# Deposit Tokens İlgili Makaleler

HTX Haber Merkezi, kripto endüstrisindeki piyasa trendleri, proje güncellemeleri, teknoloji gelişmeleri ve düzenleyici politikaları kapsayan "Deposit Tokens" hakkında en son makaleleri ve derinlemesine analizleri sunmaktadır.

Bank of Korea Reveals Results of Tokenized Deposit Testing

The Bank of Korea has announced the results of its pilot test for tokenized deposits. Involving 28 central banks and international financial organizations, the project saw participation from major South Korean banks including KB Kookmin Bank, NH NongHyup Bank, Shinhan Bank, Woori Bank, and Hana Bank. Transactions, from payment orders to final settlement, were completed in real time, averaging just 80 seconds. The test involved 30 transactions across 17 different scenarios—such as corporate and interbank transfers—and was conducted in six currencies, including the Korean won, US dollar, and euro, with a total transaction value reaching approximately $995,000. The central bank reported that the platform operated stably throughout, despite being only partially connected to the existing banking infrastructure. Settlements using tokenized deposits were executed seamlessly, quickly, and transparently. An internal transfer of 20 million won (about $13,890) between NH NongHyup Bank and Shinhan Bank was also successfully processed via the Project Agora platform, which involved connecting to the Bank of Korea's CBDC test platform, Project Hangang. Additionally, KB Kookmin Bank and Japan's MUFG Bank tested cross-border payments using these deposit tokens—digital certificates issued by commercial banks within the pilot, not directly by the central bank. The Bank of Korea plans to continue testing payments with tokenized deposits. This follows last year's pledge by South Korean authorities to tighten regulations for won-based stablecoins, which will require approval from both the central bank and the Financial Services Commission.

cryptonews.ru07/31 16:59

Bank of Korea Reveals Results of Tokenized Deposit Testing

cryptonews.ru07/31 16:59

Blockchain Is South Korea’s New Fiscal Weapon — A Blow To Privacy?

South Korea is launching a pilot program to replace government expense credit cards with blockchain-based deposit tokens for treasury fund execution. This initiative, led by the Ministry of Finance and Economy, builds on a previous project with the Ministry of Environment. Deposit tokens are digital representations of bank deposits on permissioned blockchains, enabling programmable settlement, transparent tracking, and real-time reporting. Unlike CBDCs, they are issued by commercial banks. The pilot aims to enhance spending transparency, reduce intermediaries, and eliminate card-processing fees for small merchants. While improving efficiency, it raises privacy concerns. If successful, South Korea could become a model for blockchain-based fiscal systems.

bitcoinist04/16 21:44

Blockchain Is South Korea’s New Fiscal Weapon — A Blow To Privacy?

bitcoinist04/16 21:44

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