# Пов'язані статті щодо ABA

Центр новин HTX надає останні статті та поглиблений аналіз на тему "ABA", що охоплює ринкові тренди, оновлення проєктів, технологічні розробки та регуляторну політику в криптоіндустрії.

ABA Challenges White House Report On Stablecoins, Flags Major Concerns

The American Bankers Association (ABA) is challenging a White House Council of Economic Advisers (CEA) report on stablecoins, arguing it misrepresents the core policy risks. The ABA contends the report focuses incorrectly on the minor near-term lending effects of prohibiting yield on payment stablecoins, which it deems a "rounding error." Instead, the ABA emphasizes the real concern is the potential consequence of allowing yield, which could accelerate deposit flight—especially from community banks—as the stablecoin market grows from $300 billion to a projected $1–$2 trillion. This migration could raise banks' funding costs and significantly reduce local lending, with state-level impacts potentially reaching billions of dollars. The association warns policymakers against complacency, urging them to address the risks of an expanding yield-paying stablecoin ecosystem.

bitcoinist04/15 14:03

ABA Challenges White House Report On Stablecoins, Flags Major Concerns

bitcoinist04/15 14:03

Coinbase Secures Conditional OCC Approval For National Trust Charter – Details

Coinbase, the largest US crypto exchange, has received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish Coinbase National Trust Company. This marks a significant step toward becoming a federally regulated crypto custodian. The company clarified that this charter does not make it a commercial bank, and it will not take retail deposits or engage in fractional reserve banking. Instead, it aims to bring federal regulatory uniformity to its custody and market infrastructure business. This approval validates Coinbase's regulatory approach and allows it to expand its reach and conduct new business. It also signals a shift in the federal regulatory framework to align with the evolving crypto landscape. However, the move faces opposition from US banks and lawmakers, including the American Bankers Association and Senator Elizabeth Warren, who have raised concerns about regulatory arbitrage and called for delays until clearer rules are established. Coinbase joins other firms like Ripple, Circle, and Fidelity that have also received similar OCC approvals.

bitcoinist04/03 10:31

Coinbase Secures Conditional OCC Approval For National Trust Charter – Details

bitcoinist04/03 10:31

ABA Survey Shows User Concerns On Stablecoins In Crypto Market Structure Bill Debate

The debate over the CLARITY Act, which aims to define the U.S. crypto market structure, remains stalled amid disagreements between the banking and crypto sectors. At an American Bankers Association (ABA) summit, Senator Angela Alsobrooks highlighted the complexity of negotiations, noting that both sides are likely to be dissatisfied. Banking representatives view stablecoin rewards as a threat to traditional deposits, while the crypto industry argues they are essential consumer incentives. A new ABA survey revealed that 42% of consumers support banning stablecoin rewards if they limit banks' lending capacity. Additionally, 90% of respondents do not currently own stablecoins, and only 17% are likely to use them in the next year. ABA CEO Rob Nichols emphasized that crypto companies offering bank-like products should meet the same regulatory standards as banks. The legislation's next critical step is a Senate Banking Committee markup. If approved, it could merge with a version from the Senate Agriculture Committee before a full Senate vote.

bitcoinist03/11 08:09

ABA Survey Shows User Concerns On Stablecoins In Crypto Market Structure Bill Debate

bitcoinist03/11 08:09

Crypto.com Moves Closer To Full Bank Status With Conditional US Charter Approval

Crypto.com has received conditional approval from the OCC to establish a national trust bank, moving closer to becoming a federally regulated qualified custodian. The firm aims to offer custody, staking, and trade settlement services under the name Crypto.com National Trust Bank. This follows similar approvals for other crypto firms like Circle, Ripple, and BitGo. However, the American Bankers Association has urged the OCC to pause further approvals, citing unresolved concerns over customer asset segregation, cybersecurity, and operational risks. Despite regulatory progress, Crypto.com’s native token CRO has declined 20% over the past month.

bitcoinist02/24 09:01

Crypto.com Moves Closer To Full Bank Status With Conditional US Charter Approval

bitcoinist02/24 09:01

US Banking Lobby Urges OCC To Delay Crypto Charter Applications Approval

The US's largest banking lobby, the American Bankers Association (ABA), has urged the Office of the Comptroller of the Currency (OCC) to delay its approval of crypto bank charter applications. The ABA cited regulatory uncertainty, the need for greater transparency in the application process, and a lack of finalized federal oversight. This follows the OCC's conditional approval of charters for several crypto firms in December, which raised concerns about blurred regulatory lines. The ABA argues the OCC should wait until Congress finalizes new rules. Additionally, the banking industry opposes granting crypto and fintech firms direct access to the Federal Reserve's payment systems, advocating for a 12-month waiting period to ensure safety and soundness standards are met.

bitcoinist02/13 07:01

US Banking Lobby Urges OCC To Delay Crypto Charter Applications Approval

bitcoinist02/13 07:01

US Bank Lobby Makes Stablecoin Yield Restrictions a Top 2026 Priority

The American Bankers Association (ABA) has identified yield-paying stablecoins as a top policy priority for 2026, warning they could act as deposit substitutes and drain funds from traditional banks, potentially destabilizing the financial system and reducing community bank lending. The ABA is urging Congress to prohibit stablecoins from paying interest, yield, or rewards. This stance is supported by Bank of America CEO Brian Moynihan, who previously warned such stablecoins could pull up to $6 trillion from banks, making loans more scarce and expensive. Conversely, Circle CEO Jeremy Allaire has rejected these claims, highlighting the ongoing debate between the traditional banking and crypto industries.

TheNewsCrypto01/23 15:24

US Bank Lobby Makes Stablecoin Yield Restrictions a Top 2026 Priority