble should be provided by 12 banks recognized by the Central Bank as systemically important. These include the largest credit organizations Sberbank, VTB, Alfa-Bank, T-Bank, Gazprombank, Promsvyazbank. Moreover, the digital ruble wallet must be integrated not into a separate application (for example, from a third-party developer or the Central Bank itself), but into a section within the bank's own application.

All major Russian companies are required to begin accepting digital rubles for payment starting in September. Telecommunications operators and marketplaces have announced the service launch.

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